J-1 Visa Commercial Director Jobs
Commercial Director roles in the United States are accessible to international professionals through the J-1 visa Trainee or Specialist program categories, both requiring a designated sponsor organization to issue your DS-2019 and oversee compliance. Securing sponsorship depends on matching your credentials to a structured training plan your host employer agrees to document and support.
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At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.
Job Description
Our Commercial Real Estate team
Our credit analysts are in seven regional underwriting offices supporting approximately 30 origination offices throughout the country. U.S. Bank’s Commercial Real Estate platform is one of the largest in the United States. We deliver a comprehensive set of financing solutions to institutional, public, and private commercial real estate investors, including lines of credit (working capital, subscription, repurchase) and project debt (construction, bridge, term) to acquire, construct or rehab property types including multifamily, industrial, office, retail and more.
What you’ll do
Our 10-week paid internship will provide you with the foundation on how to conduct analysis of financial statements, assessment of credit requests, and delivery of recommendations tied to analysis and assessment of credit risk. You will receive accelerated learning and skill development through a mix of on-the-job training, mentorship, a community of peers and advisors, and a pathway to our full-time Credit Analyst Development Program upon graduation.
As a CRE Intern, you’ll:
Get hands-on experience working on projects that impact the business such as:
- Underwrite, structure and present a new loan opportunity as part of the intern Capstone project.
- Assist in completing quarterly trending reports (QTR) and annual reviews of existing clients.
- Support senior credit analysts in underwriting new business opportunities, financial spreading, risk rating loans, and calculating various financial metrics.
- Measuring, monitoring, and testing a wide variety of financial covenants as specified within credit approval documents.
- Reading and interpreting relevant credit approval requirements to accurately input monitoring requirements and covenants into a standard compliance monitoring system.
- Analyzing financial statement results and preparing reports to communicate financial performance and trends with Portfolio Managers, Relationship Managers, and/or Credit Administration.
- Interacting with clients as appropriate; attending meetings with companies in the supported portfolio.
- Explore the use of AI-enabled tools, including Microsoft Copilot, to assist with financial analysis, market research, and development of credit presentations and reports.
- Develop technical and business acumen through training, mentorship, and exposure to senior executives.
- Build a supportive community of peers through a variety of cohort strengthening activities such as social events, volunteer days, and development workshops.
Who we’re looking for
We’re looking for talent with demonstrated leadership capabilities, strong work ethic and intellectual curiosity.
Locations: Charlotte, Denver, Los Angeles, Minneapolis, New York
Basic qualifications:
- Pursuing a bachelor’s degree with a target graduation date of December 2027 or May 2028
- Basic understanding of Financial/Accounting terms, concepts, and applications
- Ability to start internship program on June 7, 2027
- Ability to work in office 3+ days/week
Preferred qualifications:
- GPA of 3.0 or above
- Strong written and verbal communication skills
- Well-developed analytical skills
- Acute attention to detail
- Ability to work well under pressure and time constraints
- Ability to work equally well in a team environment and independently, exhibiting initiative, ownership, and flexibility
- Ability to work well under pressure and time constraints
- Effective oral and written communication skills
- Proficient in Word, Excel, and PowerPoint
- Experience with or exposure to Microsoft Copilot or other artificial intelligence (AI) tools and an interest in applying technology to enhance productivity, decision-making, and client-focused outcomes.
Internship benefits:
- Meaningful, hands-on work that impacts the business
- Networking opportunities with senior leadership, U.S. Bank team members, and interns
- Potential for a fulltime offer upon graduation into a development program
Working model and hours:
This role is hybrid. Interns who are in a hybrid role typically spend three days a week at the listed U.S. Bank location(s), while having flexibility on their work location for the other working days. Interns work approximately 40-hours each week during the internship.
The application process
If you are interested in applying and learning more, click on the Apply Now icon to submit your application.
Posting may be closed earlier due to high volume of applicants.
If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.
