Credit Analyst Jobs in Texas
Credit Analyst jobs in Texas are consistently in demand, with active hiring across banking, commercial real estate, corporate finance, and energy lending from entry-level associates through senior credit officers. Houston, Dallas, and San Antonio anchor most of the hiring, with major employers like JPMorgan Chase, Frost Bank, and Comerica running established credit functions across the state. The most sought-after specialties in Texas are commercial credit, energy sector lending, and consumer risk analytics. Find a role that fits below and apply directly.
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Showing 5 of 42+ Credit Analyst jobs
Job Title:
Senior Credit Analyst
Location:
Austin, TX
What you'll do:
As a Senior Credit Analyst you'll be primarily responsible to spread, manage and maintain financial background information on present and prospective customers, and develop credit studies for the Loan Officers, Chief Credit Officer and other Executive Management. You'll manage spread assignments, conduct financial analyses, and maintain related records and files. One of your key responsibilities is the preparation of a variety of credit department reports.
- Responsible for supporting the Credit Administration team in analyzing credit and collateral information to determine risk involved in lending money to customers. Collecting, organizing, analyzing company financials to ensure Bank compliance, and updates the Bank’s systems accordingly. Work directly with clients to resolve compliance issues and operational inquiries.
- Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures. Prepare in-depth reports providing plans of action based on qualitative and quantitative research.
- Collaborate cross-functionally with Bank groups to execute treasury management products, foreign exchange instruments, derivatives as well as legal documents. Produce loan packages for new and restructured loans.
- Facilitate reporting and requests on behalf of the Bank with third parties, e.g. field auditors, appraisers, etc. Monitor loan disbursements to ensure compliance with Bank regulations.
What you'll need:
- 2+ years of related experience in Accounting, Finance or Economics or similar field.
- Bachelor's degree or equivalent experience required.
- Entry level to intermediate knowledge of general banking operations, including deposit operations, loan administration, treasury management and/or other commercial banking products and services.
- Entry level to intermediate knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.
- Entry level to intermediate knowledge and understanding of financial statements and ability to analyze business and financial data.
- Strong analytical, conceptual, communication, leadership, and organizational skills.
- Ability to self-motivate and work productively without supervision.
- Intermediate speaking and writing communication skills.
Compensation:
Hourly range for new hires is generally $36.74 - $45.38 for Costa Mesa, CA. Hourly range for new hires is generally $39.93 - $49.33 for San Francisco, CA. Salary amount is determined by specific job location. In addition, the role may be eligible for annual bonus/incentives earned.
Benefits you’ll love:
We offer all the important things you'd want — like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you’ll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!
About the company:
Western Alliance Bank, Member FDIC, is a wholly owned subsidiary of Western Alliance Bancorporation. Serving clients nationwide, Western Alliance Bank includes six legacy bank brands — Alliance Association Bank, Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank and Torrey Pines Bank — that remain part of the company’s heritage, as well as AmeriHome Mortgage, a Western Alliance Bank Company.
Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
© Western Alliance Bancorporation
Job Title:
Senior Credit Analyst
Location:
Austin, TX
What you'll do:
As a Senior Credit Analyst you'll be primarily responsible to spread, manage and maintain financial background information on present and prospective customers, and develop credit studies for the Loan Officers, Chief Credit Officer and other Executive Management. You'll manage spread assignments, conduct financial analyses, and maintain related records and files. One of your key responsibilities is the preparation of a variety of credit department reports.
- Responsible for supporting the Credit Administration team in analyzing credit and collateral information to determine risk involved in lending money to customers. Collecting, organizing, analyzing company financials to ensure Bank compliance, and updates the Bank’s systems accordingly. Work directly with clients to resolve compliance issues and operational inquiries.
- Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures. Prepare in-depth reports providing plans of action based on qualitative and quantitative research.
- Collaborate cross-functionally with Bank groups to execute treasury management products, foreign exchange instruments, derivatives as well as legal documents. Produce loan packages for new and restructured loans.
- Facilitate reporting and requests on behalf of the Bank with third parties, e.g. field auditors, appraisers, etc. Monitor loan disbursements to ensure compliance with Bank regulations.
What you'll need:
- 2+ years of related experience in Accounting, Finance or Economics or similar field.
- Bachelor's degree or equivalent experience required.
- Entry level to intermediate knowledge of general banking operations, including deposit operations, loan administration, treasury management and/or other commercial banking products and services.
- Entry level to intermediate knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.
- Entry level to intermediate knowledge and understanding of financial statements and ability to analyze business and financial data.
