Remote Underwriting Manager Jobs
Remote underwriting manager jobs are open across the U.S. at remote-first insurers, distributed financial services firms, and large carriers building out fully remote underwriting teams. Employers hiring remotely right now include Builders Mutual Insurance, FCT, and SentryWorld. Scan the live roles below and apply to whichever ones fit.
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Showing 5 of 20+ Remote Underwriting Manager jobs
About Priority Commerce:
We achieve this through the Priority Commerce Engine, an innovative platform that combines payables, acquiring, and banking and treasury solutions. This unified approach allows businesses to streamline financial operations, reduce unnecessary costs, and uncover new revenue opportunities.
At Priority Commerce, we're driven by results. We expect our people to be known for results - bringing expertise, momentum, and relentless focus to every challenge, helping our clients and each other thrive.
About the Role:
You will oversee the application of underwriting policies, Card Brand requirements, and company risk standards, ensuring decisions appropriately balance business objectives with prudent risk management. You will serve as the escalation point for complex, high-volume, or high-risk accounts, independently evaluating risk exposure and determining appropriate actions, approval structures, and risk mitigants within established authority.
You will monitor underwriting quality, portfolio risk, and emerging trends, using financial, operational, and performance data to identify potential concerns and recommend appropriate risk-management actions. You will also partner with Sales, Operations, Risk, Compliance, and other stakeholders to resolve escalated matters and support effective execution of the organization's underwriting strategy.
As a subject-matter expert and leader, you will promote consistent application of underwriting standards, develop team capabilities, and contribute to the ongoing improvement of underwriting policies, procedures, controls, and processes.
Responsibilities:
- Lead, manage, and develop the underwriting team through coaching, mentoring, performance management, training, and clear expectations, fostering consistent and sound risk-based decision making.
- Oversee merchant underwriting activities and risk exposure across products and processing relationships, exercising independent judgment to establish appropriate risk parameters and ensure decisions align with company policies, Card Brand requirements, and the organization’s risk appetite.
- Serve as the escalation point and decision authority for complex, high-volume, or high-risk accounts, evaluating financial, credit, processing, fraud, and operational risks and determining appropriate approval structures, reserves, ACH delays, and other risk mitigants.
- Monitor portfolio performance, underwriting quality, loss trends, and emerging risks; use data and analysis to identify concerns and recommend appropriate risk-management actions and process improvements.
- Ensure adherence to applicable Card Brand, KYC, AML, and company requirements and partner with Compliance, Risk, Operations, and other stakeholders to address significant risk, regulatory, or policy matters.
- Serve as a subject-matter expert and trusted advisor on underwriting, credit, payments, risk management, and financial analysis, providing guidance on policy interpretation, complex account structures, and significant risk decisions.
- Drive continuous improvement of underwriting policies, procedures, controls, and workflows while promoting consistency, efficiency, sound judgment, and effective risk management across the team.
- Oversee fraud-risk management within underwriting by ensuring effective identification, investigation, and escalation of potential fraud; evaluating fraud trends and portfolio data; establishing appropriate verification and control practices; and leveraging internal tools and third-party resources to reduce fraudulent account exposure.
What Success Looks Like:
The Manager has a strong understanding of how the organization’s products function and how each product’s characteristics affect underwriting, credit, fraud, and processing risk, and ensures the team applies that knowledge appropriately.- Complex and escalated accounts are evaluated thoughtfully, with the Manager exercising independent judgment to make sound decisions and establish appropriate risk mitigants that align with the organization's risk appetite and business objectives.
- Portfolio risk, underwriting quality, loss trends, and emerging concerns are proactively monitored, with appropriate actions taken to manage exposure and address potential issues before they become significant.
- The underwriting team is well-trained, appropriately challenged, and increasingly capable of making independent decisions, while significant or complex matters are escalated appropriately and resolved efficiently.
- The Manager is recognized as a trusted subject-matter expert and strategic partner who provides sound guidance on underwriting, credit, payments, compliance, and risk-management matters.
- The underwriting team consistently identifies and appropriately addresses potential fraud, with effective verification practices, escalation procedures, and risk controls in place to detect emerging fraud patterns and prevent material fraudulent exposure.
Candidate Requirements:
- Bachelor’s degree or equivalent combination of education and experience, with 10+ years of relevant experience in underwriting, credit, risk, payments, banking, or financial services, including management or leadership experience.
- Strong knowledge of merchant acquiring, payment processing, credit underwriting, financial statement analysis, fraud risk, and payment-related risk exposure.
- Demonstrated ability to assess financial, credit, operational, fraud, and processing risk and exercise sound independent judgment when making significant risk-based decisions.
