OPT Retirement Plan Consultant Jobs
Retirement Plan Consultant jobs on OPT involve advising organizations on 401(k), pension, and defined benefit plan design and compliance. Most roles require a finance or business degree, making them a strong fit for STEM OPT holders in financial services. Cap-gap protection applies if your employer files an H-1B visa petition before your OPT expires.
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Internal Sales
About us
At Transamerica, hard work, innovative thinking, and personal accountability are qualities we honor and reward. We understand the potential of leveraging the talents of a diverse workforce. We embrace an environment where employees enjoy a balance between their careers, families, communities, and personal interests.
Ultimately, we appreciate the uniqueness of a company where talented professionals work collaboratively in a positive environment — one focused on helping people look forward and plan for the best life possible while providing tools and solutions that make it easier to get there.
Who We Are
We believe everyone deserves to live their best life. More than a century ago, we were among the first financial services companies in America to serve everyday people from all walks of life.
Today, we’re part of an international holding company, with millions of customers and thousands of employees worldwide. Our insurance, retirement, and investment solutions help people make the most of what’s important to them.
We’re empowered by a vast agent network covering North America, with diversity to match. Together with our nonprofit research institute and foundation, we tune in, step up, and are a force for good — for our customers and the communities where we live, work, and play. United in our purpose, we help people create the financial freedom to live life on their terms.
What We Do
Transamerica is organized into three distinct businesses. These include 1) World Financial Group, including Transamerica Financial Advisors, 2) Protection Solutions and Savings & Investments, comprised of life insurance, annuities, employee benefits, retirement plans, and Transamerica Investment Solutions, and 3) Financial Assets, which includes legacy blocks of long term care, universal life, and variable and fixed annuities. These are supported by Transamerica Corporate, which includes Finance, People and Places, General Counsel, Risk, Internal Audit, Strategy and Development, and Corporate Affairs, which covers Communications, Brand, and Government and Policy Affairs.
Transamerica employs nearly 7,000 people. It’s part of Aegon, an integrated, diversified, international financial services group serving approximately 23.9 million customers worldwide.
Job Description Summary
This role provides foundational experience in client engagement, financial planning support and operational excellence while preparing team members for licensing and long-term career growth. Provide customers with education, guidance, and transparency around retirement product solutions, such as account rollovers and retirement options.
Job Description
Responsibilities
- Provide general product information to customers making inquiries via phone and email.
- Meet production goals as outlined in the training program, including monthly activity, client appointments, and new accounts.
- Explain and ensure customers understand product options for routine inquiries; educate and make recommendations when appropriate for Brokerage Individual Retirement Accounts (IRA).
- Learn all systems and products, including applicable regulations and compliance guidelines.
- Complete training and development programs to prepare for licensing.
- Learn financial planning concepts, tools, and compliance requirements.
- Document activities in Salesforce and other customer relationship management (CRM) systems as required.
- Engage in skill-building activities and mentorship aimed at progressing into fully licensed advisor roles.
- Provide operational and administrative support to the Advice Center sales team.
Qualifications
- Bachelor’s degree in a business related field or equivalent experience
- One year of experience in the financial services industry
- Basic knowledge of financial products
- Customer service, interpersonal and listening skills to effectively communicate and earn trust
- Excellent written and oral communication and presentation skills
- Proficiency using MS Office
- FINRA Series 6 or 7, and 63 (required to be approved to do business in all states)
- FINRA Series 65 or obtain within six to 12 months
- Life and Health licenses (required within 60 days of hire)
Preferred Qualifications
- Life license
- Knowledge of CRM (Salesforce.com) and digital financial advice platforms
Working Conditions
- Remote Environment
Compensation
Please note that the compensation information that follows is a good faith estimate for this position only and is provided pursuant to applicable pay transparency and compensation posting laws. It is estimated based on what a successful candidate might be paid in certain Company locations.
Total Compensation for this role is estimated to be $55,350 - $60,750 per year.
Base Compensation:
The salary for this position ranges from $40,000 to $45,000 annually.
Bonus Eligibility:
This position is also typically eligible for an Annual Bonus based on the Company Bonus Plan/Individual Performance and is at Company Discretion at a rate of 5%.
Commissions:
This position may be eligible to earn commissions based on applicable sales incentive plan(s). All details pertaining to the calculation and payment of those commissions are available in the individual provisions of the sales incentive plan that applies.
This role provides a guaranteed floor of $1000 each month for the first 6 months.
Disclaimer:
Beware of fake job offers!
