Credit Analyst Jobs in Texas
Credit Analyst jobs in Texas are consistently in demand, with active hiring across banking, commercial real estate, corporate finance, and energy lending from entry-level associates through senior credit officers. Houston, Dallas, and San Antonio anchor most of the hiring, with major employers like JPMorgan Chase, Frost Bank, and Comerica running established credit functions across the state. The most sought-after specialties in Texas are commercial credit, energy sector lending, and consumer risk analytics. Find a role that fits below and apply directly.
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Showing 5 of 96+ Credit Analyst jobs
Headquartered in California, East West Bank (Nasdaq: EWBC) is a top performing commercial bank with an exclusive focus on the U.S. and Greater China markets. With a strong foundation, and enterprising spirit and a commitment to absolute integrity, East West Bank gives people the confidence to reach further.
- Assist Relationship Managers (RMs) and Portfolio Managers (PMs) with underwriting and managing non-owner-occupied commercial real estate loans in accordance with the Bank’s established guidelines and policies.
- Engage with clients, legal counsel, commercial support staff, and other internal business partners.
- Ongoing portfolio management including tracking and spreading financial reporting, monitoring covenant compliance, annual reviews, risk rating changes, and problem loan reports.
- Ensure compliance with the Bank’s regulatory and credit requirements.
- Perform other administrative duties and special projects as needed for the maintenance of a portfolio of clients.
- Other projects as assigned.
- Bachelor's degree or combination of education and directly related experience
- 1-2 years of banking or finance experience
- Strong business writing skills
- Proficiency with Microsoft Excel
- Attention to detail
Headquartered in California, East West Bank (Nasdaq: EWBC) is a top performing commercial bank with an exclusive focus on the U.S. and Greater China markets. With a strong foundation, and enterprising spirit and a commitment to absolute integrity, East West Bank gives people the confidence to reach further.
- Assist Relationship Managers (RMs) and Portfolio Managers (PMs) with underwriting and managing non-owner-occupied commercial real estate loans in accordance with the Bank’s established guidelines and policies.
- Engage with clients, legal counsel, commercial support staff, and other internal business partners.
- Ongoing portfolio management including tracking and spreading financial reporting, monitoring covenant compliance, annual reviews, risk rating changes, and problem loan reports.
- Ensure compliance with the Bank’s regulatory and credit requirements.
- Perform other administrative duties and special projects as needed for the maintenance of a portfolio of clients.
- Other projects as assigned.
- Bachelor's degree or combination of education and directly related experience
- 1-2 years of banking or finance experience
- Strong business writing skills
- Proficiency with Microsoft Excel
- Attention to detail
See All 96 Credit Analyst Jobs in Texas
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Find Credit Analyst JobsCredit Analyst Jobs by City in Texas
Where Texas roles are concentrated, by current openings.
Credit Analyst Job Market in Texas
A snapshot from current Texas openings, updated as new roles post.
Who's Hiring
Top Industries Hiring
- Banking & Financial Services
- Insurance
- Technology & Software
- Healthcare & Medical Services
- Investment & Asset Management
What Texas Employers Look For
The qualifications that appear most often in credit analyst jobs across Texas.
- Bachelor's degree in finance, accounting, economics, or a related business field
- Proficiency in financial statement analysis and credit risk assessment
- Experience with commercial or consumer loan underwriting and portfolio review
- Familiarity with Texas-based industry sectors such as energy, real estate, or agriculture lending
- Competency in credit analysis software and tools such as Moody's or Sageworks
- Strong written communication skills for preparing credit memoranda and risk reports
Credit Analyst Jobs in Texas: Frequently Asked Questions
How do you become a credit analyst in Texas?
Start with a bachelor's degree in finance, accounting, or economics, which is the standard entry requirement for Texas employers. Texas does not require a state-issued license to work as a credit analyst, but earning the Credit Risk Certification from the Risk Management Association strengthens your candidacy. Many Texas banks and credit unions hire directly out of college into analyst development programs, particularly in Houston and Dallas financial districts.
How much do credit analysts make in Texas?
Credit analysts in Texas earn a median of about $78,730 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $50,600 for the lowest 10% to over $134,860 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire credit analysts in Texas?
Employers hiring credit analysts in Texas right now include PlainsCapital Bank, Stellantis, and Amegy Bank, based on current listings on Migrate Mate as of September 2026. Texas's concentration of regional banks, energy companies, and commercial real estate firms means demand extends well beyond national institutions to include locally headquartered lenders and specialty finance firms.
Which Texas cities have the most credit analyst jobs?
Houston, Dallas, and Fort Worth have the most credit analyst openings in Texas. Houston leads because of its dense concentration of energy sector headquarters, regional banks, and commercial real estate lenders, while Dallas draws demand from corporate finance teams and large bank operations centers, and San Antonio's strong community banking and military-affiliated financial institutions round out the market.
Are there remote credit analyst jobs in Texas?
Yes, and more than many finance roles, since credit analysis is fundamentally a desk-based and document-driven function. About 59% of credit analyst openings tied to Texas are remote or hybrid as of September 2026, reflecting how much of the work can be done without being on-site. Senior credit review, portfolio monitoring, and risk reporting positions tend to offer the most remote flexibility.
How can I get hired as a credit analyst in Texas with little or no experience?
The most realistic entry path is applying to analyst development programs at large Texas banks such as Frost Bank, Comerica, or regional community banks that recruit new graduates directly into structured training rotations. Lateral moves from roles like loan processor, financial analyst, or banking associate are common stepping stones. Completing the Credit Risk Certification exam early or building Excel-based financial modeling samples strengthens a candidate's file before their first interview.
Where can I find and apply to credit analyst jobs in Texas?
You can find and apply to credit analyst jobs in Texas on Migrate Mate, which lists current Texas openings across banking, commercial lending, and corporate finance. Find roles that fit your background and apply directly to each one without creating a profile or signing up first.
See All 96 Credit Analyst Jobs in Texas
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