Mortgage Consultant Jobs in California
Mortgage Consultant jobs in California are among the most active in the country, concentrated in residential lending, home equity, and jumbo loan origination across one of the largest real estate markets in the world, with openings at every level from junior loan officer to senior consultant and branch manager. The heaviest hiring is in Los Angeles, San Jose, and San Diego, where established lenders like Wells Fargo, Bank of America, and loanDepot maintain significant California operations. The most in-demand specialties include purchase-market origination, FHA and VA lending, and high-balance conforming loan products. Find a role that fits below and apply directly.
Find Mortgage Consultant JobsOverview
Showing 5 of 33+ Mortgage Consultant jobs
Are you passionate about helping families achieve their homeownership dreams? Prosperity Home Mortgage is seeking a dynamic Mortgage Consultant to join our growing team and make a meaningful impact in your local community.
About This Opportunity
As a Mortgage Consultant with Prosperity Home Mortgage, you'll be at the forefront of the home financing journey, guiding clients through one of life's most significant financial decisions. Working closely with our Area Sales Leader, you'll leverage your expertise to connect families with the perfect mortgage solutions while building lasting relationships that drive both personal and company success.
What You'll Do
Drive Business Growth
- Champion the Prosperity Home Mortgage brand across diverse channels including realtors, builders, and innovative nontraditional partnerships
- Establish a commanding presence in your local market, becoming the go-to mortgage expert in your community
- Exceed personal production targets while contributing to overall market share and branch profitability
Deliver Expert Guidance
- Provide comprehensive consultation on our full spectrum of residential mortgage programs, rates, and policies
- Conduct detailed financial and credit analyses to recommend tailored loan solutions that meet each client's unique needs
- Present clear rate and point options while managing the complete application process from initial contact to closing
Ensure Exceptional Client Experience
- Serve as the primary point of contact throughout the entire loan process, coordinating seamlessly with processing and closing teams
- Set realistic expectations by clearly communicating policies, procedures, and timelines
- Maintain proactive communication to keep clients informed at every stage of their loan journey
- Track loan status and ensure all documentation requirements are met for smooth, timely closings
Maintain Excellence Standards
- Uphold company standards for quality, accuracy, and fall-out rates
- Stay compliant with all industry regulations and federal/state laws
- Participate in ongoing mortgage product and sales training to remain at the cutting edge of industry best practices
What We're Looking For
Education & Experience
- Bachelor's degree or equivalent combination of relevant experience and education
- Minimum 2 years of mortgage industry experience demonstrating proven success
Professional Requirements
- Valid NMLS license (required)
- Proficiency with social media platforms for networking and business development
- Willingness to travel within your local market area
Skills That Set You Apart
- Exceptional communication abilities with extensive experience in phone and email client interaction
- Strong analytical skills for evaluating financial and credit data
- Results-driven mindset with a track record of meeting and exceeding targets
- Natural relationship-builder with the ability to connect with diverse clientele
Why Choose Prosperity Home Mortgage?
Professional Growth: Access comprehensive training programs and stay ahead of industry trends while working alongside experienced professionals who are invested in your success.
Community Impact: Play a vital role in helping families and individuals achieve their homeownership goals while building meaningful connections in your local market.
Supportive Environment: Benefit from the guidance of experienced Area Sales Leaders and collaborative teams dedicated to your professional development.
Inclusive Culture: Join a workplace committed to diversity, equity, and inclusion where every team member is valued and respected.
Compensation will be an hourly rate of $16.90 plus a generous commission plan.
Ready to Make a Difference?
If you're ready to combine your mortgage expertise with a passion for helping others achieve their dreams, we want to hear from you. At Prosperity Home Mortgage, you'll find the support, resources, and opportunities needed to build a rewarding career while making a lasting impact in your community.
Prosperity Home Mortgage, LLC is an Equal Opportunity Employer and makes employment decisions without regard to race, color, religion, sex (including pregnancy, gender identity, and sexual orientation), parental status, national origin, age, disability, genetic information (including family medical history), military service, or other non-merit based factors and characteristics protected by applicable federal, state, or local law.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.
Are you passionate about helping families achieve their homeownership dreams? Prosperity Home Mortgage is seeking a dynamic Mortgage Consultant to join our growing team and make a meaningful impact in your local community.
About This Opportunity
As a Mortgage Consultant with Prosperity Home Mortgage, you'll be at the forefront of the home financing journey, guiding clients through one of life's most significant financial decisions. Working closely with our Area Sales Leader, you'll leverage your expertise to connect families with the perfect mortgage solutions while building lasting relationships that drive both personal and company success.
What You'll Do
Drive Business Growth
- Champion the Prosperity Home Mortgage brand across diverse channels including realtors, builders, and innovative nontraditional partnerships
- Establish a commanding presence in your local market, becoming the go-to mortgage expert in your community
- Exceed personal production targets while contributing to overall market share and branch profitability
Deliver Expert Guidance
- Provide comprehensive consultation on our full spectrum of residential mortgage programs, rates, and policies
- Conduct detailed financial and credit analyses to recommend tailored loan solutions that meet each client's unique needs
- Present clear rate and point options while managing the complete application process from initial contact to closing
Ensure Exceptional Client Experience
- Serve as the primary point of contact throughout the entire loan process, coordinating seamlessly with processing and closing teams
- Set realistic expectations by clearly communicating policies, procedures, and timelines
- Maintain proactive communication to keep clients informed at every stage of their loan journey
- Track loan status and ensure all documentation requirements are met for smooth, timely closings
Maintain Excellence Standards
- Uphold company standards for quality, accuracy, and fall-out rates
- Stay compliant with all industry regulations and federal/state laws
- Participate in ongoing mortgage product and sales training to remain at the cutting edge of industry best practices
What We're Looking For
Education & Experience
- Bachelor's degree or equivalent combination of relevant experience and education
- Minimum 2 years of mortgage industry experience demonstrating proven success
Professional Requirements
- Valid NMLS license (required)
- Proficiency with social media platforms for networking and business development
- Willingness to travel within your local market area
Skills That Set You Apart
- Exceptional communication abilities with extensive experience in phone and email client interaction
- Strong analytical skills for evaluating financial and credit data
- Results-driven mindset with a track record of meeting and exceeding targets
- Natural relationship-builder with the ability to connect with diverse clientele
Why Choose Prosperity Home Mortgage?
