OPT Mortgage Consultant Jobs
Mortgage Consultant jobs on OPT typically require a state-issued loan originator license, which F-1 students can obtain during their OPT period. Most roles fall under finance or business degree pathways. Employers range from regional banks to independent mortgage brokers, and many do sponsor H-1B visa after OPT.
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INTRODUCTION
Exceed the expectations of our residential mortgage borrowers & business partners through superior service, simple processes, and effective communications. We deliver on this mission by empowering our employees by encouraging and recognizing superior performance and innovative solutions, by promoting teamwork and divisional cooperation. An excellent opportunity for new college graduates to launch a successful career in the mortgage industry — includes paid training, licensing, and the chance to learn from experienced industry leaders.
Position Summary
Gain growth and knowledge of the mortgage industry through on-line training, courses and working with the Sales Coaches. Interact with both sales and Newrez clients to help with the understanding of the mortgage industry and expand into the Mortgage Consultant role as it relates to our existing customers and first home purchase business.
Duties And Responsibilities
- Engage with consumers, determine their needs, and offer the appropriate product.
- Take mortgage loan applications by phone and prepare effective loan proposals.
- Provide superior customer service.
- Meet monthly production goals.
- Stay informed of developing trends in the mortgage industry.
- Attend/assist with scheduled meetings, training sessions and courses.
- Maintain compliance with the Newrez Code of Conduct.
- Performs related duties as assigned by management.
Qualifications And Education Requirements
- Associates Degree or Bachelor’s Degree preferred.
- 0-2 years of related experience.
- Sales experience preferred.
Skills, Abilities, And Knowledge
- Ability to pass a background check required for state licensing.
- Persuasive, selling communication skills.
- Connect quickly with people in an outgoing, friendly manner.
- Complete work quickly and accurately.
- Effective in a fast-paced environment.
- Attention to detail and careful decision-making skill with ability to avoid mistakes.
- Basic computer skills.
- Excellent written and communication skills.
- Ability to stay organized in a fast-paced environment.
- Ability to work independently with minimal supervision.
- Must be detail-oriented and demonstrate careful decision-making skills.
REVISION HISTORY
Last Updated: 7/9/2025
Additional Information
While this description is intended to be an accurate reflection of the position’s requirements, it in no way implies/states that these are the only job responsibilities. Management reserves the right to modify, add or remove duties and request other duties, as necessary. All employees are required to have smart phones that meet Company security standards with the ability to install apps such as Okta Verify and Microsoft Authenticator. Employment will be contingent on this requirement.
Company Benefits
Newrez is a great place to work but we are only as strong as our greatest asset, our employees, so we believe in rewarding them!
- Medical, dental, and vision insurance
- Health Savings Account with employer contribution
- 401(k) Retirement plan with employer match
- Paid Maternity Leave/Parental Bonding Leave
- Pet insurance
- Adoption Assistance
- Tuition reimbursement
- Employee Loan Program
- The Newrez Employee Emergency and Disaster Fund is a new program to support our team members
Newrez NOW
Our Corporate Social Responsibility program, Newrez NOW, empowers employees to become leaders in their communities through a robust program that includes volunteering, philanthropy, nonprofit grants, and more
- 1 Volunteer Time Off (VTO) day, company-paid volunteer day where all eligible employees may participate in a volunteer event with a nonprofit of their choice
- Employee Matching Gifts Program: We will match monetary employee donations to eligible non-profit organizations, dollar-for-dollar, up to $1,000 per employee
- Newrez Grants Program: Newrez hosts a giving portal where we provide employees an abundance of resources to search for an opportunity to donate their time or monetary contributions
Equal Employment Opportunity
We're proud to be an equal opportunity employer- and celebrate our employees' differences, including race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, and Veteran status. Different makes us better.
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Get Access To All JobsTips for Finding OPT Sponsorship as a Mortgage Consultant
Get your NMLS license early
Most Mortgage Consultant roles require an NMLS Mortgage Loan Originator license. Start the application process before your OPT begins. Licensing timelines vary by state but typically take four to eight weeks, including background checks and exam prep.
Target banks over independent brokers
Regional and national banks are more likely to sponsor H-1B visas after OPT than small independent brokerages. Focus your search on institutions with dedicated HR and immigration support, which signals an established sponsorship process for international employees.
Frame your degree as a credential
Mortgage Consultant roles qualify as specialty occupations under H-1B when tied to a finance, economics, or business degree. Emphasize your degree field in applications to help employers and their attorneys confirm your role qualifies for future sponsorship.
Clarify your OPT authorization upfront
Bring your EAD card and OPT approval documentation to interviews. Employers unfamiliar with OPT often assume it is more complicated than it is. A brief, confident explanation of your work authorization removes hesitation before it becomes a rejection reason.
Track your OPT end date around licensing
State NMLS licenses require active employment to maintain in good standing. Plan your job search timeline so you are employed before your OPT expires. A gap in employment can affect both your license status and your immigration status simultaneously.
Ask directly about H-1B sponsorship history
During final-round interviews, ask whether the company has sponsored H-1B visas for employees in similar roles before. Past sponsorship is the strongest predictor of future sponsorship. Avoid companies that seem unfamiliar with the process or hesitant to answer.
Mortgage Consultant OPT: Frequently Asked Questions
Can I work as a Mortgage Consultant on OPT?
Yes, if your degree is in a related field such as finance, business, or economics, Mortgage Consultant roles generally qualify as OPT-eligible employment. Your work must be directly related to your major. Keep your EAD and OPT approval documentation accessible, as employers and state licensing boards may request them.
Do Mortgage Consultant jobs require a license during OPT?
Most do. States require a Nationwide Multistate Licensing System, or NMLS, Mortgage Loan Originator license before you can originate loans. You can apply for this license as an OPT student because it is tied to employment status, not citizenship. Budget four to eight weeks for the application, background check, and exam.
Do Mortgage Consultant employers commonly sponsor H-1B visas?
Sponsorship rates vary significantly. Large banks and mortgage divisions of financial institutions are more likely to sponsor than small brokerages. Mortgage Consultant roles can qualify as H-1B specialty occupations when the position requires a bachelor's degree in a specific field. Researching employer H-1B filing history before applying saves time. Migrate Mate surfaces OPT-friendly employers who have sponsored before.
Does STEM OPT apply to Mortgage Consultant jobs?
Generally no. STEM OPT requires a degree from the official DHS STEM Designated Degree Program List. Finance and business degrees are typically not on that list, meaning Mortgage Consultant roles usually qualify only for the standard 12-month OPT period. Students with quantitative degrees such as financial engineering or applied mathematics should verify their specific CIP code with their DSO.
How do I find Mortgage Consultant jobs that accept OPT students?
Search Migrate Mate, which is built specifically for F-1 OPT students and filters for employers open to sponsoring international candidates. Mortgage Consultant roles that require an NMLS license are worth prioritizing, as the licensing requirement signals the employer is already familiar with state and federal compliance processes, making OPT authorization a smaller operational hurdle.