Director Of Risk Management Jobs in USA with Visa Sponsorship
Director of Risk Management roles attract H-1B visa and EB-2 sponsorship from financial institutions, insurers, and large corporations. Most require a graduate degree in finance, business, or a related field, and USCIS consistently classifies this as a specialty occupation. For detailed occupation requirements, see the O*NET profile.
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INTRODUCTION
The Director, Insurance & Risk Management leads the design, implementation, and governance of Danone North America's insurance and risk management programs. Reporting directly to Senior Director of Tax and Risk Management for NORAM, with a dotted line to Corporate Director, Global Risk & Insurance in Paris, this role is responsible for safeguarding the organization through effective risk identification, assessment, mitigation, financing, and transfer strategies.
The position oversees commercial insurance programs, claims management, broker and insurer relationships, and insurance-related support for strategic initiatives, including acquisitions, divestitures, major capital projects, contractual risk assessments, and other significant business events. The Director partners closely with Legal, Finance, Operations, Supply Chain, Manufacturing, IT Security, HR, Procurement, Employee Health & Safety, Marketing/Sales, Global Risk teams, and other stakeholders to ensure comprehensive risk oversight and alignment with Danone's global standards.
As a key member of our team, you will play an important role in driving our mission forward. The responsibilities below outline the core expectations and contributions for this position.
INSURANCE STRATEGY & PROGRAM MANAGEMENT
- Develop and execute Danone North America’s insurance strategy, ensuring appropriate protection of company people, assets, operations, and financial strength.
- Lead the design, placement, administration, and ongoing management of insurance and risk transfer programs across multiple business units.
- Manage insurance programs including Property; Commercial General Liability / Excess Umbrella; Product Liability; Auto Liability; Workers’ Compensation; Directors & Officers (D&O); Employment Practices Liability (EPL); Fiduciary Liability; Cyber Insurance; Crime/Fidelity; Environmental Impairment Liability; Marine/Cargo; Product Contamination/Recall; and other specialty coverages.
- Lead local and annual insurance renewals, underwriting submissions, market negotiations, and policy wording reviews; negotiate coverage, pricing, and policy terms with insurers and brokers.
- Work closely with global insurance teams of the parent company to optimize coverage structure, limits, deductibles, and total cost of risk.
- Develop and manage the insurance budget, including premium projections, retained claims / self-insured fund contributions, and total cost of risk analysis.
- Analyze market trends and develop renewal strategies that balance risk protection, cost, and business priorities.
OPERATIONAL RISK MANAGEMENT
- Identify, assess, and prioritize operational and strategic risks with potential insurance, financial, reputational, or business continuity impacts.
- Support enterprise risk management activities as needed, including risk assessments, risk mitigation planning, and leadership reporting.
- Promote a risk-management culture and ensure the business involves Insurance & Risk Management in significant events, crises, transactions, projects, and organizational changes.
- Develop risk policies, insurance-related processes, and claims procedures to support consistent governance across the organization.
CLAIMS & LOSS MANAGEMENT
- Oversee major insurance claims, including property, casualty, workers’ compensation, and litigation-related insurance matters.
- Coordinate with brokers, carriers, legal counsel, business leaders, operational stakeholders, and other relevant partners to support timely claim resolution.
- Drive loss-prevention initiatives for insurable risks, including property engineering inspections, risk recommendations, and related follow-up actions.
- Coordinate property risk engineering recommendations and support business continuity and operational risk initiatives.
- Monitor claims performance and identify opportunities to reduce frequency, severity, and total cost of risk.
CONTRACTUAL RISK MANAGEMENT
- Review customer, supplier, co-manufacturer, transportation, real estate, commercial, and other third-party agreements for insurance, indemnification, and risk transfer provisions.
- Advise business partners on risk allocation, contractual protections, indemnification, and insurance requirements.
- Provide advice to Procurement, Legal, Sales/Marketing, Logistics, and other internal stakeholders during contract negotiations.
CYBER & EMERGING RISK OVERSIGHT
- Partner with Cyber Security and Digital teams to evaluate cyber risk exposures for insurance renewals and broader risk oversight.
- Assess evolving regulatory, operational, technological, and emerging risks that may affect Danone North America.
- Develop insurance and risk solutions for emerging threats in coordination with internal stakeholders and external advisors.
MERGERS, ACQUISITIONS & STRATEGIC PROJECTS
- Support acquisitions, divestitures, joint ventures, integrations, major capital projects, and other strategic initiatives.
