Remote Liability Claims Specialist Jobs
Remote Liability Claims Specialist jobs are in active demand at remote-first companies and large distributed teams, including employers like Gallagher, CBCS, and Cottingham & Butler, from junior to senior. Find a role that fits below and apply directly.
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Overview
Salary: Up to $150,000 per year, dependent upon experience
The Senior Claims Specialist within GB Specialty is responsible for managing moderately complex Liability claims. This role manages the full claim life cycle, including coverage analysis, investigation, evaluation, and resolution, while ensuring claims are handled in accordance with client expectations, policy obligations, and regulatory requirements.
How you'll make an impact
- Analyzes coverage and settles moderately complex Liability claims.
- Generally, incumbent does not work on workers’ compensation claims.
- Able to manage the full-life cycle of all assigned claims files.
- Analyzes coverage and determines defense obligations.
- Under minimal supervision, conducts thorough analysis and investigations necessary to determine claims exposure and recommend appropriate settlement strategies and action plans.
- Creates reservation of rights and coverage denial letters.
- Negotiates settlements with clients, client attorneys, and Public Adjusters.
- Interacts extensively with various parties involved in the claims process, and may recommend retaining the advice of outside experts as necessary.
- Prepares reserve and settlement authority requests for client and carrier approval.
- May act as a client advocate with carriers to ensure proper claims handling, including any necessary scoping, estimating, and addressing of coverage.
- Has a solid understanding of claims processing and the insurance brokerage business.
- Has a basic understanding of the terminology and case law associated with professional liability claims.
- Handles claims consistent with clients’ and corporate policies, procedures and best practices and in accordance with statutory, regulatory, and ethical requirements.
- Incumbents at this level should be able to work at full caseload capacity.
About You
Potential candidates should have the following:
- Claims Background: Product, Construction (CD and GL), Environmental Liability - Complex Coverage
- Jurisdictional Experience: Open to any
- Active Adjusters' licenses: must be willing to obtain all licenses stated by manager within specified timeframe
- High school diploma and 5 years related claims experience required.
- Prior experience working within the applicable specialty claims area or demonstrated ability to handle unique/challenging claims issues.
- Appropriately licensed and/or certified in all states in which claims are being handled or able to obtain the licenses/certification per local requirements.
- Knowledge of accepted industry standards and practices.
- Computer experience with related claims and business software.
- Bachelor's Degree preferred.
- Ten or more years of Liability claims adjusting experience.
- Law Degree (JD) highly preferred.
- Ability to think critically, solve problems, plan and organize activities, serve clients, negotiate, effectively communicate verbally and in writing and embrace new challenges.
- Analytical skill necessary to make decisions and resolve issues inherent in handling of claims.
- Ability to successfully negotiate the settlement and disposition of claims including the ability to interpret related documentation.
#GBSpecialtyCareers
Compensation and benefits
We offer a competitive and comprehensive compensation package. The base salary range represents the anticipated low end and high end of the range for this position. The actual compensation will be influenced by a wide range of factors including, but not limited to previous experience, education, pay market/geography, complexity or scope, specialized skill set, lines of business/practice area, supply/demand, and scheduled hours. On top of a competitive salary, great teams and exciting career opportunities, we also offer a wide range of benefits.
Below are the minimum core benefits you’ll get, depending on your job level these benefits may improve:
- Medical/dental/vision plans, which start from day one!
- Life and accident insurance
- 401(K) and Roth options
- Tax-advantaged accounts (HSA, FSA)
- Educational expense reimbursement
- Paid parental leave
- Digital mental health services (Talkspace)
- Flexible work hours (availability varies by office and job function)
- Training programs
- Gallagher Thrive program – elevating your health through challenges, workshops and digital fitness programs for your overall wellbeing
- Charitable matching gift program
- And more...
We value inclusion and diversity
Click Here to review our U.S. Eligibility Requirements
Inclusion and diversity (I&D) is a core part of our business, and it’s embedded into the fabric of our organization. For more than 95 years, Gallagher has led with a commitment to sustainability and to support the communities where we live and work.
Gallagher embraces our employees’ diverse identities, experiences and talents, allowing us to better serve our clients and communities. We see inclusion as a conscious commitment and diversity as a vital strength. By embracing diversity in all its forms, we live out The Gallagher Way to its fullest.
Gallagher believes that all persons are entitled to equal employment opportunity and prohibits any form of discrimination by its managers, employees, vendors or customers based on race, color, religion, creed, gender (including pregnancy status), sexual orientation, gender identity (which includes transgender and other gender non-conforming individuals), gender expression, hair expression, marital status, parental status, age, national origin, ancestry, disability, medical condition, genetic information, veteran or military status, citizenship status, or any other characteristic protected (herein referred to as “protected characteristics”) by applicable federal, state, or local laws.
Equal employment opportunity will be extended in all aspects of the employer-employee relationship, including, but not limited to, recruitment, hiring, training, promotion, transfer, demotion, compensation, benefits, layoff, and termination. In addition, Gallagher will make reasonable accommodations to known physical or mental limitations of an otherwise qualified person with a disability, unless the accommodation would impose an undue hardship on the operation of our business.
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Find JobsRemote Liability Claims Specialist Job Market
Who's Hiring
- Gallagher3