Professional Growth: Access comprehensive training programs and stay ahead of industry trends while working alongside experienced professionals who are invested in your success.
Community Impact: Play a vital role in helping families and individuals achieve their homeownership goals while building meaningful connections in your local market.
Supportive Environment: Benefit from the guidance of experienced Area Sales Leaders and collaborative teams dedicated to your professional development.
Inclusive Culture: Join a workplace committed to diversity, equity, and inclusion where every team member is valued and respected.
Compensation will be an hourly rate of $16.90 plus a generous commission plan.
Ready to Make a Difference?
If you're ready to combine your mortgage expertise with a passion for helping others achieve their dreams, we want to hear from you. At Prosperity Home Mortgage, you'll find the support, resources, and opportunities needed to build a rewarding career while making a lasting impact in your community.
Prosperity Home Mortgage, LLC is an Equal Opportunity Employer and makes employment decisions without regard to race, color, religion, sex (including pregnancy, gender identity, and sexual orientation), parental status, national origin, age, disability, genetic information (including family medical history), military service, or other non-merit based factors and characteristics protected by applicable federal, state, or local law.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.
See All 33 Mortgage Consultant Jobs in California
Find roles in California that match your experience and apply in just a few clicks.
Find Mortgage Consultant JobsMortgage Consultant Jobs by City in California
Where California roles are concentrated, by current openings.
Mortgage Consultant Job Market in California
A snapshot from current California openings, updated as new roles post.
Who's Hiring
- Wells Fargo27
- HomeServices of America3
- Meriwest Credit Union1
- Stanford Federal Credit Union1
- Independent Contractor/Consultant1I
What California Employers Look For
The qualifications that appear most often in mortgage consultant jobs across California.
- Active California Department of Financial Protection and Innovation mortgage loan originator license required
- NMLS registration and completion of required pre-licensing education and continuing education
- Proven experience originating residential mortgage loans through full cycle to close
- Familiarity with California-specific real estate disclosures, escrow processes, and compliance requirements
- Ability to build and maintain a referral network with California real estate agents and brokers
- Proficiency with loan origination software such as Encompass or Calyx commonly used by California lenders
Mortgage Consultant Jobs in California: Frequently Asked Questions
How do you become a mortgage consultant in California?
To become a mortgage consultant in California, you must obtain a Mortgage Loan Originator license through the California Department of Financial Protection and Innovation. The path requires completing pre-licensing education approved by the DFPI, passing the NMLS national and California state components of the SAFE Mortgage Loan Originator Test, submitting a background check, and registering with the Nationwide Multistate Licensing System. Most employers also expect a background in finance, economics, or a related field.
How much do mortgage consultants make in California?
Mortgage consultants in California earn a median of about $81,770 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $37,460 for the lowest 10% to over $169,040 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire mortgage consultants in California?
Employers hiring mortgage consultants in California right now include Wells Fargo, HomeServices of America, and Meriwest Credit Union, based on current listings on Migrate Mate as of November 2026. California's large and competitive real estate market draws both national lenders and regional banks that maintain dedicated home lending teams across the state.
Which California cities have the most mortgage consultant jobs?
The California cities with the most mortgage consultant openings are Los Angeles, Irvine, and San Jose. Los Angeles drives the highest volume given its size and home-purchase activity, while San Jose reflects the Bay Area's high-balance and jumbo loan demand, and San Diego's steady residential market sustains consistent originator hiring from both regional lenders and national bank branches headquartered there.
Are there remote mortgage consultant jobs in California?
Yes, but they're less common than in purely analytical roles, since mortgage consultants often need in-person relationships with borrowers, real estate agents, and escrow officers. About 100% of mortgage consultant openings tied to California are remote or hybrid as of November 2026, with most flexibility concentrated in the processing, underwriting support, and refinance-focused sides of the role rather than purchase origination.
How can I get hired as a mortgage consultant in California with little or no experience?
The most realistic entry path is starting as a loan officer assistant or mortgage processor at a California-based lender, where you learn compliance, disclosures, and pipeline management before transitioning into an originator seat. Large California retail lenders and regional banks often bring on junior associates through structured training programs that pair new hires with senior originators. Completing your DFPI pre-licensing education and NMLS registration before applying signals seriousness and removes a key hiring hurdle for employers.
Where can I find and apply to mortgage consultant jobs in California?
You can find and apply to mortgage consultant jobs in California on Migrate Mate, which lists current California openings from employers actively hiring. Search the available roles, find the ones that match your experience and location, and apply directly to the ones that fit.
See All 33 Mortgage Consultant Jobs in California
Find roles in California that match your experience and apply in just a few clicks.
Find Mortgage Consultant Jobs