Benefits:
Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
- Healthcare (medical, dental, vision)
- Basic term and optional term life insurance
- Short-term and long-term disability
- Pregnancy disability and parental leave
- 401(k) and employer-funded retirement plan
- Paid vacation (from two to five weeks depending on salary grade and tenure)
- Up to 11 paid holiday opportunities
- Adoption assistance
- Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Review our full benefits available by employment status here.
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services.
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $21.25 - $28.32
U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Posting may be closed earlier due to high volume of applicants.
See all J-1 Visa Commercial Director Jobs
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Get Access To All JobsTips for Finding J-1 Visa Sponsorship in Commercial Director
Frame your credentials around a training plan
J-1 Trainee and Specialist categories require a formal training plan, not just a job offer. Translate your commercial leadership experience into measurable learning objectives, such as cross-functional sales strategy or market expansion methodology, before approaching host employers.
Target host employers with existing DS-2019 relationships
Multinational corporations and research-linked commercial divisions often already work with designated sponsors like Cultural Vistas or AIPT. Prioritize organizations with documented exchange visitor hosting history, since they understand the DS-2019 process and training plan documentation requirements.
Use Migrate Mate to identify J-1-aligned commercial roles
Search Migrate Mate to find U.S. Commercial Director positions at companies that have hosted J-1 exchange visitors. Filtering by sponsorship history cuts prospecting time and surfaces roles where the host employer already understands the designated sponsor model.
Clarify the two-year home residency requirement early
Specialist and Trainee participants from certain countries, or funded by their home government, face a two-year home residency requirement before changing to most other visa statuses. Confirm your country's treaty obligations with the designated sponsor before accepting a host offer.
Align your role's SOC code to J-1 program eligibility
Designated sponsors verify that your occupation qualifies under the Trainee or Specialist category using Standard Occupational Classification codes. Pull the O*NET profile for Commercial Director to confirm the role's typical duties and degree requirements match what your training plan describes.
Negotiate training plan specifics before the DS-2019 is issued
The designated sponsor, not your host employer, approves the final DS-2019 and training plan. Resolve any mismatches between your proposed duties and the program category's scope with the host employer before the sponsor review stage to avoid delays.
Commercial Director J-1 Visa: Frequently Asked Questions
Which J-1 program category fits a Commercial Director role?
Most Commercial Director placements fall under the J-1 Trainee or Specialist category. Trainee applies if you're within five years of completing a degree and haven't accumulated significant full-time commercial leadership experience. Specialist applies to established professionals with recognized expertise in a specific commercial field. The designated sponsor confirms which category fits your background before issuing the DS-2019.
Who actually sponsors a J-1 visa for a Commercial Director position?
The visa sponsor is a U.S. Department of State-designated organization, such as Cultural Vistas, AIPT, or CIEE, not the hiring company. The hiring company is your host employer and designs the training plan, but it does not issue the DS-2019 or carry legal responsibility for program compliance. The designated sponsor does both.
How do I find U.S. employers willing to host a Commercial Director on a J-1 visa?
Search Migrate Mate for Commercial Director roles at companies with J-1 sponsorship alignment. Because J-1 hosting requires a formal training plan and designated sponsor coordination, targeting employers already familiar with that process significantly increases your chances of a successful match. Cold outreach to unfamiliar companies often stalls at the documentation stage.
Does the two-year home residency requirement apply to Commercial Director J-1 participants?
It depends on your country of nationality, your country of last permanent residence, and whether your participation is funded by a government or international organization. J-1 Specialist and Trainee participants from countries on the Exchange Visitor Skills List, or those receiving government funding, are typically subject to the requirement. The designated sponsor confirms applicability before issuing your DS-2019.
What documentation does a host employer need to prepare for a J-1 Commercial Director placement?
The host employer must complete a structured training plan, often called a Training or Internship Placement Plan, outlining your learning objectives, supervision arrangements, and evaluation schedule. The designated sponsor reviews and must approve this plan before issuing the DS-2019. Incomplete or vague training plans are the most common reason Commercial Director placements are delayed or declined at the sponsor review stage.