Retirement Plan Consultant Jobs in USA with Visa Sponsorship
Retirement Plan Consultant roles qualify for H-1B visa sponsorship as specialty occupations requiring a bachelor's degree in finance, accounting, or a related field. Employers in benefits administration, financial services, and consulting firms actively sponsor these positions year-round, with no lottery uncertainty for E-3 visa or TN visa holders. For detailed occupation requirements, see the O*NET profile.
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Get Access To All JobsINTRODUCTION
FuturePlan is the nation’s largest third-party administrator (TPA) of retirement plans, partnering with advisors in all 50 states. FuturePlan delivers the best of both worlds: high-touch personalized service from local TPAs backed by the strength and security of a large national firm, Ascensus. Our roots go back decades, with nearly 30 outstanding legacy firms now joined together to deliver unmatched levels of service, innovation and expertise to a fast-growing client base from coast to coast. The FuturePlan team includes more than 500 credentialed plan professionals, 60 actuaries, and one of the industry’s largest in-house ERISA teams. Learn more at FuturePlan.com.
Position Summary
Timely and accurate completion of contribution calculations and annual nondiscrimination testing for small to medium combo 401(k)/Cash Balance plans. Be a technical resource for consultants and other team members.
JOB FUNCTIONS, ESSENTIAL DUTIES AND RESPONSIBILITIES
- Review employee census data and prepare questions for the client as needed
- Perform nondiscrimination testing including ADP/ACP, 410(b), 401(a)(4), and 401(a)(26) for small to medium size 401(k)/cash balance combo plans of intermediate complexity
- Calculate options for failed tests with minimal assistance
- Complete DC balance forward valuations and related journals and participant statements
- Calculate cash balance contributions and earnings, and prepare journals and participant statements
- Perform self-employment income calculations
- Perform year-end estimates and plan design studies and projections
- Perform and review trust accounting and Forms 5500-SF
- Perform technical research and assist consultants with compliance and plan design issues
- Identify consulting opportunities and propose recommendations to add value
- Recommend and support improvements to testing procedures and programs, including testing of new systems and writing procedures
- Actively participate in team meetings and collaborative discussions
- Provide backup support and additional tasks as assigned
- Independently manage assigned workload and update workflow system daily
- Complete projects accurately, efficiently, and timely
- Responsible for protecting, securing, and proper handling of all confidential data held by Ascensus to ensure against unauthorized access, improper transmission, and/or unapproved disclosure of information that could result in harm to Ascensus or our clients.
- At Ascensus we are guided by our Core Values of People Matter, Quality First and Integrity Always®. They inspire us every day to prioritize an environment of respect for those we serve and one another and should be visible in your actions on a day-to-day.
SUPERVISION
- N/A
EXPERIENCE, SKILLS, KNOWLEDGE REQUIREMENTS
- Minimum of 3 years of experience administering 401(k)/Profit Sharing/Cash Balance plans
- Intermediate to advanced experience performing DC nondiscrimination testing including carve-outs, new comparability, gateway, and top-heavy
- Hands-on cash balance experience (calculating hypothetical contributions, performing 401(a)(26) and combo DC/CB nondiscrimination testing)
- Intermediate to advanced understanding of retirement plan regulations
- Strong verbal and written communication skills, with the ability to clearly explain technical concepts
- Attention to detail and accuracy
- Strong analytical and problem-solving abilities
- Intermediate proficiency in Excel
- Basic accounting skills
- Ability to work independently as well as collaborate with others
- Self-starter with strong organization, time management, and project management skills
- Ability to manage multiple priorities and adjust to changing business needs
- Reliable and accountable with a proven ability to follow through on commitments and responsibilities
- Commitment to professional development and retirement industry education. ASPPA CPC or QPA designation preferred
- Availability to work overtime when business needs require
- Comfortable working in a fast-paced remote environment
For all virtual remote positions, in order to ensure associates can effectively perform their job duties with no distractions, we require an uninterrupted virtual workspace and there is also an expectation of family care being in place during business hours. Additionally, there is an internet work speed requirement of 25 Mbps or better for individual use. If more than one person is utilizing the same internet connection in the same household or building, then a stronger connection is required. If you are unsure of your internet speed, please check with your service provider. Note: For call center roles specifically, it is a requirement to either hardwire your equipment directly to the internet router or ensure your workstation is in close proximity to the router. Please ensure that you are able to meet these expectations before applying.
