Mortgage Consultant Jobs in California
Mortgage Consultant jobs in California are among the most active in the country, concentrated in residential lending, home equity, and jumbo loan origination across one of the largest real estate markets in the world, with openings at every level from junior loan officer to senior consultant and branch manager. The heaviest hiring is in Los Angeles, San Jose, and San Diego, where established lenders like Wells Fargo, Bank of America, and loanDepot maintain significant California operations. The most in-demand specialties include purchase-market origination, FHA and VA lending, and high-balance conforming loan products. Find a role that fits below and apply directly.
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About this role:
Wells Fargo is seeking a...
In this role, you will:
- Sit within assigned bank branches and originate mortgage loans; collaborate with branch leadership, participate in branch huddles, mentor and coach employees to increase knowledge of mortgage products and processes; perform miscellaneous duties as needed and required
- Exercise some independent judgment when conducting outbound calls to existing and prospective customers regarding mortgage loan products and complete associated tracking activities
- Interact with customers to understand their needs and provide high quality customer service; inform prospective and existing customers of Wells Fargo Home Mortgage programs; analyze and offer mortgage loan products based on the client's needs
- Process low to moderately complex loan applications for mortgage transactions and review rates and terms within guidelines
- Maintain high standard of client satisfaction and quality by ensuring timely and proactive customer communication
- Continuously pursue Wells Fargo training offerings to increase knowledge of company products, policies and procedures, and underwriting requirements
- Adhere to policies, underwriting requirements, compliance requirements, and loan procedures; collaborate with fulfillment partners to meet the needs of clients throughout the origination process
- Stay informed of mortgage industry trends and developments in the assigned market; develop and maintain a high degree of visibility for Wells Fargo Home Mortgage in the marketplace
- This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below
Required Qualifications:
- 2+ years of sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Required Qualifications for Europe, Middle East & Africa only:
- Experience in sales, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
Job Expectations:
- This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) website provides the MU4R questions and registration required for employment in this position. Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary
Pay Range
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.
$0.00 - $0.00
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.
- Health benefits
- 401(k) Plan
- Paid time off
- Disability benefits
- Life insurance, critical illness insurance, and accident insurance
- Parental leave
- Critical caregiving leave
- Discounts and savings
- Commuter benefits
- Tuition reimbursement
- Scholarships for dependent children
- Adoption reimbursement
Posting End Date:
10 Jul 2026
Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
See All 28 Mortgage Consultant Jobs in California
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Find Mortgage Consultant JobsMortgage Consultant Jobs by City in California
Where California roles are concentrated, by current openings.
Mortgage Consultant Job Market in California
A snapshot from current California openings, updated as new roles post.
Who's Hiring
- Wells Fargo27

- Innovative Construction Group1

Top Industries Hiring
- Investment & Asset Management27
- Manufacturing1
What California Employers Look For
The qualifications that appear most often in mortgage consultant jobs across California.
- Active California Department of Financial Protection and Innovation mortgage loan originator license required
- NMLS registration and completion of required pre-licensing education and continuing education
- Proven experience originating residential mortgage loans through full cycle to close
- Familiarity with California-specific real estate disclosures, escrow processes, and compliance requirements
- Ability to build and maintain a referral network with California real estate agents and brokers
- Proficiency with loan origination software such as Encompass or Calyx commonly used by California lenders
Mortgage Consultant Jobs in California: Frequently Asked Questions
How do you become a mortgage consultant in California?
To become a mortgage consultant in California, you must obtain a Mortgage Loan Originator license through the California Department of Financial Protection and Innovation. The path requires completing pre-licensing education approved by the DFPI, passing the NMLS national and California state components of the SAFE Mortgage Loan Originator Test, submitting a background check, and registering with the Nationwide Multistate Licensing System. Most employers also expect a background in finance, economics, or a related field.
How much do mortgage consultants make in California?
Mortgage consultants in California earn a median of about $81,770 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $37,460 for the lowest 10% to over $169,040 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire mortgage consultants in California?
Employers hiring mortgage consultants in California right now include Wells Fargo and Innovative Construction Group, based on current listings on Migrate Mate as of June 2026. California's large and competitive real estate market draws both national lenders and regional banks that maintain dedicated home lending teams across the state.
Which California cities have the most mortgage consultant jobs?
The California cities with the most mortgage consultant openings are San Jose, Irvine, and La Habra. Los Angeles drives the highest volume given its size and home-purchase activity, while San Jose reflects the Bay Area's high-balance and jumbo loan demand, and San Diego's steady residential market sustains consistent originator hiring from both regional lenders and national bank branches headquartered there.
Are there remote mortgage consultant jobs in California?
Yes, but they're less common than in purely analytical roles, since mortgage consultants often need in-person relationships with borrowers, real estate agents, and escrow officers. About 0% of mortgage consultant openings tied to California are remote or hybrid as of June 2026, with most flexibility concentrated in the processing, underwriting support, and refinance-focused sides of the role rather than purchase origination.
How can I get hired as a mortgage consultant in California with little or no experience?
The most realistic entry path is starting as a loan officer assistant or mortgage processor at a California-based lender, where you learn compliance, disclosures, and pipeline management before transitioning into an originator seat. Large California retail lenders and regional banks often bring on junior associates through structured training programs that pair new hires with senior originators. Completing your DFPI pre-licensing education and NMLS registration before applying signals seriousness and removes a key hiring hurdle for employers.
Where can I find and apply to mortgage consultant jobs in California?
You can find and apply to mortgage consultant jobs in California on Migrate Mate, which lists current California openings from employers actively hiring. Search the available roles, find the ones that match your experience and location, and apply directly to the ones that fit.
See All 28 Mortgage Consultant Jobs in California
Find roles in California that match your experience and apply in just a few clicks.
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