Mid Level Payment Processing Specialist Jobs
Mid level payment processing specialist jobs go to professionals ready to own end-to-end transaction workflows, resolve escalated exceptions without hand-holding, and mentor junior processors through complex reconciliation cycles. Openings run across Insurance and Investment & Asset Management, with a strong mix of on-site, remote, and hybrid settings, and employers like Oscar Management Corporation, Excellus BCBS, and Marsh hiring at this level now.
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INTRODUCTION
Join Mizuho as a Payment Platform Implementation Engineer! The Payment and Settlement Technology group is seeking a Payment Platform Implementation Engineer to design, build, and support scalable technology solutions for critical payment processing, settlement, and transaction banking platforms. In this role, you will partner with business, operations, product, and technology teams to deliver secure, resilient, and well-controlled applications that support high-value payments, settlement workflows, regulatory requirements, and ongoing platform modernization initiatives across SWIFT, FED, ACH and other global internal and external channels.
KEY RESPONSIBILITIES
- Design, develop, and maintain Java-based applications and services supporting payment processing, settlement workflows, and transaction banking capabilities across internal and external channels.
- Build and integrate APIs, microservices, and event-driven components that enable secure, resilient, and scalable payment orchestration, validation, enrichment, routing, and status tracking.
- Develop scripts and automation utilities to support application deployment, data analysis, operational support, monitoring, reconciliation, and controlled production support activities.
- Design, query, and optimize relational databases supporting payment transactions, reference data, audit trails, exception handling, and settlement reporting.
- Collaborate with business analysts, operations, risk, compliance, infrastructure, and vendor teams to translate payment-domain requirements into reliable technical solutions with strong controls and traceability.
- Support testing, defect resolution, code reviews, release management, and production readiness activities for payment and settlement platforms, ensuring high availability, security, and regulatory alignment.
QUALIFICATIONS
- Bachelor’s degree in Computer Science, Information Technology, Engineering, or a related field required; Master’s degree in Computer Science preferred.
- Must have hands-on experience working on payment straight-through processing (STP) solutions, including payment initiation, validation, enrichment, routing, settlement, exception handling, and status reporting.
- Strong Java development experience with practical knowledge of APIs, microservices, scripting, relational databases, and production-grade application support.
- Experience with payment platforms, financial messaging, clearing and settlement processes, or banking technology environments preferred.
- Eligibility to work in the local market required.
COMPENSATION
- The expected base salary ranges from $83k-$165k. Salary offers are based on a wide range of factors including relevant skills, training, experience, education, and, where applicable, certifications and licenses obtained. Market and organizational factors are also considered. In addition to salary and a generous employee benefits package, successful candidates are eligible to receive a discretionary bonus.
OTHER REQUIREMENTS
Mizuho has in place a hybrid working program, with varying opportunities for remote work depending on the nature of the role, needs of your department, as well as local laws and regulatory obligations. Roles in some of our departments have greater in-office requirements that will be communicated to you as part of the recruitment process.
COMPANY OVERVIEW
Mizuho Financial Group, Inc. is the 15th largest bank in the world as measured by total assets of ~ $2 trillion. Mizuho's 60,000 employees worldwide offer comprehensive financial services to clients in 35 countries and 800 offices throughout the Americas, EMEA and Asia. Mizuho Americas is a leading provider of corporate and investment banking services to clients in the US, Canada, and Latin America. Through its acquisition of Greenhill, Mizuho provides M&A, restructuring and private capital advisory capabilities across Americas, Europe and Asia. Mizuho Americas employs approximately 3,500 professionals, and its capabilities span corporate and investment banking, capital markets, equity and fixed income sales & trading, derivatives, FX, custody and research.
Mizuho Americas offers a competitive total rewards package. We are an EEO/AA Employer - M/F/Disability/Veteran. We participate in the E-Verify program. We maintain a drug-free workplace and reserve the right to require pre- and post-hire drug testing as permitted by applicable law.
INTRODUCTION
Join Mizuho as a Payment Platform Implementation Engineer! The Payment and Settlement Technology group is seeking a Payment Platform Implementation Engineer to design, build, and support scalable technology solutions for critical payment processing, settlement, and transaction banking platforms. In this role, you will partner with business, operations, product, and technology teams to deliver secure, resilient, and well-controlled applications that support high-value payments, settlement workflows, regulatory requirements, and ongoing platform modernization initiatives across SWIFT, FED, ACH and other global internal and external channels.
KEY RESPONSIBILITIES
- Design, develop, and maintain Java-based applications and services supporting payment processing, settlement workflows, and transaction banking capabilities across internal and external channels.
