Mortgage Consultant Jobs for OPT Students
Mortgage Consultant jobs on OPT typically require a state-issued loan originator license, which F-1 students can obtain during their OPT period. Most roles fall under finance or business degree pathways. Employers range from regional banks to independent mortgage brokers, and many do sponsor H-1B after OPT.
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At The Academy, we develop Mortgage Professionals by integrating knowledge with confidence. You’ll receive personalized guidance from experienced instructors who are committed to your success from day one through graduation. We go beyond traditional textbook learning by immersing you in real-world mortgage systems and practical sales training that directly impacts the mortgage process for our borrowers. Whether you’re mastering foundational concepts or refining your client engagement skills, every lesson is designed to be hands-on, relevant, and transformative. This is a place where you don’t just learn, you grow and thrive alongside mentors who care deeply about your progress. Ready to turn potential into performance? Your journey to excellence starts here!
Position Summary
At Newrez as a Jr Mortgage Consultant you will learn to sell loan products offered by NewRez. Contact prospective clients to develop and maintain referral sources. Meet with prospective clients at outside locations such as a client’s home. Make in-person calls on real estate agents, financial advisors and other potential referral sources to develop borrower leads.
DESCRIPTION
- Engage with consumers, determine their needs, and offer the appropriate product.
- Take mortgage loan applications and prepare effective loan proposals.
- Provide superior customer service.
- Meet monthly production goals.
- Stay informed of developing trends in the mortgage industry.
- Attend/assist with scheduled meetings, training sessions and courses.
- Maintain compliance with the Newrez Code of Conduct.
- Performs related duties as assigned by management.
Qualifications and Education Requirements
- Associates Degree or Bachelor’s Degree preferred.
- 0-2 years of related experience.
- Sales experience preferred.
Skills, Abilities, and Knowledge
- Ability to pass a background check required for state licensing.
- Persuasive, selling communication skills.
- Connect quickly with people in an outgoing, friendly manner.
- Complete work quickly and accurately.
- Effective in a fast-paced environment.
- Attention to detail and careful decision-making skill with ability to avoid mistakes.
- Basic computer skills.
- Excellent written and communication skills.
- Ability to stay organized in a fast-paced environment.
- Ability to work independently with minimal supervision.
- Must be detail-oriented and demonstrate careful decision-making skills.
Additional Information
While this description is intended to be an accurate reflection of the position’s requirements, it in no way implies/states that these are the only job responsibilities. Management reserves the right to modify, add or remove duties and request other duties, as necessary. All employees are required to have smart phones that meet Company security standards with the ability to install apps such as Okta Verify and Microsoft Authenticator. Employment will be contingent on this requirement.
By applying to this position candidate acknowledges that this is not a remote role and is required to be on-site.

At The Academy, we develop Mortgage Professionals by integrating knowledge with confidence. You’ll receive personalized guidance from experienced instructors who are committed to your success from day one through graduation. We go beyond traditional textbook learning by immersing you in real-world mortgage systems and practical sales training that directly impacts the mortgage process for our borrowers. Whether you’re mastering foundational concepts or refining your client engagement skills, every lesson is designed to be hands-on, relevant, and transformative. This is a place where you don’t just learn, you grow and thrive alongside mentors who care deeply about your progress. Ready to turn potential into performance? Your journey to excellence starts here!
Position Summary
At Newrez as a Jr Mortgage Consultant you will learn to sell loan products offered by NewRez. Contact prospective clients to develop and maintain referral sources. Meet with prospective clients at outside locations such as a client’s home. Make in-person calls on real estate agents, financial advisors and other potential referral sources to develop borrower leads.
DESCRIPTION
- Engage with consumers, determine their needs, and offer the appropriate product.
- Take mortgage loan applications and prepare effective loan proposals.
- Provide superior customer service.
- Meet monthly production goals.
- Stay informed of developing trends in the mortgage industry.
- Attend/assist with scheduled meetings, training sessions and courses.
- Maintain compliance with the Newrez Code of Conduct.
- Performs related duties as assigned by management.
Qualifications and Education Requirements
- Associates Degree or Bachelor’s Degree preferred.
- 0-2 years of related experience.
- Sales experience preferred.
Skills, Abilities, and Knowledge
- Ability to pass a background check required for state licensing.
