Payment Operations Specialist Jobs in USA with Visa Sponsorship
Payment Operations Specialists are consistently sponsored on H-1B visa, TN visa, and E-3 visas by banks, fintechs, and payment networks. Employers typically require a bachelor's degree in finance, business, or a related field, and roles qualify as specialty occupations under USCIS guidelines. For detailed occupation requirements, see the O*NET profile.
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At Bioventus, our business depends on developing our people. We invest in you and challenge you to be the best. We value our colleagues for their different perspectives and individual contributions, and our leaders listen. Our success rests on working together to achieve shared goals and rewards. Join a diverse team of global colleagues driven to help patients resume and enjoy active lives.
The Payment Operations Specialist is responsible for the accurate, timely, and secure execution of domestic and international payments. This role manages payment processing, transaction exceptions, account reconciliations, and vendor related activities while maintaining strong financial controls and delivering responsive service to internal and external stakeholders.
Key Responsibilities:
- Execute and transmit domestic and international payments, including ACH, wire transfers, vendor and customer disbursements, refunds, and returns, within established deadlines.
- Manage payment files, validate transaction accuracy, document payment decisions, and resolve processing exceptions.
- Support vendor onboarding, account maintenance, and change requests in accordance with established procedures and service level agreements (SLAs).
- Process healthcare practitioner (HCP) payments and other sensitive transactions in compliance with applicable policies and regulatory requirements.
- Support escheatment activities, including identifying, researching, and resolving outstanding payment obligations.
- Reconcile cash related general ledger accounts, investigate discrepancies, and coordinate resolutions with the AP Accountant and other stakeholders.
- Monitor payment activity for potential fraud, suspicious transactions, and anomalies; escalate concerns through established channels.
- Research and resolve payment inquiries, account discrepancies, and transaction issues while meeting established service standards.
- Collaborate with internal business partners, financial institutions, and vendors to resolve payment issues and improve operational effectiveness.
- Maintain accurate transaction records, supporting documentation, and audit trails in accordance with internal controls and compliance requirements.
- Exercise sound judgment in resolving routine payment and vendor account issues, escalating exceptions when appropriate.
- Identify and recommend process improvements, control enhancements, and automation opportunities to increase accuracy and efficiency.
- Consistently meet established quality, productivity, and service performance standards.
- Provide cross-functional support and backup coverage for accounts payable activities as needed.
- Maintain proficiency in relevant systems, procedures, and regulatory requirements through ongoing training and development.
- Maintain reliable attendance and punctuality and perform other duties as assigned.
- Holds oneself and others accountable to conduct business in a manner compliant with Bioventus’ Code of Compliance and Ethics, policies and procedures and internal controls applicable to their role.
- Completes other duties as assigned.
Education and Experience (Knowledge, Skills & Abilities)
- High school diploma and 4 years of equivalent experience or equivalent level of higher education and experience required. Associate degree is preferred.
- 3+ years AP experience with diverse AP responsibilities to include payments, escheatment, BS reconciliation, and AP workflows and working on small project teams. Solid accounting/administrative background (proven experience with AP and standard accounting).
- Working experience with ERP-systems and preferably SAP. (3 years desired).
- Working experience with Excel. (Pivot tables, vlookups).
- Excellent communication skills (fluent in English).
- Highly accurate and deadline driven.
- Ability to adapt to rapid change as the business develops, capable of working under pressure and manage time effectively.
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Bioventus is committed to fostering an inclusive and diverse community of employees with a strong sense of belonging. We believe we are bettered by all forms of diversity and take pride in working with top talent from every walk of life. In the spirit of inclusivity, qualified applicants will be considered without regard to age, ethnicity, disability, gender, veteran status, gender expression, gender identity, nationality, race, religion or sexual orientation. All individuals, regardless of personal characteristics, are encouraged to apply.
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Get Access To All JobsTips for Finding Visa Sponsorship as a Payment Operations Specialist
Target fintechs and payment networks first
Companies like payment processors, card networks, and digital banking platforms file LCAs for this role regularly. These employers are familiar with sponsorship workflows and less likely to be deterred by the process than smaller regional banks or credit unions.
Document the degree-to-role connection clearly
USCIS scrutinizes specialty occupation status for operations roles. A degree in finance, accounting, business administration, or economics directly tied to payment systems strengthens your petition significantly and reduces the risk of an RFE on eligibility grounds.
Highlight systems and compliance experience
Proficiency with payment rails like ACH, SWIFT, or card settlement systems, plus AML or fraud monitoring experience, signals specialized knowledge. This makes the specialty occupation argument more defensible and makes you a stronger candidate for sponsoring employers.
Australian citizens should prioritize the E-3 visa
The E-3 has no lottery, unlimited two-year renewals, and a cap that has never been filled. For Australian payment operations professionals, this is a faster and more predictable path than the H-1B, and many employers overlook it entirely until you raise it.
Canadian and Mexican professionals should ask about TN status
Accountants and certain management roles can qualify for TN visas under USMCA. If your payment operations role has a finance or accounting component and you hold a qualifying degree, TN status can be processed at the border without USCIS filing delays.
Get the LCA right before applying
The Labor Condition Application must be certified by the Department of Labor before your H-1B petition is filed. Confirm your employer has started this step early. Delays here push back your entire timeline, especially if you're working toward a cap filing deadline.
Frequently Asked Questions
Does a Payment Operations Specialist role qualify as a specialty occupation for H-1B purposes?
Yes, in most cases. USCIS generally accepts payment operations roles as specialty occupations when the position requires a bachelor's degree or higher in a specific field like finance, accounting, or business. The key is showing the degree requirement is genuine and tied to the actual duties, not just listed as a preference. Roles involving regulatory compliance, settlement reconciliation, or payment system oversight are stronger candidates than generalist coordinator positions.
What degree do I need to get sponsored as a Payment Operations Specialist?
A bachelor's degree in finance, accounting, business administration, economics, or a related field is the standard requirement. Some employers also accept degrees in mathematics or information systems if the role has a technical payment infrastructure component. What matters for visa purposes is that your degree field logically connects to the specific duties of the role. A general management or unrelated degree weakens the specialty occupation argument during USCIS review.
Which visa types are most common for Payment Operations Specialists?
H-1B visa is the most common path, though it requires clearing the annual lottery. Australian citizens have strong access to the E-3, which skips the lottery entirely and allows unlimited renewals. Canadian and Mexican nationals may qualify for TN visa status depending on how the role is framed and which degree they hold. L-1 visa transfers are also possible for professionals moving within a multinational financial institution.
How do I find employers who actually sponsor Payment Operations Specialists?
Browse Migrate Mate to filter specifically for Payment Operations Specialist roles at companies that have a documented history of visa sponsorship. DOL LCA disclosure data shows which employers have filed for this job title before, which is the most reliable signal of genuine sponsorship willingness. Fintechs, card networks, global banks, and payment processors file the most petitions for this role category.
Can I switch employers mid-visa if I'm already on H-1B as a Payment Operations Specialist?
Yes. H-1B portability lets you start working for a new employer as soon as they file a new H-1B petition on your behalf, without waiting for approval, as long as your prior status was lawful and the petition is non-frivolous. Your new employer must file before your current status expires. The new role should also qualify as a specialty occupation, which is straightforward if you're moving to a comparable payment operations position at another financial institution.
What is the prevailing wage requirement for sponsored Payment Operations Specialist jobs?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.