Financial Counselor Jobs in California
Financial Counselor jobs in California concentrate in healthcare systems, consumer banking, and nonprofit social services, with the state representing one of the most active markets in the country for this role at every level from entry-level associate to senior program manager. Most hiring clusters in Los Angeles, San Francisco, and San Diego, where large employers like Kaiser Permanente, Wells Fargo, and Cedars-Sinai Medical Center maintain ongoing demand. The most in-demand specialties are medical financial counseling, debt management, and student loan advising. Find a role that fits below and apply directly.
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Day - 08 Hour (United States of America)
This is a Stanford Health Care job.
A Brief Overview
The Financial Counselor Level 1 role screens uninsured and underinsured patients at bedside and prior to or post services to identify government or charity programs to cover medical expenses. The position requires a patient financial interview which includes a review of hospital charges, the patient's insurance status and financial resources. It may include the completion of appropriate applications and diligent follow up for approval. This individual must possess the ability to effectively communicate, both orally and written, to a variety of individuals including: patients, case workers, social workers, hospital directors and executives while maintaining utmost professionalism. Must be multi-task orientated with excellent critical thinking skills and possess the ability to appropriately handle complexity and stress within the changing needs of the patients, families and the health system. It is expected that individuals in this level will acquire the necessary job skills, knowledge, team leadership and other qualifications through on-the-job and/or formal training in order to advance to the Financial Counselor II level.
Locations
Stanford Health Care
What you will do
- Finds solutions to help address patient financial needs in accordance with Stanford Health Care policies and procedures.
- Determines financial clearance for a patient's visit or referral (pre-service or at time of service). Checks eligibility and benefits, determines authorization requirements have been met.
- Assesses "risk" of cases that have not been financially cleared/secured prior to service. Clears low risk cases, escalates high-risk cases to coordinator or manager. Contacts patient regarding steps required to clear their appointment for services including collecting a deposit for the patient’s financially responsible portion.
- Quickly and accurately estimates a patient's out of pocket costs and prepares documents to present to the patient for payment. Assures secure handling and accurate recording of payments collected at the point-of-service delivery.
- Applies strong problem solving skills to help address the concerns and needs of the patients that the Financial Counselors serve.
- Effectively communicates, both orally and written, to a variety of individuals including: patients, case workers, social workers, hospital directors and executives while maintaining utmost professionalism.
- Maintains professional communication with various Patient Financial Clearance and Patient Access Services staff, medical center staff, physicians, guests, and patients regarding the services rendered at Stanford Health Care. Communication may consist of telephone correspondence or in person contact.
- Must be multi-task orientated with excellent critical thinking skills and possess the ability to appropriately handle complexity and stress within the changing needs of the patients, families and the health system.
- Meets weekly individual productivity goals and standards while following planned priorities as set by the Team Manager/Coordinator(s).
- Performs other duties and responsibilities as assigned by the unit team manager or other PFC management personnel.
- Performs the complete registration and admitting process from start to finish.
Education Qualifications
Experience Qualifications
Required Knowledge, Skills and Abilities
- Language:
- Bilingual preferred (English and Spanish)
- Technology & Applications:
- Demonstrates proficiency as applicable with Epic, insurance websites, POS payment systems, web-based screening tools
- Knowledge and understanding of Microsoft applications (Word, Excel, PowerPoint)
- Industry Knowledge:
- Strong knowledge of eligibility and enrollment requirements for Medicare, Medi-Cal, Workers Comp, Managed Care (HMO, PPO, POS, etc.), Children's Health Programs (CCS, GHPP, Healthy Families, etc.)
- Skills/Abilities:
- Experience resolving issues in financial reimbursement billing, utilization management and government programs
- Prior experience calculating, communicating and educating patient’s on their financial responsibilities
- Demonstrated communication, customer relations, and organizational skills
- Ability to multi-task with attention to detail
- Ability to complete work efficiently and problem solve independently Ability to work well in a team environment
Licenses and Certifications
These principles apply to ALL employees:
SHC Commitment to Providing an Exceptional Patient & Family Experience
Stanford Health Care sets a high standard for delivering value and an exceptional experience for our patients and families. Candidates for employment and existing employees must adopt and execute C-I-CARE standards for all of patients, families and towards each other. C-I-CARE is the foundation of Stanford’s patient-experience and represents a framework for patient-centered interactions. Simply put, we do what it takes to enable and empower patients and families to focus on health, healing and recovery.
