Underwriting Manager Jobs
Underwriting Manager jobs are open across insurance carriers, banks, mortgage lenders, and specialty lines firms, at every level from team lead to senior and director, with specializations in commercial lines, personal lines, and surety. Find a role that fits from the openings below and apply directly.
Find Underwriting Manager JobsLooking for remote work? View remote underwriting manager jobs →Overview
Showing 5 of 101+ Underwriting Manager jobs
The Small Commercial Underwriting Manager is responsible for leading, coaching, and developing a team of underwriting professionals to achieve profitable growth, delivering exceptional customer and agency experiences, and execute underwriting strategies aligned with business objectives. This role balances talent development, portfolio management, operational excellence, and risk management while fostering a culture of accountability, collaboration, and continuous improvement.
This leadership position is charged with:
Responsible for coaching and developing associates by providing guidance, performance feedback, technical expertise, and mentorship to enhance underwriting quality, decision-making, and overall team/territory effectiveness.
Encourages continuous learning, adaptability, and innovation.
Ensuring decisions align with approved appetite, authority, pricing, coverage, and documentation standards on all lines of business.
Prioritizing workload, assigning territories, reviewing quality components, and managing service level expectations.
Using portfolio and territory data to drive profitable growth, retention, risk selection, and corrective action along with completing read-outs on underwriting and territory results.
Serving as an escalation point for agency partners and internal partners.
Leading adoption of approved process, automation, reporting, and workflow improvements.
This leader should demonstrate:
Strategic thinking and out of the box thinking
Manage competing priorities
Champion organizational goals and changes
This leader will need experience in Small CL lines of business, appetite, and products. This role may be performed in a work-from-home environment and supports associates in a like environment.
Job Description Summary
Success on our team requires a blend of customer service skill and analytical prowess. There’s no shying away from challenges here. Each account we work on is complex and interesting. Satisfaction comes from finding solutions that provide the best coverage and give our partner agents a way to differentiate themselves from the competition. If you are adaptable, responsive, love customers and really want to make a difference, we want to hear from you!As a Manager, you'll lead commercial lines underwriting functions and staff to drive profitable underwriting results and growth through leadership, development, and engagement. We’ll depend on you to develop leadership within the team and help to identify and prepare future Small Commercial Underwriting leaders within the department. In addition, you'll build and grow agency relationships to ensure objectives are met. We’ll count on you to exhibit extraordinary care to set expectations for the team to meet customer needs and to collaborate with key partners in National Underwriting Organization (NUO), Automation, Business Development (BD), Product, and other leaders across the organization as needed.
Job Description
Key Responsibilities:
Establishes best practices and methodology guidelines and ensures implementation guidance in partnership with key partners.
Identifies needs and potential issues and consults with all business partners in Small Commercial Lines.
Drives operational changes and ensures implementation of practice standards and procedures. Actively participates, supports, and contributes to continuous improvement and problem-solving efforts across Small Commercial Lines. Establishes workflow standards and processes. Manages performance measurements on the effectiveness of the unit's delivery process, service capabilities and customer satisfaction.
Interprets underwriting guidelines and standards. Resolves advanced issues, applies underwriting appetite in local market and provides technical oversight to complex issues.
Provides territory management for agency partners in collaboration with Sales and BD Organizations. Coaches team to deliver a timely and consultative underwriting experience. Reviews referrals for acceptability and handles those within authority.
Manages associates, including performance, salary planning and administration, training and development, workflow and organization, planning, day-to-day management, hiring and placement and disciplinary actions for direct, and possibly indirect, reports.
Provides technical advice on complex underwriting and service issues to unit ensuring compliance to state laws and company requirements. Consults with partners on policy and practice, customer service issues, sales, claims and underwriting. Promotes and monitors agency performance.
Communicates vision, operational plans, direction, and underwriting results to associates and external partners.
Strengthens relationships through regular contact on underwriting matters, promoting profit and new business growth, renewal retention and service capabilities. May participate and partner in the review and analysis of agency performance based on production results. Provides guidance for resolution of relationship issues.
Leads delivery of appropriate customer service levels. Follows up and ensures proper handling of advanced customer service requests.
May perform other responsibilities as assigned.
Reporting Relationships: Reports to director. Typically, eight to 12 direct report underwriting associates; may include indirect reports.
Typical Skills and Experiences:
Education: Bachelor's degree or equivalent work experience preferred.
License/Certification/Designation: Completion of INS and/or AU or similar designations. Completion of CIC or CPCU is preferred.
Experience: Typically, eight to 10 years of commercial lines underwriting experience preferred. Supervisory or management experience desired.