We’ve been alerted to scammers impersonating Transamerica recruiters, particularly for remote positions. Please note:
- We will never request personal information such as ID or payment for equipment upfront.
- Official offers are sent via DocuSign following a verbal offer—not through text or email.
What We Offer
For eligible employees, we offer a comprehensive benefits package designed to support both the personal and financial well-being of our employees.
Compensation Benefits
- Competitive Pay
- Bonus for Eligible Employees
Benefits Package
- Pension Plan
- 401k Match
- Employee Stock Purchase Plan
- Tuition Reimbursement
- Disability Insurance
- Medical Insurance
- Dental Insurance
- Vision Insurance
- Employee Discounts
- Career Training & Development Opportunities
Health and Work/Life Balance Benefits
- Paid Time Off starting at 160 hours annually for employees in their first year of service.
- Ten (10) paid holidays per year (typically mirroring the New York Stock Exchange (NYSE) holidays).
- Be Well Company holistic wellness program, which includes Wellness Coaching and Reward Dollars.
- Parental Leave – fifteen (15) days of paid parental leave per calendar year to eligible employees with at least one year of service at the time of birth, placement of an adopted child, or placement of a foster care child.
- Adoption Assistance
- Employee Assistance Program
- Back-Up Care Program
- PTO for Volunteer Hours
- Employee Matching Gifts Program
- Employee Resource Groups
- Inclusion and Diversity Programs
- Employee Recognition Program
- Referral Bonus Programs
Inclusion & Diversity
We believe our commitment to diversity and inclusion creates a work environment filled with exceptional individuals. We’re thrilled to have been recognized for our efforts through the Human Rights Campaign Corporate Equality Index, Dave Thomas Adoption Friendly Advocate, and several Seramount lists, including the Inclusion Index, 100 Best Companies for Working Parents, Best Companies for Dads, and Top 75 Companies for Executive Women.
To foster a culture of inclusivity throughout our workforce, workplace, and marketplace, Transamerica offers a wide range of diversity and inclusion programs. This includes our company-sponsored, employee-driven Employee Resource Groups (ERGs), which are formed around a shared interest or a common characteristic of diversity. ERGs are open to all employees. They provide a supportive environment to help us better appreciate our similarities and differences and understand how they benefit us all.
Giving Back
We believe our responsibilities extend beyond our corporate walls. That's why we created the Aegon Transamerica Foundation in 1994. Through a mix of financial grants and the volunteer efforts of our employees, the foundation supports nonprofit organizations focused on the things that matter most to our people in the communities where we live and work.
Transamerica’s Parent Company
Aegon acquired the Transamerica business in 1999. Since its start in 1844, Aegon has grown into an international company serving more than 23.9 million people across the globe. It offers investment, protection, and retirement solutions, always with a clear purpose: Helping people live their best lives. As a leading global investor and employer, the company seeks to have a positive impact by addressing critical environmental and societal issues, with a focus on climate change and inclusion and diversity.
Job Family
Internal Sales
About us
At Transamerica, hard work, innovative thinking, and personal accountability are qualities we honor and reward. We understand the potential of leveraging the talents of a diverse workforce. We embrace an environment where employees enjoy a balance between their careers, families, communities, and personal interests.
Ultimately, we appreciate the uniqueness of a company where talented professionals work collaboratively in a positive environment — one focused on helping people look forward and plan for the best life possible while providing tools and solutions that make it easier to get there.
Who We Are
We believe everyone deserves to live their best life. More than a century ago, we were among the first financial services companies in America to serve everyday people from all walks of life.
Today, we’re part of an international holding company, with millions of customers and thousands of employees worldwide. Our insurance, retirement, and investment solutions help people make the most of what’s important to them.
We’re empowered by a vast agent network covering North America, with diversity to match. Together with our nonprofit research institute and foundation, we tune in, step up, and are a force for good — for our customers and the communities where we live, work, and play. United in our purpose, we help people create the financial freedom to live life on their terms.
What We Do
Transamerica is organized into three distinct businesses. These include 1) World Financial Group, including Transamerica Financial Advisors, 2) Protection Solutions and Savings & Investments, comprised of life insurance, annuities, employee benefits, retirement plans, and Transamerica Investment Solutions, and 3) Financial Assets, which includes legacy blocks of long term care, universal life, and variable and fixed annuities. These are supported by Transamerica Corporate, which includes Finance, People and Places, General Counsel, Risk, Internal Audit, Strategy and Development, and Corporate Affairs, which covers Communications, Brand, and Government and Policy Affairs.
