Remote Underwriting Analyst Jobs
Remote Underwriting Analyst jobs are open at remote-first insurers, distributed financial services teams, and specialty carriers hiring across the U.S. Employers posting remote underwriting analyst roles right now include CVS Health, Origence, and GuideOne Insurance. See the openings below and apply to the ones that match your experience.
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Showing 4 of 52+ Remote Underwriting Analyst jobs
Founded in 2000, Plaza Home Mortgage, Inc. is a privately owned, full-service national lender, offering Wholesale, Correspondent, Renovation and Reverse residential mortgages. Headquartered in San Diego, California, Plaza employs a network of sales associates to serve its clients nationwide.
Plaza is dedicated to building quality, long-term relationships with its mortgage broker and correspondent clients by offering comprehensive programs and exceptional customer experience.
This Corporate Underwriting Analyst works effectively with the divisions, corporate personnel, third parties and investors so that suspended loans are cleared and purchased within the required time frame to minimize undue expense to the organization. The role is responsible for providing support to the Underwriting department and division associates, by driving increased knowledge, as well as analysis of process, tools, and loan review.
Job Duties:
- Acts as a liaison with investors on post-closing issues as a primary member of the investor suspense team.
- Checks daily preparation and distribution of investor suspense pipeline report, to include outstanding investor suspense items from all investor sites and removal of purchased loans.
- Collaborates with the divisions and leadership to remedy defects, as needed, within required turn around times.
- Oversees the procurement of documentation necessary to satisfy suspense notices and post-closing audits as required.
- Validates all documentation received for relevancy in regard to the satisfying of the pertinent defect finding.
- Prepares accurate and well written rebuttals to investors and agencies to cure or refute defect findings.
- Monitors shipped loans until settlement to ensure timely suspense notification or purchase of the loan.
- Assists in training and reporting as defect trends arise.
- Identifies process gaps and opportunities within underwriting and operations.
- Assists additional internal departments as needed in curing post-closing audit findings including the procurement of documentation as needed from third parties.
- Maintains a working knowledge of all loan programs and guidelines.
- Escalates issues as needed by communicating directly with divisions, corporate personnel, and investors.
- Assists with writing and/or updating Policy and Procedures.
- Reconciles second review reports as needed.
Qualifications:
- High School diploma or GED equivalent required
- 5+ years experience in Mortgage Banking/Underwriting
- Experience with Desktop Underwriter and Loan Prospector underwriting systems required
- Familiarity with all loan origination and closing documents required,
- Strong knowledge of agency, non-agency and investor underwriting guidelines including FHA, VA, USDA, DSCR, nonQM and Jumbo products
- Knowledge of mortgage regulatory compliance required
- Knowledge of loan collateral delivery processs a plus
- Excellent oral, written, and interpersonal communication skills
- Experience writing rebuttal arguments to agencies and investors on audit findings
- Excellent research, analytical, and organizational skills
- Ability to manage time, multi-task, prioritize work in a high paced environment with time sensitive deadlines
- Ability to learn quickly and train others in all underwriting aspects of mortgage lending
- Ability to maintain confidentiality
- Exceptional attention to detail
- Solid commitment to customer and associate service
- Outstanding problem-solving ability
- Proven aptitude to work productively in both a team and individual environment
- Independent judgment skills essential to make decisions within written policy and standard operating procedures
- Proficient knowledge of MS Office (Word, Excel, Access, Power Point, and Outlook)
- Knowledge of Integra a plus
Work Environment: This is a remote position.
Compensation and Benefits:
Estimated Rate of Pay:
$31.00 - $36.00
This position is full-time; non-exempt.
The estimated range is the budgeted amount for this position. Final offers are based on various factors, including skill set, experience, location, qualifications and other job-related reasons.
In addition, Plaza offers a competitive benefits package; including medical/dental/vision, paid time off and holidays, 401(k), life and pet insurance. Plaza also offers additional benefits such as Accident, Hospital, and Critical Illness insurance, and Flexible spending accounts along with a variety of discounted services.
Plaza is an EEOC employer and follows all federal, state, and local laws relating to fair employment.
Plaza Home Mortgage, Inc. is committed to preventing, stopping and remedying all forms of discrimination that occur in its workplace. Managers are accountable for keeping Plaza's workplace free from discrimination and ensuring that Plaza provides equal employment opportunity for all in the workforce and for those seeking to become members of Plaza's workforce.
Plaza's employees are protected by laws designed to protect employees from discrimination on the bases of race, religion, color, sex, pregnancy, gender identity, sexual orientation, parental status, national origin, age, disability, family medical history or genetic information, political affiliation, military service, or any other non-merit based factor. These protections extend to all management practices and decisions, including recruitment and hiring practices, appraisal systems, promotions, and training and career development programs. Plaza's employees are also protected against retaliation if they engage in a protected activity, whistleblowing, or the exercise of any appeal or grievance right provided by law.
