H-1B Visa Financial Services Representative Jobs
Financial Services Representative roles at banks, credit unions, and brokerage firms qualify as H-1B visa specialty occupations when the position requires a bachelor's degree in finance, economics, or a related field. Many large financial institutions file H-1B petitions annually and have established sponsorship pipelines for this role.
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INTRODUCTION
At Memorial, we are dedicated to improving the health, well-being and, most of all, quality of life for the people entrusted to our care. An unwavering commitment to our service vision is what makes the difference. It is the foundation of The Memorial Experience.
SUMMARY
The Patient Financial Services Representative (PFSR) serves as the first point of contact in greeting patients and guarantors in the hospital, ambulatory or medical office setting. The PFSR engages with the patient or guarantor to obtain pertinent information and answer any questions in an effort to ensure that all required demographic, financial, and insurance eligibility information is gathered and verified. Ensures all required notices and consent forms are signed accordingly.
Responsibilities
- Verifies insurance benefits including obtaining insurance card(s) and confirms coverage is active.
- Determines correct insurance filing order, if multiple insurance coverages are effective for that service.
- Explains policies including all regulatory and financial consent forms; secures all required signatures.
- May confirm physician and prescription orders ensuring accuracy.
- Interviews patients and guarantors at the workstation or bedside to obtain all necessary information, including a copy of the patient or guarantor identification card.
- May schedule walk-in appointments for services offered.
- Collects patient out-of-pocket responsibility per collection guidelines.
- Provides patient estimates as requested.
- Prepares and balances a daily deposit of all payment collections.
- May perform patient discharge functions including, but not limited to, review of after visit summary (AVS), future appointment scheduling, and referrals.
- Provides exceptional customer service and ensures all questions and concerns are addressed in a timely and courteous manner.
- May guide the patient to appropriate destination for services.
- Obtains pre-certification and authorization.
COMPETENCIES
ACCOUNTABILITY, ACCURACY & QUALITY, CUSTOMER SERVICE, ORGANIZATION SKILLS, PROBLEM SOLVING, PRODUCTIVITY, RESPONDING TO CHANGE, STANDARDS OF BEHAVIOR
EDUCATION AND CERTIFICATION REQUIREMENTS
High School Diploma or Equivalent (Required)
ADDITIONAL JOB INFORMATION
Complexity of Work: Requires excellent communication skills, critical thinking skills, decisive judgment, and the ability to work with minimal supervision. Must be able to work in a stressful environment and take appropriate action. Ability to work and build relationships collaboratively.
Required Work Experience: No experience required. One (1) year of related hospital, medical office, or customer service experience preferred.
Other Information: In Memorial Physician Group (specialty practices), additional responsibilities include:
1. obtain specialty authorizations
2. authorization denial and peer to peer process
3. scheduling of patient appointments and procedures
4. handle all incoming calls and physician and hospital back line
5. obtain and confirm referrals.
In the Hospital, additional responsibilities include:
1. Upon validation of patient identity, place identification band on patient
2. obtain signatures for hospital specific regulatory forms not required in an ambulatory or office setting
3. obtain authorizations for walk-in appointments
4. determine when financial assistance is needed.
In Memorial Primary Care, additional responsibilities include:
1. MIH-MPC program patient referral, payment collection and eligibility scheduling
2. process referral work-ques and same day access requests
3. work with Patient Access Center on real time patient requests
4. address prescription refill requests, patient advice requests through MyChart, and provider scheduling template.
For the Physician Practices (MPG, MPC and UCC): Must be willing to travel to other locations based on the needs of the business. Mileage reimbursement is provided.
WORKING CONDITIONS AND PHYSICAL REQUIREMENTS
- Bending and Stooping = 60%
- Climbing = 0%
- Keyboard Entry = 100%
- Kneeling = 0%
- Lifting/Carrying Patients 35 Pounds or Greater = 60%
- Lifting or Carrying 0 - 25 lbs Non-Patient = 80%
- Lifting or Carrying 25 - 75 lbs Non-Patient = 40%
- Lifting or Carrying > 75 lbs Non-Patient = 0%
- Pushing or Pulling 0 - 25 lbs Non-Patient = 80%
- Pushing or Pulling 26 - 75 lbs Non-Patient = 80%
- Pushing or Pulling > 75 lbs Non-Patient = 0%
- Reaching = 80%
- Repetitive Movement Foot/Leg = 0%
- Repetitive Movement Hand/Arm = 80%
- Running = 0%
- Sitting = 80%
- Squatting = 80%
- Standing = 80%
- Walking = 80%
- Audible Speech = 80%
- Hearing Acuity = 80%
- Smelling Acuity = 0%
- Taste Discrimination = 0%
- Depth Perception = 80%
- Distinguish Color = 0%
- Seeing - Far = 80%
- Seeing - Near = 80%
- Bio hazardous Waste = 60%
- Biological Hazards - Respiratory = 60%
- Biological Hazards - Skin or Ingestion = 60%
- Blood and/or Bodily Fluids = 60%
- Communicable Diseases and/or Pathogens = 60%
- Asbestos = 0%
- Cytotoxic Chemicals = 0%
- Dust = 0%
- Gas/Vapors/Fumes = 60%
- Hazardous Chemicals = 60%
- Hazardous Medication = 60%
- Latex = 60%
- Computer Monitor = 100%
- Domestic Animals = 0%
- Extreme Heat/Cold = 0%
- Fire Risk = 0%
- Hazardous Noise = 0%
- Heating Devices = 0%
- Hypoxia = 0%
- Laser/High Intensity Lights = 0%
- Magnetic Fields = 0%
- Moving Mechanical Parts = 0%
- Needles/Sharp Objects = 60%
- Potential Electric Shock = 0%
- Potential for Physical Assault = 40%
- Radiation = 0%
- Sudden Decompression During Flights = 0%
- Unprotected Heights = 0%
- Wet or Slippery Surfaces = 40%
SHIFT
Days
DISCLAIMER:
This job description is not intended, nor should it be construed to be an exhaustive list of all responsibilities, skills, efforts or working conditions associated with the job. It is intended to indicate the general nature and level of work performed by employees within this classification. Wages shown on independent job boards reflect market averages, not specific to any employer. We encourage candidates to talk to their Memorial Healthcare System recruiter to discuss actual pay rates, during the hiring process.
