Senior Payment Operations Specialist Jobs in Virginia
Senior Payment Operations Specialist jobs in Virginia are among the most active in the mid-Atlantic region, concentrated in financial services, government contracting, and defense-adjacent payment processing firms in Northern Virginia, Richmond, and McLean. Major employers with lasting Virginia footprints include Capital One, Booz Allen Hamilton, and Freddie Mac, all of which maintain substantial payment operations teams. The most in-demand specialties are ACH and wire transfer oversight, payment compliance, and reconciliation management at the senior level. Scan the live roles below and apply to whichever ones fit.
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Imagine being part of a company where your growth is valued and your journey is supported. Imagine yourself at Langley Federal Credit Union, where we're dedicated to shaping a meaningful path together. You belong at Langley.
Langley Federal Credit Union is one of the 100 largest credit unions in the United States with over $5B in assets and over 400,000 members. We are constantly growing and have recently expanded to neighboring states and other parts of Virginia.
Langley is committed to being the best place you will ever work, and it all begins with our comprehensive employee benefits package, which includes affordable medical, dental, and vision (https://www.langleyfcu.org/careers/benefits) plans in addition to:
Investing in You:
- Educational Assistance, encompassing books, lab fees, registration costs, and more.
- Support for Student Loan Repayment.
- Abundant Career Growth Opportunities.
Time Off That Matters:
- Generous Paid Vacation that starts accumulating from day one, progressively increasing with every five years of service, up to a maximum cap.
- Celebrate 13 Paid Holidays, including your birthday and the day following Thanksgiving; enjoy Floating Holidays too!
- Paid Sick Time for all team members.
Financial Security:
- Highly competitive 401K plan featuring a 6% company match, with immediate vesting with a ROTH IRA option.
- Company-covered short- and long-term disability insurance.
- Complimentary Life Insurance and the choice of additional Voluntary Life Insurance.
- Flexible Health Care and Dependent Care benefits.
Langley Federal Credit Union is currently hiring for a Full Time Payment Operations Representative to work a Hybrid from our City Center office, located in Newport News, VA.
Job Summary:
The Payment Operations Representative serves as the primary resource for the Payments area within the Operations department. The Payments Representative offers expertise and support for staff and members and serves as Subject Matter Experts for organizational projects. They are required to understand applicable regulations and requirements to meet compliance standards. Reviews and completes a variety of requests received from staff and members within identified service level expectations.
Completes necessary functions of the Payments area of the Operations department.
- Processes moderately complex ACH and wire transactions in compliance with federal regulations, internal guidelines, and within established deadlines.
- Process and complete ACH Origination requests.
- Repairs and processes check and remote deposit capture items for posting.
- Reviews and determines outcome of all Payments exceptions in accordance with applicable compliance rules and regulations.
- Review and process fraud and forgery claims and adjustments for all payment channels in accordance with applicable network compliance rules and regulations.
- Balance settlement and activity for general ledger accounts.
- Submit and approve files to the Federal Reserve.
- Review and process service cases pertaining to member requests.
- Apply and communicate knowledge of regulatory requirements, practices, and changes to legislation.
- Fosters teamwork by professionally interacting with peers, supervisors, vendors, and Langley employees.
- Provides internal and external members impeccable service by phone, Customer Relationship Management cases, Online Banking messaging, and email.
- Participates in continued education in accordance with applicable federal, state, and industry laws, regulations, and guidelines.
- Two years of experience with a financial institution required.
Targeted Pay Range- $17.64 - $21.78
- Service Champion – Adopts a service orientation, building trusting relationships and delivering value for associates, members, and communities.
- Langley Ambassadors – Demonstrates a passion for Langley’s vision, encouraging diversity, equity and inclusion while considering Langley’s values when making decisions and taking accountability for delivering results.
- Agile in Action – Adapts to changes in the business, demonstrating innovation to improve Langley and advance the business into the future.
- Team Driven – Collaborates across Langley, communicating with transparency and prioritizing a team-based approach that delivers optimal outcomes for associates, members, and communities.
