H-1B Visa Personal Lines Underwriter Jobs
H-1B visa jobs for Personal Lines Underwriters are available at insurance carriers and specialty firms that sponsor skilled professionals for this degree-required specialty occupation role. Employers file a Labor Condition Application with DOL and an I-129 petition with USCIS, granting up to three years of status with extensions to six years.
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Description
Make a difference with a career in insurance
At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we’re looking for extraordinary people to join our talented team. Our service-oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss. Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person®.
If you’re ready to build productive relationships, collaborate within a diverse team, embrace challenges, and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow.
Build your future with us
Our CSU High Net Worth department is currently seeking an excess and surplus personal Lines production underwriter. This role is responsible for underwriting and pricing renewal high net worth non-admitted homeowner business in the state of California with the opportunity to promote into underwriting new business. This position is based in our Gilbert, AZ headquarters.
The pay range for this position is $75,000 - $90,000 annually. The pay determination is based on the applicant’s education, experience, location, knowledge, skills and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.
Be ready to:
- work in partnership with producers and underwriting assistants to underwrite and price renewal high net worth non-admitted homeowner business in the state of California
- determine individual risk acceptability, pricing, coverage, terms and conditions
- develop, analyze and evaluate information and exposures for complex risks
- achieve production and loss ratio goals within assigned regional territory
- determine need for and secure appropriate reinsurance on individual accounts
- develop successful business relationships with producers and reinsurers
Be equipped with:
- proficient use of Microsoft® Word, Excel and Outlook a plus
- strong interpersonal skills
- organizational and time management skills
- analytical and negotiating abilities
- work independently with a high level of authority and judgment
- ability to travel within assigned territory which may include some overnight stays
- ability to think outside the box and be flexible
Bring experience or education from:
- a bachelor’s degree or equivalent work experience
- a minimum of two years underwriting experience
- a property & casualty insurance license, or the ability to obtain within 120 days of employment (preferred)
- experience in or knowledge of wildfire prone states (preferred)
- an ASLI or CPCU designations (preferred)
Enhance your talents
Providing outstanding service and developing strong relationships with our independent agents are hallmarks of our company. Whether you have experience from another carrier or you’re new to the insurance industry, we promote a lifelong learning approach. Cincinnati provides you with the tools and training to be successful and to become a trusted, respected insurance professional – all while enjoying a meaningful career.
Enjoy benefits and amenities
Your commitment to providing strong service, sharing best practices and creating solutions that impact lives is appreciated. To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities.
Embrace a diverse team
As a relationship-based organization, we welcome and value a diverse workforce. We grant equal employment opportunity to all qualified persons without regard to race; creed; color; sex, including sexual orientation, gender identity and transgender status; religion; national origin; age; disability; military service; veteran status; pregnancy; AIDS/HIV or genetic information; or any other basis prohibited by law. All job applicants have rights under Federal Employment Laws. Please review this information to about those rights.
See all 361+ H-1B Visa Personal Lines Underwriter Jobs
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Get Access To All JobsTips for Finding H-1B Visa Sponsorship in Personal Lines Underwriter
Align your degree to underwriting duties
Personal Lines Underwriter roles qualify as specialty occupations when backed by a degree in risk management, finance, actuarial science, or business. Pull the O*NET profile for this occupation and match your credential directly to the listed knowledge domains before applying.
Verify prevailing wages before salary negotiations
Your employer's LCA must certify a wage at or above the DOL prevailing level for your location and job title. Run the OFLC Wage Search for your metro area before entering negotiations so you know the floor and can flag any offer that falls short.
Target carriers with multi-state underwriting operations
If you'll work across branch offices or service policyholders in multiple states, each distinct worksite requires its own certified LCA. Prioritize employers whose sponsorship teams understand this requirement so your authorization covers every location from day one.
Find sponsors through Migrate Mate's verified employer database
Search Migrate Mate to browse insurance employers with confirmed H-1B visa LCA filing history for underwriting roles. This surfaces active sponsors by location and job function, cutting out carriers that don't have an established sponsorship process for this position.
Get your credentials evaluated before the I-129 filing
If your underwriting or risk management degree was earned outside the U.S., secure a foreign credential evaluation that confirms bachelor's equivalency under U.S. standards. USCIS reviews this during petition adjudication, and an incomplete evaluation is a common cause of Requests for Evidence.
Confirm premium processing timelines with your employer
Standard USCIS adjudication can run several months, but employers can request premium processing for a faster decision. Clarify with your hiring manager whether the company covers that fee and builds it into the offer timeline before you give notice at a current job.
H-1B Visa Personal Lines Underwriter: Frequently Asked Questions
Does a Personal Lines Underwriter role qualify as an H-1B specialty occupation?
Yes, Personal Lines Underwriter roles typically qualify as a specialty occupation when the position requires at least a bachelor's degree in risk management, finance, actuarial science, insurance, or a closely related field. The employer documents this requirement in the I-129 petition. Roles framed around degree-level analysis, risk assessment, and underwriting judgment consistently meet USCIS standards.
Which employers sponsor H-1B visas for underwriters?
Large insurance carriers, specialty lines underwriters, and reinsurance firms are the most active sponsors for this role. To identify employers with verified H-1B LCA filing history specifically for underwriting positions, browse Migrate Mate's employer database, which is built from DOL disclosure data and organized by role and location.
What does the LCA cover for a Personal Lines Underwriter position?
The Labor Condition Application certifies that your employer will pay at least the DOL prevailing wage for the underwriter role at a specific worksite. If your duties require you to work at a location not listed on the original LCA, your employer must file a new certified LCA for that worksite before you begin work there.
How long does H-1B status last for an underwriting job?
H-1B status is initially granted for up to three years and can be extended for an additional three years, reaching a six-year maximum in most cases. If your employer files a PERM labor certification or an I-140 immigrant petition on your behalf, extensions beyond six years may be available under AC21 rules.
Can I switch underwriting employers while on an H-1B?
Yes, H-1B portability under AC21 lets you transfer to a new employer once USCIS has received the new I-129 petition, without waiting for approval. The new employer must file a fresh LCA for the new worksite, and your six-year status clock continues from your original approval date rather than resetting.