Remote Commercial Credit Analyst Jobs
Remote commercial credit analyst jobs are open across the U.S. at remote-first firms, distributed financial services teams, and regional banks operating without centralized offices. Employers hiring remotely right now include Libertas Funding, Deutsche Bank, and Huntington Bank, covering sectors like Banking & Financial Services. Find a role that fits below and apply directly.
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Showing 5 of 15+ Remote Commercial Credit Analyst jobs
Commercial Credit Analyst II
Location: Clarksville TN, Brentwood TN, Murfreesboro TN, Lebanon TN, Chattanooga TN, Knoxville TN, Bowling Green KY, or Lexington KY (Remote)
Status: Full-Time, Salary Exempt
Why Join First Financial Bank?
At First Financial Bank, sound lending decisions are the foundation of strong client relationships and sustainable growth. Our Commercial Credit team plays an important role in helping businesses access the financing they need while maintaining the financial strength and stability our customers and communities depend on.
As a Credit Analyst II, you'll play a key role in supporting those decisions by evaluating complex commercial credit relationships, analyzing financial performance, and providing thoughtful recommendations to our lending teams. You'll work closely with Commercial Lenders and credit leadership, applying your analytical expertise to a variety of lending opportunities while contributing to a collaborative, relationship-focused banking environment.
What You’ll Do
- Analyze commercial credit: Evaluate financial statements, cash flow, credit reports, and other financial information for new, renewed, and existing commercial loans to assess creditworthiness and repayment capacity.
- Support credit decisions: Develop financial analyses, reports, summaries, and recommendations to help Commercial Lenders and credit leadership evaluate lending opportunities.
- Prepare loan presentations: Compile comprehensive credit packages for Loan Committee consideration and assist with Board of Directors presentations and reporting as needed.
- Ensure sound underwriting: Review credit requests for compliance with established underwriting guidelines, lending policies, and applicable regulatory requirements.
- Maintain credit documentation: Review and update commercial loan files, financial statements, accounts receivable information, and other supporting documentation to ensure accuracy and completeness.
- Partner with lending teams: Provide technical guidance and analytical support to Commercial Lenders and other banking partners throughout the organization.
- Support portfolio oversight: Conduct credit inquiries, review existing relationships, and maintain required compliance tracking and reporting.
- Stay current: Maintain knowledge of commercial credit analysis practices, underwriting standards, banking regulations, and evolving industry trends.
What We’re Looking For
- Bachelor's degree in Business Administration, Finance, Accounting, or a related field required
- 5–10 years of credit analysis experience preferred, including experience evaluating complex commercial credit transactions
- Strong knowledge of commercial lending, financial statement analysis, cash flow evaluation, and credit underwriting principles
- Advanced proficiency with spreadsheets, word processing applications, and financial analysis tools
- Strong analytical, critical thinking, problem-solving, and decision-making skills
- Excellent written and verbal communication skills with the ability to present financial information and credit recommendations clearly
- Strong organizational skills, attention to detail, and commitment to accuracy in financial analysis and documentation
- Ability to manage multiple priorities, meet deadlines, and maintain sound judgment in a fast-paced environment
- Ability to work independently while collaborating effectively with Commercial Lenders, credit leadership, and other banking partners
- Ability to review detailed financial information and documentation, maintain sustained concentration, and perform computer-based analytical work for extended periods
What We Offer
- Competitive Pay & Benefits: Medical, dental, vision, and employer-paid life and disability insurance.
- Financial Perks: 401(k) match, Employee Stock Ownership Program (ESOP), and banking benefits.
- Work-Life Balance: Paid time off, including 11 Federal Reserve bank holidays.
- Growth Opportunities: Tuition assistance and professional development programs.
- A Supportive Culture: Integrity, collaboration, innovation, and respect are at the heart of what we do.
Who We Are
First Financial Bank is a dynamic financial institution with over $6+ billion in assets and a proud history dating back to 1834. With more than 75 banking centers across five states, we are committed to empowering our clients, fostering personal growth, and building community.
