Commercial Lines Underwriter Jobs in USA with Visa Sponsorship
Commercial Lines Underwriter roles qualify as specialty occupations under the H-1B visa, making them viable for visa sponsorship at insurance carriers, brokers, and managing general agents. Employers file a Labor Condition Application before sponsoring, and most large carriers have active PERM and H-1B filing histories.
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Get Access To All JobsINTRODUCTION
We are currently seeking a self-motivated individual to join our team as a Commercial Lines Underwriter Trainee. In this role, you will train to underwrite risk that determines the selection/rejection of new and renewal commercial business. The trainee will gain an understanding of the underwriting thought process and learn to utilize underwriting guidelines, procedures, rating manual rules and insurance laws/regulations. Additionally, the Trainee will learn the skills required to develop and maintain strong relationships with agents and insureds within assigned territory.
The trainee will participate in an extensive training program involving instruction and self-study combined with on-the-job shadowing that will provide the opportunity to learn the business. Upon successful mastery, the underwriter trainee will evaluate existing and new accounts and make underwriting recommendations within limited authority on assignments of moderate technical complexity.
LOCATION
This position will be based at our Southwest Regional Office in Richardson, TX. Regionally based individuals must be willing to travel to our corporate headquarters for periodic training purposes in addition to occasional travel in the territory. Our CLU Trainee program starts in early June 2027.
Experience
- Bachelor's Degree (NOTE: relevant, progressively responsible work experience may be substituted on a year for year basis for the required education). Emphasis in Risk Management & Insurance preferred.
- Excellent communication, negotiation, relationship building, interpersonal and organizational skills.
- Ability to analyze, define and solve problems; the use of good judgment and decision-making and solid time management skills.
- Ability to determine customer needs, provide solutions and price business appropriately.
- Basic knowledge of underwriting processes, coverages, tools and company products and services.
- Willingness to complete industry designations such as CPCU or CIC desired.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
INTRODUCTION
We are currently seeking a self-motivated individual to join our team as a Commercial Lines Underwriter Trainee. In this role, you will train to underwrite risk that determines the selection/rejection of new and renewal commercial business. The trainee will gain an understanding of the underwriting thought process and learn to utilize underwriting guidelines, procedures, rating manual rules and insurance laws/regulations. Additionally, the Trainee will learn the skills required to develop and maintain strong relationships with agents and insureds within assigned territory.
The trainee will participate in an extensive training program involving instruction and self-study combined with on-the-job shadowing that will provide the opportunity to learn the business. Upon successful mastery, the underwriter trainee will evaluate existing and new accounts and make underwriting recommendations within limited authority on assignments of moderate technical complexity.
LOCATION
This position will be based at our Southwest Regional Office in Richardson, TX. Regionally based individuals must be willing to travel to our corporate headquarters for periodic training purposes in addition to occasional travel in the territory. Our CLU Trainee program starts in early June 2027.
Experience
- Bachelor's Degree (NOTE: relevant, progressively responsible work experience may be substituted on a year for year basis for the required education). Emphasis in Risk Management & Insurance preferred.
- Excellent communication, negotiation, relationship building, interpersonal and organizational skills.
- Ability to analyze, define and solve problems; the use of good judgment and decision-making and solid time management skills.
- Ability to determine customer needs, provide solutions and price business appropriately.
- Basic knowledge of underwriting processes, coverages, tools and company products and services.
- Willingness to complete industry designations such as CPCU or CIC desired.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
See all 446+ Commercial Lines Underwriter Jobs
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Get Access To All JobsTips for Finding Commercial Lines Underwriter Jobs
Align your degree to the role
H-1B specialty occupation requires a bachelor's degree in a directly related field. A degree in risk management, finance, actuarial science, or business with an insurance concentration strengthens your petition far more than a general business degree alone.
Target carriers with PERM filing history
Large regional and national property-casualty carriers regularly sponsor underwriters through both H-1B and green card PERM pathways. Focus your applications on established carriers rather than smaller surplus lines shops, which rarely have the HR infrastructure to manage sponsorship.
Search verified sponsoring employers on Migrate Mate
Use Migrate Mate to find commercial lines employers with confirmed LCA filing history for underwriting roles. This filters out companies that list sponsorship as possible but have no actual DOL certification track record for this occupation.
Get your CPCU or AU designation early
Employers sponsoring underwriters want candidates who can work with minimal ramp-up. Holding a Chartered Property Casualty Underwriter or Associate in Underwriting credential signals technical readiness and reduces the employer's hesitation about investing in a visa petition.
Verify prevailing wage before negotiating your offer
Your employer's LCA must certify a wage at or above the DOL prevailing wage for your role and location. Run the OFLC Wage Search for your specific metro area and commercial lines SOC category before you negotiate, so you understand the floor your offer must clear.
Clarify PERM timing during the offer stage
If your goal is a green card, ask the employer directly whether they file PERM for underwriting roles and what their typical timeline looks like. USCIS processing and per-country backlogs mean starting PERM early matters, and not every carrier has an established process.
Frequently Asked Questions
Does a Commercial Lines Underwriter role qualify as a specialty occupation for the H-1B?
Yes. Commercial lines underwriting qualifies as a specialty occupation because it requires specialized knowledge of risk assessment, policy structuring, and regulatory compliance, and employers routinely require a bachelor's degree in a related field. USCIS evaluates the specific job duties and degree requirement on each petition, so the offer letter and job description need to clearly reflect that a generalist degree alone is insufficient for the role.
Which visa types are realistic for a sponsored Commercial Lines Underwriter position?
The H-1B is the primary path for most underwriters, requiring a qualifying bachelor's degree and an employer willing to file a Labor Condition Application and I-129 petition. Australian nationals can pursue the E-3 visa, which has a separate cap and no lottery. TN visa status is not available for underwriting roles because the occupation does not appear on the USMCA profession list. For long-term U.S. residence, an employer-sponsored EB-2 or EB-3 green card through PERM is the typical next step.
How do I find employers who actively sponsor Commercial Lines Underwriter roles?
Browse Migrate Mate to find employers with verified LCA filing history specifically for underwriting positions. This shows you which carriers and managing general agents have actually gone through the DOL certification process for this role, rather than companies that claim they're open to sponsorship without any track record of doing it.
Does my insurance experience outside the U.S. count toward H-1B eligibility?
Foreign work experience in commercial lines underwriting can count toward the specialty occupation requirement, but USCIS evaluates whether that experience is equivalent to a U.S. bachelor's degree. The standard rule is three years of specialized experience substituting for one year of education. If your foreign degree is a three-year program, a credential evaluation from a USCIS-recognized evaluator is essential to demonstrate U.S. degree equivalency before your employer files.
What makes a Commercial Lines Underwriter petition more likely to get a Request for Evidence?
USCIS sometimes issues Requests for Evidence when the job description is too broad or when the stated degree requirement appears flexible rather than mandatory. Underwriter petitions are stronger when the employer's internal job posting and the LCA both specify that a degree in risk management, finance, or a closely related field is required, not merely preferred. Generic listings that say 'bachelor's degree in any field' invite scrutiny, so working with your employer to tighten the job description before filing reduces that risk.
What is the prevailing wage requirement for sponsored Commercial Lines Underwriter jobs?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.