- Conduct insurance and risk due diligence and evaluate transaction-specific liabilities and insurance requirements.
- Coordinate warranty and indemnity insurance or other transaction-specific insurance solutions when appropriate.
COMPLIANCE & GOVERNANCE
- Ensure compliance with insurance regulations and internal governance standards.
- Maintain accurate insurance records, certificates, filings, and reporting.
- Prepare management presentations and reports for leadership and global stakeholders.
- Support internal and external audits related to insurance and risk management activities.
STAKEHOLDER, BROKER & INSURER MANAGEMENT
- Lead relationships with brokers, carriers, insurers, consultants, and third-party vendors.
- Establish performance expectations and service-level objectives for external partners.
- Collaborate with global Danone teams to leverage best practices, market intelligence, and global standards.
The salary range for this position is $150,000 – $180,000 USD. The exact salary offered will depend on several factors, including the candidate’s relevant experience, geographic location, internal equity, and market conditions. Danone North America additionally offers a performance-based bonus and has a strong benefits package including Medical, Dental, Vision, Prescription Drug Coverage, 401k Plan, Wellness Program, Life Insurance, Tuition Reimbursement, Flexible Time Off, and Paid Parental Bonding Leave, among other benefit plan options. To give our employees flexibility, Danone is a hybrid work environment.
This role is considered a “hybrid” position that allows for flexible work, meaning it is a role where collaboration with key stakeholders in Danone Hubs occurs. While you may have the option to work from home on a schedule as agreed to with your supervisor, you are also expected to regularly report to your assigned office location at least 3 days per week.
EDUCATION & EXPERIENCE
- Bachelor’s degree in Risk Management, Finance, Business, Accounting, Law, Insurance, or a related field required; Master’s degree preferred.
- Professional insurance designations preferred, such as ARM (Associate in Risk Management) or CPCU; CRM, RIMS-CRMP, or equivalent designation a plus.
- 10–15 years of progressive insurance and risk management experience in the U.S. and Canada, ideally including experience with global coverages placed outside of the U.S.
- Experience with a multinational company and multi-cultural environment, preferably in a consumer products company.
- Demonstrated experience managing multimillion-dollar insurance programs.
- Strong experience with insurance renewals, policy wording and coverage reviews, claims management, and broker / insurer negotiations.
- Experience supporting M&A transactions and contractual risk management.
KNOWLEDGE, SKILLS & ABILITIES
LEADERSHIP
- Strategic thinker capable of balancing risk mitigation with business objectives.
- Effective communicator with proven ability to build and maintain stakeholder relationships.
- Strong executive presence and influencing skills.
- Ability to lead cross-functional initiatives across multiple functions and geographies.
DEEP INSURANCE & RISK MANAGEMENT EXPERTISE
- Property & Casualty insurance, Cyber insurance, D&O, Fiduciary and EPL liability, and other financial lines.
- Environmental Impairment Liability, claims management, risk financing structures, business continuity and crisis management, contractual risk transfer, insurance budget / forecast planning, and property loss control.
BUSINESS PARTNERSHIP
- Strong collaboration skills with internal stakeholders across multiple business units, including Finance, Legal, Operations, HR, IT, Procurement, Supply Chain, Manufacturing, Employee Health & Safety, Sales/Marketing, and Logistics leaders.
- Ability to translate complex risk issues into actionable business recommendations.
ANALYTICAL SKILLS
- Strong quantitative and financial analysis capabilities.
- Experience evaluating total cost of risk and developing risk mitigation strategies.
LIFE AT DANONE
With approximately 5,000 employees and 13 production locations across the U.S., our vibrant culture and endless growth opportunities are just a couple of the reasons our employees call themselves “Proud Danoners.”
OUR BRANDS
When you join us, you’ll work with some of the best-known food and beverage brands in the world, including Activia®, DanActive®, Danimals®, Dannon®, evian®, Follow Your Heart®, Happy Family® Organics, International Delight®, Light + Fit®, Nutricia®, Oikos®, Silk®, So Delicious® Dairy Free, STōK® Cold Brew Coffee®, Too Good & Co™, and YoCrunch®.
OUR PURPOSE
We’re committed to making a positive impact on our world. Rooted in our mission to bring health through food to as many people as possible, we’re proud to be the world’s largest B Corp.
OUR BENEFITS
Our commitment to making the world healthier starts with our employees.
- Physical Wellbeing: We pay for the majority of your medical benefits – which include medical, dental and vision – with our competitive 80%/20% cost-sharing model.
