Mortgage Banker Jobs in USA with Visa Sponsorship
Mortgage Banker roles qualify for H-1B visa sponsorship as a specialty occupation requiring a finance, economics, or business degree. Employers file a Labor Condition Application before sponsoring, and banking firms with active lending operations are your strongest targets. No lottery exemption exists, so timing your job search around the annual registration window matters.
Find Mortgage Banker JobsOverview
Showing 4 of 9+ Mortgage Banker jobs
See all Mortgage Banker Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Mortgage Banker roles.
Get Access To All JobsLocation:
8117 Preston Road, Suite 400, Dallas Texas
ABOUT BUSINESS:
KeyBank Real Estate Capital is one of the nation's leading providers of commercial and multifamily real estate finance. KeyBank focuses on building long-term relationships with new ideas and innovative thinking. Our broad financing options, integrated platform and deep industry experience give our clients what they need to meet their short- and long-term goals.
ABOUT THE JOB:
The primary role of the Senior Mortgage Banker is to originate commercial real estate loans on behalf of KeyBank’s investors via CMBS, Life Companies, Fannie Mae, Freddie Mac, and Debt Fund executions. Senior Mortgage Bankers are responsible for client coverage related to specific KeyBank offices and clients as well as specific geographic territories regarding correspondents and brokers. In this role, the Senior Mortgage Banker interacts with Relationship Managers (RM’s) within Key’s franchise to bring the full range of Key’s real estate loan products to Key’s clients. The Senior Mortgage Banker will cover direct clients of the Senior Mortgage Banker as well as correspondent and mortgage bankers’ inquiries in the region to provide the same loan products to the general market beyond KeyBank’s existing clients.
ESSENTIAL JOB FUNCTIONS:
- Partner with RMs to strengthen existing banking relationships and develop new accounts with owners of multifamily real estate that need the debt products available through Key’s permanent lending platform.
- Actively participate in the creation and management of client-prospect relationships including exit strategies and client interaction.
- Actively co-manage the existing portfolio of maturing loans and position Key to provide the permanent financing.
- Actively mine our servicing portfolios (CMBS, Life Company, Fannie Mae, Freddie Mac, and Debt Fund) to provide refinancing alternatives with our existing customers.
- Ensure that our clients and prospects understand all KBREC’s multifamily product capabilities and then utilize these capabilities to meet our client’s specific business needs.
- Utilize a consultative sales process where multifamily financing solutions are tailored to the needs of the client.
- Actively represents KeyBank in the marketplace including industry functions, trade groups, and direct meetings with the brokerage community.
- Actively participate in helping KeyBank meet the goals of both its on-balance sheet and off-balance sheet efforts.
- Interact with KeyBank’s investor clients in a clear, constructive, and professional manner that protects and deepens the relationship between KeyBank and the investor.
REQUIRED QUALIFICATIONS:
Business Related Degree, advanced degree preferred.
Five or more years of experience in multifamily real estate permanent lending with a proven record of loan production.
Expectation of $200 million+ of annual CMBS, Life Company, and Debt Fund production.
Demonstrated ability to collaborate with teammates.
Strong sales and marketing skills with specific experience in negotiation of the loan products listed above.
Strong financial analysis skills with the ability to review and evaluate borrower financial statements to include portfolio analysis and projections based upon borrower financial strength and both current as well as projected market conditions.
Strong negotiation skills.
Ability to manage and prioritize multiple tasks in a timely manner.
The Sr. Mortgage Banker will be Assigned to work at a KeyBank location and be expected to be in the office 5 days a week when not traveling on bank business.
COMPENSATION AND BENEFITS
This position is eligible to earn a base salary in the range of $128,000.00 - $268,000.00 annually. Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location. Compensation for this role also includes eligibility for incentive compensation which may include production, commission, and/or discretionary incentives.
Key has implemented an approach to employee workspaces which prioritizes in-office presence, while providing flexible options in circumstances where roles can be performed effectively in a mobile environment.
Job Posting Expiration Date: 11/30/2026
KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, pregnancy, disability, veteran status or any other characteristic protected by law.
Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_Compliance@keybank.com.
LI-Hybrid
Location:
8117 Preston Road, Suite 400, Dallas Texas
ABOUT BUSINESS:
KeyBank Real Estate Capital is one of the nation's leading providers of commercial and multifamily real estate finance. KeyBank focuses on building long-term relationships with new ideas and innovative thinking. Our broad financing options, integrated platform and deep industry experience give our clients what they need to meet their short- and long-term goals.
ABOUT THE JOB:
The primary role of the Senior Mortgage Banker is to originate commercial real estate loans on behalf of KeyBank’s investors via CMBS, Life Companies, Fannie Mae, Freddie Mac, and Debt Fund executions. Senior Mortgage Bankers are responsible for client coverage related to specific KeyBank offices and clients as well as specific geographic territories regarding correspondents and brokers. In this role, the Senior Mortgage Banker interacts with Relationship Managers (RM’s) within Key’s franchise to bring the full range of Key’s real estate loan products to Key’s clients. The Senior Mortgage Banker will cover direct clients of the Senior Mortgage Banker as well as correspondent and mortgage bankers’ inquiries in the region to provide the same loan products to the general market beyond KeyBank’s existing clients.
ESSENTIAL JOB FUNCTIONS:
- Partner with RMs to strengthen existing banking relationships and develop new accounts with owners of multifamily real estate that need the debt products available through Key’s permanent lending platform.
- Actively participate in the creation and management of client-prospect relationships including exit strategies and client interaction.
- Actively co-manage the existing portfolio of maturing loans and position Key to provide the permanent financing.
