Finance OPT Jobs in Florida
Finance F-1 OPT sponsorship jobs in Florida are concentrated in Miami, Tampa, and Jacksonville, where major employers including Citigroup, JPMorgan Chase, and Regions Bank maintain significant operations. Florida's position as a gateway to Latin American markets makes it a strong hiring region for international finance talent on OPT, particularly in banking, fintech, and financial analysis roles.
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Under general supervision, uses specialized knowledge and skills obtained through experience, specialized training, and education to conduct real estate investment analysis and due diligence for multifamily developments within the low income housing tax credit (LIHTC) program for Raymond James Affordable Housing Investments (RJAHI). Substantial training and guidance is provided related to the LIHTC and real estate underwriting. Individual will perform varied work requiring analysis, originality and ingenuity to make moderately complex decisions, process information in a timely manner, and operate within a team environment.
Essential Duties and Responsibilities
- Reviews standard real estate documentation for consistency with RJAHI’s requirements and property specific investment criteria.
- Reviews and updates financial projections to reflect actual property performance.
- Reviews property financial statements, tax returns, cost certifications and low income housing tax credit (LIHTC) specific documentation.
- Reviews legal documents/memorandums and performs other “due diligence” procedures in connection with the property.
- Reviews, approves, and processes requests for capital contributions to property specific partnerships.
- Performs other duties and responsibilities as assigned.
Knowledge of
- Fundamental concepts, principles and practices of the real estate industry or investment analysis are beneficial but not required. Substantial training will be provided in real estate investment analysis, underwriting, and LIHTC requirements.
Skill in
- Experience in reviewing standard real estate documentation including financial projections, loan documents, various legal memorandums, draw requests, rent rolls, property financial statements, and certificates of occupancy/building permits is beneficial but not required. Substantial training will be provided.
- Reading and understanding standard real estate and LIHTC specific documentation.
- Experience in real estate financial projections is beneficial but not required.
- Operating standard office equipment and using required software application to produce correspondence, reports, electronic communication, and spreadsheets.
Ability to
- Communicate effectively in both oral and written formats.
- With some guidance/supervision, organize, manage and track multiple detailed tasks and assignments with frequently changing priorities in a fast-paced work environment to meet required results.
- Provide accurate and high quality work product in a timely manner.
- Proactively demonstrate readiness and ability to initiate action.
- With some guidance/supervision, work independently as well as collaboratively within a positive team environment.
- Compile data from multiple sources, review, and accurately input data into various spreadsheets or database.
- With some guidance/supervision, identify required tasks, develop timelines and execute.
- Project a positive, professional image both internal and with external business contacts.
- Convey information clearly and effectively through both formal and informal documents.
- Identify relationships, draw logical conclusions and interpret results for use in decision making.
Educational/Previous Experience Requirements
- Bachelor’s Degree (B.A.) in business, finance, accounting or related field.
- OR ~
- Any equivalent combination of experience, education, and/or training approved by Human Resources.
Licenses/Certifications
- None required.
Travel Required: Yes, 10 % of the Time
Education
Bachelor’s (Required)
Work Experience
General Experience - 13 months to 3 years
Certifications
Travel
Less than 25%
Workstyle
Resident
The total compensation for this position includes base salary or wages, and may include components such as additional compensation (cash or equity), discretionary bonuses, or commissions. This position is eligible for a benefits package that may include medical, dental, and vision; life insurance; critical illness insurance and accident insurance; disability benefits; retirement savings; paid time off (including vacation, holidays, and sick leave); and parental leave. Eligibility for benefits and specific offerings may vary based on position and employment status. To view more details of the benefits offered, visit Myrjbenefits.com.
At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view.
We expect our associates at all levels to:
- Grow professionally and inspire others to do the same
- Work with and through others to achieve desired outcomes
- Make prompt, pragmatic choices and act with the client in mind
- Take ownership and hold themselves and others accountable for delivering results that matter
- Contribute to the continuous evolution of the firm
At Raymond James – as part of our people-first culture, we honor, value, and respect the uniqueness, experiences, and backgrounds of all of our Associates. When associates bring their best authentic selves, our organization, clients, and communities thrive. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs.
Job Description Summary
Under general supervision, uses specialized knowledge and skills obtained through experience, specialized training, and education to conduct real estate investment analysis and due diligence for multifamily developments within the low income housing tax credit (LIHTC) program for Raymond James Affordable Housing Investments (RJAHI). Substantial training and guidance is provided related to the LIHTC and real estate underwriting. Individual will perform varied work requiring analysis, originality and ingenuity to make moderately complex decisions, process information in a timely manner, and operate within a team environment.
Essential Duties and Responsibilities
- Reviews standard real estate documentation for consistency with RJAHI’s requirements and property specific investment criteria.
- Reviews and updates financial projections to reflect actual property performance.
- Reviews property financial statements, tax returns, cost certifications and low income housing tax credit (LIHTC) specific documentation.
- Reviews legal documents/memorandums and performs other “due diligence” procedures in connection with the property.
- Reviews, approves, and processes requests for capital contributions to property specific partnerships.
- Performs other duties and responsibilities as assigned.