- Strong understanding of risk-mitigation tools, including reserves, ACH delays, and other approval conditions, and the ability to determine appropriate controls based on risk exposure.
- Knowledge of Card Brand requirements, KYC/AML principles, underwriting policies, and applicable risk and compliance standards.
- Strong leadership, communication, coaching, problem-solving, and decision-making skills, with the ability to manage competing priorities and effectively handle escalated and sensitive matters.
- Strong analytical and data-driven decision-making skills, including proficiency with risk-management systems, underwriting tools, and data analysis.
- Ability to work effectively with Sales, Operations, Risk, Compliance, and other stakeholders while balancing business objectives with prudent risk management.
- Demonstrated ability to identify emerging risks, evaluate alternatives, develop practical solutions, and drive continuous improvement of underwriting practices and processes.
- Demonstrated experience leading fraud-risk identification and mitigation, including analyzing portfolio and transaction trends, recognizing sophisticated fraud indicators and potentially altered documentation, evaluating verification strategies, and using risk-management tools and third-party resources to identify or rule out fraudulent activity.
- Knowledge of payments, merchant acquiring, credit, banking, or financial services preferred.
- Excellent management, communication, interpersonal, organizational and leadership skills.
- Ability to communicate effectively both written and verbal.
- Attention to detail.
- Excellent organizational skills.
- Banking and Credit Card Issuing experience is a plus.
- Ability to work in a fast paced environment.
- Industry knowledge.
Work Environment & Culture:
We believe that performance and experience go hand in hand - an exceptional employee experience is earned through contribution. We are a results-driven team, grounded in our core values: ownership, authenticity, service, trust, innovation, and camaraderie.
Our culture is built for those who want to make an impact. We challenge each other to grow, celebrate progress, and support one another through shared goals and real connection. Whether you're building technology, serving clients, or supporting internal teams, you’ll be part of a company that empowers you to perform at your best and be known for results.
Compensation and Benefits:
Compensation range: $140k - $155k
We invest in the whole employee - personally and professionally. Our benefits package is designed to support your well-being, growth, and success - both inside and outside of work.
Financial Wellness
Bonus programs
- 401(k) match
- HSA and FSA options
Financial wellness resources and employee discount programs
Health & Well-being
Medical, dental, and vision coverage
- Mental health support for employees and dependents through Lyra Health
- Family planning and women’s health benefits through Carrot
Gym membership reimbursement and virtual wellness programs (including yoga)
Time Off
3 weeks PTO to start, with unlimited PTO after year one
Growth & Development
Education expense reimbursement
- Leadership development programs
Certified Payments Professional (CPP) certification support
We believe great performance starts with feeling supported - and we’ve built our benefits with that in mind.
Traditional Physical Requirements:
- Requires prolonged sitting, standing, bending, stooping and stretching.
- Requires the ability to lift 10 pounds.
- Requires eye-hand coordination, manual dexterity and a normal range of hearing and vision (with or without correction).
Join our team at Priority Commerce and be part of a dynamic and innovative company that is transforming the financial technology landscape. Together, we can shape the future of payments and banking solutions while providing unmatched value to our clients.
About Priority Commerce:
We achieve this through the Priority Commerce Engine, an innovative platform that combines payables, acquiring, and banking and treasury solutions. This unified approach allows businesses to streamline financial operations, reduce unnecessary costs, and uncover new revenue opportunities.
At Priority Commerce, we're driven by results. We expect our people to be known for results - bringing expertise, momentum, and relentless focus to every challenge, helping our clients and each other thrive.
About the Role:
You will oversee the application of underwriting policies, Card Brand requirements, and company risk standards, ensuring decisions appropriately balance business objectives with prudent risk management. You will serve as the escalation point for complex, high-volume, or high-risk accounts, independently evaluating risk exposure and determining appropriate actions, approval structures, and risk mitigants within established authority.
You will monitor underwriting quality, portfolio risk, and emerging trends, using financial, operational, and performance data to identify potential concerns and recommend appropriate risk-management actions. You will also partner with Sales, Operations, Risk, Compliance, and other stakeholders to resolve escalated matters and support effective execution of the organization's underwriting strategy.
As a subject-matter expert and leader, you will promote consistent application of underwriting standards, develop team capabilities, and contribute to the ongoing improvement of underwriting policies, procedures, controls, and processes.
Responsibilities:
- Lead, manage, and develop the underwriting team through coaching, mentoring, performance management, training, and clear expectations, fostering consistent and sound risk-based decision making.
- Oversee merchant underwriting activities and risk exposure across products and processing relationships, exercising independent judgment to establish appropriate risk parameters and ensure decisions align with company policies, Card Brand requirements, and the organization’s risk appetite.
