Reverse Mortgage Specialist Jobs
Reverse Mortgage Specialist jobs are open across mortgage lending, banking, credit unions, and retirement-focused financial services, from entry-level loan officers to senior specialists and regional managers, with common specializations in HECM origination, borrower counseling coordination, and compliance. Scan the live roles below and apply to whichever ones fit.
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Showing 5 of 19+ Reverse Mortgage Specialist jobs
Join a winning team, with the brand recognition of a Fortune 300 company that has been in business over 100 Years!
Inspired by hometown values and a commitment to being responsible and caring for each other, Mutual of Omaha Mortgage exists for the benefit of our customers. With this excellent reputation, you will find your customers being more receptive because of our well branded name.
Mutual of Omaha Reverse Mortgage employs a knowledgeable staff of experienced Loan Officers with an operations team that is second to none. We are here to address and solve one of the most significant challenges facing the Baby Boomer Generation today- Financial Preparedness for their retirement years. We are committed to educating Retirees and their families on the value of a product that was created by the U.S. government during President Reagan’s term in Office. The Home Equity Conversion Mortgage (HECM) was designed to utilize the equity in the home as a means to assist a peaceful and secure transition to one’s retirement years. Many Financial Advisors are now realizing the value of this product as one of several key financial planning tools in retirement. Our team is committed to our customers, and we are here to assist on their timeline…not ours. Our Commitment to our customer is an educational process based upon an honest, ethical, and open dialogue.
The Work:
At Mutual of Omaha Reverse Mortgage, Loan Officers are trained to listen and build rapport, in addition to understanding and analyzing the full financial situations of our customers. Our goal is to provide the most appropriate financial solutions to meet each client's specific needs.
The Person:
- Is energetic and outgoing, with excellent communication skills and the ability to be persuasive, with good character and integrity
- Connects quickly with consumers and builds rapport with potential clients
- Exceptional written and verbal communication skills, including excellent following capabilities
- Strong ability and passion for closing deals and negotiating
- Possesses the ability to quickly identify customer's goals and objectives
- Is an ambitious professional motivated by the opportunity for advancement
- Flexible and adaptable, learns and reacts quickly in a fast-paced environment, and has the ability to multi-task
- Strong sense of urgency and initiative to get things done
- Ability to handle high volume of phone calls
- Basic computer and data entry skills
- Valid SAFE and State license or certification strongly preferred
- Sales experience preferred
- College degree preferred, but not mandatory
- One of the best consumer direct compensation plans in the market
- Unstoppable marketing machine with LEADS, LEADS, LEADS
- Ongoing sales training, teaching the most innovative sale methods and daily sales coaching
- Incentive plans, competitions, company paid trips and contests
- Continuous on-going training and internal growth
- Extensive product line – products other lenders don't have.
- Being a part of a dynamic and collaborative corporate culture that drives you to succeed
- 100% Remote!
State/local minimum wage base hourly + Commission, with many top producing loan officers earning six figures.
Mutual of Omaha Mortgage is an Equal Opportunity Employer, and we encourage diverse, talented, qualified applicants to apply. We offer an extensive compensation package. Benefits include:
- Vacation — Vacation hours accrue on a per pay period basis. Balance maximums are based on years of service.
- Paid Sick Time — 40 hours of paid sick time after 90 days of employment. State sick time requirements will be added as needed.
- 9 Paid Holidays + 1 Cultural Celebration Day (Floating Holiday)
- Multiple PPO Medical Plans, as well as HDHP eligible plan.
- Dental Coverage
- Vision Coverage
- Company Paid Life Insurance
- 401K with a generous employer match
- Additional Benefits including – Optional Life, FSA, Pet Insurance etc.
- Free Legal Services
- Employee Loan Program
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Join a winning team, with the brand recognition of a Fortune 300 company that has been in business over 100 Years!