- CBCS2

- Cottingham & Butler2

- CorVel Corporation1

Top Industries Hiring
- Insurance5
- Technology & Software1
What Employers Look For
The qualifications that appear most often in remote liability claims specialist jobs.
- Two or more years of liability claims handling experience across auto or general liability lines
- Active state adjuster license or ability to obtain one within a defined period
- Experience interpreting commercial general liability or personal lines policy language
- Proficiency in claims management systems such as Guidewire, Xactimate, or Mitchell
- Bachelor's degree in business, finance, or a related field, or equivalent experience
- Industry designation such as AIC, CPCU, or SCLA preferred for senior-level openings
Tips for Your Remote Liability Claims Specialist Job Search
Quantify your claims closure metrics
Hiring managers want to see throughput, not just duties. List your average caseload size, average days to close, and any reduction in litigation rates you contributed to. These numbers differentiate you from candidates who describe responsibilities without outcomes.
Highlight your coverage interpretation experience
Coverage analysis is what separates liability specialists from general adjusters. Call out specific policy forms you've interpreted, such as commercial general liability or umbrella policies, and any reservation of rights letters or coverage denials you've drafted.
Apply early to roles that fit
Migrate Mate lists liability claims specialist openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Filter openings by licensing requirements
Many postings require an active adjuster license in one or more states. Before applying, confirm whether you hold the required license for the posting's primary jurisdiction. Applying without it slows hiring and signals a mismatch, even if your experience is strong.
Prepare a coverage dispute scenario in advance
Interviewers in liability claims almost always walk through a scenario where coverage is disputed. Prepare a real example from your experience, walk through how you analyzed the policy language, and explain the outcome. Vague answers here hurt offers more than anywhere else.
Negotiate for litigation authority thresholds
Your settlement authority limit directly affects your day-to-day autonomy and career growth. When evaluating an offer, ask about the authority tier for the role and how it increases over time. A lower base with higher authority can outperform a higher salary with tight caps.
Remote Liability Claims Specialist Jobs: Frequently Asked Questions
How do I get a remote liability claims specialist job?
Target companies that already run distributed teams, since they hire remotely by default and know how to onboard someone they never meet in person. Remote liability claims specialist employers screen hard for self-direction and clear written communication on top of the core skills, so show evidence you can own work without someone over your shoulder. Apply to the openings above that match your experience.
Which companies hire remote liability claims specialists?
Employers currently hiring remote liability claims specialists include Gallagher, CBCS, and Cottingham & Butler, per current remote listings on Migrate Mate as of June 2026. Remote-first firms and large companies running distributed teams post the most remote liability claims specialist roles.
Can you get a remote liability claims specialist job with no experience?
Yes, but it is harder than an on-site role, because remote work expects you to operate independently from the start. Entry-level remote liability claims specialist openings do exist, especially at remote-first companies, and a portfolio of real work helps more than a long resume. Applying broadly to the roles that fit improves your odds.
Do you need a degree for remote liability claims specialist jobs?
Not always. Many employers hire remote liability claims specialists on demonstrated skills and prior work rather than a specific degree, though some larger companies still prefer one. Showing relevant results matters more than a credential for most remote liability claims specialist roles.
Which industries hire the most remote liability claims specialists?
Remote liability claims specialist roles concentrate in Insurance and Technology & Software, based on current remote listings on Migrate Mate as of June 2026. These sectors run distributed teams and hire liability claims specialists remotely most consistently.
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