- Persuasive, selling communication skills.
- Connect quickly with people in an outgoing, friendly manner.
- Complete work quickly and accurately.
- Effective in a fast-paced environment.
- Attention to detail and careful decision-making skill with ability to avoid mistakes.
- Basic computer skills.
- Excellent written and communication skills.
- Ability to stay organized in a fast-paced environment.
- Ability to work independently with minimal supervision.
- Must be detail-oriented and demonstrate careful decision-making skills.
Additional Information
While this description is intended to be an accurate reflection of the position’s requirements, it in no way implies/states that these are the only job responsibilities. Management reserves the right to modify, add or remove duties and request other duties, as necessary. All employees are required to have smart phones that meet Company security standards with the ability to install apps such as Okta Verify and Microsoft Authenticator. Employment will be contingent on this requirement.
By applying to this position candidate acknowledges that this is not a remote role and is required to be on-site.
How to Get Visa Sponsorship as a Mortgage Consultant
Get your NMLS license early
Most Mortgage Consultant roles require an NMLS Mortgage Loan Originator license. Start the application process before your OPT begins. Licensing timelines vary by state but typically take four to eight weeks, including background checks and exam prep.
Target banks over independent brokers
Regional and national banks are more likely to sponsor H-1B visas after OPT than small independent brokerages. Focus your search on institutions with dedicated HR and immigration support, which signals an established sponsorship process for international employees.
Frame your degree as a credential
Mortgage Consultant roles qualify as specialty occupations under H-1B when tied to a finance, economics, or business degree. Emphasize your degree field in applications to help employers and their attorneys confirm your role qualifies for future sponsorship.
Clarify your OPT authorization upfront
Bring your EAD card and OPT approval documentation to interviews. Employers unfamiliar with OPT often assume it is more complicated than it is. A brief, confident explanation of your work authorization removes hesitation before it becomes a rejection reason.
Track your OPT end date around licensing
State NMLS licenses require active employment to maintain in good standing. Plan your job search timeline so you are employed before your OPT expires. A gap in employment can affect both your license status and your immigration status simultaneously.
Ask directly about H-1B sponsorship history
During final-round interviews, ask whether the company has sponsored H-1B visas for employees in similar roles before. Past sponsorship is the strongest predictor of future sponsorship. Avoid companies that seem unfamiliar with the process or hesitant to answer.
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Get Access To All JobsFrequently Asked Questions
Can I work as a Mortgage Consultant on OPT?
Yes, if your degree is in a related field such as finance, business, or economics, Mortgage Consultant roles generally qualify as OPT-eligible employment. Your work must be directly related to your major. Keep your EAD and OPT approval documentation accessible, as employers and state licensing boards may request them.
Do Mortgage Consultant jobs require a license during OPT?
Most do. States require a Nationwide Multistate Licensing System, or NMLS, Mortgage Loan Originator license before you can originate loans. You can apply for this license as an OPT student because it is tied to employment status, not citizenship. Budget four to eight weeks for the application, background check, and exam.
Do Mortgage Consultant employers commonly sponsor H-1B visas?
Sponsorship rates vary significantly. Large banks and mortgage divisions of financial institutions are more likely to sponsor than small brokerages. Mortgage Consultant roles can qualify as H-1B specialty occupations when the position requires a bachelor's degree in a specific field. Researching employer H-1B filing history before applying saves time. Migrate Mate surfaces OPT-friendly employers who have sponsored before.
Does STEM OPT apply to Mortgage Consultant jobs?
Generally no. STEM OPT requires a degree from the official DHS STEM Designated Degree Program List. Finance and business degrees are typically not on that list, meaning Mortgage Consultant roles usually qualify only for the standard 12-month OPT period. Students with quantitative degrees such as financial engineering or applied mathematics should verify their specific CIP code with their DSO.
How do I find Mortgage Consultant jobs that accept OPT students?
Search Migrate Mate, which is built specifically for F-1 OPT students and filters for employers open to sponsoring international candidates. Mortgage Consultant roles that require an NMLS license are worth prioritizing, as the licensing requirement signals the employer is already familiar with state and federal compliance processes, making OPT authorization a smaller operational hurdle.
See which Mortgage Consultant employers are hiring and sponsoring visas right now.
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