Inspired by hometown values and a commitment to being responsible and caring for each other, Mutual of Omaha Mortgage exists for the benefit of our customers. With this excellent reputation, you will find your customers being more receptive because of our well branded name.
Mutual of Omaha Reverse Mortgage employs a knowledgeable staff of experienced Loan Officers with an operations team that is second to none. We are here to address and solve one of the most significant challenges facing the Baby Boomer Generation today- Financial Preparedness for their retirement years. We are committed to educating Retirees and their families on the value of a product that was created by the U.S. government during President Reagan’s term in Office. The Home Equity Conversion Mortgage (HECM) was designed to utilize the equity in the home as a means to assist a peaceful and secure transition to one’s retirement years. Many Financial Advisors are now realizing the value of this product as one of several key financial planning tools in retirement. Our team is committed to our customers, and we are here to assist on their timeline…not ours. Our Commitment to our customer is an educational process based upon an honest, ethical, and open dialogue.
The Work:
At Mutual of Omaha Reverse Mortgage, Loan Officers are trained to listen and build rapport, in addition to understanding and analyzing the full financial situations of our customers. Our goal is to provide the most appropriate financial solutions to meet each client's specific needs.
The Person:
- Is energetic and outgoing, with excellent communication skills and the ability to be persuasive, with good character and integrity
- Connects quickly with consumers and builds rapport with potential clients
- Exceptional written and verbal communication skills, including excellent following capabilities
- Strong ability and passion for closing deals and negotiating
- Possesses the ability to quickly identify customer's goals and objectives
- Is an ambitious professional motivated by the opportunity for advancement
- Flexible and adaptable, learns and reacts quickly in a fast-paced environment, and has the ability to multi-task
- Strong sense of urgency and initiative to get things done
- Ability to handle high volume of phone calls
- Basic computer and data entry skills
- Valid SAFE and State license or certification strongly preferred
- Sales experience preferred
- College degree preferred, but not mandatory
- One of the best consumer direct compensation plans in the market
- Unstoppable marketing machine with LEADS, LEADS, LEADS
- Ongoing sales training, teaching the most innovative sale methods and daily sales coaching
- Incentive plans, competitions, company paid trips and contests
- Continuous on-going training and internal growth
- Extensive product line – products other lenders don't have.
- Being a part of a dynamic and collaborative corporate culture that drives you to succeed
- 100% Remote!
State/local minimum wage base hourly + Commission, with many top producing loan officers earning six figures.
Mutual of Omaha Mortgage is an Equal Opportunity Employer, and we encourage diverse, talented, qualified applicants to apply. We offer an extensive compensation package. Benefits include:
- Vacation — Vacation hours accrue on a per pay period basis. Balance maximums are based on years of service.
- Paid Sick Time — 40 hours of paid sick time after 90 days of employment. State sick time requirements will be added as needed.
- 9 Paid Holidays + 1 Cultural Celebration Day (Floating Holiday)
- Multiple PPO Medical Plans, as well as HDHP eligible plan.
- Dental Coverage
- Vision Coverage
- Company Paid Life Insurance
- 401K with a generous employer match
- Additional Benefits including – Optional Life, FSA, Pet Insurance etc.
- Free Legal Services
- Employee Loan Program
M7wCHMFWHu
Reverse Mortgage Specialist Jobs by Experience Level
See All 19 Reverse Mortgage Specialist Jobs
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Find JobsReverse Mortgage Specialist Job Market
Who's Hiring
- Mutual of Omaha Mortgage17
- New American Funding1
- Guild Mortgage Company1
Top Industries Hiring
- Banking & Financial Services
What Employers Look For
The qualifications that appear most often in reverse mortgage specialist jobs.