- Strong analytical, conceptual, communication, leadership, and organizational skills.
- Ability to self-motivate and work productively without supervision.
- Intermediate speaking and writing communication skills.
Compensation:
Hourly range for new hires is generally $36.74 - $45.38 for Costa Mesa, CA. Hourly range for new hires is generally $39.93 - $49.33 for San Francisco, CA. Salary amount is determined by specific job location. In addition, the role may be eligible for annual bonus/incentives earned.
Benefits you’ll love:
We offer all the important things you'd want — like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you’ll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!
About the company:
Western Alliance Bank, Member FDIC, is a wholly owned subsidiary of Western Alliance Bancorporation. Serving clients nationwide, Western Alliance Bank includes six legacy bank brands — Alliance Association Bank, Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank and Torrey Pines Bank — that remain part of the company’s heritage, as well as AmeriHome Mortgage, a Western Alliance Bank Company.
Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
© Western Alliance Bancorporation
See All 42 Credit Analyst Jobs in Texas
Find roles in Texas that match your experience and apply in just a few clicks.
Find Credit Analyst JobsCredit Analyst Jobs by City in Texas
Where Texas roles are concentrated, by current openings.
Credit Analyst Job Market in Texas
A snapshot from current Texas openings, updated as new roles post.
Who's Hiring
- Citi5
- PenFed Credit Union5
- Farm Credit Bank of Texas3
- First United Bank3
- Centennial Bank2
Top Industries Hiring
- Banking & Financial Services29
- Investment & Asset Management5
- Consulting & Professional Services3
- Construction & Real Estate2
- Energy2
What Texas Employers Look For
The qualifications that appear most often in credit analyst jobs across Texas.
- Bachelor's degree in finance, accounting, economics, or a related business field
- Proficiency in financial statement analysis and credit risk assessment
- Experience with commercial or consumer loan underwriting and portfolio review
- Familiarity with Texas-based industry sectors such as energy, real estate, or agriculture lending
- Competency in credit analysis software and tools such as Moody's or Sageworks
- Strong written communication skills for preparing credit memoranda and risk reports
Credit Analyst Jobs in Texas: Frequently Asked Questions
How do you become a credit analyst in Texas?
Start with a bachelor's degree in finance, accounting, or economics, which is the standard entry requirement for Texas employers. Texas does not require a state-issued license to work as a credit analyst, but earning the Credit Risk Certification from the Risk Management Association strengthens your candidacy. Many Texas banks and credit unions hire directly out of college into analyst development programs, particularly in Houston and Dallas financial districts.
How much do credit analysts make in Texas?
Credit analysts in Texas earn a median of about $78,730 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $50,600 for the lowest 10% to over $134,860 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire credit analysts in Texas?
Employers hiring credit analysts in Texas right now include Citi, PenFed Credit Union, and Farm Credit Bank of Texas, based on current listings on Migrate Mate as of June 2026. Texas's concentration of regional banks, energy companies, and commercial real estate firms means demand extends well beyond national institutions to include locally headquartered lenders and specialty finance firms.
Which Texas cities have the most credit analyst jobs?
Irving, Austin, and Houston have the most credit analyst openings in Texas. Houston leads because of its dense concentration of energy sector headquarters, regional banks, and commercial real estate lenders, while Dallas draws demand from corporate finance teams and large bank operations centers, and San Antonio's strong community banking and military-affiliated financial institutions round out the market.
Are there remote credit analyst jobs in Texas?
Yes, and more than many finance roles, since credit analysis is fundamentally a desk-based and document-driven function. About 38% of credit analyst openings tied to Texas are remote or hybrid as of June 2026, reflecting how much of the work can be done without being on-site. Senior credit review, portfolio monitoring, and risk reporting positions tend to offer the most remote flexibility.
How can I get hired as a credit analyst in Texas with little or no experience?
The most realistic entry path is applying to analyst development programs at large Texas banks such as Frost Bank, Comerica, or regional community banks that recruit new graduates directly into structured training rotations. Lateral moves from roles like loan processor, financial analyst, or banking associate are common stepping stones. Completing the Credit Risk Certification exam early or building Excel-based financial modeling samples strengthens a candidate's file before their first interview.
Where can I find and apply to credit analyst jobs in Texas?
You can find and apply to credit analyst jobs in Texas on Migrate Mate, which lists current Texas openings across banking, commercial lending, and corporate finance. Find roles that fit your background and apply directly to each one without creating a profile or signing up first.
See All 42 Credit Analyst Jobs in Texas
Find roles in Texas that match your experience and apply in just a few clicks.
Find Credit Analyst Jobs