- Serve as the escalation point and decision authority for complex, high-volume, or high-risk accounts, evaluating financial, credit, processing, fraud, and operational risks and determining appropriate approval structures, reserves, ACH delays, and other risk mitigants.
- Monitor portfolio performance, underwriting quality, loss trends, and emerging risks; use data and analysis to identify concerns and recommend appropriate risk-management actions and process improvements.
- Ensure adherence to applicable Card Brand, KYC, AML, and company requirements and partner with Compliance, Risk, Operations, and other stakeholders to address significant risk, regulatory, or policy matters.
- Serve as a subject-matter expert and trusted advisor on underwriting, credit, payments, risk management, and financial analysis, providing guidance on policy interpretation, complex account structures, and significant risk decisions.
- Drive continuous improvement of underwriting policies, procedures, controls, and workflows while promoting consistency, efficiency, sound judgment, and effective risk management across the team.
- Oversee fraud-risk management within underwriting by ensuring effective identification, investigation, and escalation of potential fraud; evaluating fraud trends and portfolio data; establishing appropriate verification and control practices; and leveraging internal tools and third-party resources to reduce fraudulent account exposure.
What Success Looks Like:
The Manager has a strong understanding of how the organization’s products function and how each product’s characteristics affect underwriting, credit, fraud, and processing risk, and ensures the team applies that knowledge appropriately.- Complex and escalated accounts are evaluated thoughtfully, with the Manager exercising independent judgment to make sound decisions and establish appropriate risk mitigants that align with the organization's risk appetite and business objectives.
- Portfolio risk, underwriting quality, loss trends, and emerging concerns are proactively monitored, with appropriate actions taken to manage exposure and address potential issues before they become significant.
- The underwriting team is well-trained, appropriately challenged, and increasingly capable of making independent decisions, while significant or complex matters are escalated appropriately and resolved efficiently.
- The Manager is recognized as a trusted subject-matter expert and strategic partner who provides sound guidance on underwriting, credit, payments, compliance, and risk-management matters.
- The underwriting team consistently identifies and appropriately addresses potential fraud, with effective verification practices, escalation procedures, and risk controls in place to detect emerging fraud patterns and prevent material fraudulent exposure.
Candidate Requirements:
- Bachelor’s degree or equivalent combination of education and experience, with 10+ years of relevant experience in underwriting, credit, risk, payments, banking, or financial services, including management or leadership experience.
- Strong knowledge of merchant acquiring, payment processing, credit underwriting, financial statement analysis, fraud risk, and payment-related risk exposure.
- Demonstrated ability to assess financial, credit, operational, fraud, and processing risk and exercise sound independent judgment when making significant risk-based decisions.
- Strong understanding of risk-mitigation tools, including reserves, ACH delays, and other approval conditions, and the ability to determine appropriate controls based on risk exposure.
- Knowledge of Card Brand requirements, KYC/AML principles, underwriting policies, and applicable risk and compliance standards.
- Strong leadership, communication, coaching, problem-solving, and decision-making skills, with the ability to manage competing priorities and effectively handle escalated and sensitive matters.
- Strong analytical and data-driven decision-making skills, including proficiency with risk-management systems, underwriting tools, and data analysis.
- Ability to work effectively with Sales, Operations, Risk, Compliance, and other stakeholders while balancing business objectives with prudent risk management.
- Demonstrated ability to identify emerging risks, evaluate alternatives, develop practical solutions, and drive continuous improvement of underwriting practices and processes.
- Demonstrated experience leading fraud-risk identification and mitigation, including analyzing portfolio and transaction trends, recognizing sophisticated fraud indicators and potentially altered documentation, evaluating verification strategies, and using risk-management tools and third-party resources to identify or rule out fraudulent activity.
- Knowledge of payments, merchant acquiring, credit, banking, or financial services preferred.
- Excellent management, communication, interpersonal, organizational and leadership skills.
- Ability to communicate effectively both written and verbal.
- Attention to detail.
- Excellent organizational skills.
- Banking and Credit Card Issuing experience is a plus.
- Ability to work in a fast paced environment.
- Industry knowledge.
Work Environment & Culture:
We believe that performance and experience go hand in hand - an exceptional employee experience is earned through contribution. We are a results-driven team, grounded in our core values: ownership, authenticity, service, trust, innovation, and camaraderie.
Our culture is built for those who want to make an impact. We challenge each other to grow, celebrate progress, and support one another through shared goals and real connection. Whether you're building technology, serving clients, or supporting internal teams, you’ll be part of a company that empowers you to perform at your best and be known for results.
Compensation and Benefits:
Compensation range: $140k - $155k
We invest in the whole employee - personally and professionally. Our benefits package is designed to support your well-being, growth, and success - both inside and outside of work.