Knowledge, Abilities and Skills: Knowledge of commercial property and casualty underwriting practices, field underwriting operations and day-to-day underwriting operational needs. The ability to exercise independent judgement and effectively make sound business decisions. Solid understanding of sales, claims, service center, property and casualty field operations, loss control principles and legal issues involving knowledge of commercial contracts. Strong verbal and written communication skills used to interact with all levels of internal and external contacts. Ability to influence, negotiate and engage and develop a team of direct reports. Ability to lead and train associates in all aspects of commercial underwriting activity. Ability to be flexible and adaptable to changing situations. Ability to set work priorities that conform to established standards. Ability to analyze insurance risks, apply logical judgment and use procedures effectively. Ability to operate personal computer and applicable business software.
Other criteria, including leadership skills, competencies and experiences may take precedence.
Staffing exceptions to the above must be approved by the hiring manager’s leader and Human Resources Business Partner.
Values: Regularly and consistently demonstrates Nationwide Values.
Job Conditions:
Overtime Eligibility: Not Eligible (Exempt)
Working Conditions: Normal office environment. Frequent travel may be required to travel to client or meeting locations. Extended or non-standard work hours as required to meet business need.
ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties.
We currently anticipate accepting applications until 09/26/2026. However, we encourage early submissions, as the posting may close sooner if a strong candidate slate is identified before the deadline.Benefits
We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more.
Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law.
This position could be filled within any of the lower 48 U.S. states. Smoke-Free Iowa Statement: Nationwide Mutual Insurance Company, its affiliates and subsidiaries comply with the Iowa Smokefree Air Act. Smoking is prohibited in all enclosed areas on or around company premises as well as company issued vehicles. The company offers designated smoking areas in which smoking is permitted at each individual location. The Act prohibits retaliation for reporting complaints or violations. For more information on the Iowa Smokefree Air Act, individuals may contact the Smokefree Air Act Helpline at 888-944-2247.For NY residents please review the following state law information: Notice of Employee Rights, Protections, and Obligations LS740 (ny.gov) https://dol.ny.gov/system/files/documents/2022/02/ls740_1.pdf
NOTE TO EMPLOYMENT AGENCIES:
We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed unsolicited in nature. No fee will be paid in the event the candidate is subsequently hired as a result of the referral or through other means.
Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. If a Sales job, Sales Incentives, based on performance goals are possible in addition to this range. Note on Compensation for Part-Time Roles: Please be aware that the salary ranges listed below reflect full-time compensation. Actual compensation may be prorated based on the number of hours worked relative to a full-time schedule. The national salary range for Manager, Underwriting - Commercial Lines : $97,000.00-$180,000.00 The expected starting salary range for Manager, Underwriting - Commercial Lines : $97,000.00 - $145,000.00- Job Category Underwriting
- Position Type Full Time
- Posted 2026-09-16T14:09:38.614483+00:00
- Location(s)
- Iowa - Des Moines, 1100 Locust Street
- United States - Remote
- Line of Business
- Entity
- Recruiter
- Hiring Manager
- Experience Level
- Req ID 100114
The Small Commercial Underwriting Manager is responsible for leading, coaching, and developing a team of underwriting professionals to achieve profitable growth, delivering exceptional customer and agency experiences, and execute underwriting strategies aligned with business objectives. This role balances talent development, portfolio management, operational excellence, and risk management while fostering a culture of accountability, collaboration, and continuous improvement.
This leadership position is charged with:
Responsible for coaching and developing associates by providing guidance, performance feedback, technical expertise, and mentorship to enhance underwriting quality, decision-making, and overall team/territory effectiveness.
Encourages continuous learning, adaptability, and innovation.
Ensuring decisions align with approved appetite, authority, pricing, coverage, and documentation standards on all lines of business.
Prioritizing workload, assigning territories, reviewing quality components, and managing service level expectations.
Using portfolio and territory data to drive profitable growth, retention, risk selection, and corrective action along with completing read-outs on underwriting and territory results.
Serving as an escalation point for agency partners and internal partners.
Leading adoption of approved process, automation, reporting, and workflow improvements.
This leader should demonstrate:
Strategic thinking and out of the box thinking
Manage competing priorities
Champion organizational goals and changes
This leader will need experience in Small CL lines of business, appetite, and products. This role may be performed in a work-from-home environment and supports associates in a like environment.
Job Description Summary
Success on our team requires a blend of customer service skill and analytical prowess. There’s no shying away from challenges here. Each account we work on is complex and interesting. Satisfaction comes from finding solutions that provide the best coverage and give our partner agents a way to differentiate themselves from the competition. If you are adaptable, responsive, love customers and really want to make a difference, we want to hear from you!As a Manager, you'll lead commercial lines underwriting functions and staff to drive profitable underwriting results and growth through leadership, development, and engagement. We’ll depend on you to develop leadership within the team and help to identify and prepare future Small Commercial Underwriting leaders within the department. In addition, you'll build and grow agency relationships to ensure objectives are met. We’ll count on you to exhibit extraordinary care to set expectations for the team to meet customer needs and to collaborate with key partners in National Underwriting Organization (NUO), Automation, Business Development (BD), Product, and other leaders across the organization as needed.
