Remote Automotive Claims Adjuster Jobs
Remote Automotive Claims Adjuster jobs are open across the U.S. at remote-first insurers, distributed claims operations, and digital-first auto insurance companies handling everything from collision appraisals to total-loss settlements without a physical office. Employers hiring remotely right now include Gallagher, EMC Insurance, and PMA Companies. Find a role that fits below and apply directly.
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As a member of our claims team, utilize your knowledge of Workers Compensation to independently investigate, evaluate and resolve assigned claims of a more complex nature in order to achieve appropriate outcomes. In this position you will administer and resolve highest risk management expectations claims in a timely manner in accordance with legal statues, policy provisions, and company guidelines.
Responsibilities:
- Promptly investigate all assigned claims with minimal supervision, including those of a more complex nature
- Determine coverage, compensability, potential for subrogation recovery, and second injury fund (when applicable)
- Alert Supervisor and Special Investigations Unit to potentially suspect claims
- Ensure timely denial or payment of benefits in accordance with jurisdictional requirements
- Establish appropriate reserves with documented rationale, maintain and adjust reserves over the life of the claim to reflect changes in exposure
- Negotiate claims settlements with client approval
- Establish and implement appropriate action plans for case resolution including medical and disability management, litigation management, negotiation and disposition
- Work collaboratively with Lodestar nurse professionals to develop and execute return to work strategies
- Select and manage service vendors to achieve appropriate balance between allocated expense and loss outcome
- Maintain a working knowledge of jurisdictional requirements and applicable case law for each state serviced
- Demonstrate technical proficiency through timely, consistent execution of best claim practices
- Communicate effectively, verbally and in writing with internal and external parties on a wide variety of claims and account issues
- Provide a high degree of customer service to clients, including face to face interactions during claims reviews, stewardship meetings and similar account-specific sessions
- Authorize treatment based on the practiced protocols established by statute or the Lodestar Managed Care department
- Assist Lodestar clients by suggesting panel provider information in accordance with applicable state statutes.
- Demonstrate commitment to Company's Code of Business Conduct and Ethics, and apply knowledge of compliance policies and procedures, standards and laws applicable to job responsibilities in the performance of work.
#LI-Remote
Requirements:- MA License and experience handling claims in MA and NJ Required.
- Bachelor's degree, or four or more years of equivalent work experience required in an insurance related industry required
- At least 3-5 years' experience handling lost time workers compensation claims required; past experience with MA and NJ jurisdictions required
- Associate in Claims (AIC) Designation or similar professional designation desired.
- Active license required or ability to obtain license within 90 days of employment in mandated states.
- Familiarity with medical terminology and/or Workers' Compensation
- Strong organizational skills with demonstrated ability to work independently and deal effectively with multiple tasks simultaneously
- Proven critical thinking skills that demonstrate analysis/judgment and sound decision making with focus on attention to details
- Strong verbal, written communication skills and customer service skills
- Computer literacy, including working knowledge of MS Office Product Suite, i.e. Word, Excel, PowerPoint.
- Ability to travel for business purposes, approximately less than 10%.
As a member of our claims team, utilize your knowledge of Workers Compensation to independently investigate, evaluate and resolve assigned claims of a more complex nature in order to achieve appropriate outcomes. In this position you will administer and resolve highest risk management expectations claims in a timely manner in accordance with legal statues, policy provisions, and company guidelines.
Responsibilities:
- Promptly investigate all assigned claims with minimal supervision, including those of a more complex nature
- Determine coverage, compensability, potential for subrogation recovery, and second injury fund (when applicable)
- Alert Supervisor and Special Investigations Unit to potentially suspect claims
- Ensure timely denial or payment of benefits in accordance with jurisdictional requirements
- Establish appropriate reserves with documented rationale, maintain and adjust reserves over the life of the claim to reflect changes in exposure
- Negotiate claims settlements with client approval
- Establish and implement appropriate action plans for case resolution including medical and disability management, litigation management, negotiation and disposition
- Work collaboratively with Lodestar nurse professionals to develop and execute return to work strategies
- Select and manage service vendors to achieve appropriate balance between allocated expense and loss outcome
- Maintain a working knowledge of jurisdictional requirements and applicable case law for each state serviced
- Demonstrate technical proficiency through timely, consistent execution of best claim practices
- Communicate effectively, verbally and in writing with internal and external parties on a wide variety of claims and account issues
- Provide a high degree of customer service to clients, including face to face interactions during claims reviews, stewardship meetings and similar account-specific sessions
- Authorize treatment based on the practiced protocols established by statute or the Lodestar Managed Care department
- Assist Lodestar clients by suggesting panel provider information in accordance with applicable state statutes.
