Mortgage Loan Processor Jobs in California
Mortgage Loan Processor jobs in California are concentrated in Los Angeles, San Jose, and San Diego, where dense housing markets and large lending operations sustain consistent demand from entry-level to senior roles. Employers like Wells Fargo, Bank of America, and loanDepot maintain significant California operations and hire mortgage loan processors across conventional, FHA, and jumbo loan pipelines. Demand is strongest for processors with experience in high-volume purchase transactions, refinance workflows, and document compliance under California's regulatory environment. See the openings below and apply to the ones that match your experience.
Find Mortgage Loan Processor JobsOverview
Open roles5
Top employerMGM LENDERS
Top cityCalifornia
Cities hiring4
Work type50% Remote
Top credentialAssociate's degree
Showing 5 of 5+ Mortgage Loan Processor jobs
Mortgage Loan Processor I
We won't show you this job again
New 20h ago
City National Bank
Mortgage Loan Processor I
Los Angeles, California
New 20h ago
Mortgage Loan Processor
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Added 3d ago
Meriwest Credit Union
Mortgage Loan Processor
San Jose, California
Added 3d ago
Mortgage Loan Processor
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Added 3d ago
HighTechLending, Inc.
Mortgage Loan Processor
Irvine, California
Added 3d ago
M
Mortgage Loan Processor
We won't show you this job again
M
Added 1mo ago
MGM LENDERS
Mortgage Loan Processor
Pasadena, California
Added 1mo ago
Mortgage Loan Processor; BR 26
We won't show you this job again
Added 3mo ago
Texana Bank
Mortgage Loan Processor; BR 26
California
Added 3mo ago
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See related jobsNew 20h ago
Mortgage Loan Processor I
City National Bank·Los Angeles, California
Job functions:
$22.27 - $33.43/hr
Remote (US)
5,001-10,000 employees
Job Description
Overview:
WHAT IS THE OPPORTUNITY?
WHAT WILL YOU DO?
MORTGAGE LOAN PROCESSOR I
WHAT IS THE OPPORTUNITY?
Reviews all new loan application requests to ensure that all required forms and/or documentation have been provided by the borrower. Prepares and sends out all pertinent regulatory compliance disclosures for single family 1-4 properties. Works in a team environment gathering outstanding conditions and upon receipt performs analysis and prepares files for closing documents. Provides support to the Residential Loan Consultant, underwriting and documentation/ closing departments. Assists supervisor and underwriting area in pipeline planningMust be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act.
WHAT WILL YOU DO?
- Reviews all new loan application requests to ensure that all required forms and/or documentation have been provided by the borrower. Prepares the loan for submission to the underwriter after all outstanding items are received.
- Prepares and sends out all pertinent regulatory compliance disclosure material based on data provided by the Residential Loan Consultant. Sends out all pertinent disclosures within required timeframes from the receipt of the application.
- Reviews new loan files upon receipt. Places files in proper stacking order, and inputs information on the system.
- Opens/orders the verifications needed to make a credit decision. Compiles a list of items that are outstanding from the borrower by utilizing the appropriate checklists. Orders or follows up with escrow, title, credit vendor, HOA Association, insurance agent and appraisal department.
- Inputs data for the processing of conventional mortgage loans for single family 1
- Prepares and mails requests for verification of deposit, employment, and mortgage (when applicable) to the appropriate parties.
- Provides support to the Residential Loan Consultant, underwriting, document/ closing departments. Answers calls from borrowers, escrow, title, agents, etc. regarding status and general questions throughout the processing of the loan.
- Assists supervisor and underwriting area in weekly pipeline planning. Maintains a proactive commitment to established Bank programs, such as, Community Reinvestment Act (CRA) and Equal Employment Opportunity.
WHAT DO YOU NEED TO SUCCEED?
Required Qualifications*
WHAT'S IN IT FOR YOU?
Benefits and Perks
ABOUT US
INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT
- Minimum 1 year of loan processing experience in a mortgage banking company or related financial institution required.
