Finance Jobs in South Dakota with F-1 OPT Sponsorship
Finance F-1 OPT sponsorship jobs in South Dakota are concentrated in Sioux Falls, home to major financial institutions including Citibank, Wells Fargo, and Citi's large operations hub. The state's banking-heavy economy, favorable regulatory environment, and growing fintech presence create demand for roles in financial analysis, compliance, and risk management that align with OPT work authorization.
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Get Access To All JobsINTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Trust Infra team elevates the security posture of our infrastructure and services by embedding security in everything from provisioning to deployment, improving developer experience through automation, and building guardrails that enable safe, rapid delivery. Artifacts owned by this team include our secrets management system, authentication and authorization, cryptography, certificate workloads, and other core security components within our Kubernetes and cloud infrastructure.
ROLE AND RESPONSIBILITIES
You will be responsible for owning and delivering quarterly goals for your team, leading engineers on your team through ambiguity to solve open-ended problems, and ensuring that everyone is supported throughout delivery.
You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
You will proactively identify project, process, technology or business issues, advocate for them, and lead in solving them.
You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts.
You will foster a culture of quality and ownership on your team by setting or improving code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.
You will help develop talent on your team by providing feedback and guidance, and leading by example.
BASIC QUALIFICATIONS
You have 4+ years of experience designing, developing and launching backend systems at scale using languages like Python or Kotlin.
You have a track record of developing highly available distributed systems using technologies like AWS, MySQL and Kubernetes.
You have deep expertise of Kubernetes resource management, Helm charts, and operator patterns, centered around security workloads.
You have experience defining a technical plan for the delivery of a significant feature or system component with an elegant, simple and extensible design. You write high quality code that is easily understood and used by others.
You are proficient at making significant changes in a large code base, and have developed a suite of tools and practices that enable you and your team to do so safely.
Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
You have strong verbal and written communication skills that support effective collaboration with our global engineering team.
This position requires either equivalent practical experience or a Bachelor’s degree in a related field.
COMPENSATION
Pay Grade - N
Equity Grade - 8
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
USA base pay range (CA, WA, NY, NJ, CT) per year: $190,000 - 240,000
USA base pay range (all other U.S. states) per year: $169,000 - 219,000
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
INTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Trust Infra team elevates the security posture of our infrastructure and services by embedding security in everything from provisioning to deployment, improving developer experience through automation, and building guardrails that enable safe, rapid delivery. Artifacts owned by this team include our secrets management system, authentication and authorization, cryptography, certificate workloads, and other core security components within our Kubernetes and cloud infrastructure.
ROLE AND RESPONSIBILITIES
You will be responsible for owning and delivering quarterly goals for your team, leading engineers on your team through ambiguity to solve open-ended problems, and ensuring that everyone is supported throughout delivery.
You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
You will proactively identify project, process, technology or business issues, advocate for them, and lead in solving them.
You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts.
You will foster a culture of quality and ownership on your team by setting or improving code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.
You will help develop talent on your team by providing feedback and guidance, and leading by example.
BASIC QUALIFICATIONS
You have 4+ years of experience designing, developing and launching backend systems at scale using languages like Python or Kotlin.
You have a track record of developing highly available distributed systems using technologies like AWS, MySQL and Kubernetes.
You have deep expertise of Kubernetes resource management, Helm charts, and operator patterns, centered around security workloads.
You have experience defining a technical plan for the delivery of a significant feature or system component with an elegant, simple and extensible design. You write high quality code that is easily understood and used by others.
You are proficient at making significant changes in a large code base, and have developed a suite of tools and practices that enable you and your team to do so safely.
Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
You have strong verbal and written communication skills that support effective collaboration with our global engineering team.
This position requires either equivalent practical experience or a Bachelor’s degree in a related field.
COMPENSATION
Pay Grade - N
Equity Grade - 8
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
USA base pay range (CA, WA, NY, NJ, CT) per year: $190,000 - 240,000
USA base pay range (all other U.S. states) per year: $169,000 - 219,000
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
Job Roles in Finance in South Dakota
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Get Access To All JobsFrequently Asked Questions
Which finance companies sponsor F-1 OPT visas in South Dakota?
Sioux Falls hosts some of the largest finance employers in the region with documented OPT sponsorship activity, including Citibank, Wells Fargo, Navient, and Citi's credit card operations division. Regional banks such as First PREMIER Bank and Great Western Bank have also hired F-1 OPT candidates in analyst and operations roles. Sponsorship is not guaranteed and varies by role, team, and hiring cycle.
Which cities in South Dakota have the most finance F-1 OPT sponsorship jobs?
Sioux Falls accounts for the overwhelming majority of finance F-1 OPT opportunities in South Dakota. The city functions as a national credit and banking hub due to South Dakota's favorable usury laws, which drew major card issuers decades ago and built a deep financial services workforce. Rapid City has a smaller but active banking sector, though sponsoring OPT candidates there is far less common.
What types of finance roles typically qualify for F-1 OPT sponsorship in South Dakota?
Roles that most commonly qualify include financial analyst, credit analyst, risk analyst, compliance analyst, and operations analyst positions requiring a degree in finance, accounting, economics, or a related field. South Dakota's concentration of credit card and consumer lending operations also creates openings in portfolio analysis and regulatory reporting. Roles that don't require a specific degree field are less likely to support OPT and subsequent H-1B sponsorship.
How do I find finance F-1 OPT sponsorship jobs in South Dakota?
Migrate Mate is built specifically for F-1 OPT and international job seekers and filters finance roles in South Dakota by sponsorship status, so you're not sifting through listings from employers who won't hire on OPT. Search for finance roles in Sioux Falls on Migrate Mate and filter by F-1 OPT eligibility to surface positions at banks, credit institutions, and financial services firms that have sponsored international candidates before.
Are there any South Dakota-specific considerations for F-1 OPT sponsorship in finance?
South Dakota has no state income tax, which affects how compensation packages are structured and can make offers more competitive in real terms. More importantly, many Sioux Falls finance employers operate national-scale credit and lending businesses, meaning they're experienced with compliance and workforce documentation, including OPT and E-Verify requirements. STEM OPT extension eligibility depends on your specific degree classification, so confirm your CIP code with your Designated School Official before applying.
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