Commercial Lender Jobs in Texas
Commercial Lender jobs in Texas are among the most active in the country, with strong demand at every level from entry-level credit analysts moving into lending to senior relationship managers overseeing large portfolios, concentrated in commercial real estate, energy sector financing, agricultural lending, and middle-market business banking. The heaviest hiring is in Houston, Dallas, and San Antonio, where institutions like Frost Bank, Comerica, and JPMorgan Chase maintain significant Texas operations and consistent lending teams. Portfolio management, commercial real estate underwriting, and SBA lending are the specialties drawing the most sustained interest from Texas employers. Find a role that fits below and apply directly.
Find Commercial Lender JobsOverview
Showing 5 of 16+ Commercial Lender jobs











Join the Guaranty Bank and Trust Team!
Founded in 1913, Guaranty Bank & Trust has been serving its community with a mission that goes beyond financial transactions, focusing on building bridges, nurturing growth, and ensuring a brighter future. Recognized for its excellence, Guaranty Bank & Trust has been named one of the “Best 100 Companies to Work for in Texas” by Texas Monthly Magazine for thirteen consecutive years and has earned a 5-star rating from Bauer Financial, Inc.
- Develop and manage a commercial loan portfolio for the bank.
- Focus on making high quality loans which comprise of C&I loans and owner occupied CRE loans. Knowledge of SBA loans is required.
- Demonstrate the ability to be a calling officer and prospect for new loans.
- Demonstrate superior credit skills and loan management abilities for presenting new loans for approval and also maintain existing loan portfolio.
- Develop measurable goals and objectives that focus on both customer service and long term profits.
- Work closely with management to formulate strategic planning goals and objectives to grow the bank’s loan portfolio and net income while providing loan services our customers and cultivating relationships with potential customers to drive loan growth.
- Keep abreast of related industry and professional trends and products and services to ensure the current and future effectiveness and profitability of the bank’s services, policies, staff proficiencies and processed as they relate to assigned areas of responsibilities.
- Work towards and assist in the positive image and growth of the bank.
- Comply with all federal, state and local regulatory rules and regulations governing financial institutions, as well as all company policies and procedures.
- Complete and pass all required regulatory compliance training as assigned.
- Participate in project meetings.
- Secondary oversight of lobby services
- Management of personal banking, cash operations, and loan floor supervisors
- Daily oversight in absence of market supervisor/president
- Perform any additional duties and tasks assigned by management.
About You:
- Sound knowledge of the field’s concepts, practices, and procedures.
- Strong knowledge of compliance with Federal and State regulations pertaining to the banking industry.
- Strong knowledge of lending products and services.
- Self-motivated with a strong work ethic and ability to handle high pressure situations.
- Exceptional management, organizational, planning, time management and project management skills.
- Excellent written, communication and customer relations skills.
- Ability to set strategic goals and ensure high quality of products and services.
- Proficiency in Microsoft Word, Excel, PowerPoint and Outlook.
- Must live within 30 minutes of the bank's location listed below.
EDUCATION, EXPERIENCE, AND LICENSES:
- Bachelor's degree in accounting, finance, economics, or business-related field required.
- Minimum of three years of in-market experience required.
- Minimum of three years Commercial Lending experience required.
- Previous credit training- required
Be Part of Something Bigger
Imagine working in a place where your career drives both personal success and customer satisfaction. Our commitment to employee advancement is genuine—Guaranty Bank and Trust is the perfect place for professionals eager to build a rewarding career. Join us and thrive in a culture that values innovation, collaboration, and career development. We can’t wait to meet you!
PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is often required to: sit; use hands in repetitive motions to finger, grasp, handle or feel; and talk or hear. The employee is occasionally required to: stand; walk; and lift or reach with hands and arms.
Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Must be capable of climbing / descending stairs in an emergency situation.
Specific vision abilities required by this job include: The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at distances close to the eyes.
What We Offer:We are an Equal Opportunity Employer and qualified applicants, or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws.
Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.
No Recruiters or unsolicited agency referrals please.
See All 16 Commercial Lender Jobs in Texas
Find roles in Texas that match your experience and apply in just a few clicks.
Find Commercial Lender JobsCommercial Lender Jobs by City in Texas
Where Texas roles are concentrated, by current openings.
Commercial Lender Job Market in Texas
A snapshot from current Texas openings, updated as new roles post.
Who's Hiring
- Prosperity Bank11

- Guaranty Bank & Trust (TX)2

- Citizens Bank1

- Southside Bank1

- Lockton Companies1

What Texas Employers Look For
The qualifications that appear most often in commercial lender jobs across Texas.
- Texas-chartered or nationally recognized commercial lending credential such as CBA or CCBP preferred
- Bachelor's degree in finance, business, economics, or a closely related field required
- Demonstrated experience underwriting commercial loans including financial statement analysis
- Established portfolio of commercial client relationships in a Texas regional or community bank setting
- Proficiency with commercial loan origination software and credit spreading tools
- Strong working knowledge of SBA lending programs, USDA business loans, or commercial real estate structures
Commercial Lender Jobs in Texas: Frequently Asked Questions
How do you become a commercial lender in Texas?
Most Texas employers hire commercial lenders with a bachelor's degree in finance, business, or economics, followed by a credit analyst or junior underwriting role where you build underwriting skills under supervision. Texas does not require a state-issued license to originate commercial loans, unlike residential mortgage lending. Professional credentials like the Certified Lender Business Banker from the American Bankers Association are widely recognized by Texas banks and credit unions as a mark of readiness for a full commercial lending role.
How much do commercial lenders make in Texas?
Commercial lenders in Texas earn a median of about $66,370 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $34,150 for the lowest 10% to over $135,280 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire commercial lenders in Texas?
Employers hiring commercial lenders in Texas right now include Prosperity Bank, Guaranty Bank & Trust (TX), and Citizens Bank, based on current listings on Migrate Mate as of November 2026. Texas's large community bank network alongside major regional institutions means consistent openings across both urban headquarters and suburban branch lending offices.
Which Texas cities have the most commercial lender jobs?
Austin, Katy, and Bryan have the most commercial lender openings in Texas. Houston's concentration of energy companies, commercial real estate developers, and privately held middle-market businesses generates the deepest demand, while Dallas draws activity from corporate headquarters and fast-growing suburban corridors, and San Antonio's steady economy anchors a strong community banking and credit union lending sector.
How can I get hired as a commercial lender in Texas with little or no experience?
The most realistic entry path is a credit analyst role at a Texas community bank or regional institution, where you learn underwriting by spreading financial statements and assisting on loan packages before managing your own book. Frost Bank, Prosperity Bank, and Texas Capital Bank are examples of Texas-based institutions known for developing lending talent from within. A finance or accounting degree, basic proficiency in spreading software, and progress toward the American Bankers Association's foundational lending certificates all strengthen a candidate's profile considerably.
Where can I find and apply to commercial lender jobs in Texas?
You can find and apply to commercial lender jobs in Texas on Migrate Mate, which lists current Texas openings from banks, credit unions, and commercial finance companies. Find roles that fit your experience level and specialty, then apply directly to the employers posting them.
See All 16 Commercial Lender Jobs in Texas
Find roles in Texas that match your experience and apply in just a few clicks.
Find Commercial Lender Jobs