Risk Operations Specialist Jobs in USA with Visa Sponsorship
Risk Operations Specialists are strong H-1B visa candidates because the role typically requires a finance, mathematics, or statistics degree, fields USCIS consistently recognizes as specialty occupations. Employers in banking, fintech, and insurance regularly sponsor this title. For detailed occupation requirements, see the O*NET profile.
Find Risk Operations Specialist JobsOverview
Showing 5 of 6,775+ Risk Operations Specialist jobs
See all 6,775+ Risk Operations Specialist Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Risk Operations Specialist roles.
Get Access To All JobsAbout us:
At Parafin, we’re on a mission to grow small businesses.
Small businesses are the backbone of our economy, but traditional banks often don’t have their backs. We build tech that makes it simple for small businesses to access the financial tools they need through the platforms they already sell on.
We partner with companies like DoorDash, Amazon, Worldpay, and Mindbody to offer fast and flexible funding, spend management, and savings tools to their small business users via a simple integration. Parafin takes on all the complexity of capital markets, underwriting, servicing, compliance, and customer service for our partners.
We’re a tight-knit team of innovators hailing from Stripe, Square, Plaid, Coinbase, Robinhood, CERN, and more — all united by a passion for building tools that help small businesses succeed. Parafin is backed by prominent venture capitalists including GIC, Notable Capital, Redpoint Ventures, Ribbit Capital, and Thrive Capital. Parafin is a Series C company, and we have raised more than $194M in equity and $340M in debt facilities.
Join us in creating a future where every small business has the financial tools they need.
About the Position
We are looking for a Product Operations Specialist to help us scale operations and grow our capital products.
This role will be a critical operator of the company's product suite by providing a positive experience for the small businesses we support. You will be responsible for running and building best-in-class processes for payments and fraud. You will become an expert on Parafin’s Capital products, digging deep into the details to solve problems, and being an on-the-ground operator to support day-to-day functions, from troubleshooting payment issues to data analysis to building documentation.
Are you an adaptable all-rounder who is passionate in building at scale, while enjoying rolling up your sleeves to get the job done? Are you excited to work collaboratively at a fast-growing startup to help grow small businesses? If so, come join us!
What You’ll Be Doing:
- Assist in developing operational solutions to help evaluate complex business risk issues in a fast-paced environment
- Find solutions to automate and streamline ops processes, leading efforts to build in-house or finding external vendors
- Conduct reviews to assess risk factors for high-priority merchants
- Troubleshoot and resolve payment issues with our merchants, while providing high-quality service via email and phone
- Manage cross-functional work streams with our customer support, data science, compliance, and engineering teams to improve the merchant experience and grow capital originations
- Review current processes and provide feedback on how to improve product operations and Parafin as a whole
- Work closely with our partners to identify areas of risk and investigate fraudulent behavior
- Use data-driven analysis to identify areas of optimization and growth
What We’re Searching For:
- 3 - 5 years of work experience
- 2 - 3 years of operational experience working in a fintech startup, bank, or payments company
- Strong understanding of payments
- Excellent communication skills
- Strong quantitative / detail-oriented background
- Thrive in an entrepreneurial environment
We Prefer If You Have:
- Experience with fraud/ risk management
- Strong understanding of, or desire to learn, about a capital or lending product
- Fluency in, or desire to learn, data analysis skills and tools, such as SQL / R / Python
What We Offer
- Salary Range: $118k - $123k
- Equity grant
- Medical, dental & vision insurance
- Unlimited PTO
- Work-from-home flexibility
- Commuter benefits
- Free lunches
- Paid parental leave
- 401(k)
- Employee assistance program
If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please contact us.
About us:
At Parafin, we’re on a mission to grow small businesses.
Small businesses are the backbone of our economy, but traditional banks often don’t have their backs. We build tech that makes it simple for small businesses to access the financial tools they need through the platforms they already sell on.
We partner with companies like DoorDash, Amazon, Worldpay, and Mindbody to offer fast and flexible funding, spend management, and savings tools to their small business users via a simple integration. Parafin takes on all the complexity of capital markets, underwriting, servicing, compliance, and customer service for our partners.
We’re a tight-knit team of innovators hailing from Stripe, Square, Plaid, Coinbase, Robinhood, CERN, and more — all united by a passion for building tools that help small businesses succeed. Parafin is backed by prominent venture capitalists including GIC, Notable Capital, Redpoint Ventures, Ribbit Capital, and Thrive Capital. Parafin is a Series C company, and we have raised more than $194M in equity and $340M in debt facilities.
Join us in creating a future where every small business has the financial tools they need.
About the Position
We are looking for a Product Operations Specialist to help us scale operations and grow our capital products.
This role will be a critical operator of the company's product suite by providing a positive experience for the small businesses we support. You will be responsible for running and building best-in-class processes for payments and fraud. You will become an expert on Parafin’s Capital products, digging deep into the details to solve problems, and being an on-the-ground operator to support day-to-day functions, from troubleshooting payment issues to data analysis to building documentation.
Are you an adaptable all-rounder who is passionate in building at scale, while enjoying rolling up your sleeves to get the job done? Are you excited to work collaboratively at a fast-growing startup to help grow small businesses? If so, come join us!