We are proud to be an Equal Opportunity Employer
Be aware of employment fraud. All email communications from Ascensus or its hiring managers originate from @ascensus.com or @futureplan.com email addresses. We will never ask you for payment or require you to purchase any equipment. If you are suspicious or unsure about validity of a job posting, we strongly encourage you to apply directly through our website.
INTRODUCTION
FuturePlan is the nation’s largest third-party administrator (TPA) of retirement plans, partnering with advisors in all 50 states. FuturePlan delivers the best of both worlds: high-touch personalized service from local TPAs backed by the strength and security of a large national firm, Ascensus. Our roots go back decades, with nearly 30 outstanding legacy firms now joined together to deliver unmatched levels of service, innovation and expertise to a fast-growing client base from coast to coast. The FuturePlan team includes more than 500 credentialed plan professionals, 60 actuaries, and one of the industry’s largest in-house ERISA teams. Learn more at FuturePlan.com.
Position Summary
Timely and accurate completion of contribution calculations and annual nondiscrimination testing for small to medium combo 401(k)/Cash Balance plans. Be a technical resource for consultants and other team members.
JOB FUNCTIONS, ESSENTIAL DUTIES AND RESPONSIBILITIES
- Review employee census data and prepare questions for the client as needed
- Perform nondiscrimination testing including ADP/ACP, 410(b), 401(a)(4), and 401(a)(26) for small to medium size 401(k)/cash balance combo plans of intermediate complexity
- Calculate options for failed tests with minimal assistance
- Complete DC balance forward valuations and related journals and participant statements
- Calculate cash balance contributions and earnings, and prepare journals and participant statements
- Perform self-employment income calculations
- Perform year-end estimates and plan design studies and projections
- Perform and review trust accounting and Forms 5500-SF
- Perform technical research and assist consultants with compliance and plan design issues
- Identify consulting opportunities and propose recommendations to add value
- Recommend and support improvements to testing procedures and programs, including testing of new systems and writing procedures
- Actively participate in team meetings and collaborative discussions
- Provide backup support and additional tasks as assigned
- Independently manage assigned workload and update workflow system daily
- Complete projects accurately, efficiently, and timely
- Responsible for protecting, securing, and proper handling of all confidential data held by Ascensus to ensure against unauthorized access, improper transmission, and/or unapproved disclosure of information that could result in harm to Ascensus or our clients.
- At Ascensus we are guided by our Core Values of People Matter, Quality First and Integrity Always®. They inspire us every day to prioritize an environment of respect for those we serve and one another and should be visible in your actions on a day-to-day.
SUPERVISION
- N/A
EXPERIENCE, SKILLS, KNOWLEDGE REQUIREMENTS
- Minimum of 3 years of experience administering 401(k)/Profit Sharing/Cash Balance plans
- Intermediate to advanced experience performing DC nondiscrimination testing including carve-outs, new comparability, gateway, and top-heavy
- Hands-on cash balance experience (calculating hypothetical contributions, performing 401(a)(26) and combo DC/CB nondiscrimination testing)
- Intermediate to advanced understanding of retirement plan regulations
- Strong verbal and written communication skills, with the ability to clearly explain technical concepts
- Attention to detail and accuracy
- Strong analytical and problem-solving abilities
- Intermediate proficiency in Excel
- Basic accounting skills
- Ability to work independently as well as collaborate with others
- Self-starter with strong organization, time management, and project management skills
- Ability to manage multiple priorities and adjust to changing business needs
- Reliable and accountable with a proven ability to follow through on commitments and responsibilities
- Commitment to professional development and retirement industry education. ASPPA CPC or QPA designation preferred
- Availability to work overtime when business needs require
- Comfortable working in a fast-paced remote environment
For all virtual remote positions, in order to ensure associates can effectively perform their job duties with no distractions, we require an uninterrupted virtual workspace and there is also an expectation of family care being in place during business hours. Additionally, there is an internet work speed requirement of 25 Mbps or better for individual use. If more than one person is utilizing the same internet connection in the same household or building, then a stronger connection is required. If you are unsure of your internet speed, please check with your service provider. Note: For call center roles specifically, it is a requirement to either hardwire your equipment directly to the internet router or ensure your workstation is in close proximity to the router. Please ensure that you are able to meet these expectations before applying.
