Underwriting Manager Jobs in Texas
Underwriting Manager jobs in Texas are active and concentrated in commercial property and casualty, life and health, and specialty lines, with openings at every level from senior underwriter stepping into leadership through vice president of underwriting. The largest hiring centers are Houston, Dallas, and San Antonio, home to major carriers and regional offices including Liberty Mutual, USAA, and Chubb. The most in-demand specialties in Texas are commercial lines, excess and surplus, and mortgage credit underwriting. Find a role that fits below and apply directly.
Find Underwriting Manager JobsOverview
Showing 5 of 7+ Underwriting Manager jobs









ABOUT BESTOW
Life insurance is one of the world's most important products. It's also one of the hardest to build, distribute, and modernize. Bestow exists to change that.
Bestow is a leading vertical technology platform serving some of the largest and most innovative life insurers. Our platform unifies the fragmented, legacy value chain, enabling carriers to launch products in weeks instead of years. Carriers choose us to scale and operate at unprecedented speed, powered by AI and automation.
Bestow isn't selling policies. We're building the infrastructure that helps an entire industry move faster, reach more people, and deliver on its promise.
Backed by leading investors (Goldman Sachs, Hedosophia, NEA, Valar, 8VC) and trusted by major carriers, Bestow is powered by a team that moves with precision, purpose, and heart. If you want to help reimagine a centuries-old industry with lasting impact, join us.
Bestow offers flexible remote/hybrid work, meaningful benefits, equity, and substantial growth opportunities.
Bestow uses E-Verify to confirm the employment eligibility of all newly hired employees. To learn more about E-Verify, including your rights and responsibilities, please visit E-Verify.gov.
ABOUT THE TEAM
The Bestow Product organization is responsible for defining, designing, and delivering exceptional digital experiences that solve real problems. Our team collaborates across Engineering, Revenue and Ops teams to transform ideas into intuitive, valuable solutions that delight our users. We believe in evidence-based decision making and maintaining a relentless focus on customer outcomes to drive product excellence. We're building at the intersection of insurance infrastructure and AI-native product development. The best candidates will come with a working relationship with AI tools already established — and a hunger to push that further.
The role reports to our Senior Manager, Product Management - Underwriting, and is remote or can be a hybrid role from our Dallas headquarters. #LI-Remote
WHAT YOU'LL DO
Bestow is looking for an exceptional Senior Product Manager who thrives on transforming complex challenges into elegant solutions. We're seeking a pioneer who can see beyond the immediate horizon – someone who combines strategic vision with tactical excellence to drive meaningful impact across their product area.
The ideal candidate brings tangible life insurance experience to the table. You understand the realities of insurance workflows – not just in theory, but from having partnered with the teams who live in them every day. That domain fluency means you can anticipate downstream operational impact, speak credibly with carrier and internal stakeholders, and distinguish the constraints that are truly fixed from those that are simply inherited.
This role is perfect for a product leader who understands that the most meaningful innovations often arise from the most perplexing problems. You'll be the driving force behind multiple high-impact initiatives, translating business objectives and customer needs into products that truly make a difference. Your ability to navigate ambiguity, inspire cross-functional teams, and deliver measurable results will be instrumental in advancing our mission to increase financial stability for everyone.
As a Senior Product Manager, Underwriting at Bestow, you will:
Lead complex product initiatives across underwriting, owning outcomes from problem definition through launch and adoption
Partner directly with clients and underwriters to shape what the platform becomes — surfacing the capabilities they need, pressure-testing new features, and turning that input into a durable roadmap for platform evolution
Leverage AI tools and agentic workflows as a core part of your product development process — from discovery and synthesis to roadmap communication and stakeholder prep
Translate carrier requirements and regulatory constraints into product requirements that engineering can build against and underwriters can actually work in
Develop and maintain product roadmaps that align with company strategy, balancing near-term capability gaps with long-term platform vision
Model AI-native working habits for the broader team and contribute to Bestow's shared knowledge base of tools, skills, and workflows
Identify opportunities for improvement through direct observation of underwriting workflows, data analysis, client feedback, and competitive intelligence
Influence stakeholders across the organization by effectively communicating product vision, strategy, and outcomes
Coach and mentor junior product managers while modeling Bestow's operating principles
WHO YOU ARE
Bachelor's degree or equivalent experience
5+ years of product management experience
Hands-on life insurance experience, ideally in or adjacent to underwriting — you've worked alongside underwriters and understand how a case actually moves
Working familiarity with the underwriting toolkit: evidence and requirements, APS and lab data, carrier guidelines, and the judgment calls that sit between an application and a decision
Experience building for expert users who make consequential decisions, where speed matters but accuracy and auditability matter more
Demonstrated ability to lead multiple projects simultaneously across an entire product area
Proven track record of delivering successful products with measurable business impact
Actively uses AI tools (e.g., Claude, Cursor, Lovable, Replit, or equivalent) as a daily working accelerant — not just for writing, but for synthesis, research, and structured thinking
Experience with user research, usability testing, and UI/UX design principles for complex systems
Comfortable building and managing personal context systems — loading information into AI tools effectively to produce higher-quality, faster outputs