This information is provided by Plaza Home Mortgage, Inc. as a courtesy to its mortgage professional clients and the public and is meant for instructional purposes only. None of the information provided is intended to be legal advice in any context. Plaza does not guarantee, warrant, ensure or promise that information provided is accurate. Terms and conditions of programs and guidelines are subject to change at any time without notice. Any unauthorized use or distribution of this information is strictly prohibited. This is not a commitment to lend. ® 2024 Plaza Home Mortgage, Inc. Plaza Home Mortgage and the Plaza Home Mortgage logo are registered trademarks of Plaza Home Mortgage, Inc. All other trademarks are the property of their respective owners. All rights reserved. Plaza Home Mortgage, Inc. is an Equal Housing Lender. Plaza NMLS 2113
Please find our updated Privacy Policy at:
https://www.plazahomemortgage.com/privacypolicy/
Cigna’s Transparency in Coverage link for Plaza’s careers site.
https://www.cigna.com/legal/compliance/machine-readable-files
Plaza NMLS 2113
https://www.nmlsconsumeraccess.org/
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.
Founded in 2000, Plaza Home Mortgage, Inc. is a privately owned, full-service national lender, offering Wholesale, Correspondent, Renovation and Reverse residential mortgages. Headquartered in San Diego, California, Plaza employs a network of sales associates to serve its clients nationwide.
Plaza is dedicated to building quality, long-term relationships with its mortgage broker and correspondent clients by offering comprehensive programs and exceptional customer experience.
This Corporate Underwriting Analyst works effectively with the divisions, corporate personnel, third parties and investors so that suspended loans are cleared and purchased within the required time frame to minimize undue expense to the organization. The role is responsible for providing support to the Underwriting department and division associates, by driving increased knowledge, as well as analysis of process, tools, and loan review.
Job Duties:
- Acts as a liaison with investors on post-closing issues as a primary member of the investor suspense team.
- Checks daily preparation and distribution of investor suspense pipeline report, to include outstanding investor suspense items from all investor sites and removal of purchased loans.
- Collaborates with the divisions and leadership to remedy defects, as needed, within required turn around times.
- Oversees the procurement of documentation necessary to satisfy suspense notices and post-closing audits as required.
- Validates all documentation received for relevancy in regard to the satisfying of the pertinent defect finding.
- Prepares accurate and well written rebuttals to investors and agencies to cure or refute defect findings.
- Monitors shipped loans until settlement to ensure timely suspense notification or purchase of the loan.
- Assists in training and reporting as defect trends arise.
- Identifies process gaps and opportunities within underwriting and operations.
- Assists additional internal departments as needed in curing post-closing audit findings including the procurement of documentation as needed from third parties.
- Maintains a working knowledge of all loan programs and guidelines.
- Escalates issues as needed by communicating directly with divisions, corporate personnel, and investors.
- Assists with writing and/or updating Policy and Procedures.
- Reconciles second review reports as needed.
Qualifications:
- High School diploma or GED equivalent required
- 5+ years experience in Mortgage Banking/Underwriting
- Experience with Desktop Underwriter and Loan Prospector underwriting systems required
- Familiarity with all loan origination and closing documents required,
- Strong knowledge of agency, non-agency and investor underwriting guidelines including FHA, VA, USDA, DSCR, nonQM and Jumbo products
- Knowledge of mortgage regulatory compliance required
- Knowledge of loan collateral delivery processs a plus
- Excellent oral, written, and interpersonal communication skills
- Experience writing rebuttal arguments to agencies and investors on audit findings
- Excellent research, analytical, and organizational skills
- Ability to manage time, multi-task, prioritize work in a high paced environment with time sensitive deadlines
- Ability to learn quickly and train others in all underwriting aspects of mortgage lending
- Ability to maintain confidentiality
- Exceptional attention to detail
- Solid commitment to customer and associate service
- Outstanding problem-solving ability
- Proven aptitude to work productively in both a team and individual environment
- Independent judgment skills essential to make decisions within written policy and standard operating procedures
- Proficient knowledge of MS Office (Word, Excel, Access, Power Point, and Outlook)
- Knowledge of Integra a plus
Work Environment: This is a remote position.
Compensation and Benefits:
Estimated Rate of Pay:
$31.00 - $36.00
This position is full-time; non-exempt.
The estimated range is the budgeted amount for this position. Final offers are based on various factors, including skill set, experience, location, qualifications and other job-related reasons.
In addition, Plaza offers a competitive benefits package; including medical/dental/vision, paid time off and holidays, 401(k), life and pet insurance. Plaza also offers additional benefits such as Accident, Hospital, and Critical Illness insurance, and Flexible spending accounts along with a variety of discounted services.
Plaza is an EEOC employer and follows all federal, state, and local laws relating to fair employment.
Plaza Home Mortgage, Inc. is committed to preventing, stopping and remedying all forms of discrimination that occur in its workplace. Managers are accountable for keeping Plaza's workplace free from discrimination and ensuring that Plaza provides equal employment opportunity for all in the workforce and for those seeking to become members of Plaza's workforce.