Transamerica employs nearly 7,000 people. It’s part of Aegon, an integrated, diversified, international financial services group serving approximately 23.9 million customers worldwide.
Job Description Summary
This role provides foundational experience in client engagement, financial planning support and operational excellence while preparing team members for licensing and long-term career growth. Provide customers with education, guidance, and transparency around retirement product solutions, such as account rollovers and retirement options.
Job Description
Responsibilities
- Provide general product information to customers making inquiries via phone and email.
- Meet production goals as outlined in the training program, including monthly activity, client appointments, and new accounts.
- Explain and ensure customers understand product options for routine inquiries; educate and make recommendations when appropriate for Brokerage Individual Retirement Accounts (IRA).
- Learn all systems and products, including applicable regulations and compliance guidelines.
- Complete training and development programs to prepare for licensing.
- Learn financial planning concepts, tools, and compliance requirements.
- Document activities in Salesforce and other customer relationship management (CRM) systems as required.
- Engage in skill-building activities and mentorship aimed at progressing into fully licensed advisor roles.
- Provide operational and administrative support to the Advice Center sales team.
Qualifications
- Bachelor’s degree in a business related field or equivalent experience
- One year of experience in the financial services industry
- Basic knowledge of financial products
- Customer service, interpersonal and listening skills to effectively communicate and earn trust
- Excellent written and oral communication and presentation skills
- Proficiency using MS Office
- FINRA Series 6 or 7, and 63 (required to be approved to do business in all states)
- FINRA Series 65 or obtain within six to 12 months
- Life and Health licenses (required within 60 days of hire)
Preferred Qualifications
- Life license
- Knowledge of CRM (Salesforce.com) and digital financial advice platforms
Working Conditions
- Remote Environment
Compensation
Please note that the compensation information that follows is a good faith estimate for this position only and is provided pursuant to applicable pay transparency and compensation posting laws. It is estimated based on what a successful candidate might be paid in certain Company locations.
Total Compensation for this role is estimated to be $55,350 - $60,750 per year.
Base Compensation:
The salary for this position ranges from $40,000 to $45,000 annually.
Bonus Eligibility:
This position is also typically eligible for an Annual Bonus based on the Company Bonus Plan/Individual Performance and is at Company Discretion at a rate of 5%.
Commissions:
This position may be eligible to earn commissions based on applicable sales incentive plan(s). All details pertaining to the calculation and payment of those commissions are available in the individual provisions of the sales incentive plan that applies.
This role provides a guaranteed floor of $1000 each month for the first 6 months.
Disclaimer:
Beware of fake job offers!
We’ve been alerted to scammers impersonating Transamerica recruiters, particularly for remote positions. Please note:
- We will never request personal information such as ID or payment for equipment upfront.
- Official offers are sent via DocuSign following a verbal offer—not through text or email.
What We Offer
For eligible employees, we offer a comprehensive benefits package designed to support both the personal and financial well-being of our employees.
Compensation Benefits
- Competitive Pay
- Bonus for Eligible Employees
Benefits Package
- Pension Plan
- 401k Match
- Employee Stock Purchase Plan
- Tuition Reimbursement
- Disability Insurance
- Medical Insurance
- Dental Insurance
- Vision Insurance
- Employee Discounts
- Career Training & Development Opportunities
Health and Work/Life Balance Benefits
- Paid Time Off starting at 160 hours annually for employees in their first year of service.
- Ten (10) paid holidays per year (typically mirroring the New York Stock Exchange (NYSE) holidays).
- Be Well Company holistic wellness program, which includes Wellness Coaching and Reward Dollars.
- Parental Leave – fifteen (15) days of paid parental leave per calendar year to eligible employees with at least one year of service at the time of birth, placement of an adopted child, or placement of a foster care child.
- Adoption Assistance
- Employee Assistance Program
- Back-Up Care Program
- PTO for Volunteer Hours
- Employee Matching Gifts Program
- Employee Resource Groups
- Inclusion and Diversity Programs
- Employee Recognition Program
- Referral Bonus Programs
Inclusion & Diversity
We believe our commitment to diversity and inclusion creates a work environment filled with exceptional individuals. We’re thrilled to have been recognized for our efforts through the Human Rights Campaign Corporate Equality Index, Dave Thomas Adoption Friendly Advocate, and several Seramount lists, including the Inclusion Index, 100 Best Companies for Working Parents, Best Companies for Dads, and Top 75 Companies for Executive Women.