We are proud to be an Equal Opportunity Employer
Be aware of employment fraud. All email communications from Ascensus or its hiring managers originate from @ascensus.com or @futureplan.com email addresses. We will never ask you for payment or require you to purchase any equipment. If you are suspicious or unsure about validity of a job posting, we strongly encourage you to apply directly through our website.
See all 644+ Retirement Plan Consultant Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Retirement Plan Consultant roles.
Get Access To All JobsTips for Finding Visa Sponsorship as a Retirement Plan Consultant
Target ERISA-focused employers
Third-party administrators, recordkeepers, and actuarial consulting firms, like Fidelity, Vanguard, and regional TPA shops, regularly sponsor Retirement Plan Consultants because qualified candidates with ERISA knowledge are genuinely hard to find domestically.
Highlight your compliance and regulatory knowledge
Employers sponsor visas when the role requires specialized expertise they can't easily fill. Demonstrating deep knowledge of ERISA, IRS plan qualification rules, and DOL reporting requirements strengthens the specialty occupation argument for your H-1B petition.
Pursue relevant credentials before applying
Certifications like the QKA, QPA, or ASPPA designations signal genuine expertise to sponsors. They also reinforce the specialty occupation case USCIS scrutinizes during H-1B adjudication, making your petition less likely to receive a Request for Evidence.
Australians and Canadians have a faster path
Australian citizens can apply for the E-3 visa without entering the H-1B lottery, and Canadian citizens qualify for TN status under USMCA. Both allow year-round applications, making Retirement Plan Consultant roles accessible without waiting for April registration windows.
Understand the LCA before negotiating your offer
Your employer must file a Labor Condition Application certifying your wage meets the prevailing level for your location and role. The LCA is certified before your visa petition, so understand how it affects your offer letter and what wage level the employer designates.
Browse sponsoring employers on Migrate Mate
Migrate Mate filters job listings by visa sponsorship type, so you can find Retirement Plan Consultant roles where employers have confirmed willingness to sponsor H-1B, E-3, or TN candidates, saving time you'd otherwise spend screening postings manually.
Frequently Asked Questions
Does a Retirement Plan Consultant role qualify as a specialty occupation for the H-1B?
Yes, Retirement Plan Consultant roles generally qualify as specialty occupations because they require at minimum a bachelor's degree in finance, accounting, economics, or a closely related field. USCIS looks for a direct relationship between the degree and the job duties. Roles focused on ERISA compliance, plan design, and actuarial analysis have a strong specialty occupation argument. Positions described more broadly, such as general financial advisor roles, may face more scrutiny.
Which visa types do employers typically use to sponsor Retirement Plan Consultants?
H-1B visa is the most common path for candidates from most countries, though it requires winning the annual lottery. Australian citizens can pursue the E-3 visa, which has no lottery and allows year-round applications. Canadian and Mexican nationals may qualify for TN visa status under the USMCA. Some senior or uniquely accomplished consultants may also qualify for O-1A classification if they can document extraordinary achievement in the benefits or financial planning field.
What degree do I need to get H-1B sponsorship as a Retirement Plan Consultant?
A bachelor's degree in finance, accounting, economics, actuarial science, or business administration is the standard minimum. Your degree field should logically connect to the specific duties of the role, plan design, compliance testing, fiduciary advisory work, or participant education. If your degree is in an unrelated field, three years of highly specialized work experience can substitute for each year of missing education under USCIS equivalency rules, though this route invites additional scrutiny.
How hard is it for employers to sponsor a Retirement Plan Consultant on an H-1B?
The specialty occupation determination is straightforward for this role when the job description specifically requires a degree in a relevant field. The bigger challenge is the lottery: in recent fiscal years, selection rates have hovered around 20 to 25 percent for regular cap registrations. Employers who are cap-exempt, such as nonprofits, government entities, or universities, can file outside the lottery entirely. Australian and Canadian candidates avoid the lottery altogether through E-3 or TN status.
Where can I find Retirement Plan Consultant jobs that offer visa sponsorship?
Migrate Mate lists Retirement Plan Consultant roles specifically filtered by visa sponsorship type, so you can see which employers are open to sponsoring H-1B, E-3, or TN candidates without sifting through postings that don't apply to your situation. This is the most direct way to identify employers already familiar with the sponsorship process for this role type, which matters because working with a sponsor who understands ERISA hiring adds efficiency to an already complex process.
What is the prevailing wage requirement for sponsored Retirement Plan Consultant jobs?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.