- Minimum 1 year of experience working with FNMA/FHLMC guidelines and standard industry guidelines required.
- Minimum 1 year of experience of state and federal lending regulations (e.g. Respa, Reg Z, Ecoa, State Fair Lending) required
- Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act.
Additional Qualifications
- Ability to communicate effectively with all levels of CNB personnel, customers, and outside agencies.
- Verbal/written communication skills sufficient to review and process loan documentation.
- Ability to apply basic math skills.
- Proficient computer skills with experience using Word, and some type mortgage software program (Interlinq E3 preferred).
- Very good analytical skills are beneficial.
- Ability to pay close attention to detail, and work under deadlines.
WHAT'S IN IT FOR YOU?
Compensation
Starting base salary: $22.27 - $33.43 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
Benefits and Perks
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including:
- Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date
- Generous 401(k) company matching contribution
- Career Development through Tuition Reimbursement and other internal upskilling and training resources
- Valued Time Away benefits including vacation, sick and volunteer time
- Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs
- Career Mobility support from a dedicated recruitment team
- Colleague Resource Groups to support networking and community engagement
Get a more detailed look at our Benefits and Perks.
ABOUT US
Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America’s leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at About Us.
INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT
City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
- Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled.
Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.
City National Bank
Mortgage Loan Processor I
Los Angeles, California
New 20h ago5,001-10,000 employees
Job functions:
$22.27 - $33.43/hr
Remote (US)
Job Description
Overview:
WHAT IS THE OPPORTUNITY?
WHAT WILL YOU DO?
MORTGAGE LOAN PROCESSOR I
WHAT IS THE OPPORTUNITY?
Reviews all new loan application requests to ensure that all required forms and/or documentation have been provided by the borrower. Prepares and sends out all pertinent regulatory compliance disclosures for single family 1-4 properties. Works in a team environment gathering outstanding conditions and upon receipt performs analysis and prepares files for closing documents. Provides support to the Residential Loan Consultant, underwriting and documentation/ closing departments. Assists supervisor and underwriting area in pipeline planningMust be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act.
WHAT WILL YOU DO?
- Reviews all new loan application requests to ensure that all required forms and/or documentation have been provided by the borrower. Prepares the loan for submission to the underwriter after all outstanding items are received.
- Prepares and sends out all pertinent regulatory compliance disclosure material based on data provided by the Residential Loan Consultant. Sends out all pertinent disclosures within required timeframes from the receipt of the application.
- Reviews new loan files upon receipt. Places files in proper stacking order, and inputs information on the system.
- Opens/orders the verifications needed to make a credit decision. Compiles a list of items that are outstanding from the borrower by utilizing the appropriate checklists. Orders or follows up with escrow, title, credit vendor, HOA Association, insurance agent and appraisal department.
- Inputs data for the processing of conventional mortgage loans for single family 1
- Prepares and mails requests for verification of deposit, employment, and mortgage (when applicable) to the appropriate parties.
- Provides support to the Residential Loan Consultant, underwriting, document/ closing departments. Answers calls from borrowers, escrow, title, agents, etc. regarding status and general questions throughout the processing of the loan.
- Assists supervisor and underwriting area in weekly pipeline planning. Maintains a proactive commitment to established Bank programs, such as, Community Reinvestment Act (CRA) and Equal Employment Opportunity.
WHAT DO YOU NEED TO SUCCEED?
Required Qualifications*
WHAT'S IN IT FOR YOU?
Benefits and Perks
ABOUT US
INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT
- Minimum 1 year of loan processing experience in a mortgage banking company or related financial institution required.
- Minimum 1 year of experience working with FNMA/FHLMC guidelines and standard industry guidelines required.
- Minimum 1 year of experience of state and federal lending regulations (e.g. Respa, Reg Z, Ecoa, State Fair Lending) required
- Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act.
Additional Qualifications
- Ability to communicate effectively with all levels of CNB personnel, customers, and outside agencies.
- Verbal/written communication skills sufficient to review and process loan documentation.