Memorial Healthcare System is proud to be an equal opportunity employer committed to workplace diversity. Memorial Healthcare System recruits, hires and promotes qualified candidates for employment opportunities without regard to race, color, age, religion, gender, sexual orientation, national origin, veteran status, disability, genetic information, or any factor prohibited by law. We are proud to offer Veteran’s Preference to former military, reservists and military spouses (including widows and widowers). You must indicate your status on your application to take advantage of this program. Employment is subject to post offer, pre-placement assessment, including drug testing. If you need reasonable accommodation during the application process, please call 954-276-8340 (M-F, 8am-5pm) or email MemorialTalent@mhs.net.
See all 190+ H-1B Visa Financial Services Representative Jobs
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Get Access To All JobsTips for Finding H-1B Visa Sponsorship in Financial Services Representative
Verify your degree field matches the role
USCIS scrutinizes Financial Services Representative petitions when the degree field is broad. A finance, economics, or accounting degree strengthens your case. A general business degree can work but expect a Request for Evidence asking your employer to justify the specialty occupation requirement.
Use OFLC Wage Search before negotiating salary
Your employer must certify your salary meets the prevailing wage for your SOC code and metropolitan area. Pull the OFLC Wage Search figures yourself so you know the Level I through Level IV range before the offer conversation starts.
Target employers enrolled in E-Verify early
Financial firms required to verify employment eligibility through E-Verify already have the compliance infrastructure for H-1B hiring. Prioritize these employers in your search on Migrate Mate, where LCA filing history is surfaced by employer so you can confirm H-1B sponsorship track record before applying.
Ask about the LCA filing timeline at offer stage
Your employer must file and receive a certified LCA from DOL before submitting the I-129 to USCIS. For Financial Services Representative roles tied to FINRA licensing, confirm the employer won't delay the LCA while waiting for your Series 7 or Series 63 results.
Document client-facing and analytical duties separately
Petitions for this role are stronger when the job description distinguishes theoretical and practical application of financial knowledge from routine sales tasks. Work with your employer to ensure the I-129 support letter reflects duties that require a specialized degree, not just product knowledge.
Plan around the 60-day grace period if changing jobs
If you're moving from one financial employer to another, you have a 60-day grace period after your previous job ends to maintain H-1B status. Your new employer must file an H-1B transfer petition before that window closes, and you can start work once the receipt notice is issued under portability rules.
H-1B Visa Financial Services Representative: Frequently Asked Questions
Does a Financial Services Representative role qualify as an H-1B specialty occupation?
It qualifies when the position requires a bachelor's degree or higher in a specific field such as finance, economics, accounting, or business administration. Roles that primarily involve product sales without requiring specialized theoretical knowledge can face USCIS scrutiny. The strongest petitions include job descriptions that tie daily duties directly to the application of a specific body of financial or economic knowledge.
Which employers sponsor H-1B visas for Financial Services Representative positions?
Banks, credit unions, insurance companies, investment firms, and wealth management companies are the most active sponsors for this role. Migrate Mate surfaces employers with verified LCA filing history for Financial Services Representative positions, so you can focus your applications on companies that have already demonstrated a willingness to sponsor H-1B workers in this occupation.
Does holding a FINRA license affect my H-1B petition for this role?
FINRA licensing such as the Series 7 or Series 63 doesn't substitute for the degree requirement in the H-1B petition, but it can strengthen the specialty occupation argument. USCIS evaluates whether the role requires a degree, not just a license. If your employer requires licensure alongside a bachelor's degree in a related field, that combination supports the petition's specialty occupation claim.
Can I change employers if my H-1B was sponsored for a Financial Services Representative role?
Yes, H-1B portability allows you to transfer to a new employer once the new I-129 petition is filed, even before it's approved, as long as your previous status was lawful. The new employer must file a new LCA with DOL and submit the transfer petition to USCIS. You don't need to wait for approval to start work at the new financial firm.
What O*NET classification applies to Financial Services Representative roles?
The O*NET profile most commonly used is Personal Financial Advisors or Financial Services Sales Agents, depending on whether the role involves advisory duties or primarily sales within a financial institution. The SOC code on your employer's LCA determines the prevailing wage level DOL applies. Confirm the SOC code your employer plans to use before the LCA is filed, since it directly affects your certified wage floor.