Underwriting Associate Jobs
Underwriting Associate jobs are open across insurance carriers, banks, and specialty finance firms, covering commercial lines, personal lines, and mortgage underwriting, from entry-level analyst to senior associate. Scan the live roles below and apply to whichever ones fit.
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Who Are We?
Taking care of our customers, our communities and each other. That’s the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 170 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it.
Compensation Overview
The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards.
Salary Range
$47,700.00 - $78,600.00Target Openings
3What Is the Opportunity?
Travelers fosters a culture of innovation, respect, and empowerment, bringing together different backgrounds and perspectives. We are dedicated to serving our customers, communities, and each other. We seek resourceful candidates with excellent communication skills to join our team and contribute to our goal of being the top choice for customers and a key partner for agents and brokers. Travelers is looking for an Associate Operations Account Specialist (AOAS) to learn and grow in a supportive environment. You will work towards achieving business goals and objectives while receiving comprehensive mentorship and training to help you develop your skills and reach your full potential.What Will You Do?
- Successfully complete applicable market new hire training and certification.
- Learn to manage multi-state, multi-line accounts throughout their lifecycle, including rating/pricing, quoting, issuing policies, and handling related account activities.
- Build and maintain strong working relationships with teammates, business partners and agents.
- Learn standardized workflows and state compliance guidelines to understand business processes.
- Analyze multiple sources of information to make sound decisions.
- Develop critical thinking and decision-making skills to enhance business partner and customer confidence.
- Execute service level commitments and deliver quality products in a timely manner.
- Perform other duties as assigned.
What Will Our Ideal Candidate Have?
- Proficient in standard business software, such as Microsoft Office or equivalent.
- Analytical thinking and judgment to analyze and compare information.
- Time and desk management skills to organize and manage multiple priorities.
- Effective verbal, written, and listening communication skills.
- Ability to deliver service excellence to internal and external partners to ensure a positive experience.
- Collaboration skills to work effectively in team situations.
What is a Must Have?
- High School Diploma or GED.
- Working knowledge of standard business software, such as Microsoft Office or equivalent.
What Is in It for You?
- Health Insurance: Employees and their eligible family members – including spouses, domestic partners, and children – are eligible for coverage from the first day of employment.
- Retirement: Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers.
- Paid Time Off: Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays.
- Wellness Program: The Travelers wellness program is comprised of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs. In addition, our mental health program provides access to free professional counseling services, health coaching and other resources to support your daily life needs.
- Volunteer Encouragement: We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice.
Employment Practices
Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences.
In accordance with local law, candidates seeking employment in Colorado are not required to disclose dates of attendance at or graduation from educational institutions.
If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you.
Travelers reserves the right to fill this position at a level above or below the level included in this posting.
To learn more about our comprehensive benefit programs please visit http://careers.travelers.com/life-at-travelers/benefits/.
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Find Underwriting Associate JobsUnderwriting Associate Job Market
Who's Hiring



What Employers Look For
The qualifications that appear most often in underwriting associate jobs.
- Bachelor's degree in finance, business, economics, or a related field
- Proficiency in analyzing financial statements, credit reports, or risk submissions
- Experience with policy management or underwriting software platforms
- Strong written communication skills for documenting coverage decisions
- Progress toward or completion of CPCU, AU, or similar industry designation
- One to three years of experience in underwriting, insurance, or financial analysis
Tips for Your Underwriting Associate Job Search
Tailor your resume to underwriting tools
Hiring managers scan for specific software fluency, so name the platforms you've used: policy management systems, actuarial spreadsheets, or credit analysis tools. Generic phrases like 'proficient in relevant software' won't pass an ATS screen for underwriting roles.
Highlight your risk assessment decisions
Your resume should show decisions you owned, not just tasks you performed. Describe a file you reviewed, the risk factors you weighed, and the recommendation you made. Underwriting managers care about your judgment, not just your exposure to the process.
Filter openings by line of business
Commercial, personal, surety, and mortgage underwriting each require different skills and certifications. Applying broadly wastes time. Focus your search on the line of business you've trained or studied in so your experience reads as directly relevant.
Apply early to roles that fit
Migrate Mate lists underwriting associate openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Prep for case-style interview questions
Many underwriting interviews present a sample submission and ask how you'd assess it. Practice walking through a risk scenario out loud: what information you'd request, what factors raise or lower your appetite, and how you'd structure your recommendation.
Negotiate using total compensation, not base only
Underwriting associate offers often include licensing reimbursement, continuing education allowances, and exam bonuses. Ask about all of these before comparing offers. A lower base with full CPCU or AU exam support can be worth more than a higher base without it.
Underwriting Associate Jobs: Frequently Asked Questions
Which companies are hiring the most underwriting associates?
Travelers, MUFG, and Atradius are hiring the most underwriting associates right now, with openings concentrated in Minnesota, Pennsylvania, and Nebraska, based on current listings on Migrate Mate as of November 2026. Demand is strongest at mid-size regional carriers and national insurers expanding their commercial books.
How many underwriting associate jobs are remote?
About 100% of underwriting associate openings are fully remote or hybrid as of November 2026, reflecting broader flexibility in financial services. Personal lines and mortgage underwriting roles tend to offer the highest share of remote options, while commercial specialty and surplus lines positions more often require on-site collaboration with underwriters and brokers.
How do you become an underwriting associate?
Start with a bachelor's degree in finance, business, or a related field, since most carriers require it for entry-level underwriting roles. Gain exposure through internships, insurance operations roles, or claims work, which builds the risk evaluation foundation underwriting managers look for. Pursuing an industry designation like the Associate in Underwriting demonstrates commitment and helps you stand out against candidates with similar experience.
Can you get hired as an underwriting associate with little experience?
Yes, some carriers hire underwriting associates directly from college or from adjacent roles like claims, insurance operations, or financial analysis. The key is demonstrating analytical thinking and attention to detail, since those translate directly to risk assessment work. Highlighting any coursework in risk management, insurance, or finance, and showing you've started studying for an industry designation, can offset a thin work history.
What does the underwriting associate interview process look like?
Most underwriting associate interviews involve a phone screen with HR, followed by one or two rounds with an underwriting manager or team lead. Expect competency questions about how you analyze information and make decisions under incomplete data. Some employers include a practical exercise, such as reviewing a sample submission and explaining how you'd assess the risk or what additional information you'd need before making a recommendation.
Where can I find and apply to underwriting associate jobs?
You can find and apply to underwriting associate jobs on Migrate Mate, which lists current openings from across the United States. Search for roles that match your line of business, experience level, and preferred location, then apply directly to each listing that fits your background.
See All 14 Underwriting Associate Jobs
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