- Ability to apply basic math skills.
- Proficient computer skills with experience using Word, and some type mortgage software program (Interlinq E3 preferred).
- Very good analytical skills are beneficial.
- Ability to pay close attention to detail, and work under deadlines.
WHAT'S IN IT FOR YOU?
Compensation
Starting base salary: $22.27 - $33.43 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
Benefits and Perks
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including:
- Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date
- Generous 401(k) company matching contribution
- Career Development through Tuition Reimbursement and other internal upskilling and training resources
- Valued Time Away benefits including vacation, sick and volunteer time
- Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs
- Career Mobility support from a dedicated recruitment team
- Colleague Resource Groups to support networking and community engagement
Get a more detailed look at our Benefits and Perks.
ABOUT US
Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America’s leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at About Us.
INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT
City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
- Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled.
Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.
See All 5 Mortgage Loan Processor Jobs in California
Find roles in California that match your experience and apply in just a few clicks.
Find Mortgage Loan Processor JobsMortgage Loan Processor Jobs by City in California
Where California roles are concentrated, by current openings.
Irvine
1 jobPasadena
1 jobSan Jose
1 jobLos Angeles
1 jobMortgage Loan Processor Job Market in California
A snapshot from current California openings, updated as new roles post.
Who's Hiring
M
What California Employers Look For
The qualifications that appear most often in mortgage loan processor jobs across California.
- Active NMLS registration or willingness to obtain one in California
- Experience reviewing and processing mortgage loan files from application to closing
- Proficiency with loan origination systems such as Encompass or Calyx Point
- Strong knowledge of FNMA, FHLMC, FHA, and VA loan guidelines
- Ability to verify borrower income, assets, and credit documentation accurately
- Clear communication skills for coordinating with underwriters, borrowers, and escrow officers
Mortgage Loan Processor Jobs in California: Frequently Asked Questions
How do you become a mortgage loan processor in California?
Most mortgage loan processors in California start by registering with the Nationwide Multistate Licensing System, known as the NMLS, through the California Department of Financial Protection and Innovation. While a four-year degree is not required, employers strongly prefer candidates with a background in finance, business, or a related field. Many processors begin in roles like loan officer assistant or banking operations before moving into full processing responsibilities.
Which companies hire mortgage loan processors in California?
Companies currently hiring mortgage loan processors in California include MGM LENDERS, Texana Bank, and City National Bank, per current listings on Migrate Mate as of September 2026. California's large mortgage market, driven by high home values and active purchase and refinance activity, means both major national lenders and regional banks maintain substantial processing teams throughout the state.
Which California cities have the most mortgage loan processor jobs?
The cities with the most mortgage loan processor openings in California are California, Irvine, and Pasadena. Los Angeles and San Diego anchor the distribution given their size and high transaction volumes, while San Jose reflects the purchasing activity of the Bay Area's technology workforce, where jumbo and non-conforming loan processing is especially prevalent.
Are there remote mortgage loan processor jobs in California?
Yes, and more than most finance roles. About 75% of mortgage loan processor openings tied to California are remote or hybrid as of September 2026, reflecting how document-driven the work is. The most remote-friendly parts of the role are file review, borrower communication, and compliance checks, while closings and notary coordination tend to require local coordination.
How can I get hired as a mortgage loan processor in California with little or no experience?
The most realistic entry path is starting as a loan officer assistant or mortgage operations coordinator, roles that large California lenders like Wells Fargo and loanDepot use to develop processors internally. Completing your NMLS registration and any required California-specific pre-licensure education signals readiness. Community banks and credit unions across the Central Valley and Inland Empire also hire processors at the associate level and provide hands-on training.
Where can I find and apply to mortgage loan processor jobs in California?
You can find and apply to mortgage loan processor jobs in California on Migrate Mate, which lists current California openings. Search for roles that fit your experience level and location, then apply directly to the ones that match.
See All 5 Mortgage Loan Processor Jobs in California
Find roles in California that match your experience and apply in just a few clicks.
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