OPT Mortgage Consultant Jobs
Mortgage Consultant jobs on OPT typically require a state-issued loan originator license, which F-1 students can obtain during their OPT period. Most roles fall under finance or business degree pathways. Employers range from regional banks to independent mortgage brokers, and many do sponsor H-1B visa after OPT.
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1101 Pacific Avenue - Tacoma, Washington 98402
Job Summary
The Mortgage Loan Officer (MLO) assists clients with the origination of residential mortgage loans, including providing analysis and advice to current and prospective clients on home lending solutions that meet their needs and financial objectives. The MLO is expected to develop referrals as a means to grow Key's home lending business and client base. The MLO is expected to meet or exceed established sales goals while maintaining high standards of client satisfaction and loan quality.
Essential Functions
- Prospect home lending business to build and develop new client loan originations and relationships.
- Originate and process a targeted number of family residential real estate mortgage transactions in accordance with Home Lending process and product guidelines.
- Provide clients with detailed information about various mortgage options, interest rates, and terms to help them make informed decisions.
- Gather documents at the time of registering a loan and remain the primary point of contact for the client during the loan process.
- Maintain high standards of client satisfaction and quality, ensuring sales/originator systems and workflows are efficiently controlled.
- Develop and maintain deep knowledge of KeyBank products, services, and competitive offerings.
- Maintain proficiency on sales/originator systems and develop efficient workflows.
- Keep informed of trends and developments in the real estate market and mortgage industry.
- Works in a branch environment to provide in-person client services 4+ days/week, to include participating in morning huddles and end of day debriefs on targeted days.
- Performs other duties as assigned; duties, responsibilities and/or activities may change or new ones may be assigned at any time with or without notice.
- Complies with all KeyBank policies and procedures, including without limitation, acting professionally at all times, conducting business ethically, avoiding conflicts of interest, and acting in the best interests of Key’s clients and Key.
Education
Bachelor's Degree in a business-related field or equivalent experience (preferred).
Work Experience
- 3+ years Experience as a loan officer in 1st mortgage production (preferred).
- 3+ years Working knowledge of FNMA, FHLMC, FHA, VA, TIL regulations, Equal Credit Opportunity Act, RESPA regulations, local and state real estate and finance laws (preferred).
Skills
- Excellent communication skills, both written and verbal.
- Strong customer service skills.
- Proficient in sales and service skills, including tele-consulting, prospecting, networking, and COI relationship management.
- Demonstrate strong financial acumen by understanding the business priorities of clients, analyzing market trends, and providing strategic advice on mortgage products and lending solutions.
- Generate new mortgage business and manage the loan origination process from initial application through to closing.
- Navigate the home mortgage process, from application to closing, providing advice on interest rates and repayment terms.
- Build partnerships with real estate agents and financial advisors.
Core Competencies
All KeyBank employees are expected to demonstrate Key’s Values and sustain proficiency in identified Leadership Competencies.
Physical Demands
General Office - Prolonged sitting, ability to communicate face to face in person or on the phone with teammates and clients, frequent use of PC/laptop, occasional lifting/pushing/pulling of backpacks, computer bags up to 10 lbs.
Driving Requirements
May need to drive to multiple locations in a single day; ability to operate a motor vehicle with a valid driver's license required.
COMPENSATION AND BENEFITS
This position is eligible to earn commission and deferred incentive compensation. Please click here for a list of benefits for which this position is eligible.
Job Posting Expiration Date: 02/01/2027
KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, pregnancy, disability, veteran status or any other characteristic protected by law.
Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_Compliance@keybank.com.
Location:
1101 Pacific Avenue - Tacoma, Washington 98402
Job Summary
The Mortgage Loan Officer (MLO) assists clients with the origination of residential mortgage loans, including providing analysis and advice to current and prospective clients on home lending solutions that meet their needs and financial objectives. The MLO is expected to develop referrals as a means to grow Key's home lending business and client base. The MLO is expected to meet or exceed established sales goals while maintaining high standards of client satisfaction and loan quality.
Essential Functions
- Prospect home lending business to build and develop new client loan originations and relationships.
- Originate and process a targeted number of family residential real estate mortgage transactions in accordance with Home Lending process and product guidelines.
- Provide clients with detailed information about various mortgage options, interest rates, and terms to help them make informed decisions.
- Gather documents at the time of registering a loan and remain the primary point of contact for the client during the loan process.
- Maintain high standards of client satisfaction and quality, ensuring sales/originator systems and workflows are efficiently controlled.
- Develop and maintain deep knowledge of KeyBank products, services, and competitive offerings.
- Maintain proficiency on sales/originator systems and develop efficient workflows.
- Keep informed of trends and developments in the real estate market and mortgage industry.
- Works in a branch environment to provide in-person client services 4+ days/week, to include participating in morning huddles and end of day debriefs on targeted days.
- Performs other duties as assigned; duties, responsibilities and/or activities may change or new ones may be assigned at any time with or without notice.
- Complies with all KeyBank policies and procedures, including without limitation, acting professionally at all times, conducting business ethically, avoiding conflicts of interest, and acting in the best interests of Key’s clients and Key.