- Demonstrate commitment to Company's Code of Business Conduct and Ethics, and apply knowledge of compliance policies and procedures, standards and laws applicable to job responsibilities in the performance of work.
#LI-Remote
Requirements:- MA License and experience handling claims in MA and NJ Required.
- Bachelor's degree, or four or more years of equivalent work experience required in an insurance related industry required
- At least 3-5 years' experience handling lost time workers compensation claims required; past experience with MA and NJ jurisdictions required
- Associate in Claims (AIC) Designation or similar professional designation desired.
- Active license required or ability to obtain license within 90 days of employment in mandated states.
- Familiarity with medical terminology and/or Workers' Compensation
- Strong organizational skills with demonstrated ability to work independently and deal effectively with multiple tasks simultaneously
- Proven critical thinking skills that demonstrate analysis/judgment and sound decision making with focus on attention to details
- Strong verbal, written communication skills and customer service skills
- Computer literacy, including working knowledge of MS Office Product Suite, i.e. Word, Excel, PowerPoint.
- Ability to travel for business purposes, approximately less than 10%.
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Find JobsRemote Automotive Claims Adjuster Job Market
Who's Hiring
- Gallagher26
- EMC Insurance4
- PMA Companies4
- Federated Insurance4
- Sedgwick3
Top Industries Hiring
- Insurance
What Employers Look For
The qualifications that appear most often in remote automotive claims adjuster jobs.
- Active adjuster license in one or more U.S. states
- Proficiency with auto estimating software such as CCC ONE, Mitchell, or Audatex
- Experience evaluating vehicle damage and writing repair or total-loss estimates
- Knowledge of coverage types, liability principles, and policy interpretation
- Strong written communication skills for documenting findings and claim decisions
- Associate or bachelor's degree, or equivalent experience in insurance or a related field
Tips for Your Remote Automotive Claims Adjuster Job Search
Apply early to remote roles that fit
Migrate Mate lists remote automotive claims adjuster openings from across the U.S. in one place, so you can find roles that match your license, state authorizations, and experience level and apply directly without sorting through unrelated postings.
Show your virtual inspection experience upfront
Remote employers want adjusters who can run photo-based and video-assisted inspections without field support. Name the platforms you've used, such as CCC ONE, Mitchell, or Xactimate, in your resume summary so hiring managers see your remote-ready skill set immediately.
Demonstrate async communication in your application
Remote claims teams coordinate almost entirely through email, claims management systems, and written notes. Write your cover letter and any follow-up messages with the same clarity you'd use to document a file, since remote hiring managers treat your written communication as a skills sample.
Highlight your independent caseload management
Quantify how many open files you've managed simultaneously and how you prioritized them without direct supervision. Remote employers screen for self-direction, so concrete examples of closing claims on deadline while working independently carry more weight than general teamwork language.
Remote Automotive Claims Adjuster Jobs: Frequently Asked Questions
How do I get a remote automotive claims adjuster job?
Target remote-first insurers, digital auto insurance carriers, and third-party administrators that run fully distributed claims teams, since these employers are most likely to hire adjusters who never step into a central office. Remote employers screen heavily for self-direction, clear written communication, and the ability to manage a full caseload without in-person supervision. Certifications like AIC or CPCU, experience with virtual inspection tools, and a demonstrated history of closing claims independently give candidates a real edge.
Which companies hire remote automotive claims adjusters?
Companies hiring remote automotive claims adjusters right now include Gallagher, EMC Insurance, and PMA Companies, based on current remote listings on Migrate Mate as of November 2026. These tend to be remote-first carriers, distributed third-party claims administrators, and digital auto insurers that staff their entire adjusting workforce without regional offices.
Can you get a remote automotive claims adjuster job with no experience?
Yes, but remote entry-level roles are harder to land because employers expect you to manage claims independently from day one without a supervisor nearby. Digital-first carriers and third-party administrators are more likely to hire entry-level adjusters remotely than traditional insurers. Completing a state adjuster licensing exam, earning an entry-level claims certification, and showing strong written communication skills can substitute for direct experience and open those doors.
Do you need a degree for remote automotive claims adjuster jobs?
Not always. Most remote employers weigh state licensing, claims-handling certifications, and demonstrated file-management skills more heavily than a college degree for automotive claims adjuster roles. A current adjuster license, familiarity with estimating platforms like CCC or Mitchell, and a record of handling claims from first notice through settlement often matter more to hiring managers than your educational background.
Which industries hire the most remote automotive claims adjusters?
The sectors hiring the most remote automotive claims adjusters are Insurance, based on current remote listings on Migrate Mate as of November 2026. These sectors rely on distributed claims teams to handle high caseload volumes across multiple states without centralizing staff in a single location.
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