Underwriting Analyst Jobs
Underwriting Analyst jobs are open across insurance, banking, mortgage lending, and specialty finance, from entry-level analyst to senior and lead, with specializations in commercial lines, personal lines, and credit risk. Find a role that fits from the openings below and apply directly.
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Let’s do great things, together!
About Moda
Founded in Oregon in 1955, Moda is proud to be a company of real people committed to quality. Today, like then, we’re focused on building a better future for healthcare. That starts by offering outstanding coverage to our members, compassionate support to our community and comprehensive benefits to our employees. It keeps going by connecting with neighbors to create healthy spaces and places, together. Moda values diversity and inclusion in our workplace. We aim to demonstrate our commitment to diversity through all our business practices and invite applications from candidates that share our commitment to this diversity. Our diverse experiences and perspectives help us become a stronger organization. Let’s be better together.
Position Summary
Provides ongoing technical support to department by maintaining current computer applications and developing new processes with updated programming and technical skills. Maintains a role in supporting the group underwriting functions. This is a FT WFH role.
$49,878.77 - $62,348.47 annually (depending on experience)
- This role may be classified as hourly (non-exempt) depending on the applicant's location. Actual pay is based on qualifications. Applicants who do not exceed the minimum qualifications will only be eligible for the low end of the pay range.
Please fill out an application on our company page, linked below, to be considered for this position.
https://j.brt.mv/jb.do?reqGK=27785429&refresh=true
Benefits:
- Medical, Dental, Vision, Pharmacy, Life, & Disability
- 401K- Matching
- FSA
- Employee Assistance Program
- PTO and Company Paid Holidays
Required Skills, Experience & Education:
- Bachelor degree in mathematics, computer science, liberal arts, or equivalent work experience in health care industry.
- Strong computer proficiency with Microsoft Office applications including Excel and Access.
- Strong technical knowledge in regards to development and application of mathematical formulas.
- Strong analytical, verbal and written skills.
- Project a professional business image and maintain confidentiality at all times.
- Ability to work independently with minimal supervision and as a cross functional team member.
- Ability to train non technical staff members on using technical applications/systems.
- Ability to come in to work on time and on a daily basis.
Primary Functions:
- Provides technical support to Underwriting team including: learns procedures and programming behind spreadsheets and applications and maintains their data tables and programming, evaluates other underwriting spreadsheets and procedures and developments enhancements to technical resources, trains underwritings staff on approved changes to current procedures, and designs and maintains underwriting intranet page.
- Assists in building and maintaining Underwriting databases.
- Remains cross trained in order to assists large group underwriters with ASO and 50/50 renewals as well as large group quotes, as well as back up for community group renewals and group application approvals.
- Performs other duties as assigned.
Working Conditions:
Office environment with extensive close PC and keyboard use, constant sitting, and frequent phone communication. Must be able to navigate multiple computer screens. A reliable, high-speed, hard-wired internet connection required to support remote or hybrid work. Must be comfortable being on camera for virtual training and meetings. Work in excess of standard workweek, including evenings and occasional weekends, to meet business need.
Together, we can be more. We can be better.
Moda Health seeks to allow equal employment opportunities for all qualified persons without regard to race, religion, color, age, sex, sexual orientation, national origin, marital status, disability, veteran status or any other status protected by law. This is applicable to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absences, compensation, and training.
For more information regarding accommodations, please direct your questions to Kristy Nehler & Danielle Baker via our humanresources@modahealth.com email.
Underwriting Analyst Jobs by Experience Level
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Find Underwriting Analyst JobsUnderwriting Analyst Job Market
Who's Hiring



Top Industries Hiring
- Insurance
- Banking & Financial Services
What Employers Look For
The qualifications that appear most often in underwriting analyst jobs.
- Bachelor's degree in finance, business, economics, or a related field
- Experience reviewing and evaluating insurance or credit applications
- Proficiency in underwriting platforms such as Guidewire, Duck Creek, or Majesco
- Strong knowledge of risk assessment principles and underwriting guidelines
- CPCU, AU, or other industry certification preferred for mid-level and senior roles
- Ability to analyze financial statements, credit reports, and loss history data
Tips for Your Underwriting Analyst Job Search
Quantify your underwriting decisions on your resume
Hiring managers want to see the volume and complexity of files you've reviewed, not just that you reviewed them. Call out the number of applications you assessed per month, approval rates you influenced, and any loss ratio improvements tied to your work.
List every underwriting platform you've used
Employers screen resumes for tools like Majesco, Duck Creek, Guidewire, or proprietary systems. Name each one explicitly in a skills section rather than burying them in job descriptions, so applicant tracking systems flag your resume as a match.
Target openings that match your line of business
Personal lines, commercial lines, and specialty products require different underwriting logic. Filter your search by line of business so you're applying to roles where your existing book knowledge transfers directly, not roles that require relearning an entirely different risk framework.
Apply early to roles that fit
Migrate Mate lists underwriting analyst openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Prepare a file review walkthrough for interviews
Many underwriting analyst interviews include a case study where you assess a sample application and justify an accept, decline, or referral decision. Practice explaining your reasoning out loud, including which risk factors drove your decision and what additional documentation you'd request.
Negotiate using actuarial benchmarks, not market surveys
When discussing compensation, anchor your ask to the complexity of the book you'd manage and the loss ratios you've maintained. Underwriting teams respond better to risk-adjusted framing than to generic salary comparisons pulled from job aggregators.
Underwriting Analyst Jobs: Frequently Asked Questions
Which companies are hiring the most underwriting analysts?
The companies hiring the most underwriting analysts right now include New York Life, Brex, and The Cigna, with the largest share of openings in Georgia, California, and Texas, based on current listings on Migrate Mate as of September 2026. Insurance carriers, regional banks, and specialty finance firms consistently post the highest volume of openings.
How many underwriting analyst jobs are remote?
About 91% of underwriting analyst openings are fully remote or hybrid as of September 2026, with remote availability varying by employer size and line of business. Personal lines and mortgage underwriting roles tend to offer the most remote flexibility, while complex commercial and specialty lines positions are more likely to require in-office review of physical files or client-facing collaboration.
How do you become an underwriting analyst?
Start with a bachelor's degree in finance, business, economics, or a related field, then apply for entry-level underwriting assistant or trainee roles where carriers provide on-the-job training in their specific guidelines. As you build file review experience, pursue an industry certification such as the Associate in Underwriting to move into analyst-level positions. Specializing in a line of business early, whether personal lines, commercial, or mortgage, helps you advance faster.
Can you get hired as an underwriting analyst with little experience?
Yes, many carriers hire candidates with no direct underwriting experience if you can demonstrate analytical ability and attention to detail. Internships at insurance companies, banking experience in loan processing, or coursework in risk management all transfer well. Highlight any work involving data review, financial analysis, or decision-making under defined criteria. Entry-level roles are often structured as training programs, so employers expect to teach you their specific guidelines.
What does the underwriting analyst interview process look like?
Most underwriting analyst interviews involve an initial phone screen focused on your analytical background, followed by a technical interview where you walk through how you'd evaluate a sample application or risk scenario. A case study or take-home exercise is common, asking you to assess a file and recommend an approval, declination, or referral with written justification. Final rounds typically include a panel with a senior underwriter or team lead who will probe your risk reasoning and familiarity with the employer's line of business.
Where can I find and apply to underwriting analyst jobs?
You can find and apply to underwriting analyst jobs on Migrate Mate, which lists current openings from across the United States. Find roles that match your line of business, experience level, and location preference, then apply directly to each listing without leaving the platform.
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