Financial Wellness
Bonus programs
- 401(k) match
- HSA and FSA options
Financial wellness resources and employee discount programs
Health & Well-being
Medical, dental, and vision coverage
- Mental health support for employees and dependents through Lyra Health
- Family planning and women’s health benefits through Carrot
Gym membership reimbursement and virtual wellness programs (including yoga)
Time Off
3 weeks PTO to start, with unlimited PTO after year one
Growth & Development
Education expense reimbursement
- Leadership development programs
Certified Payments Professional (CPP) certification support
We believe great performance starts with feeling supported - and we’ve built our benefits with that in mind.
Traditional Physical Requirements:
- Requires prolonged sitting, standing, bending, stooping and stretching.
- Requires the ability to lift 10 pounds.
- Requires eye-hand coordination, manual dexterity and a normal range of hearing and vision (with or without correction).
Join our team at Priority Commerce and be part of a dynamic and innovative company that is transforming the financial technology landscape. Together, we can shape the future of payments and banking solutions while providing unmatched value to our clients.
See All 20 Remote Underwriting Manager Jobs
Find roles that match your experience and apply in just a few clicks.
Find JobsRemote Underwriting Manager Job Market
Who's Hiring
Top Industries Hiring
- Construction & Real Estate
What Employers Look For
The qualifications that appear most often in remote underwriting manager jobs.
- 5 or more years of underwriting experience with demonstrated management or team lead responsibility
- Deep knowledge of underwriting guidelines, risk assessment, and pricing within a specific line of business
- Experience managing a team of underwriters and conducting performance reviews
- Strong proficiency with underwriting platforms such as Guidewire, Duck Creek, or proprietary carrier systems
- CPCU, AU, or CU designation preferred or required depending on the role and carrier
- Bachelor's degree in business, finance, risk management, or a related field
Tips for Your Remote Underwriting Manager Job Search
Apply early to remote roles that fit
Migrate Mate lists remote underwriting manager openings from across the U.S. in one place, so you can find roles that match your line of business and apply directly without sorting through general job boards.
Show async leadership in your application
Remote underwriting manager roles require you to direct a team without face-to-face oversight. Write a cover letter that describes how you've coached underwriters, resolved exceptions, or communicated guidelines in writing, since remote employers use your application itself as a writing sample.
Prove your remote underwriting workflow
List the platforms you've used for remote underwriting work, whether that's a specific policy management system, a cloud-based decisioning tool, or a shared documentation environment. Naming real tools tells distributed teams you won't need a ramp-up period to function remotely.
Prepare for a remote panel interview
Most remote underwriting manager interviews happen over video with two or three stakeholders at once. Practice explaining a complex underwriting decision or a team performance issue clearly and concisely on screen, because remote hiring managers assess how you'll run virtual team meetings in the actual role.
Remote Underwriting Manager Jobs: Frequently Asked Questions
How do I get a remote underwriting manager job?
Target remote-first insurers, specialty lines carriers, and fintech lenders that operate distributed underwriting teams, since they build their workflows around remote collaboration from day one. Remote employers screen heavily for written communication, independent decision-making, and experience managing underwriters across time zones. Strong candidates demonstrate async leadership, a clean digital audit trail of team performance, and familiarity with underwriting platforms your team can use without being in the same room.
Which companies hire remote underwriting managers?
Companies hiring remote underwriting managers right now include Builders Mutual Insurance, FCT, and SentryWorld, based on current remote listings on Migrate Mate as of September 2026. Remote openings for this role concentrate at remote-first carriers, specialty insurers, mortgage and lending platforms, and distributed financial services firms that manage underwriting teams without a central office.
Can you get a remote underwriting manager job with no experience?
Yes, but remote entry-level manager roles are harder to land because employers expect you to direct a team without in-person oversight from the start. Your best path is to build a record as a remote individual contributor underwriter first, then move into a lead role. Demonstrating async communication skills and a history of independent, accurate underwriting decisions signals you're ready to manage others remotely.
Do you need a degree for remote underwriting manager jobs?
Not always. Many remote employers weigh CPCU, AU, or other industry credentials alongside or instead of a four-year degree, especially when a candidate brings documented underwriting results and team leadership experience. Showing a history of profitable book management, reduced loss ratios, or successful team training often carries more weight with remote hiring managers than the degree itself.
Which industries hire the most remote underwriting managers?
The sectors hiring the most remote underwriting managers are Construction & Real Estate, based on current remote listings on Migrate Mate as of September 2026. These sectors hire underwriting managers remotely because their underwriting workflows, documentation, and team communication are already built around digital tools and distributed decision-making.
See All 20 Remote Underwriting Manager Jobs
Find roles that match your experience and apply in just a few clicks.
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