- Mental Wellbeing: Danoners receive fitness discounts, unlimited flexible time off and hybrid work schedules. We also have a range of programs that support mental health and substance abuse.
- Financial Support: We offer a performance-based bonus, a 401(k) plan, tuition reimbursement, employee discount programs and voluntary perks.
- Family Care: We offer caretaker benefits, 18 weeks of parental bonding, fertility, surrogacy, adoption benefits and pet insurance.
EQUAL OPPORTUNITY EMPLOYER
Danone North America is proud to be an Equal Opportunity employer. It is our policy to give equal employment opportunities to all qualified persons without regard to legally protected characteristics, or any other consideration made unlawful by applicable federal, state/provincial and/or local law. For our EEO policy statement and your EEO rights under law click here.
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Get Access To All JobsTips for Finding Director Of Risk Management Jobs
Target regulated industries first
Banks, insurance carriers, and publicly traded companies face the strictest risk oversight requirements and are most likely to sponsor visas. These employers have established immigration programs and legal teams experienced with H-1B and EB-2 petitions for senior risk roles.
Lead with your technical risk credentials
FRM, CFA, or PRM certifications strengthen your H-1B specialty occupation case significantly. USCIS scrutinizes director-level roles for degree-job nexus, so pairing your academic background with recognized professional credentials makes the petition harder to challenge.
Understand the LCA wage requirement
Your employer must file a Labor Condition Application certifying your offered wage meets the prevailing wage for the role and location. Director-level risk positions typically fall into higher wage tiers, so confirm your offer aligns before the petition is submitted.
Document your specialty clearly in the petition
Vague job descriptions invite RFEs. Ensure your employer's attorney articulates why the role requires a specific degree field, not just any bachelor's degree. Risk modeling, regulatory capital, or enterprise risk framework experience tied to your degree field strengthens the specialty occupation argument.
Consider EB-2 NIW if you have a research or policy background
Directors of Risk Management with backgrounds in systemic risk research, financial stability policy, or published quantitative methods may qualify for EB-2 National Interest Waiver. This pathway eliminates the need for employer-sponsored PERM labor certification entirely.
Use Migrate Mate to find sponsors actively hiring
Not every company that posts a risk director role will sponsor visas. Migrate Mate filters for employers with active sponsorship histories, saving you from applying to roles where visa support is unlikely and focusing your effort on companies already familiar with the process.
Frequently Asked Questions
Is Director of Risk Management a qualifying specialty occupation for H-1B purposes?
Yes, Director of Risk Management consistently qualifies as a specialty occupation. USCIS requires that the role normally demands a bachelor's degree or higher in a specific field such as finance, economics, statistics, or risk management. The key is that your employer's petition clearly articulates why the position requires that specific field, not just any degree.
Which visa types do employers typically sponsor for risk management directors?
H-1B visa is the most common sponsorship path for Director of Risk Management roles, particularly in banking, insurance, and consulting. Employers with multinational operations may also sponsor L-1A visas for internal transfers into director-level positions. Candidates with exceptional records in quantitative risk research sometimes pursue O-1A or EB-1A. EB-2 with PERM is the standard green card route once you're established with a sponsoring employer.
What degree does USCIS expect for a Director of Risk Management H-1B petition?
USCIS typically expects a bachelor's degree or higher in finance, economics, mathematics, statistics, business administration, or a related quantitative field. A master's degree in risk management, financial engineering, or an MBA with a finance concentration significantly strengthens the petition. If your undergraduate degree is in a less directly related field, a combination of graduate education and progressive risk management experience helps establish the degree-job nexus.
How likely is H-1B approval for a Director of Risk Management role?
Approval rates for director-level financial and risk management roles are generally strong when the petition is well-documented. The main risk of a Request for Evidence involves proving the role requires a specific degree rather than accepting any field. Large financial institutions and experienced immigration attorneys familiar with risk management job descriptions tend to produce cleaner petitions with fewer RFEs and higher first-attempt approval rates.
Where can I find Director of Risk Management jobs that offer visa sponsorship?
Migrate Mate is the best place to start. It surfaces Director of Risk Management openings specifically from employers with demonstrated visa sponsorship histories, so you're not guessing whether a company will support your petition. Filtering by sponsorship eligibility upfront saves significant time during a job search where immigration timeline pressure is often a factor.
What is the prevailing wage requirement for sponsored Director Of Risk Management jobs?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.