What You’ll Be Doing:
- Assist in developing operational solutions to help evaluate complex business risk issues in a fast-paced environment
- Find solutions to automate and streamline ops processes, leading efforts to build in-house or finding external vendors
- Conduct reviews to assess risk factors for high-priority merchants
- Troubleshoot and resolve payment issues with our merchants, while providing high-quality service via email and phone
- Manage cross-functional work streams with our customer support, data science, compliance, and engineering teams to improve the merchant experience and grow capital originations
- Review current processes and provide feedback on how to improve product operations and Parafin as a whole
- Work closely with our partners to identify areas of risk and investigate fraudulent behavior
- Use data-driven analysis to identify areas of optimization and growth
What We’re Searching For:
- 3 - 5 years of work experience
- 2 - 3 years of operational experience working in a fintech startup, bank, or payments company
- Strong understanding of payments
- Excellent communication skills
- Strong quantitative / detail-oriented background
- Thrive in an entrepreneurial environment
We Prefer If You Have:
- Experience with fraud/ risk management
- Strong understanding of, or desire to learn, about a capital or lending product
- Fluency in, or desire to learn, data analysis skills and tools, such as SQL / R / Python
What We Offer
- Salary Range: $118k - $123k
- Equity grant
- Medical, dental & vision insurance
- Unlimited PTO
- Work-from-home flexibility
- Commuter benefits
- Free lunches
- Paid parental leave
- 401(k)
- Employee assistance program
If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please contact us.
See all 6,775+ Risk Operations Specialist Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Risk Operations Specialist roles.
Get Access To All JobsTips for Finding Visa Sponsorship as a Risk Operations Specialist
Target financial services and fintech employers first
Banks, insurance companies, and fintech firms have established immigration programs and sponsor Risk Operations Specialists regularly. These employers are familiar with H-1B timelines and less likely to withdraw offers due to visa complexity.
Emphasize your quantitative degree in applications
USCIS approves H-1B petitions for this role most reliably when the applicant holds a degree in finance, mathematics, statistics, or economics. Lead with your academic background in your resume and cover letter to reinforce specialty occupation eligibility.
Ask about sponsorship before the final interview round
Raise the visa question after initial interest is established but before final rounds. Framing it as a logistics question rather than a barrier keeps the conversation straightforward and helps you avoid investing in processes where sponsorship was never possible.
Understand the H-1B lottery timing before you apply
H-1B registrations open in March for an October start date. If you need sponsorship urgently, look for cap-exempt employers such as universities and nonprofit research organizations, which can file H-1B petitions outside the annual lottery window.
Use your OPT or STEM OPT window strategically
If you graduated from a U.S. university with a qualifying STEM degree, STEM OPT gives you up to three years of work authorization. That window covers two H-1B lottery cycles, significantly improving your odds of selection before your status expires.
Document your role's degree requirement clearly
Employers must demonstrate to USCIS that the position requires a specific bachelor's degree. Ask your employer to include explicit degree requirements in the job description and offer letter, vague language like 'degree preferred' can create unnecessary complications during petition review.
Frequently Asked Questions
Is Risk Operations Specialist a good role for H-1B sponsorship?
Yes, it's a strong candidate for H-1B visa approval. The role typically requires a bachelor's degree in finance, statistics, mathematics, or a related quantitative field, which meets USCIS's specialty occupation standard. Employers in banking, insurance, and fintech sponsor this title regularly, and USCIS has a consistent record of approving it when the degree-to-job relationship is clearly documented.
What degree do I need for an employer to sponsor me as a Risk Operations Specialist?
A bachelor's degree in finance, mathematics, statistics, economics, or a closely related quantitative discipline is the most defensible credential for H-1B sponsorship in this role. Degrees in business administration or accounting may qualify depending on the employer's job description, but the stronger the alignment between your degree field and the risk function, the less likely USCIS is to issue a Request for Evidence.
Can I find Risk Operations Specialist roles that sponsor visas on Migrate Mate?
Yes. Migrate Mate focuses specifically on visa-sponsoring employers, so the Risk Operations Specialist listings there are filtered for companies willing to sponsor H-1B and other work visas. Browsing on Migrate Mate saves time compared to filtering through general job boards where sponsorship availability is rarely disclosed upfront.
Do large banks or financial institutions sponsor Risk Operations Specialists more reliably than smaller firms?
Generally, yes. Large financial institutions have in-house immigration counsel, established H-1B programs, and the budget to absorb filing costs and legal fees. Smaller fintech startups may be willing to sponsor but may lack experience with the process, which can lead to delays or errors. If you're on a tight timeline, prioritizing employers with a documented history of H-1B filings reduces execution risk.
What happens to my visa status if I'm laid off while working as a Risk Operations Specialist on an H-1B?
You enter a 60-day grace period from the date your employment ends. During that window, you can transfer your H-1B to a new employer, change to another visa status, or begin preparing to depart. Finding a new sponsoring employer quickly is critical. Because Risk Operations is an in-demand function across financial services, it's realistic to secure a transfer before the grace period expires.
What is the prevailing wage requirement for sponsored Risk Operations Specialist jobs?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.