To foster a culture of inclusivity throughout our workforce, workplace, and marketplace, Transamerica offers a wide range of diversity and inclusion programs. This includes our company-sponsored, employee-driven Employee Resource Groups (ERGs), which are formed around a shared interest or a common characteristic of diversity. ERGs are open to all employees. They provide a supportive environment to help us better appreciate our similarities and differences and understand how they benefit us all.
Giving Back
We believe our responsibilities extend beyond our corporate walls. That's why we created the Aegon Transamerica Foundation in 1994. Through a mix of financial grants and the volunteer efforts of our employees, the foundation supports nonprofit organizations focused on the things that matter most to our people in the communities where we live and work.
Transamerica’s Parent Company
Aegon acquired the Transamerica business in 1999. Since its start in 1844, Aegon has grown into an international company serving more than 23.9 million people across the globe. It offers investment, protection, and retirement solutions, always with a clear purpose: Helping people live their best lives. As a leading global investor and employer, the company seeks to have a positive impact by addressing critical environmental and societal issues, with a focus on climate change and inclusion and diversity.
See all OPT Retirement Plan Consultant Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new OPT Retirement Plan Consultant Jobs.
Get Access To All JobsTips for Finding OPT Sponsorship as a Retirement Plan Consultant
Target ERISA-fluent employers
Recordkeepers, third-party administrators, and actuarial firms hire Retirement Plan Consultants regularly and have established visa sponsorship pipelines. These firms understand H-1B visa requirements and are far more likely to sponsor than general financial advisory boutiques.
Certify early to strengthen your profile
Pursuing the QKA, ASPPA, or CEBS designation signals long-term commitment to the retirement industry. Employers considering H-1B sponsorship want candidates who are investing in the field, not just passing through on OPT authorization.
Frame your OPT timeline in applications
State your authorization type and end date directly in your cover letter or during recruiter screening. Employers appreciate transparency, and it filters out companies that won't sponsor before you invest time in their hiring process.
Focus on plan compliance and testing skills
Nondiscrimination testing, Form 5500 preparation, and plan document review are specialized skills with genuine labor market shortages. Demonstrating these competencies strengthens the specialty occupation argument employers need for H-1B sponsorship approval.
Prioritize roles tied to a finance or actuarial degree
USCIS requires a direct connection between your degree and job duties for H-1B specialty occupation classification. Roles explicitly requiring finance, economics, or actuarial science degrees map cleanly to most OPT students in this field.
Engage employers before your OPT expires
H-1B petitions for the October 1 start date must be filed in April. If your OPT expires before October, ensure your employer files early enough for cap-gap protection to bridge the gap without a lapse in work authorization.
Retirement Plan Consultant OPT: Frequently Asked Questions
Do Retirement Plan Consultant roles qualify as specialty occupations for H-1B sponsorship?
Yes, in most cases. USCIS evaluates whether the role normally requires a bachelor's degree or higher in a specific field. Retirement Plan Consultant positions tied to finance, actuarial science, or economics typically meet this standard, particularly at recordkeepers, TPA firms, and plan advisory practices where a degree in a specific discipline is a genuine job requirement, not just a preference.
Can I work as a Retirement Plan Consultant on OPT without STEM extension eligibility?
Yes, but your authorized period will be limited to 12 months. If your underlying degree is in a STEM-designated field such as actuarial science, finance with a qualifying CIP code, or applied mathematics, you may be eligible for a 24-month STEM OPT extension, giving you significantly more time to secure H-1B sponsorship. Confirm your degree's CIP code with your DSO before applying.
Where can I find Retirement Plan Consultant jobs that sponsor OPT students?
Migrate Mate is built specifically for F-1 OPT students and filters job listings by visa sponsorship willingness, saving you from applying to employers who won't support your authorization. Searching Migrate Mate for Retirement Plan Consultant roles lets you focus your effort on employers already open to sponsoring candidates through OPT and into H-1B status.
What happens to my work authorization if my employer files an H-1B petition before my OPT expires?
You're covered by cap-gap protection. If your F-1 OPT expires between April 1 and September 30 and your employer files a timely, non-frivolous H-1B cap-subject petition before your OPT ends, your status and work authorization are automatically extended through September 30. You can continue working in your Retirement Plan Consultant role during this bridging period without interruption.
Do part-time Retirement Plan Consultant positions satisfy OPT employment requirements?
OPT requires employment of at least 20 hours per week in a role directly related to your field of study. Part-time consulting positions can satisfy this threshold if the duties align with your degree. However, most employers filing H-1B petitions prefer full-time arrangements, as it simplifies the prevailing wage certification and strengthens the specialty occupation argument with USCIS.