You will do this by executing against our three experience pillars, from the patient and family’s perspective:
- Know Me: Anticipate my needs and status to deliver effective care
- Show Me the Way: Guide and prompt my actions to arrive at better outcomes and better health
- Coordinate for Me: Own the complexity of my care through coordination
Equal Opportunity Employer Stanford Health Care (SHC) strongly values diversity and is committed to equal opportunity and non-discrimination in all of its policies and practices, including the area of employment. Accordingly, SHC does not discriminate against any person on the basis of race, color, sex, sexual orientation or gender identity and/or expression, religion, age, national or ethnic origin, political beliefs, marital status, medical condition, genetic information, veteran status, or disability, or the perception of any of the above. People of all genders, members of all racial and ethnic groups, people with disabilities, and veterans are encouraged to apply. Qualified applicants with criminal convictions will be considered after an individualized assessment of the conviction and the job requirements.
Base Pay Scale: Generally starting at $34.40 - $38.72 per hourThe salary of the finalist selected for this role will be set based on a variety of factors, including but not limited to, internal equity, experience, education, specialty and training. This pay scale is not a promise of a particular wage.
See All 24 Financial Counselor Jobs in California
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Find Financial Counselor JobsFinancial Counselor Jobs by City in California
Where California roles are concentrated, by current openings.
Financial Counselor Job Market in California
A snapshot from current California openings, updated as new roles post.
Who's Hiring



Top Industries Hiring
- Education
- Healthcare & Medical Services
What California Employers Look For
The qualifications that appear most often in financial counselor jobs across California.
- Active or eligible Accredited Financial Counselor (AFC) credential preferred by most California employers
- Bachelor's degree in finance, social work, or a closely related field required
- Experience conducting one-on-one financial assessments and creating individualized spending plans
- Proficiency with case management or financial planning software such as Salesforce or MoneyGuidePro
- Strong knowledge of California consumer protection laws and debt collection regulations
- Bilingual Spanish-English communication skills valued across Los Angeles and Central Valley employers
Financial Counselor Jobs in California: Frequently Asked Questions
How do you become a financial counselor in California?
The most direct path is earning an Accredited Financial Counselor (AFC) credential through the Association for Financial Counseling and Planning Education, which California employers widely recognize. A bachelor's degree in finance, social work, or a related field is typically required before sitting for the AFC. California has no single state-issued license for financial counselors, but roles in healthcare billing require familiarity with Medi-Cal and HIPAA compliance, which many California health systems verify before hiring.
Which companies hire financial counselors in California?
Companies currently hiring financial counselors in California include Magellan Health, Kaiser Permanente, and Keck Medicine of USC, per current listings on Migrate Mate as of November 2026. California's concentration of large integrated health systems, major retail banks, and community development financial institutions means demand is spread across both corporate and nonprofit sectors throughout the state.
Which California cities have the most financial counselor jobs?
San Diego, Los Angeles, and Downey have the most financial counselor openings in California. Los Angeles drives volume through its large hospital networks, community health centers, and major banks headquartered or regionally anchored there, while San Francisco and San Diego add openings through their financial services industries, academic medical centers, and robust nonprofit sectors serving diverse populations.
Are there remote financial counselor jobs in California?
Yes, and more than many client-facing roles, since much financial counseling work involves phone and video sessions that translate well to a remote setting. About 40% of financial counselor openings tied to California are remote or hybrid as of November 2026, reflecting growing employer comfort with virtual service delivery. Debt management coaching, student loan advising, and employee financial wellness roles tend to be the most remote-friendly specialties.
How can I get hired as a financial counselor in California with little or no experience?
The most realistic entry path is applying for financial counselor associate or patient financial services representative roles at large California health systems like Kaiser Permanente, Dignity Health, or UCLA Health, which regularly bring in candidates without prior counseling experience and provide structured on-the-job training. Community development financial institutions and nonprofit credit counseling agencies across Los Angeles and the Bay Area also hire entry-level staff. Earning an AFC candidate designation while applying and gaining experience in adjacent roles such as bank teller, social services case manager, or benefits coordinator strengthens any application significantly.
Where can I find and apply to financial counselor jobs in California?
You can find and apply to financial counselor jobs in California on Migrate Mate, which lists current California openings updated regularly. Search the listings to see roles that match your experience and location, then apply directly to the ones that fit.
See All 24 Financial Counselor Jobs in California
Find roles in California that match your experience and apply in just a few clicks.
Find Financial Counselor Jobs