Job Description
Key Responsibilities:
Establishes best practices and methodology guidelines and ensures implementation guidance in partnership with key partners.
Identifies needs and potential issues and consults with all business partners in Small Commercial Lines.
Drives operational changes and ensures implementation of practice standards and procedures. Actively participates, supports, and contributes to continuous improvement and problem-solving efforts across Small Commercial Lines. Establishes workflow standards and processes. Manages performance measurements on the effectiveness of the unit's delivery process, service capabilities and customer satisfaction.
Interprets underwriting guidelines and standards. Resolves advanced issues, applies underwriting appetite in local market and provides technical oversight to complex issues.
Provides territory management for agency partners in collaboration with Sales and BD Organizations. Coaches team to deliver a timely and consultative underwriting experience. Reviews referrals for acceptability and handles those within authority.
Manages associates, including performance, salary planning and administration, training and development, workflow and organization, planning, day-to-day management, hiring and placement and disciplinary actions for direct, and possibly indirect, reports.
Provides technical advice on complex underwriting and service issues to unit ensuring compliance to state laws and company requirements. Consults with partners on policy and practice, customer service issues, sales, claims and underwriting. Promotes and monitors agency performance.
Communicates vision, operational plans, direction, and underwriting results to associates and external partners.
Strengthens relationships through regular contact on underwriting matters, promoting profit and new business growth, renewal retention and service capabilities. May participate and partner in the review and analysis of agency performance based on production results. Provides guidance for resolution of relationship issues.
Leads delivery of appropriate customer service levels. Follows up and ensures proper handling of advanced customer service requests.
May perform other responsibilities as assigned.
Reporting Relationships: Reports to director. Typically, eight to 12 direct report underwriting associates; may include indirect reports.
Typical Skills and Experiences:
Education: Bachelor's degree or equivalent work experience preferred.
License/Certification/Designation: Completion of INS and/or AU or similar designations. Completion of CIC or CPCU is preferred.
Experience: Typically, eight to 10 years of commercial lines underwriting experience preferred. Supervisory or management experience desired.
Knowledge, Abilities and Skills: Knowledge of commercial property and casualty underwriting practices, field underwriting operations and day-to-day underwriting operational needs. The ability to exercise independent judgement and effectively make sound business decisions. Solid understanding of sales, claims, service center, property and casualty field operations, loss control principles and legal issues involving knowledge of commercial contracts. Strong verbal and written communication skills used to interact with all levels of internal and external contacts. Ability to influence, negotiate and engage and develop a team of direct reports. Ability to lead and train associates in all aspects of commercial underwriting activity. Ability to be flexible and adaptable to changing situations. Ability to set work priorities that conform to established standards. Ability to analyze insurance risks, apply logical judgment and use procedures effectively. Ability to operate personal computer and applicable business software.
Other criteria, including leadership skills, competencies and experiences may take precedence.
Staffing exceptions to the above must be approved by the hiring manager’s leader and Human Resources Business Partner.
Values: Regularly and consistently demonstrates Nationwide Values.
Job Conditions:
Overtime Eligibility: Not Eligible (Exempt)
Working Conditions: Normal office environment. Frequent travel may be required to travel to client or meeting locations. Extended or non-standard work hours as required to meet business need.
ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties.
We currently anticipate accepting applications until 09/26/2026. However, we encourage early submissions, as the posting may close sooner if a strong candidate slate is identified before the deadline.Benefits
We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more.
Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law.
This position could be filled within any of the lower 48 U.S. states. Smoke-Free Iowa Statement: Nationwide Mutual Insurance Company, its affiliates and subsidiaries comply with the Iowa Smokefree Air Act. Smoking is prohibited in all enclosed areas on or around company premises as well as company issued vehicles. The company offers designated smoking areas in which smoking is permitted at each individual location. The Act prohibits retaliation for reporting complaints or violations. For more information on the Iowa Smokefree Air Act, individuals may contact the Smokefree Air Act Helpline at 888-944-2247.For NY residents please review the following state law information: Notice of Employee Rights, Protections, and Obligations LS740 (ny.gov) https://dol.ny.gov/system/files/documents/2022/02/ls740_1.pdf
NOTE TO EMPLOYMENT AGENCIES:
We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed unsolicited in nature. No fee will be paid in the event the candidate is subsequently hired as a result of the referral or through other means.
Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. If a Sales job, Sales Incentives, based on performance goals are possible in addition to this range. Note on Compensation for Part-Time Roles: Please be aware that the salary ranges listed below reflect full-time compensation. Actual compensation may be prorated based on the number of hours worked relative to a full-time schedule. The national salary range for Manager, Underwriting - Commercial Lines : $97,000.00-$180,000.00 The expected starting salary range for Manager, Underwriting - Commercial Lines : $97,000.00 - $145,000.00- Job Category Underwriting
- Position Type Full Time
- Posted 2026-09-16T14:09:38.614483+00:00
- Location(s)
- Iowa - Des Moines, 1100 Locust Street
- United States - Remote
- Line of Business
- Entity
- Recruiter
- Hiring Manager
- Experience Level
- Req ID 100114
Underwriting Manager Jobs by Experience Level
See All 101+ Underwriting Manager Jobs
Find roles that match your experience and apply in just a few clicks.
Find Underwriting Manager JobsUnderwriting Manager Job Market
Who's Hiring
Top Industries Hiring
- Insurance
- Construction & Real Estate
What Employers Look For
The qualifications that appear most often in underwriting manager jobs.
- 5 or more years of underwriting experience with demonstrated management or team lead responsibility
- Deep knowledge of underwriting guidelines, risk assessment, and pricing within a specific line of business
- Experience managing a team of underwriters and conducting performance reviews
- Strong proficiency with underwriting platforms such as Guidewire, Duck Creek, or proprietary carrier systems
- CPCU, AU, or CU designation preferred or required depending on the role and carrier
- Bachelor's degree in business, finance, risk management, or a related field
Tips for Your Underwriting Manager Job Search
Quantify your book and loss ratios
Your resume should show the size of the book you managed, your team's combined ratio trends, and any loss ratio improvements you drove. Hiring managers in underwriting care about outcomes on paper, not just responsibilities listed.
Tailor your resume to the line of business
A commercial lines resume reads differently than one for personal lines or surplus. Rewrite your summary and bullet points to match the specific line of business in each posting, using the same terminology the job listing uses.
Apply early to roles that fit
Migrate Mate lists underwriting manager openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Target carriers by appetite and growth stage
Identify whether a carrier is expanding into new markets or tightening appetite before you apply. Mentioning that alignment in your cover letter signals you understand the business, not just the function, and separates you from generic applicants.
Prepare technical case studies for interviews
Most underwriting manager interviews include a scenario where you evaluate a risk or defend a pricing decision. Practice walking through a real account you declined or restructured, including the data you used and how you communicated the decision to the agent or broker.
Negotiate authority level alongside compensation
When you receive an offer, ask specifically about underwriting authority limits and escalation thresholds. A lower base at a company that grants broader authority can accelerate your career more than a higher salary with tight restrictions.
Underwriting Manager Jobs: Frequently Asked Questions
Which companies are hiring the most underwriting managers?
The companies hiring the most underwriting managers right now include First National Bank, Builders Mutual Insurance, and Liberty Mutual Insurance, with the largest share of openings in Texas, California, and Florida, based on current listings on Migrate Mate as of September 2026. Both national carriers and regional insurers are actively hiring across commercial, personal, and specialty lines.
How many underwriting manager jobs are remote?
About 80% of underwriting manager openings are fully remote or hybrid as of September 2026, with fully on-site roles more common at smaller regional carriers and mutual companies. Roles focused on specialty lines, excess and surplus, and reinsurance tend to offer the most location flexibility, while high-volume personal lines operations more often require an in-office presence.
How do you become an underwriting manager?
Most underwriting managers start as individual contributor underwriters, build deep expertise in a specific line of business, and move into a senior underwriter role before being considered for management. Getting a professional designation like the CPCU or AU strengthens your candidacy significantly. Volunteering to mentor junior underwriters or lead a small project team signals readiness before a formal management title opens up.
Can you get hired as an underwriting manager with little management experience?
Carriers will sometimes hire a strong senior underwriter into a manager role if that person has informally led others, handled complex or large accounts, and has a respected reputation with agents or brokers. Framing any mentorship, training, or workflow ownership on your resume as leadership experience, and being honest that you're stepping up, works better than overstating direct reports you never had.
What does the underwriting manager interview process look like?
A typical underwriting manager interview runs two to four rounds. The first is usually a recruiter screen focused on your background and line of business experience. The second involves a hiring manager or regional VP who will ask technical questions about risk appetite, team management, and how you handle disagreements with producers. A final round often includes a case study or panel with underwriting and HR leadership.
Where can I find and apply to underwriting manager jobs?
You can find and apply to underwriting manager jobs on Migrate Mate, which lists current openings from carriers, MGAs, and specialty insurers across the United States. Find roles that match your line of business and experience level, then apply directly to each listing without going through a third-party recruiter or waiting for outreach.
See All 101+ Underwriting Manager Jobs
Find roles that match your experience and apply in just a few clicks.
Find Underwriting Manager Jobs