Senior Payment Operations Specialist Jobs in Virginia
Senior Payment Operations Specialist jobs in Virginia are among the most active in the mid-Atlantic region, concentrated in financial services, government contracting, and defense-adjacent payment processing firms in Northern Virginia, Richmond, and McLean. Major employers with lasting Virginia footprints include Capital One, Booz Allen Hamilton, and Freddie Mac, all of which maintain substantial payment operations teams. The most in-demand specialties are ACH and wire transfer oversight, payment compliance, and reconciliation management at the senior level. Scan the live roles below and apply to whichever ones fit.
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Product Management at Capital One is a booming, vibrant craft that requires reimagining the status quo, finding value creation opportunities, and driving innovative and sustainable customer experiences through technology. We believe our portfolio of businesses and investments in growth and transformation will result in a company with the scale, brand, capabilities, talent, and values to succeed as the digital revolution transforms our society and our industry.
About the Team
As part of the Global Payment Network Product team, you will partner in the transformation of how millions of customers engage with their money. Your mission would be to streamline merchant, acquirer, and issuer authorization approvals by owning the environment infrastructure and use cases, data certification processes, and operational workflows that get partners onboarded, tested, and authorized to transact on our network switches — and safely offboarded when needed.
Capital One Product Framework
In this role, you’ll be expected to demonstrate proficiency in five key areas which we consider to be the foundation for successful Product management:
- Human Centered - Obsesses about internal and external customer needs to reimagine and innovate product solutions
- Business Focused - Delivers game-changing outcomes by focusing on leverage and execution excellence
- Technology Driven - Leverages technology to deliver innovative and resilient solutions that enable both near term and long term value
- Integrated Problem Solving - Identifies and resolves complex problems to deliver outcomes while mitigating product risks
- Transformational Leadership - Leads cross functional teams to solve customer problems and drive organizational alignment
Basic Qualifications:
-
Currently has, or is in the process of obtaining one of the following with an expectation that the required degree will be obtained on or before the scheduled start date:
- A Bachelor's or Master’s Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer Engineering, Software Engineering, Mechanical Engineering, Information Systems or a related quantitative field), Business or Marketing
OR
- Bachelor's degree in any field and at least 4 years of Product Management experience
Preferred Qualifications:
- Experience translating business strategy and analysis into consumer facing digital products
This role is designated as a hybrid position. You are expected to adhere to Capital One's hybrid policy regarding required on-site presence at your designated office location.
At this time, Capital One will not sponsor a new applicant for employment authorization, or offer any immigration related support for this position (e.g. H1B, F-1 OPT, F-1 STEM OPT, F-1 CPT, J-1, TN, E-3, and O-1, or any other forms of work authorization that require immigration support from an employer).
The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.
McLean, VA: $200,700 - $229,100 for Sr. Mgr, Product Management
New York, NY: $219,000 - $249,900 for Sr. Mgr, Product Management
Richmond, VA: $182,500 - $208,300 for Sr. Mgr, Product Management
Riverwoods, IL: $182,500 - $208,300 for Sr. Mgr, Product Management
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com
Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.
Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).
See All 8 Senior Payment Operations Specialist Jobs in Virginia
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Find JobsSenior Payment Operations Specialist Jobs by City in Virginia
Where Virginia roles are concentrated, by current openings.
Senior Payment Operations Specialist Job Market in Virginia
A snapshot from current Virginia openings, updated as new roles post.
Who's Hiring



Top Industries Hiring
- Banking & Financial Services
What Virginia Employers Look For
The qualifications that appear most often in senior payment operations specialist jobs across Virginia.
- Bachelor's degree in finance, accounting, or a related business field required
- Five or more years of payment operations or treasury operations experience required
- Hands-on experience with ACH, wire transfer, and card payment processing systems
- Proficiency with payment platforms such as FIS, Fiserv, or Jack Henry solutions
- Strong knowledge of payment compliance frameworks including Nacha operating rules
- Experience coordinating cross-functional reconciliation and exception management processes
Senior Payment Operations Specialist Jobs in Virginia: Frequently Asked Questions
How do you become a senior payment operations specialist in Virginia?
The typical path in Virginia starts with a bachelor's degree in finance, accounting, or business, followed by several years in entry-level payment operations, treasury, or banking roles. Virginia does not require a state-issued license for this position, but certifications such as the Accredited ACH Professional credential from Nacha or a Certified Treasury Professional designation are widely recognized by Virginia employers and meaningfully strengthen a candidacy at the senior level.
Which companies hire senior payment operations specialists in Virginia?
Companies currently hiring senior payment operations specialists in Virginia include Capital One, Cvent, and Bank of America, per current listings on Migrate Mate as of November 2026. Virginia's concentration of financial services headquarters, federal contractors, and government-sponsored enterprises means demand for senior payment operations talent is distributed across both corporate and mission-driven organizations.
Which Virginia cities have the most senior payment operations specialist jobs?
The cities with the most senior payment operations specialist openings in Virginia are McLean, Richmond, and Newport News. Northern Virginia and the McLean corridor dominate because of the high density of financial services firms, federal contractors, and government-sponsored enterprises headquartered there, while Richmond draws demand from major bank regional operations centers and insurance companies based in the city.
Are there remote senior payment operations specialist jobs in Virginia?
Yes, and they are more common than in many finance roles because much of the work involves system oversight, reconciliation, and compliance review that can be performed off-site. About 100% of senior payment operations specialist openings tied to Virginia are remote or hybrid as of November 2026, reflecting the desk-based and analytical nature of the role. The functions most frequently offered remotely are exception management, reporting, and vendor coordination.
How can I get hired as a senior payment operations specialist in Virginia with little or no experience?
The most realistic entry path is through a payment operations analyst or treasury operations associate role at one of Virginia's large financial services employers or federal contractors, such as Capital One or Freddie Mac, both of which run structured associate and rotational programs for candidates without direct payments experience. Lateral moves from accounts payable, bank reconciliation, or banking operations positions are common. Earning an entry-level Nacha AAP certification or completing a payments-focused certificate through a Virginia community college business program gives candidates a concrete credential that Virginia hiring managers recognize.
Where can I find and apply to senior payment operations specialist jobs in Virginia?
You can find and apply to senior payment operations specialist jobs in Virginia on Migrate Mate, which lists current Virginia openings for this role. Search the listings, find the roles that fit your background and location preferences, and apply directly to the ones that match.
See All 8 Senior Payment Operations Specialist Jobs in Virginia
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