Knowledge of
- Fundamental concepts, principles and practices of the real estate industry or investment analysis are beneficial but not required. Substantial training will be provided in real estate investment analysis, underwriting, and LIHTC requirements.
Skill in
- Experience in reviewing standard real estate documentation including financial projections, loan documents, various legal memorandums, draw requests, rent rolls, property financial statements, and certificates of occupancy/building permits is beneficial but not required. Substantial training will be provided.
- Reading and understanding standard real estate and LIHTC specific documentation.
- Experience in real estate financial projections is beneficial but not required.
- Operating standard office equipment and using required software application to produce correspondence, reports, electronic communication, and spreadsheets.
Ability to
- Communicate effectively in both oral and written formats.
- With some guidance/supervision, organize, manage and track multiple detailed tasks and assignments with frequently changing priorities in a fast-paced work environment to meet required results.
- Provide accurate and high quality work product in a timely manner.
- Proactively demonstrate readiness and ability to initiate action.
- With some guidance/supervision, work independently as well as collaboratively within a positive team environment.
- Compile data from multiple sources, review, and accurately input data into various spreadsheets or database.
- With some guidance/supervision, identify required tasks, develop timelines and execute.
- Project a positive, professional image both internal and with external business contacts.
- Convey information clearly and effectively through both formal and informal documents.
- Identify relationships, draw logical conclusions and interpret results for use in decision making.
Educational/Previous Experience Requirements
- Bachelor’s Degree (B.A.) in business, finance, accounting or related field.
- OR ~
- Any equivalent combination of experience, education, and/or training approved by Human Resources.
Licenses/Certifications
- None required.
Travel Required: Yes, 10 % of the Time
Education
Bachelor’s (Required)
Work Experience
General Experience - 13 months to 3 years
Certifications
Travel
Less than 25%
Workstyle
Resident
The total compensation for this position includes base salary or wages, and may include components such as additional compensation (cash or equity), discretionary bonuses, or commissions. This position is eligible for a benefits package that may include medical, dental, and vision; life insurance; critical illness insurance and accident insurance; disability benefits; retirement savings; paid time off (including vacation, holidays, and sick leave); and parental leave. Eligibility for benefits and specific offerings may vary based on position and employment status. To view more details of the benefits offered, visit Myrjbenefits.com.
At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view.
We expect our associates at all levels to:
- Grow professionally and inspire others to do the same
- Work with and through others to achieve desired outcomes
- Make prompt, pragmatic choices and act with the client in mind
- Take ownership and hold themselves and others accountable for delivering results that matter
- Contribute to the continuous evolution of the firm
At Raymond James – as part of our people-first culture, we honor, value, and respect the uniqueness, experiences, and backgrounds of all of our Associates. When associates bring their best authentic selves, our organization, clients, and communities thrive. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs.
OPT Finance Job Roles in Florida
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Search Finance Jobs in FloridaFinance OPT Sponsorship Jobs in Florida: Frequently Asked Questions
Which finance companies in Florida sponsor F-1 OPT visas?
Several large financial institutions with Florida offices have a track record of hiring F-1 OPT candidates, including Citigroup, JPMorgan Chase, Bank of America, and Raymond James Financial. Miami-based fintech firms and international banks serving Latin American clients also regularly hire OPT workers. Sponsorship practices vary by firm and role, so confirming OPT acceptance directly with the employer during the application process is important.
Which cities in Florida have the most finance F-1 OPT sponsorship jobs?
Miami leads the state for finance OPT opportunities, driven by its concentration of international banks, asset managers, and fintech companies. Tampa has a strong presence in financial services, insurance, and wealth management, with employers such as Raymond James and Citigroup operating major offices there. Jacksonville is a growing hub for banking back-office and compliance roles, and Orlando has an emerging fintech sector worth monitoring.
What types of finance roles typically qualify for F-1 OPT sponsorship in Florida?
Roles that most commonly align with F-1 OPT in finance include financial analyst, investment analyst, risk analyst, compliance analyst, credit analyst, and data analyst positions within financial institutions. These roles typically require a degree in finance, accounting, economics, or a related quantitative field, which supports OPT authorization under STEM or standard tracks depending on your program. Roles requiring only general business knowledge without a specific degree field are less straightforward.
How do I find finance F-1 OPT sponsorship jobs in Florida?
Migrate Mate is built specifically for international students and filters job listings by visa type, making it straightforward to search for finance F-1 OPT sponsorship jobs in Florida without sifting through roles that don't apply to your status. You can filter by state and industry to surface employers in Miami, Tampa, and Jacksonville who are actively open to OPT candidates in banking, financial analysis, and fintech roles.
Are there any Florida-specific considerations for F-1 OPT in the finance industry?
Florida's finance sector has a notable concentration of internationally focused firms, particularly in Miami, where many employers are accustomed to hiring candidates with non-U.S. work authorization. STEM OPT extension eligibility depends on your degree program, so finance graduates from STEM-designated programs (such as financial mathematics or quantitative finance) may qualify for a 24-month extension beyond standard OPT. Florida has no state income tax, which affects your take-home pay but has no bearing on your OPT authorization or sponsorship eligibility.