Product Associate Visa Sponsorship Jobs in Alabama
Product associate roles in Alabama are concentrated in Huntsville's defense and technology corridor, with employers like Leidos, SAIC, and Torch Technologies hiring for product-focused positions. Birmingham's growing fintech and healthcare sectors add further opportunities. International candidates can find H-1B visa and TN visa sponsorship with larger enterprise employers across both cities.
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INTRODUCTION
Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.
Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions’ Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.
JOB DESCRIPTION
At Regions, the Credit Products Commercial Portfolio Analyst provides analytical support to Credit Products Commercial Portfolio Managers. The successful candidate will gather information and perform in-depth research in order to identify, quantify and mitigate underwriting risk inherent in extending the bank’s capital. The candidate will be expected to develop strong working relationships with client management, internal teammates, credit officers, and other bankers.
PRIMARY RESPONSIBILITIES
- Prepares credit approval packages on new and renewed credit products including determination of the appropriate risk rating as well as risk factors that could change the risk rating, analysis of financial performance, performance vs. projections, covenant compliance, relationship profitability (RAROC), and any other significant risk drivers
- Provides analysis of guarantors as needed to support credit underwriting
- Assists the Credit Products Commercial Portfolio Managers with review of loan documents pre-closing
- Reviews closing due diligence in collaboration with and oversight by Credit Products Manager
- Maintains credit files including post-closing items (Actively manages financial reporting requirements, covenant requirements, past dues and documentation exceptions and ensures credit files are complete with all up to date information)
- Assists with tickler implementation and maintenance
- Monitors portfolio and servicing activities in conjunction with Shared Services support
- Validates the appropriate risk rating for a company and proactively identifies risk rating changes
- Identifies opportunities for exposure reduction or new opportunities within assigned portfolio
- Develops a strong working knowledge of and insures compliance with internal bank commercial loan policy, credit risk
This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.
This position is incentive eligible.
REQUIREMENTS
- Bachelor’s degree in Finance, Accounting or related field
PREFERENCES
- Master of Business Administration (MBA)
- Two (2) years experience in commercial underwriting
SKILLS AND COMPETENCIES
- Ability to work collaboratively with multiple stakeholders
- Strong analytical and problem solving skills
- Strong verbal and written communication skills
- Well organized, detail-oriented, and ability to multi-task
POSITION TYPE
Full time
COMPENSATION DETAILS
Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.
The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.
Job Range Target:
Minimum:
$47,432.55 USD
Median:
$67,830.00 USD
Incentive Pay Plans:
This role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals.
BENEFITS INFORMATION
Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.
- Paid Vacation/Sick Time
- 401K with Company Match
- Medical, Dental and Vision Benefits
- Disability Benefits
- Health Savings Account
- Flexible Spending Account
- Life Insurance
- Parental Leave
- Employee Assistance Program
- Associate Volunteer Program
Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time.
LOCATION DETAILS
RSA Battle House Tower
Location:
Mobile, Alabama
Equal Opportunity Employer/including Disabled/Veterans
Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.
Product Associate Job Roles in Alabama
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Search Product Associate Jobs in AlabamaProduct Associate Jobs in Alabama: Frequently Asked Questions
Which companies sponsor visas for product associates in Alabama?
Larger employers with established HR and legal infrastructure are the most consistent sponsors for product associates in Alabama. In Huntsville, defense contractors such as Leidos, SAIC, and Northrop Grumman have sponsored H-1B workers for product and program roles. In Birmingham, companies in healthcare technology and financial services, including Regions Financial and Protective Life, have sponsored product-adjacent positions. Sponsorship is less common at small startups or regional firms.
Which visa types are most common for product associate roles in Alabama?
The H-1B is the most common visa for product associate roles in Alabama, provided the position qualifies as a specialty occupation requiring a related bachelor's degree. Australian citizens may pursue the E-3 visa as an alternative. Canadian and Mexican nationals can explore TN status if the role maps to an eligible USMCA occupation. F-1 OPT and STEM OPT extension holders are also hired by larger Alabama employers in this role.
How to find product associate visa sponsorship jobs in Alabama?
Migrate Mate filters job listings specifically by visa sponsorship availability, making it easier to identify product associate roles in Alabama without sorting through positions that don't offer sponsorship. You can narrow results to Alabama-based employers and browse by role type. This is more targeted than general job searches, since many Alabama product associate openings do not specify sponsorship status in standard job postings.
Which cities in Alabama have the most product associate sponsorship jobs?
Huntsville has the highest concentration of product associate sponsorship opportunities in Alabama, driven by the city's dense cluster of defense contractors and federal government technology programs tied to Redstone Arsenal and NASA's Marshall Space Flight Center. Birmingham is a secondary hub, with sponsorship coming primarily from healthcare, fintech, and professional services firms. Mobile and Montgomery have limited product associate sponsorship activity compared to these two cities.
Are there any Alabama-specific factors that affect product associate visa sponsorship?
Alabama does not have a state income tax structure or regulatory environment that directly affects visa sponsorship, but the state's heavy reliance on defense contracting in Huntsville introduces a practical consideration: some roles require U.S. security clearances, which are generally not available to nonimmigrant visa holders. International candidates should confirm clearance requirements before applying. The University of Alabama and Auburn University also produce local product talent that employers may recruit ahead of sponsoring international applicants.
What is the prevailing wage for sponsored product associate jobs in Alabama?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.