Payment Officer Jobs
Payment Officer jobs are open across banking, healthcare, government, and corporate finance, from entry-level clerks to senior and principal officers, with specializations in accounts payable, collections, and payment processing. See the openings below and apply to the ones that match your experience.
Find Payment Officer JobsOverview
Showing 5 of 6+ Payment Officer jobs











Job Description:
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
Job Description:
This job is responsible for leading product experts supporting Global Transaction Services in client engagements, account management, closing complex and high dollar deals, and/or emerging solution opportunities with strategic clients. Key responsibilities include participating as the product sales or industry expert in client calls, identifying opportunities and influencing solutions, and driving collaboration between product, sales, and client relationship teams to package marketing leading solutions that address client challenges.
At Bank of America, each day brings innovation and opportunity. We are dedicated to turning technology advances into treasury solutions for our clients globally - across all segments and industries. We are looking for highly motivated, self-starters who can advocate for our clients in providing liquidity management, payments and receipts globally, FX, and commercial card services by complementing technology with a personalized touch. Challenge the status quo and influence peers with diverse points of view. Forward thinkers willing to embrace technology and see what's next in treasury management. The future of treasury management is here at Bank of America. Powered by people. Driven by Technology.
Responsibilities:
- The Treasury Sales Officer (TSO) is responsible for managing and actively pursuing treasury revenue streams and product penetration across an assigned portfolio of Middle Market firms with corporate revenues of $100 million to $2 billion. The TSO will partner with Relationship Bankers, GPS Product Specialists and others across the enterprise to develop and deliver customized treasury solutions that meet client objectives.
- Act as digital ambassador driving mobile, digital and real time payments adoption, manage and lead strategic dialogues around key client centric issues, leveraging best practices, peer benchmarking, industry data analytics, and solutioning positioning.
- Accountable for revenue/product growth, client calling initiatives, portfolio development, pricing, RFP or RFI responses, call preparations, and leading client-facing treasury presentations. This individual will also need to identify and evaluate treasury solutions based on a client focused cost/benefit analysis and bank focused profitability analysis
- Maintains a strong client focus while also understanding the operational aspects of the bank. A strong bank and industry awareness of various treasury products and services used by clients will also aid in the success. Manage and lead strategic dialogues around key client centric issues, leveraging best practices, peer benchmarking, industry data analytics, and solutioning positioning The TSO must also be motivated to maintain a consistent level of goal achievement and be willing to challenge themselves with performance metrics.
- Drives and is accountable for revenue growth, profitability, client planning, client calling, portfolio development, pricing strategy, and proposal and presentation development and delivery.
- Focuses on client relationship development, from growth of new client relationships to deepening existing relationships through the thoughtful identification of client needs.
- Ensures responsible revenue and balance sheet growth, profitability improvement, client calling and planning, portfolio development, pricing strategy, proposal responses, and leads client facing treasury presentations
- Partners with bankers and product specialists across the enterprise to develop customized treasury solutions by identifying solutions based on client-focused cost and benefit analysis and bank-focused profitability analysis
- Leads pricing and negotiation discussions with the client for treasury management products to optimize relationship profitability and Year over Year (YoY) growth
- Coaches and mentors Treasury Analysts and works with Servicing and Implementation teams to support client needs and deliver solutions.
Required Qualifications:
- 5 years of Treasury Sales Officer Experience
- Ability to Travel between up to 30% of time in normal environment
- Successful track record in treasury management sales. Broad and deep familiarity with global treasury management products, services and trends
- Proven business development and relationship management skills with a complex clients.
- Excellent verbal and written communication and presentation skills.
- Proven negotiation and active listening skills. Strong executive presence.
- Adept at critical and strategic thinking and problem resolution.
- Strong business/financial acumen.
- Ability to successfully maneuver through the enterprise, engage partners and escalate as needed.
- Demonstrates the ability to foster strong partnerships within the core team.
- Effectively manages competing priorities in an organized fashion while maintaining a consistent high level of client satisfaction.
- Able to effectively work as an individual contributor as well as a close team member in a fast paced environment.
- Effectively manages risk while balancing the needs of the client, the team, and the bank.
