Risk Analyst Jobs in Pennsylvania
Risk Analyst jobs in Pennsylvania are consistently active, with strong demand from entry-level through senior positions concentrated in financial services, insurance, healthcare, and utilities. Philadelphia and Pittsburgh anchor most of the hiring, with a notable cluster in Harrisburg tied to state government and regulated industries. Employers like Lincoln Financial Group, Highmark Health, and PNC Financial Services maintain deep and ongoing risk analyst workforces across Pennsylvania, with the highest demand in credit risk, operational risk, and enterprise risk management. Find a role that fits below and apply directly.
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Risk Management Analyst
Work Arrangement: Hybrid after successful completion of approximately 90 days of on-site training in Gettysburg, PA. Candidates must reside within or near ACNB Bank’s service footprint in South Central Pennsylvania or Northern Maryland.
Strengthen vendor partnerships. Improve mortgage quality. Make risk insights actionable.
Are you skilled at evaluating risk, managing vendor relationships, and turning complex information into sound business decisions? Do you bring hands-on banking and mortgage experience and enjoy collaborating across departments to improve processes and outcomes?
As ACNB Bank’s Risk Management Analyst, you'll play a critical role in protecting the Bank by facilitating third-party vendor risk management activities while supporting mortgage quality control initiatives. Approximately 80% of your work will focus on vendor management and third-party risk oversight, with the remaining 20% dedicated to mortgage quality control activities. While mortgage QC processes can be taught, successful candidates must bring practical banking and mortgage lending experience that allows them to understand loan documentation, regulatory requirements, and operational risk.
This is an opportunity to make a measurable impact by helping ACNB Bank make informed vendor decisions, maintain regulatory compliance, improve operational performance, and reduce risk.
What You’ll Accomplish / Responsibilities
-
Lead third-party risk management efforts.
Serve as the primary resource for vendor due diligence and ongoing monitoring activities. Evaluate operational, financial, cybersecurity, AI, regulatory, and reputational risks associated with current and prospective vendors, helping business leaders make informed decisions that protect the Bank. -
Build strong vendor oversight practices.
Maintain accurate risk assessments, monitoring schedules, contract documentation, and review records. Collaborate with Legal, Compliance, Information Security, and business line leaders to ensure vendor relationships meet regulatory and business requirements. -
Support mortgage quality control and investor compliance.
Partner with mortgage operations and the Bank’s QC vendors to administer the mortgage quality control program. Monitor defect tracking, corrective action plans, and reporting activities that support compliance with Fannie Mae, Freddie Mac, FHA, VA, and USDA requirements. -
Turn findings into actionable improvements.
Identify trends, root causes, and emerging risks within vendor reviews and mortgage quality-control results. Communicate findings clearly to management and recommend practical solutions that strengthen controls, improve processes, and reduce operational risk. - Maintain a forward-looking risk perspective.
What You Bring to the Table
- Bachelor’s degree in Business, Finance, Risk Management, Accounting, or a related field, or an equivalent combination of education and experience.
- Banking and mortgage lending experience, with a strong understanding of loan origination, processing, closing, servicing, or related mortgage operations. Experience such as holding an NMLS license, taking loan applications, delivering disclosures, or closing mortgage/home equity loans is highly valued.
- Experience evaluating risk, conducting due diligence, or supporting compliance, vendor management, audit, or operational-review activities within a financial institution.
- Knowledge of third-party risk management principles and the ability to assess vendor performance, financial condition, operational controls, cybersecurity practices, and regulatory compliance.
- Strong analytical and critical-thinking skills, with the ability to review complex information, identify risks or trends, and provide practical recommendations that support sound business decisions.
- Ability to communicate effectively and build partnerships across departments, working with stakeholders in Compliance, Legal, Information Security, Mortgage Operations, and other business units to achieve common objectives, along with strong organizational skills and proficiency in Microsoft 365 applications, including Excel, Word, Outlook, and Teams.
Why You’ll Love this Role
- Make a visible impact across the bank. Your work will directly influence vendor relationships, strengthen risk management practices, and support sound business decisions that protect the organization and its customers.
- Leverage your mortgage expertise while expanding your risk management career. Bring the banking and mortgage knowledge you've already developed and apply it in a broader role that offers exposure to vendor management, compliance, operational risk, and regulatory oversight.
- Enjoy variety, collaboration, and professional growth. No two days are the same. You'll partner with leaders across Mortgage Operations, Compliance, Legal, Information Security, and other business units while developing valuable skills in a high-demand area of banking.
