Risk Analyst Jobs in Michigan

Ally and Your Career
Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We love this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?

Work Schedule : Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.

The Opportunity

Join Ally’s Insurance Business Line Risk team as a Senior Analyst and play a key role in advancing core risk programs, executive reporting, and automation capabilities across the business line. This position combines meaningful program ownership with the opportunity to apply strong analytical judgment, technical curiosity, and stakeholder management skills. The successful candidate will own the Dealer Monitoring Program end to end, delivering timely and actionable reporting for Sales Leaders, business partners, and other matrix stakeholders; help design and build a new Performance Reporting suite from a blank page by applying sound data and reporting principles, coding skills, and Power BI as the consumption layer; and expand BL Risk team capacity through practical automation solutions such as RPA, macros, AI-enabled tools, and other scalable techniques.

With high visibility to Risk Executive Leadership and partners across Insurance, this role will contribute to risk conversations that shape monitoring, prioritization, and decision-making. It is well suited for someone who can move work forward independently, translate complex data into clear insights, and use creativity and technical capability to develop reporting and automation solutions that are unique, useful, and connected to the team’s broader risk management goals.

The Work Itself

• Risk Appetite and Risk Reporting: Develop Power BI reports on key risk stripes to support understanding of risks impacting the business.
• Collaborate with risk partners to assess key risks and contribute to monthly Risk Dashboard updates for Ally Insurance leadership.
• Work with colleagues to establish new Key Risk Indicators (KRIs) for early detection and prevention of potential risks.
• Dealer Monitoring Program: Own end-to-end execution and ongoing enhancement of the Dealer Monitoring Program.
• Monitor dealer performance, identify emerging risk trends, and translate insights into timely, meaningful reporting aligned to program goals.
• Interface directly with Sales Leaders, business partners, and matrix stakeholders to communicate findings, align on dealer-level actions, and ensure reporting is actionable and connected to broader risk priorities.
• Automation: Own the BL Risk automation portfolio and act as a force multiplier by identifying, designing, and implementing practical automation solutions.
• Apply RPA technology, macros, AI-enabled solutions, and other scalable tools to reduce manual effort and expand team capacity.
• Simplify recurring work, improve consistency, and free the team to focus on higher-value risk management activities.

Minimum Qualifications:

• 3+ years of relevant analytics experience in banking and/or financial services
• Bachelor's degree in Math, Computer Science, Data Science, Analytics, Applied Statistics, or equivalent practical experience

The Qualifications We’re Looking For

• 3+ years of relevant experience in the Financial Services industry, with a successful track record of applying risk management methodologies to assess, monitor, and report on risks.
• Data analysis and cloud based reporting skills, including experience using (Snowflake, SAS, Python, R, and PowerBI) are required
• Excellent interpersonal and communication skills, enabling effective interaction with senior leadership, key stakeholders, and matrix partners.
• Well-developed listening, influencing, and collaboration skills, with the ability to identify and influence decision-makers, defuse conflicts, and work towards agreement.
• Highly organized, self-motivated, and detail-oriented, with the ability to manage tight deadlines and adapt to unexpected requirement changes. Willingness to ask questions and challenge existing processes.
• Proven ability to independently drive work forward, deliver high-quality results, and maintain momentum without the need for regular, direct supervision.
• Strong analytical and problem-solving skills, with the ability to quickly grasp new subject matters and apply an analytical mindset to think proactively and strategically. Capable of identifying gaps and proposing effective solutions.
• Ability to quickly gain knowledge in multiple areas simultaneously (e.g., risk frameworks, processes being remediated/enhanced) to understand program objectives and effectively oversee/contribute to their implementation.

How We'll Have Your Back
Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including:

Time Away: Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part-time status and management level).

Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.

Supporting your Health & Well-being: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.

Building a Family: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts.

Work-Life Integration: other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.

Other Compensations: depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.

To view more detailed information about Ally’s Total Rewards, please visit this link: https://www.ally.com/content/dam/pdf/corporate/ally-total-rewards-snapshot.pdf

Who We Are :
Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com .

Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

In accordance with the Americans with Disabilities Act, if after review of the position expectations, you believe that you may need a medical accommodation to fulfill the duties of this role, please email hrpolicy@ally.com with details of your accommodation request.

Base Pay Range

$85,000.00 - $150,000.00

An individual's position in the range is determined by the specific role, the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer.

Incentive Compensation:

This position is eligible to participate in our annual incentive plan.