- Actively mine our servicing portfolios (CMBS, Life Company, Fannie Mae, Freddie Mac, and Debt Fund) to provide refinancing alternatives with our existing customers.
- Ensure that our clients and prospects understand all KBREC’s multifamily product capabilities and then utilize these capabilities to meet our client’s specific business needs.
- Utilize a consultative sales process where multifamily financing solutions are tailored to the needs of the client.
- Actively represents KeyBank in the marketplace including industry functions, trade groups, and direct meetings with the brokerage community.
- Actively participate in helping KeyBank meet the goals of both its on-balance sheet and off-balance sheet efforts.
- Interact with KeyBank’s investor clients in a clear, constructive, and professional manner that protects and deepens the relationship between KeyBank and the investor.
REQUIRED QUALIFICATIONS:
Business Related Degree, advanced degree preferred.
Five or more years of experience in multifamily real estate permanent lending with a proven record of loan production.
Expectation of $200 million+ of annual CMBS, Life Company, and Debt Fund production.
Demonstrated ability to collaborate with teammates.
Strong sales and marketing skills with specific experience in negotiation of the loan products listed above.
Strong financial analysis skills with the ability to review and evaluate borrower financial statements to include portfolio analysis and projections based upon borrower financial strength and both current as well as projected market conditions.
Strong negotiation skills.
Ability to manage and prioritize multiple tasks in a timely manner.
The Sr. Mortgage Banker will be Assigned to work at a KeyBank location and be expected to be in the office 5 days a week when not traveling on bank business.
COMPENSATION AND BENEFITS
This position is eligible to earn a base salary in the range of $128,000.00 - $268,000.00 annually. Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location. Compensation for this role also includes eligibility for incentive compensation which may include production, commission, and/or discretionary incentives.
Key has implemented an approach to employee workspaces which prioritizes in-office presence, while providing flexible options in circumstances where roles can be performed effectively in a mobile environment.
Job Posting Expiration Date: 11/30/2026
KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, pregnancy, disability, veteran status or any other characteristic protected by law.
Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_Compliance@keybank.com.
LI-Hybrid
See all Mortgage Banker Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Mortgage Banker roles.
Get Access To All JobsTips for Finding Mortgage Banker Jobs
Align your degree to lending roles
Mortgage Banker is a specialty occupation only when your degree is in finance, economics, business, or a directly related field. A general studies or unrelated degree creates RFE risk, so confirm the match before applying to sponsored roles.
Target depository banks over brokerages
Commercial banks and credit unions that originate and hold loans in-house sponsor H-1B workers more consistently than independent mortgage brokerages, which often classify Mortgage Bankers as outside specialty occupation criteria.
Search verified sponsors on Migrate Mate
Use Migrate Mate to find employers with confirmed LCA filing history for Mortgage Banker roles, so you're applying to companies already familiar with the H-1B process rather than educating HR from scratch.
Benchmark your offer against prevailing wage
Before accepting an offer, run your metro area and job title through the OFLC Wage Search to verify your offered compensation meets the DOL prevailing wage. A wage below Level I triggers LCA certification problems that delay or kill sponsorship.
Prepare NMLS licensing before your start date
Most Mortgage Banker roles require a Nationwide Multistate Licensing System license, which involves a background check and credit review. Delays in obtaining licensure can jeopardize your start date and complicate H-1B status activation.
Clarify cap-gap coverage if graduating mid-year
If your OPT expires before October 1 and your H-1B petition is pending, USCIS cap-gap rules automatically extend your work authorization. Confirm your employer understands this so they don't halt your employment during the gap period.
Frequently Asked Questions
Does a Mortgage Banker role qualify as a specialty occupation for H-1B purposes?
It can, but it's not automatic. USCIS requires the position to normally require a bachelor's degree in a specific field like finance, economics, or business. Generic sales-focused Mortgage Banker roles at some brokerages have faced RFEs because the job duties can be performed without a degree. Roles at regulated depository institutions with complex underwriting, risk analysis, or compliance responsibilities are stronger candidates for specialty occupation approval.
Which visa types are realistic for foreign nationals working as Mortgage Bankers?
H-1B is the primary path for most nationalities. Australian citizens can pursue the E-3 visa, which has no lottery and a cap that has never been exhausted. Chilean nationals may use the H-1B1 visa and Singaporean nationals have their own H-1B1 allocation. TN visa status does not cover Mortgage Banker roles, as the occupation isn't on the USMCA profession list. A green card through the EB-2 or EB-3 category is the long-term route.
How do I find mortgage banking employers who actively sponsor visas?
Migrate Mate lists employers with verified LCA filing history for financial services roles, so you can focus your applications on companies that have already navigated the sponsorship process for similar positions.
Does a Mortgage Banker need a state license before an employer can file an H-1B petition?
USCIS doesn't require the license to be in hand before filing, but many employers won't extend an offer or begin sponsorship until you can demonstrate eligibility for the Nationwide Multistate Licensing System license. The NMLS application involves a credit check and criminal background review, so start that process early. Some employers file the H-1B petition contingent on licensure and make employment conditional on passing.
What happens to my H-1B status if my employer closes a branch or exits the mortgage market?
If your employer terminates your H-1B employment, USCIS gives you a 60-day grace period to find a new sponsoring employer, file for a change of status, or depart the country. A new employer can file a transfer petition, and you're authorized to begin work once that petition is filed. Mortgage markets are cyclical, so having your credentials and documentation current makes a faster transfer possible.
What is the prevailing wage requirement for sponsored Mortgage Banker jobs?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.