Joining First Financial Bank means becoming part of a legacy where your work directly contributes to the stability and growth of the communities we serve. Here, you are more than an employee; you are an essential member of a team dedicated to living out the values of "One First" every day. Be part of a bank that values your contributions and invests in your future!
Ready to Join Us?
Apply now and take the next step in your banking career! We review all applications and will respond promptly.
First Financial Bank is an Equal Opportunity Employer. All applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, genetic information, national origin, disability, military and/or veteran status, or any other Federal or State legally protected classes.
Commercial Credit Analyst II
Location: Clarksville TN, Brentwood TN, Murfreesboro TN, Lebanon TN, Chattanooga TN, Knoxville TN, Bowling Green KY, or Lexington KY (Remote)
Status: Full-Time, Salary Exempt
Why Join First Financial Bank?
At First Financial Bank, sound lending decisions are the foundation of strong client relationships and sustainable growth. Our Commercial Credit team plays an important role in helping businesses access the financing they need while maintaining the financial strength and stability our customers and communities depend on.
As a Credit Analyst II, you'll play a key role in supporting those decisions by evaluating complex commercial credit relationships, analyzing financial performance, and providing thoughtful recommendations to our lending teams. You'll work closely with Commercial Lenders and credit leadership, applying your analytical expertise to a variety of lending opportunities while contributing to a collaborative, relationship-focused banking environment.
What You’ll Do
- Analyze commercial credit: Evaluate financial statements, cash flow, credit reports, and other financial information for new, renewed, and existing commercial loans to assess creditworthiness and repayment capacity.
- Support credit decisions: Develop financial analyses, reports, summaries, and recommendations to help Commercial Lenders and credit leadership evaluate lending opportunities.
- Prepare loan presentations: Compile comprehensive credit packages for Loan Committee consideration and assist with Board of Directors presentations and reporting as needed.
- Ensure sound underwriting: Review credit requests for compliance with established underwriting guidelines, lending policies, and applicable regulatory requirements.
- Maintain credit documentation: Review and update commercial loan files, financial statements, accounts receivable information, and other supporting documentation to ensure accuracy and completeness.
- Partner with lending teams: Provide technical guidance and analytical support to Commercial Lenders and other banking partners throughout the organization.
- Support portfolio oversight: Conduct credit inquiries, review existing relationships, and maintain required compliance tracking and reporting.
- Stay current: Maintain knowledge of commercial credit analysis practices, underwriting standards, banking regulations, and evolving industry trends.
What We’re Looking For
- Bachelor's degree in Business Administration, Finance, Accounting, or a related field required
- 5–10 years of credit analysis experience preferred, including experience evaluating complex commercial credit transactions
- Strong knowledge of commercial lending, financial statement analysis, cash flow evaluation, and credit underwriting principles
- Advanced proficiency with spreadsheets, word processing applications, and financial analysis tools
- Strong analytical, critical thinking, problem-solving, and decision-making skills
- Excellent written and verbal communication skills with the ability to present financial information and credit recommendations clearly
- Strong organizational skills, attention to detail, and commitment to accuracy in financial analysis and documentation
- Ability to manage multiple priorities, meet deadlines, and maintain sound judgment in a fast-paced environment
- Ability to work independently while collaborating effectively with Commercial Lenders, credit leadership, and other banking partners
- Ability to review detailed financial information and documentation, maintain sustained concentration, and perform computer-based analytical work for extended periods
What We Offer
- Competitive Pay & Benefits: Medical, dental, vision, and employer-paid life and disability insurance.
- Financial Perks: 401(k) match, Employee Stock Ownership Program (ESOP), and banking benefits.
- Work-Life Balance: Paid time off, including 11 Federal Reserve bank holidays.
- Growth Opportunities: Tuition assistance and professional development programs.
- A Supportive Culture: Integrity, collaboration, innovation, and respect are at the heart of what we do.
Who We Are
First Financial Bank is a dynamic financial institution with over $6+ billion in assets and a proud history dating back to 1834. With more than 75 banking centers across five states, we are committed to empowering our clients, fostering personal growth, and building community.