Strong analytical skills with experience using product analytics tools and BI solutions to drive decision making
Understands the difference between AI as a search tool and AI as a reasoning partner, and operates accordingly
Excellent communication and stakeholder management abilities, with demonstrated success influencing cross-functional teams
Comfortable operating with ambiguity and making decisions with incomplete information
Has a point of view on how AI changes the PM role — and is excited to help define what that looks like at Bestow
TOTAL REWARDS
At Bestow, we’re proud to be awarded for our team members, innovative products, and culture. Our standard benefits include:
Competitive salary and equity based on role
Policies and managers that support work/life balance, like our flexible paid time off and parental leave programs
100% paid-premium option for medical, dental, and vision insurance
Lifestyle stipend to support your physical, emotional, and financial wellbeing
Flexible work-from-home policy and open to remote
Remote and WFH options, as well as a beautiful, state-of-the-art office in Dallas’ Deep Ellum, for those who prefer an office setting
Employee-led diversity, equity, and inclusion initiatives
Recent Employer Awards include:
Best Place for Working Parents 2023 + 2024 + 2025
Great Place to Work Certified, 2022 + 2023 + 2024 + 2025
Built In Best Places to Work, 2022 + 2023 + 2025
Fortune’s Best Workplaces in Texas 2022 + 2023
Fortune’s Best Workplaces in Financial Services and Insurance 2022 + 2023 + 2024
We value diversity at Bestow. The company will hire, recruit, and promote regardless of race, color, religion, sex, sexual orientation, gender identity or expression, national origin, pregnancy or maternity, veteran status, or any other status protected by applicable law. We understand the importance of creating a safe and comfortable work environment and encourage individualism and authenticity in every team member.
Thanks for considering a job at Bestow!
Compensation Range: $140K - $190K
See All 7 Underwriting Manager Jobs in Texas
Find roles in Texas that match your experience and apply in just a few clicks.
Find Underwriting Manager JobsUnderwriting Manager Jobs by City in Texas
Where Texas roles are concentrated, by current openings.
Underwriting Manager Job Market in Texas
A snapshot from current Texas openings, updated as new roles post.
Who's Hiring



Top Industries Hiring
- Insurance
- Construction & Real Estate
What Texas Employers Look For
The qualifications that appear most often in underwriting manager jobs across Texas.
- Active Texas Department of Insurance license or equivalent reciprocal license recognized in Texas
- Bachelor's degree in finance, business, risk management, or a related field
- Five or more years of underwriting experience with at least two in a supervisory role
- Proficiency with commercial underwriting platforms and policy management systems
- AU, CPCU, or CUW professional designation preferred by most Texas carriers
- Strong knowledge of Texas regulatory requirements and state-specific filing standards
Underwriting Manager Jobs in Texas: Frequently Asked Questions
How do you become a underwriting manager in Texas?
Becoming an underwriting manager in Texas starts with obtaining a property and casualty or life and health license through the Texas Department of Insurance, which requires passing a state-administered exam. Most employers also expect a bachelor's degree in business, finance, or risk management. From there, candidates build several years of underwriting experience before moving into a team lead or senior underwriter role, which is the typical bridge to a management position at Texas carriers.
How much do underwriting managers make in Texas?
Underwriting managers in Texas earn a median of about $78,890 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $51,440 for the lowest 10% to over $135,410 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire underwriting managers in Texas?
Employers hiring underwriting managers in Texas right now include USAA, Bestow, and First American, based on current listings on Migrate Mate as of August 2026. Texas's concentration of large regional carriers, national insurance groups, and mortgage lenders headquartered in the state means consistent demand across commercial, personal, and specialty lines year-round.
Which Texas cities have the most underwriting manager jobs?
Houston, Dallas, and Irving have the most underwriting manager openings in Texas. Houston drives the largest share because of its concentration of energy, petrochemical, and maritime risk that requires specialized commercial underwriting, while Dallas attracts major carrier regional offices and financial services firms, and San Antonio is anchored by USAA's large insurance and financial operations, which employ underwriting managers across multiple lines of business.
Are there remote underwriting manager jobs in Texas?
Yes, and more than most fields. About 80% of underwriting manager openings tied to Texas are remote or hybrid as of August 2026, reflecting the desk-based and analytical nature of the role. Commercial lines and specialty underwriting management positions tend to be the most remote-friendly, particularly at national carriers that operate distributed teams and do not require daily on-site presence.
How can I get hired as a underwriting manager in Texas with little or no experience?
The most realistic entry path is starting as an underwriting assistant or junior underwriter at a Texas carrier or managing general agent and building toward a team lead title before applying for manager roles. USAA in San Antonio and Liberty Mutual's Houston office run structured associate underwriter programs designed for candidates newer to the field. Earning a Texas Department of Insurance license early and pursuing a CUW or AU designation signals commitment and gives candidates a clear edge when competing for supervisory openings.
Where can I find and apply to underwriting manager jobs in Texas?
You can find and apply to underwriting manager jobs in Texas on Migrate Mate, which lists current Texas openings across Houston, Dallas, San Antonio, and other markets. Find the roles that fit your experience and specialty and apply directly to the employer.
See All 7 Underwriting Manager Jobs in Texas
Find roles in Texas that match your experience and apply in just a few clicks.
Find Underwriting Manager Jobs