Education
Bachelor's Degree in a business-related field or equivalent experience (preferred).
Work Experience
- 3+ years Experience as a loan officer in 1st mortgage production (preferred).
- 3+ years Working knowledge of FNMA, FHLMC, FHA, VA, TIL regulations, Equal Credit Opportunity Act, RESPA regulations, local and state real estate and finance laws (preferred).
Skills
- Excellent communication skills, both written and verbal.
- Strong customer service skills.
- Proficient in sales and service skills, including tele-consulting, prospecting, networking, and COI relationship management.
- Demonstrate strong financial acumen by understanding the business priorities of clients, analyzing market trends, and providing strategic advice on mortgage products and lending solutions.
- Generate new mortgage business and manage the loan origination process from initial application through to closing.
- Navigate the home mortgage process, from application to closing, providing advice on interest rates and repayment terms.
- Build partnerships with real estate agents and financial advisors.
Core Competencies
All KeyBank employees are expected to demonstrate Key’s Values and sustain proficiency in identified Leadership Competencies.
Physical Demands
General Office - Prolonged sitting, ability to communicate face to face in person or on the phone with teammates and clients, frequent use of PC/laptop, occasional lifting/pushing/pulling of backpacks, computer bags up to 10 lbs.
Driving Requirements
May need to drive to multiple locations in a single day; ability to operate a motor vehicle with a valid driver's license required.
COMPENSATION AND BENEFITS
This position is eligible to earn commission and deferred incentive compensation. Please click here for a list of benefits for which this position is eligible.
Job Posting Expiration Date: 02/01/2027
KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, pregnancy, disability, veteran status or any other characteristic protected by law.
Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_Compliance@keybank.com.
See all 63+ OPT Mortgage Consultant Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new OPT Mortgage Consultant Jobs.
Get Access To All JobsTips for Finding OPT Sponsorship as a Mortgage Consultant
Get your NMLS license early
Most Mortgage Consultant roles require an NMLS Mortgage Loan Originator license. Start the application process before your OPT begins. Licensing timelines vary by state but typically take four to eight weeks, including background checks and exam prep.
Target banks over independent brokers
Regional and national banks are more likely to sponsor H-1B visas after OPT than small independent brokerages. Focus your search on institutions with dedicated HR and immigration support, which signals an established sponsorship process for international employees.
Frame your degree as a credential
Mortgage Consultant roles qualify as specialty occupations under H-1B when tied to a finance, economics, or business degree. Emphasize your degree field in applications to help employers and their attorneys confirm your role qualifies for future sponsorship.
Clarify your OPT authorization upfront
Bring your EAD card and OPT approval documentation to interviews. Employers unfamiliar with OPT often assume it is more complicated than it is. A brief, confident explanation of your work authorization removes hesitation before it becomes a rejection reason.
Track your OPT end date around licensing
State NMLS licenses require active employment to maintain in good standing. Plan your job search timeline so you are employed before your OPT expires. A gap in employment can affect both your license status and your immigration status simultaneously.
Ask directly about H-1B sponsorship history
During final-round interviews, ask whether the company has sponsored H-1B visas for employees in similar roles before. Past sponsorship is the strongest predictor of future sponsorship. Avoid companies that seem unfamiliar with the process or hesitant to answer.
Mortgage Consultant OPT: Frequently Asked Questions
Can I work as a Mortgage Consultant on OPT?
Yes, if your degree is in a related field such as finance, business, or economics, Mortgage Consultant roles generally qualify as OPT-eligible employment. Your work must be directly related to your major. Keep your EAD and OPT approval documentation accessible, as employers and state licensing boards may request them.
Do Mortgage Consultant jobs require a license during OPT?
Most do. States require a Nationwide Multistate Licensing System, or NMLS, Mortgage Loan Originator license before you can originate loans. You can apply for this license as an OPT student because it is tied to employment status, not citizenship. Budget four to eight weeks for the application, background check, and exam.
Do Mortgage Consultant employers commonly sponsor H-1B visas?
Sponsorship rates vary significantly. Large banks and mortgage divisions of financial institutions are more likely to sponsor than small brokerages. Mortgage Consultant roles can qualify as H-1B specialty occupations when the position requires a bachelor's degree in a specific field. Researching employer H-1B filing history before applying saves time. Migrate Mate surfaces OPT-friendly employers who have sponsored before.
Does STEM OPT apply to Mortgage Consultant jobs?
Generally no. STEM OPT requires a degree from the official DHS STEM Designated Degree Program List. Finance and business degrees are typically not on that list, meaning Mortgage Consultant roles usually qualify only for the standard 12-month OPT period. Students with quantitative degrees such as financial engineering or applied mathematics should verify their specific CIP code with their DSO.
How do I find Mortgage Consultant jobs that accept OPT students?
Search Migrate Mate, which is built specifically for F-1 OPT students and filters for employers open to sponsoring international candidates. Mortgage Consultant roles that require an NMLS license are worth prioritizing, as the licensing requirement signals the employer is already familiar with state and federal compliance processes, making OPT authorization a smaller operational hurdle.