- Build and integrate APIs, microservices, and event-driven components that enable secure, resilient, and scalable payment orchestration, validation, enrichment, routing, and status tracking.
- Develop scripts and automation utilities to support application deployment, data analysis, operational support, monitoring, reconciliation, and controlled production support activities.
- Design, query, and optimize relational databases supporting payment transactions, reference data, audit trails, exception handling, and settlement reporting.
- Collaborate with business analysts, operations, risk, compliance, infrastructure, and vendor teams to translate payment-domain requirements into reliable technical solutions with strong controls and traceability.
- Support testing, defect resolution, code reviews, release management, and production readiness activities for payment and settlement platforms, ensuring high availability, security, and regulatory alignment.
QUALIFICATIONS
- Bachelor’s degree in Computer Science, Information Technology, Engineering, or a related field required; Master’s degree in Computer Science preferred.
- Must have hands-on experience working on payment straight-through processing (STP) solutions, including payment initiation, validation, enrichment, routing, settlement, exception handling, and status reporting.
- Strong Java development experience with practical knowledge of APIs, microservices, scripting, relational databases, and production-grade application support.
- Experience with payment platforms, financial messaging, clearing and settlement processes, or banking technology environments preferred.
- Eligibility to work in the local market required.
COMPENSATION
- The expected base salary ranges from $83k-$165k. Salary offers are based on a wide range of factors including relevant skills, training, experience, education, and, where applicable, certifications and licenses obtained. Market and organizational factors are also considered. In addition to salary and a generous employee benefits package, successful candidates are eligible to receive a discretionary bonus.
OTHER REQUIREMENTS
Mizuho has in place a hybrid working program, with varying opportunities for remote work depending on the nature of the role, needs of your department, as well as local laws and regulatory obligations. Roles in some of our departments have greater in-office requirements that will be communicated to you as part of the recruitment process.
COMPANY OVERVIEW
Mizuho Financial Group, Inc. is the 15th largest bank in the world as measured by total assets of ~ $2 trillion. Mizuho's 60,000 employees worldwide offer comprehensive financial services to clients in 35 countries and 800 offices throughout the Americas, EMEA and Asia. Mizuho Americas is a leading provider of corporate and investment banking services to clients in the US, Canada, and Latin America. Through its acquisition of Greenhill, Mizuho provides M&A, restructuring and private capital advisory capabilities across Americas, Europe and Asia. Mizuho Americas employs approximately 3,500 professionals, and its capabilities span corporate and investment banking, capital markets, equity and fixed income sales & trading, derivatives, FX, custody and research.
Mizuho Americas offers a competitive total rewards package. We are an EEO/AA Employer - M/F/Disability/Veteran. We participate in the E-Verify program. We maintain a drug-free workplace and reserve the right to require pre- and post-hire drug testing as permitted by applicable law.
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Mid Level Payment Processing Specialist Jobs: Frequently Asked Questions
How do I get a mid level payment processing specialist job?
Lead your application with concrete ownership: specific payment systems you've administered, exception rates you've reduced, or reconciliation volumes you've managed end to end. Mid level roles go to candidates who demonstrate they've operated independently, not just supported someone else. Tailor your resume to the payment rail or industry the employer uses, whether ACH, card networks, or wire transfers, and show measurable results rather than task lists.
Which companies hire mid level payment processing specialists?
Companies hiring mid level payment processing specialists right now include Oscar Management Corporation, Excellus BCBS, and Marsh, based on current listings on Migrate Mate as of November 2026. Hiring at this level tends to come from financial institutions, payment processors, fintech platforms, and large retailers that run high transaction volumes and need specialists who can work without close supervision.
Are there remote mid level payment processing specialist jobs?
Yes, though availability varies by employer and role type. About 67% of mid level payment processing specialist openings are remote or hybrid as of November 2026, reflecting the digital nature of most transaction workflows. Roles tied to on-site cash handling, vault operations, or in-person compliance reviews are more likely to require a physical presence.
How do I move up to a mid level payment processing specialist role?
Moving from entry level to mid level takes deliberate depth-building over your first few years. Focus on owning a full process, such as end-to-end batch reconciliation or chargeback dispute resolution, rather than completing assigned tasks. Develop fluency in at least one core payment system, reduce your error rate consistently, document the impact of your work in measurable terms, and take on any cross-functional projects that connect payments to finance, compliance, or operations.
Which industries hire the most mid level payment processing specialists?
Mid Level payment processing specialist roles concentrate in Insurance and Investment & Asset Management, based on current listings on Migrate Mate as of November 2026. These sectors drive hiring at this level because they handle high transaction volumes, face strict regulatory requirements, and need experienced specialists who can maintain accuracy and compliance without constant oversight.