Payment Operations Specialist Jobs in USA with Visa Sponsorship
Payment Operations Specialists are consistently sponsored on H-1B visa, TN visa, and E-3 visas by banks, fintechs, and payment networks. Employers typically require a bachelor's degree in finance, business, or a related field, and roles qualify as specialty occupations under USCIS guidelines. For detailed occupation requirements, see the O*NET profile.
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Overview:
The Payment Insight Analyst I is a position within the CCV business unit responsible for reviewing internal and client systems, as well as contracts, to determine how healthcare claims should be paid. This role involves analyzing claim information, interpreting client requirements, and applying contractual terms to ensure accurate claim pricing in accordance with established guidelines and client expectations. The analyst partners with internal audit teams to support compliance and quality initiatives, consistently meets performance metrics, and adheres to appropriate workflows and Standard Operating Procedure (SOP) documents to ensure consistency and accuracy across all claim activities.
Responsibilities:
- Review internal and client systems to determine eligibility and payment methodologies for healthcare claims.
- Analyze claim documentation to identify accurate repricing approaches based on contractual terms.
- Interpret and apply client-specific requirements to the claim repricing process.
- Ensure claims are repriced in accordance with established guidelines and client expectations.
- Partner with internal audit teams to support compliance and quality improvement initiatives.
- Meet or exceed established performance metrics for accuracy, timeliness, and productivity.
- Adhere to defined workflows and Standard Operating Procedure (SOP) documents to maintain consistency.
- Maintain detailed and organized documentation of all repricing activities and outcomes.
- Identify discrepancies or potential issues in claims and escalate them per company protocols.
- Communicate effectively with team members and other departments to resolve claim-related questions.
- Participate in training sessions and stay updated on changes to policies, procedures, and client requirements.
- Support the implementation of process improvements to enhance claim repricing accuracy and efficiency.
- Maintain confidentiality of sensitive client and patient information in compliance with company policies and HIPAA regulations.
- Assist in compiling operational reports and data as requested by management.
- Contribute to a positive team environment by demonstrating professionalism, reliability, and a commitment to company values.
- Complete all responsibilities as outlined in the annual performance review and/or goal setting.
- Complete all special projects and other duties as assigned.
- Must be able to perform duties with or without reasonable accommodation.
This job description is intended to describe the general nature and level of work being performed and is not to be construed as an exhaustive list of responsibilities, duties and skills required. This job description does not constitute an employment agreement and is subject to change as the needs of Cotiviti and requirements of the job change.
QUALIFICATIONS
- Minimum one-year professional experience.
- High school diploma or GED required.
- Associate’s or Bachelor’s degree in Business, Healthcare Administration, Finance, or a related field preferred.
- Relevant coursework or training in healthcare claims, insurance, or data analysis is a plus.
- Equivalent combination of education and experience may be considered.
- Minimum one year of experience in a healthcare, insurance, or claims processing environment preferred. (Education Experience can be substituted, in lieu of professional experience).
- Experience working with data entry, documentation, or administrative tasks.
- Experience adhering to quality standards and compliance processes is a plus.
- Strong attention to detail and accuracy in reviewing and processing data.
- Excellent analytical and problem-solving abilities.
- Ability to interpret contracts, guidelines, and client requirements.
- Proficiency with computer systems and basic office software (e.g., Microsoft Excel, Word, Outlook).
- Effective written and verbal communication skills.
- Ability to follow established workflows and SOPs.
- Strong organizational and time management skills to meet deadlines and performance metrics.
- Ability to work independently and as part of a team.
- Willingness to learn and adapt to new processes and systems.
- Professionalism and commitment to confidentiality (HIPAA compliance).
Cognitive/Mental Requirements:
- Communicating with others to exchange information.
- Assessing the accuracy, neatness and thoroughness of the work assigned.
- Maintaining focus.
WORKING CONDITIONS AND PHYSICAL REQUIREMENTS:
- Remaining in a stationary position, often standing or sitting for prolonged periods.
- Repeating motions that may include the wrists, hands, and/or fingers.
- Must be able to provide high-speed internet access / connectivity and office setup and maintenance.
- Must be able to provide a dedicated, secure work area.
COMPENSATION:
- Base compensation ranges from $19.00 to $22.75 per hour. Specific offers are determined by various factors, such as experience, education, skills, certifications, and other business needs.