- Active NMLS license with state-specific reverse mortgage endorsements
- Experience originating FHA-insured Home Equity Conversion Mortgage loans
- Knowledge of HUD guidelines and borrower counseling coordination requirements
- Proficiency with loan origination systems such as ReverseVision or similar platforms
- Strong understanding of elder financial protection regulations and suitability standards
- Bachelor's degree in finance, business, or a related field or equivalent work experience
Tips for Your Reverse Mortgage Specialist Job Search
Highlight your HECM origination volume
Reverse mortgage hiring managers care far more about how many Home Equity Conversion Mortgage loans you've closed than general mortgage experience. Quantify your monthly or annual origination volume on your resume so it stands out immediately.
Get your NMLS license current before applying
Most reverse mortgage specialist postings require an active Nationwide Multistate Licensing System license. Confirm your state endorsements are current and your continuing education credits are filed, since gaps will surface in background checks before any offer is extended.
Apply early to roles that fit
Migrate Mate lists reverse mortgage specialist openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Target lenders with dedicated reverse divisions
Many banks and credit unions treat reverse mortgages as a side product, while dedicated reverse mortgage lenders run full origination teams. Prioritize openings at companies where reverse lending is a core business line, since those roles offer clearer growth paths and specialized mentorship.
Prepare for suitability and compliance interview questions
Reverse mortgage interviews frequently include scenario questions about borrower suitability, elder financial protection obligations, and HUD counseling requirements. Practice walking through a case where you'd counsel a borrower who doesn't meet suitability criteria rather than push a sale.
Negotiate your draw structure before accepting
Reverse mortgage specialist compensation often combines a base draw against future commissions rather than a traditional salary. Before signing, clarify the draw repayment terms, the commission split on funded loans, and whether the structure resets annually or carries over.
Reverse Mortgage Specialist Jobs: Frequently Asked Questions
Which companies are hiring the most reverse mortgage specialists?
Mutual of Omaha Mortgage, New American Funding, and Guild Mortgage Company are hiring the most reverse mortgage specialists right now, with openings concentrated in California, Texas, and Michigan, based on current listings on Migrate Mate as of November 2026. Dedicated reverse mortgage lenders tend to post more consistently than traditional banks, so checking frequently helps you catch new openings early.
How many reverse mortgage specialist jobs are remote?
About 100% of reverse mortgage specialist openings are fully remote or hybrid as of November 2026, reflecting the phone- and video-driven nature of reverse mortgage consultations. Fully remote roles are most common in outbound sales and lead conversion positions, while in-person or hybrid arrangements are more typical for roles tied to a specific branch or regional market.
How do you become a reverse mortgage specialist?
Start by obtaining a mortgage loan originator license through the Nationwide Multistate Licensing System, completing the required pre-licensing education and passing the NMLS exam. Then pursue FHA approval or join a lender with an existing FHA-approved status. Gain experience with Home Equity Conversion Mortgage products through on-the-job training, shadow experienced originators, and study HUD's counseling and suitability guidelines before working directly with borrowers.
Can you get hired as a reverse mortgage specialist with little experience?
Yes, some lenders hire candidates with a general mortgage origination background and train them specifically on HECM products. Entry points often include loan officer assistant roles, inside sales positions focused on reverse mortgage lead qualification, or positions at lenders with structured new-hire training programs. Demonstrating familiarity with retirement income planning and elder financial needs can offset limited direct reverse mortgage experience during interviews.
What does the reverse mortgage specialist interview process look like?
Most processes include an initial phone screen with a recruiter, followed by a video or in-person interview with a sales manager or branch director focused on your HECM knowledge and borrower interaction style. A second round often involves compliance or scenario-based questions about suitability assessments and HUD counseling coordination. Some employers ask you to walk through a mock client consultation to evaluate your communication approach with older borrowers.
Where can I find and apply to reverse mortgage specialist jobs?
You can find and apply to reverse mortgage specialist jobs on Migrate Mate, which lists current openings from across the United States. Search the listings to find roles that match your experience, location preference, and specialization, then apply directly to each listing that fits.
See All 19 Reverse Mortgage Specialist Jobs
Find roles that match your experience and apply in just a few clicks.
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