Mortgage Processor Jobs in California
Mortgage Processor jobs in California are concentrated in residential lending, purchase and refinance transactions, and correspondent banking, with demand at every level from entry-level loan assistants to senior processors handling jumbo and non-QM files. The busiest hiring metros are Los Angeles, San Jose, and San Diego, where lenders like Wells Fargo, Chase, and loanDepot maintain large California operations. The most consistent openings are in conventional loan processing, FHA and VA file management, and pipeline coordination roles. Scan the live roles below and apply to whichever ones fit.
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WHAT IS THE OPPORTUNITY?
WHAT WILL YOU DO?
- Reviews all new loan application requests to ensure that all required forms and/or documentation have been provided by the borrower. Prepares the loan for submission to the underwriter after all outstanding items are received.
- Prepares and sends out all pertinent regulatory compliance disclosure material based on data provided by the Residential Loan Consultant. Sends out all pertinent disclosures within required timeframes from the receipt of the application.
- Reviews new loan files upon receipt. Places files in proper stacking order, and inputs information on the system.
- Opens/orders the verifications needed to make a credit decision. Compiles a list of items that are outstanding from the borrower by utilizing the appropriate checklists. Orders or follows up with escrow, title, credit vendor, HOA Association, insurance agent and appraisal department.
- Inputs data for the processing of conventional mortgage loans for single family 1
- Prepares and mails requests for verification of deposit, employment, and mortgage (when applicable) to the appropriate parties.
- Provides support to the Residential Loan Consultant, underwriting, document/ closing departments. Answers calls from borrowers, escrow, title, agents, etc. regarding status and general questions throughout the processing of the loan.
- Assists supervisor and underwriting area in weekly pipeline planning. Maintains a proactive commitment to established Bank programs, such as, Community Reinvestment Act (CRA) and Equal Employment Opportunity.
- Minimum 1 year of loan processing experience in a mortgage banking company or related financial institution required.
- Minimum 1 year of experience working with FNMA/FHLMC guidelines and standard industry guidelines required.
- Minimum 1 year of experience of state and federal lending regulations (e.g. Respa, Reg Z, Ecoa, State Fair Lending) required
- Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act.
- Ability to communicate effectively with all levels of CNB personnel, customers, and outside agencies.
- Verbal/written communication skills sufficient to review and process loan documentation.
- Ability to apply basic math skills.
- Proficient computer skills with experience using Word, and some type mortgage software program (Interlinq E3 preferred).
- Very good analytical skills are beneficial.
- Ability to pay close attention to detail, and work under deadlines.
WHAT'S IN IT FOR YOU?
Benefits and Perks
- Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date
- Generous 401(k) company matching contribution
- Career Development through Tuition Reimbursement and other internal upskilling and training resources
- Valued Time Away benefits including vacation, sick and volunteer time
- Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs
- Career Mobility support from a dedicated recruitment team
- Colleague Resource Groups to support networking and community engagement
ABOUT US
INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
- Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled.
Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.
See All 6 Mortgage Processor Jobs in California
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Find Mortgage Processor JobsMortgage Processor Jobs by City in California
Where California roles are concentrated, by current openings.
Mortgage Processor Job Market in California
A snapshot from current California openings, updated as new roles post.
Who's Hiring


What California Employers Look For
The qualifications that appear most often in mortgage processor jobs across California.
- Familiarity with California-specific disclosure requirements and TRID compliance timelines
- Experience with loan origination systems such as Encompass, Calyx Point, or Empower
- Ability to review and clear conditions on purchase and refinance loan files
- Knowledge of conventional, FHA, VA, and jumbo loan guidelines and documentation standards
- Strong communication skills for coordinating with escrow, title, and real estate agents
- High attention to detail and ability to manage a high-volume pipeline under deadline pressure
Mortgage Processor Jobs in California: Frequently Asked Questions
How do you become a mortgage processor in California?
Mortgage processors in California are not required to hold a state-issued license, but those who take applications or negotiate loan terms may need a Mortgage Loan Originator license issued through the California Department of Financial Protection and Innovation. Most employers look for a high school diploma or associate degree alongside hands-on experience with loan files. Completing coursework in mortgage banking or finance strengthens a candidate's profile.
Which companies hire mortgage processors in California?
California mortgage processor roles are posted by MGM LENDERS, Texana Bank, and City National Bank and others right now, based on current listings on Migrate Mate as of September 2026. California's dense concentration of independent mortgage banks, credit unions, and large retail lenders makes it one of the most active hiring markets for this role in the country.
Which California cities have the most mortgage processor jobs?
California, Corona, and Irvine have the most mortgage processor openings in California. Los Angeles drives volume through its size and active purchase market, San Jose reflects Bay Area homebuying activity tied to the tech sector, and San Diego benefits from a steady mix of military, VA, and conventional purchase lending that keeps processor demand consistent year-round.
Are there remote mortgage processor jobs in California?
Yes, and more than many finance roles, since mortgage processing is largely documentation- and system-based work that does not require a physical presence. About 75% of mortgage processor openings tied to California are remote or hybrid as of September 2026, reflecting how broadly lenders have adopted distributed processing teams. Fully remote positions tend to concentrate in pipeline management and conditions clearing rather than initial file setup.
How can I get hired as a mortgage processor in California with little or no experience?
The most realistic entry path is a loan processor assistant or loan coordinator role at a retail lender or credit union, where you shadow experienced processors and learn the pipeline. California-based lenders like loanDepot, PenFed Credit Union branches, and regional banks such as East West Bank frequently bring on entry-level candidates from adjacent roles like loan officer assistant, escrow assistant, or bank teller. Earning a Notary Public commission and completing an Encompass or Calyx Point training course signals readiness to California hiring managers.
Where can I find and apply to mortgage processor jobs in California?
You can find and apply to mortgage processor jobs in California on Migrate Mate, which lists current California openings from lenders and financial institutions across the state. Search the available roles, find the ones that match your experience and preferred location or work arrangement, and apply directly to each one.
See All 6 Mortgage Processor Jobs in California
Find roles in California that match your experience and apply in just a few clicks.
Find Mortgage Processor Jobs