Nonexempt employees are eligible to receive overtime pay for hours worked in excess of 40 hours in a given week, or as otherwise required by applicable state law.
Cotiviti offers team members a competitive benefits package to address a wide range of personal and family needs, including medical, dental, vision, disability, and life insurance coverage, 401(k) savings plans, paid family leave, 9 paid holidays per year, and 17-27 days of Paid Time Off (PTO) per year, depending on specific level and length of service with Cotiviti. For information about our benefits package, please refer to our Careers page.
DATE OF POSTING: 8/3/2026
Applications are assessed on a rolling basis. We anticipate that the application window will close on 10/3/2026, but the application window may change depending on the volume of applications received or close immediately if a qualified candidate is selected.
LI-JB1
LI-Remote
senior
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Get Access To All JobsTips for Finding Visa Sponsorship as a Payment Operations Specialist
Target fintechs and payment networks first
Companies like payment processors, card networks, and digital banking platforms file LCAs for this role regularly. These employers are familiar with sponsorship workflows and less likely to be deterred by the process than smaller regional banks or credit unions.
Document the degree-to-role connection clearly
USCIS scrutinizes specialty occupation status for operations roles. A degree in finance, accounting, business administration, or economics directly tied to payment systems strengthens your petition significantly and reduces the risk of an RFE on eligibility grounds.
Highlight systems and compliance experience
Proficiency with payment rails like ACH, SWIFT, or card settlement systems, plus AML or fraud monitoring experience, signals specialized knowledge. This makes the specialty occupation argument more defensible and makes you a stronger candidate for sponsoring employers.
Australian citizens should prioritize the E-3 visa
The E-3 has no lottery, unlimited two-year renewals, and a cap that has never been filled. For Australian payment operations professionals, this is a faster and more predictable path than the H-1B, and many employers overlook it entirely until you raise it.
Canadian and Mexican professionals should ask about TN status
Accountants and certain management roles can qualify for TN visas under USMCA. If your payment operations role has a finance or accounting component and you hold a qualifying degree, TN status can be processed at the border without USCIS filing delays.
Get the LCA right before applying
The Labor Condition Application must be certified by the Department of Labor before your H-1B petition is filed. Confirm your employer has started this step early. Delays here push back your entire timeline, especially if you're working toward a cap filing deadline.
Frequently Asked Questions
Does a Payment Operations Specialist role qualify as a specialty occupation for H-1B purposes?
Yes, in most cases. USCIS generally accepts payment operations roles as specialty occupations when the position requires a bachelor's degree or higher in a specific field like finance, accounting, or business. The key is showing the degree requirement is genuine and tied to the actual duties, not just listed as a preference. Roles involving regulatory compliance, settlement reconciliation, or payment system oversight are stronger candidates than generalist coordinator positions.
What degree do I need to get sponsored as a Payment Operations Specialist?
A bachelor's degree in finance, accounting, business administration, economics, or a related field is the standard requirement. Some employers also accept degrees in mathematics or information systems if the role has a technical payment infrastructure component. What matters for visa purposes is that your degree field logically connects to the specific duties of the role. A general management or unrelated degree weakens the specialty occupation argument during USCIS review.
Which visa types are most common for Payment Operations Specialists?
H-1B visa is the most common path, though it requires clearing the annual lottery. Australian citizens have strong access to the E-3, which skips the lottery entirely and allows unlimited renewals. Canadian and Mexican nationals may qualify for TN visa status depending on how the role is framed and which degree they hold. L-1 visa transfers are also possible for professionals moving within a multinational financial institution.
How do I find employers who actually sponsor Payment Operations Specialists?
Browse Migrate Mate to filter specifically for Payment Operations Specialist roles at companies that have a documented history of visa sponsorship. DOL LCA disclosure data shows which employers have filed for this job title before, which is the most reliable signal of genuine sponsorship willingness. Fintechs, card networks, global banks, and payment processors file the most petitions for this role category.
Can I switch employers mid-visa if I'm already on H-1B as a Payment Operations Specialist?
Yes. H-1B portability lets you start working for a new employer as soon as they file a new H-1B petition on your behalf, without waiting for approval, as long as your prior status was lawful and the petition is non-frivolous. Your new employer must file before your current status expires. The new role should also qualify as a specialty occupation, which is straightforward if you're moving to a comparable payment operations position at another financial institution.
What is the prevailing wage requirement for sponsored Payment Operations Specialist jobs?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.