Joining First Financial Bank means becoming part of a legacy where your work directly contributes to the stability and growth of the communities we serve. Here, you are more than an employee; you are an essential member of a team dedicated to living out the values of "One First" every day. Be part of a bank that values your contributions and invests in your future!
Ready to Join Us?
Apply now and take the next step in your banking career! We review all applications and will respond promptly.
First Financial Bank is an Equal Opportunity Employer. All applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, genetic information, national origin, disability, military and/or veteran status, or any other Federal or State legally protected classes.
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Find JobsRemote Commercial Credit Analyst Job Market
Who's Hiring
Top Industries Hiring
- Banking & Financial Services
What Employers Look For
The qualifications that appear most often in remote commercial credit analyst jobs.
- Bachelor's degree in finance, accounting, economics, or a related business field
- Experience spreading financial statements and calculating key credit ratios
- Proficiency in financial modeling using Excel or specialized credit software
- Familiarity with loan origination systems and credit underwriting platforms
- Strong written communication skills for drafting credit memos and presentations
- CFA, CPA, or Credit Risk Certification (CRC) preferred for senior-level roles
Tips for Your Remote Commercial Credit Analyst Job Search
Apply early to remote roles that fit
Migrate Mate lists remote commercial credit analyst openings from across the U.S. in one place, so you can find roles that match your underwriting background and apply directly without sorting through unrelated postings.
Show your async written communication skills
Remote commercial credit employers evaluate how you write, not just what you know. Include a sample credit memo or a concise deal summary in your application materials to prove you can communicate analysis clearly without in-person context.
Get fluent in remote underwriting tools
Distributed credit teams run on cloud-based loan origination platforms, shared spreading software like Moody's or Sageworks, and video-based deal review. Name the specific platforms you've used and describe how you managed pipeline and documentation remotely.
Target remote-first lenders and fintech credit platforms
Remote commercial credit analyst openings concentrate at fintech lenders, specialty finance companies, and regional banks that have built fully distributed underwriting functions. These employers have already solved remote onboarding and are more likely to have sustainable long-term remote roles.
Remote Commercial Credit Analyst Jobs: Frequently Asked Questions
How do I get a remote commercial credit analyst job?
Remote commercial credit analyst roles go to candidates who can demonstrate strong self-direction, clear written communication, and the ability to manage a credit portfolio without in-person oversight. Remote employers screen heavily for proficiency in spreading financial statements, underwriting models, and credit memo writing, since your analysis must speak for itself without hallway conversations. Candidates who show experience with cloud-based loan origination systems and async documentation habits stand out from the pool.
Which companies hire remote commercial credit analysts?
Companies hiring remote commercial credit analysts right now include Libertas Funding, Deutsche Bank, and Huntington Bank, based on current remote listings on Migrate Mate as of November 2026. These include remote-first lenders, distributed community and regional banks, fintech credit platforms, and specialty finance companies that have built fully distributed underwriting teams.
Can you get a remote commercial credit analyst job with no experience?
Yes, but remote entry-level commercial credit analyst roles are harder to land because employers expect you to work independently from day one with minimal hand-holding. Fintech lenders and smaller distributed credit teams are more open to entry-level candidates. Showing completed credit analysis coursework, a sample credit memo, or a financial modeling project gives remote hiring managers something concrete to evaluate when experience is thin.
Do you need a degree for remote commercial credit analyst jobs?
Not always, though a bachelor's degree in finance, accounting, or economics is the most common baseline remote employers list. What moves the needle most is demonstrated ability to analyze business financials, write clear credit recommendations, and use industry software like Moody's, Sageworks, or Salesforce-based CRMs. Candidates who can show real underwriting output, even from internships or freelance work, often compete effectively against degreed applicants.
Which industries hire the most remote commercial credit analysts?
The sectors hiring the most remote commercial credit analysts are Banking & Financial Services, based on current remote listings on Migrate Mate as of November 2026. These industries rely on distributed credit teams to underwrite business loans, assess counterparty risk, and manage credit portfolios across geographies without requiring analysts to sit in a central office.
See All 15 Remote Commercial Credit Analyst Jobs
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