Desired Skills:
- B.S. or B.A. in finance, accounting, management, or another undergraduate degree
- Certified Treasury Professional Certification (CTP) or equivalent
- MBA or Equivalent
- International Cash Management, Card Solutions, and/or Trade & Supply Chain Finance experience
- Inclusive and Inspiring: Seeking motivating team players who value collaboration, hard work, and celebrating shared success
- Authentic and Passionate: Seeking highly engaged teammates whose intensity and intentions align with the work we are doing for our clients and in our communities
- Innovative and Curious: Seeking teammates with out-of-the box ideas and solutions, who embrace change with a future-forward mindset, and are looking to challenge the status quo
- Confident and Agile: Seeking strong, clear communicators who value giving and receiving feedback, easily build relationships, act decisively while being flexible and continuing to learn in the role.
Skills:
- Account Management
- Business Development
- Client Management
- Client Solutions Advisory
- Customer and Client Focus
- Critical Thinking
- Portfolio Analysis
- Presentation Skills
- Relationship Building
- Sales Strategy
- Coaching
- Collaboration
- Oral Communications
- Prioritization
- Prospecting
Minimum Education Requirement: Bachelor’s Degree or Equivalent Work Experience
For internal employees; participation in a work from home posture does not make you ineligible to post.
Shift:
1st shift (United States of America)Hours Per Week:
40Payment Officer Jobs by Experience Level
See All 6 Payment Officer Jobs
Find roles that match your experience and apply in just a few clicks.
Find Payment Officer JobsPayment Officer Job Market
Who's Hiring


What Employers Look For
The qualifications that appear most often in payment officer jobs.
- Experience processing high-volume payments and performing account reconciliations
- Proficiency in ERP or accounting software such as SAP, Oracle, or similar platforms
- Knowledge of accounts payable, receivable, and general ledger processes
- Associate or bachelor's degree in accounting, finance, or a related field
- Familiarity with internal controls, compliance standards, and audit procedures
- Strong attention to detail and accuracy in data entry and financial record-keeping
Tips for Your Payment Officer Job Search
Tailor your resume to payment systems
List the specific payment platforms and ERP systems you have used, such as SAP, Oracle, or similar tools. Payment officer recruiters scan for software proficiency fast, so put those names in your skills section and in context within your work history.
Highlight reconciliation accuracy in results
Generic phrases like 'processed payments' don't differentiate you. Describe the volume and accuracy of your reconciliation work, for example the number of transactions you managed per cycle or how you resolved discrepancies, so hiring managers can gauge your real output.
Apply early to roles that fit
Migrate Mate lists payment officer openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Filter openings by industry sector
Payment officer responsibilities vary significantly between healthcare billing, municipal government, and financial services. Target your search by sector so your application speaks directly to the compliance standards, terminology, and software common in that specific environment.
Prepare scenario answers for audit situations
Interviewers for payment officer roles frequently ask how you have handled a payment error, a vendor dispute, or a failed audit finding. Prepare two or three specific examples that walk through the problem, your action, and the documented outcome before your interview.
Negotiate using total compensation context
When an offer arrives, ask for the full compensation breakdown, including overtime eligibility, shift differentials, and any performance bonuses tied to payment accuracy metrics. Payment officer roles in government and healthcare often carry benefits that offset a lower base figure.
Payment Officer Jobs: Frequently Asked Questions
How do you become a payment officer?
Start by completing an associate or bachelor's degree in accounting, finance, or business administration. Gain foundational experience in accounts payable, billing, or general ledger work, ideally using ERP software. Build familiarity with payment compliance standards and internal controls. Many payment officers move up from clerk or coordinator roles by demonstrating consistent accuracy, low error rates, and the ability to manage higher transaction volumes.
Can you get a payment officer job with little or no experience?
Entry-level payment officer roles do exist, particularly in healthcare billing and local government, where employers often hire candidates with relevant coursework and train them on internal systems. Highlighting any bookkeeping, cashiering, or data entry work strengthens your application. Earning a certificate in accounts payable or a related discipline can offset limited work history and signal readiness for the role's accuracy demands.
What does the payment officer interview process look like?
Most payment officer interviews include an initial phone screen focused on your software experience and payment processing background, followed by one or two in-person or video rounds. Expect scenario-based questions about how you have handled discrepancies, tight deadlines, or audit findings. Some employers add a short skills assessment covering reconciliation or data entry accuracy before extending an offer.
Where can I find and apply to payment officer jobs?
You can find and apply to payment officer jobs on Migrate Mate, which lists current openings from employers across the United States. Search for roles that match your experience level and industry background, then apply directly to each listing that fits.
See All 6 Payment Officer Jobs
Find roles that match your experience and apply in just a few clicks.
Find Payment Officer Jobs