Plaza's employees are protected by laws designed to protect employees from discrimination on the bases of race, religion, color, sex, pregnancy, gender identity, sexual orientation, parental status, national origin, age, disability, family medical history or genetic information, political affiliation, military service, or any other non-merit based factor. These protections extend to all management practices and decisions, including recruitment and hiring practices, appraisal systems, promotions, and training and career development programs. Plaza's employees are also protected against retaliation if they engage in a protected activity, whistleblowing, or the exercise of any appeal or grievance right provided by law.
This information is provided by Plaza Home Mortgage, Inc. as a courtesy to its mortgage professional clients and the public and is meant for instructional purposes only. None of the information provided is intended to be legal advice in any context. Plaza does not guarantee, warrant, ensure or promise that information provided is accurate. Terms and conditions of programs and guidelines are subject to change at any time without notice. Any unauthorized use or distribution of this information is strictly prohibited. This is not a commitment to lend. ® 2024 Plaza Home Mortgage, Inc. Plaza Home Mortgage and the Plaza Home Mortgage logo are registered trademarks of Plaza Home Mortgage, Inc. All other trademarks are the property of their respective owners. All rights reserved. Plaza Home Mortgage, Inc. is an Equal Housing Lender. Plaza NMLS 2113
Please find our updated Privacy Policy at:
https://www.plazahomemortgage.com/privacypolicy/
Cigna’s Transparency in Coverage link for Plaza’s careers site.
https://www.cigna.com/legal/compliance/machine-readable-files
Plaza NMLS 2113
https://www.nmlsconsumeraccess.org/
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.
See All 52 Remote Underwriting Analyst Jobs
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Find JobsRemote Underwriting Analyst Job Market
Who's Hiring
- CVS Health35
- Origence8
- GuideOne Insurance3
- GECU1
- Rippling1
Top Industries Hiring
- Insurance
- Technology & Software
What Employers Look For
The qualifications that appear most often in remote underwriting analyst jobs.
- Bachelor's degree in finance, business, economics, or a related field
- Experience reviewing and evaluating insurance or credit applications
- Proficiency in underwriting platforms such as Guidewire, Duck Creek, or Majesco
- Strong knowledge of risk assessment principles and underwriting guidelines
- CPCU, AU, or other industry certification preferred for mid-level and senior roles
- Ability to analyze financial statements, credit reports, and loss history data
Tips for Your Remote Underwriting Analyst Job Search
Apply early to remote roles that fit
Migrate Mate lists remote underwriting analyst openings from across the U.S. in one place, so you can find roles that match your specialty and apply directly without sorting through mixed local and remote results.
Prove async communication skills upfront
Remote underwriting teams run on written documentation. Before you apply, revise your resume to highlight decision memos, risk write-ups, or analysis you produced independently. Concrete writing samples carry more weight than a list of tools.
Get fluent in remote underwriting platforms
Distributed teams use cloud-based underwriting workstations, shared policy management systems, and digital imaging tools. Name the specific platforms you know in your resume and cover letter, because remote hiring managers filter for tool familiarity before scheduling interviews.
Prepare structured answers for async interviews
Many remote employers use recorded video or written screening rounds before a live call. Practice walking through a risk decision step by step, because remote underwriting interviews test your judgment process as much as your final answer.
Remote Underwriting Analyst Jobs: Frequently Asked Questions
How do I get a remote underwriting analyst job?
Target companies that already run distributed underwriting teams, such as remote-first insurers, reinsurance firms, and fintech lenders. Remote employers screen hard for self-direction, clear written communication, and the ability to assess risk and document decisions without in-person oversight. Familiarity with cloud-based underwriting platforms and structured decision memos gives you a concrete edge over candidates with only in-office experience.
Which companies hire remote underwriting analysts?
Companies hiring remote underwriting analysts right now include CVS Health, Origence, and GuideOne Insurance, based on current remote listings on Migrate Mate as of August 2026. Remote openings in this role concentrate at remote-first insurance carriers, distributed specialty finance firms, and managed care organizations that have built fully distributed underwriting operations.
Can you get a remote underwriting analyst job with no experience?
Yes, but remote entry-level underwriting analyst roles are harder to land because employers expect you to work independently from day one with minimal on-the-job coaching. Entry paths that work include remote internships at smaller insurers, contract underwriting support roles, and analyst positions at insurtech startups. Showing proficiency with risk assessment frameworks, Excel modeling, or relevant coursework helps close the experience gap.
Do you need a degree for remote underwriting analyst jobs?
Not always. Many remote employers prioritize demonstrated analytical skills, familiarity with underwriting guidelines, and a portfolio of risk decisions over a specific degree. Finance, business, or actuarial coursework strengthens an application, but candidates who can show clean documentation, sound judgment on sample cases, and comfort with underwriting software often compete effectively without a four-year credential.
Which industries hire the most remote underwriting analysts?
The sectors hiring the most remote underwriting analysts are Insurance and Technology & Software, based on current remote listings on Migrate Mate as of August 2026. These industries have invested in distributed underwriting operations where analysts evaluate risk, approve or decline coverage, and communicate decisions entirely through digital workflows.
See All 52 Remote Underwriting Analyst Jobs
Find roles that match your experience and apply in just a few clicks.
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