- Work for a top performing bank as recognized by the Central Penn Business Journal, Forbes, and S&P Global Market.
- Comprehensive Compensation & Benefits Package: This is a salaried (exempt) position and pays a market-competitive rate. ACNB also provides health, dental, and vision coverage, 401(k) with employer match, generous paid time off and 12 paid holidays, career growth and training opportunities – all within a supportive, team environment.
If you’re ready to leverage your banking expertise while building a career in risk management, we’d love to hear from you!
Our Careers page will help you find the job you've been looking for: https://www.acnb.com/careers-employment
Onsite desk Location(s) at: 100 V-Twin Drive, Gettysburg, PA 17325, and/or 226 Pauline Drive, York, PA 17402
ACNB Bank is an Equal Opportunity Employer.
See All 28 Risk Analyst Jobs in Pennsylvania
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Find Risk Analyst JobsRisk Analyst Jobs by City in Pennsylvania
Where Pennsylvania roles are concentrated, by current openings.
Risk Analyst Job Market in Pennsylvania
A snapshot from current Pennsylvania openings, updated as new roles post.
Who's Hiring



What Pennsylvania Employers Look For
The qualifications that appear most often in risk analyst jobs across Pennsylvania.
- Bachelor's degree in finance, economics, mathematics, statistics, or a related quantitative field
- Professional certification such as FRM, CFA, or PRM preferred or required by many Pennsylvania employers
- Proficiency in risk modeling tools and platforms including SAS, Python, R, or SQL
- Experience with regulatory frameworks such as Basel III, Solvency II, or Pennsylvania insurance compliance standards
- Strong analytical and written communication skills for presenting risk findings to senior stakeholders
- Familiarity with enterprise risk management frameworks such as COSO or ISO 31000
Risk Analyst Jobs in Pennsylvania: Frequently Asked Questions
How do you become a risk analyst in Pennsylvania?
The most direct path is a bachelor's degree in finance, economics, statistics, or a related field, followed by an entry-level analyst role in financial services, insurance, or healthcare. Pennsylvania has no state-issued license specifically for risk analysts, but employers in regulated industries strongly favor candidates who hold or are pursuing the Financial Risk Manager designation from GARP or the CFA credential. Building experience in credit analysis, compliance, or financial modeling is the standard foundation.
How much do risk analysts make in Pennsylvania?
Risk analysts in Pennsylvania earn a median of about $103,040 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $64,700 for the lowest 10% to over $172,820 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire risk analysts in Pennsylvania?
Employers hiring risk analysts in Pennsylvania right now include Highmark Health, Members 1st, and Chubb Insurance, based on current listings on Migrate Mate as of November 2026. Pennsylvania's concentration of large insurers, regional banks, and integrated health systems means demand is spread across Philadelphia, Pittsburgh, and Harrisburg rather than being limited to a single metro.
Which Pennsylvania cities have the most risk analyst jobs?
Pittsburgh, Philadelphia, and Enola lead Pennsylvania for risk analyst openings. Philadelphia dominates because of its dense cluster of financial services firms, insurers, and health systems, while Pittsburgh draws from banking and energy sector employers and Harrisburg sees steady demand from state-regulated utilities, government contractors, and insurance companies headquartered in the capital region.
Are there remote risk analyst jobs in Pennsylvania?
Yes, and more than most fields. Risk analysis is largely desk-based and data-driven, making it well-suited to remote and hybrid arrangements. About 100% of risk analyst openings tied to Pennsylvania are remote or hybrid as of November 2026, reflecting how broadly the role has shifted toward distributed work. Model validation, credit risk, and enterprise risk management roles tend to offer the most remote flexibility.
How can I get hired as a risk analyst in Pennsylvania with little or no experience?
The most realistic entry point is a junior analyst or analyst associate role at one of Pennsylvania's large financial institutions or insurers. Employers like Lincoln Financial Group, Highmark Health, and PNC Financial Services run structured new-graduate programs that accept candidates without direct risk experience. Lateral moves from adjacent roles in financial analysis, audit, or compliance are common entry paths. Pursuing the FRM or beginning the CFA program while applying gives candidates a measurable edge over those with identical academic backgrounds.
Where can I find and apply to risk analyst jobs in Pennsylvania?
You can find and apply to risk analyst jobs in Pennsylvania on Migrate Mate, which lists current Pennsylvania openings across financial services, insurance, healthcare, and other sectors. Find roles that fit your experience and location and apply directly through each listing.
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