- Continuous Learners – Maintains an understanding of Langley’s business and how value is delivered to members and actively pursues opportunities to grow oneself and strengthen the organization.
Physical Requirements:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions, duties, and responsibilities of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Working Conditions:
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level for this position is typically moderate.
This job description is not designed to cover or contain a comprehensive listing of functions, duties or responsibilities that are required of the employee. Functions, duties, and responsibilities may change, or new ones may be assigned at any time with or without notice.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.
See All 6 Senior Payment Operations Specialist Jobs in Virginia
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Find JobsSenior Payment Operations Specialist Jobs by City in Virginia
Where Virginia roles are concentrated, by current openings.
Senior Payment Operations Specialist Job Market in Virginia
A snapshot from current Virginia openings, updated as new roles post.
Who's Hiring


Top Industries Hiring
- Banking & Financial Services
What Virginia Employers Look For
The qualifications that appear most often in senior payment operations specialist jobs across Virginia.
- Bachelor's degree in finance, accounting, or a related business field required
- Five or more years of payment operations or treasury operations experience required
- Hands-on experience with ACH, wire transfer, and card payment processing systems
- Proficiency with payment platforms such as FIS, Fiserv, or Jack Henry solutions
- Strong knowledge of payment compliance frameworks including Nacha operating rules
- Experience coordinating cross-functional reconciliation and exception management processes
Senior Payment Operations Specialist Jobs in Virginia: Frequently Asked Questions
How do you become a senior payment operations specialist in Virginia?
The typical path in Virginia starts with a bachelor's degree in finance, accounting, or business, followed by several years in entry-level payment operations, treasury, or banking roles. Virginia does not require a state-issued license for this position, but certifications such as the Accredited ACH Professional credential from Nacha or a Certified Treasury Professional designation are widely recognized by Virginia employers and meaningfully strengthen a candidacy at the senior level.
Which companies hire senior payment operations specialists in Virginia?
Companies currently hiring senior payment operations specialists in Virginia include Capital One, Information Technology Senior Management Forum, and Optum, per current listings on Migrate Mate as of July 2026. Virginia's concentration of financial services headquarters, federal contractors, and government-sponsored enterprises means demand for senior payment operations talent is distributed across both corporate and mission-driven organizations.
Which Virginia cities have the most senior payment operations specialist jobs?
The cities with the most senior payment operations specialist openings in Virginia are McLean, Reston, and Newport News. Northern Virginia and the McLean corridor dominate because of the high density of financial services firms, federal contractors, and government-sponsored enterprises headquartered there, while Richmond draws demand from major bank regional operations centers and insurance companies based in the city.
Are there remote senior payment operations specialist jobs in Virginia?
Yes, and they are more common than in many finance roles because much of the work involves system oversight, reconciliation, and compliance review that can be performed off-site. About 100% of senior payment operations specialist openings tied to Virginia are remote or hybrid as of July 2026, reflecting the desk-based and analytical nature of the role. The functions most frequently offered remotely are exception management, reporting, and vendor coordination.
How can I get hired as a senior payment operations specialist in Virginia with little or no experience?
The most realistic entry path is through a payment operations analyst or treasury operations associate role at one of Virginia's large financial services employers or federal contractors, such as Capital One or Freddie Mac, both of which run structured associate and rotational programs for candidates without direct payments experience. Lateral moves from accounts payable, bank reconciliation, or banking operations positions are common. Earning an entry-level Nacha AAP certification or completing a payments-focused certificate through a Virginia community college business program gives candidates a concrete credential that Virginia hiring managers recognize.
Where can I find and apply to senior payment operations specialist jobs in Virginia?
You can find and apply to senior payment operations specialist jobs in Virginia on Migrate Mate, which lists current Virginia openings for this role. Search the listings, find the roles that fit your background and location preferences, and apply directly to the ones that match.
See All 6 Senior Payment Operations Specialist Jobs in Virginia
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