Credit Analyst Jobs in Florida
Credit Analyst jobs in Florida are in active demand, with openings concentrated in banking, commercial real estate lending, and corporate finance at institutions ranging from entry-level analyst roles through senior credit officers. Miami, Tampa, and Orlando anchor most of the hiring, home to major employers such as Truist, Wells Fargo, and Regions Bank, which maintain significant Florida operations and hire credit analysts consistently. Commercial credit underwriting, consumer lending analysis, and risk assessment are the specialties drawing the most interest from Florida employers right now. Find a role that fits below and apply directly.
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Showing 5 of 22+ Credit Analyst jobs
ABOUT US
At Encompass Health, you'll experience the difference the moment you become a part of our team. Working with us means aligning with a rapidly growing national inpatient rehabilitation leader. We take pride in the growth opportunities we offer and how our team unites for the greater good of our patients. Our achievements include being named one of the "World's Most Admired Companies" and receiving the Fortune 100 Best Companies to Work For® Award, among other accolades, which is nothing short of amazing.
Position Purpose:
The Credit Balance Accounts Receivable Analyst Intern will gain hands-on experience in healthcare revenue cycle operations by supporting the review and resolution of credit balance accounts. Under the guidance of experienced team members, this role will assist with researching account discrepancies, reviewing refund requests, evaluating denied adjustments, and identifying potential payer trends. The intern will develop analytical, problem-solving, and process improvement skills while learning industry regulations, reimbursement practices, and operational workflows. This position provides an opportunity to contribute to departmental goals, recommend process enhancements, and build foundational knowledge in healthcare finance and revenue cycle management.
Responsibilities and Tasks:
Assist with researching and resolving credit balance accounts by reviewing account activity, payer information, and supporting documentation.
Support the review and processing of refund requests and validating required approvals and documentation.
Analyze denied adjustments and account discrepancies to identify trends, root causes, and potential opportunities for resolution.
Collaborate with team members to identify payer-related issues and escalate findings to leadership for further review and action.
Participate in process improvement initiatives by providing feedback, documenting observations, and recommending workflow enhancements to improve operational efficiency.
Minimum Qualifications:
- Currently a Junior or Senior pursuing a bachelor's degree in Accounting, Finance, Economics or Business.
- Experience using Microsoft Office Suite (Outlook, Excel, Word, etc.)
- Strong written and verbal communication skills
- Detail-oriented with strong time management and organizational abilities
- Ability to work independently and collaboratively within cross-functional teams
- Must be able to work onsite from January 11th, 2027 to April 30th, 2027
- Requiring a minimum of 24 hours to be worked and up to 40 hours per week onsite
The Encompass Health Way
We proudly set the standard in care by leading with empathy, doing what's right, focusing on the positive, and standing stronger together. Encompass Health is a trusted leader in post-acute care with over 150 nationwide locations and a team of 36,000 exceptional individuals and growing!
At Encompass Health, we celebrate and welcome diversity in our inclusive culture. We provide equal employment opportunities regardless of race, ethnicity, gender, sexual orientation, gender identity or expression, religion, national origin, color, creed, age, mental or physical disability, or any other protected classification.
We're eagerly looking forward to meeting you, and we genuinely mean that. Join us on this remarkable journey!
All employees must reside within 100-mile radius of our location at 16680 Balance Cove, Land O' Lakes, FL 34638.
Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.
ABOUT US
At Encompass Health, you'll experience the difference the moment you become a part of our team. Working with us means aligning with a rapidly growing national inpatient rehabilitation leader. We take pride in the growth opportunities we offer and how our team unites for the greater good of our patients. Our achievements include being named one of the "World's Most Admired Companies" and receiving the Fortune 100 Best Companies to Work For® Award, among other accolades, which is nothing short of amazing.
Position Purpose:
The Credit Balance Accounts Receivable Analyst Intern will gain hands-on experience in healthcare revenue cycle operations by supporting the review and resolution of credit balance accounts. Under the guidance of experienced team members, this role will assist with researching account discrepancies, reviewing refund requests, evaluating denied adjustments, and identifying potential payer trends. The intern will develop analytical, problem-solving, and process improvement skills while learning industry regulations, reimbursement practices, and operational workflows. This position provides an opportunity to contribute to departmental goals, recommend process enhancements, and build foundational knowledge in healthcare finance and revenue cycle management.
Responsibilities and Tasks:
Assist with researching and resolving credit balance accounts by reviewing account activity, payer information, and supporting documentation.
Support the review and processing of refund requests and validating required approvals and documentation.
Analyze denied adjustments and account discrepancies to identify trends, root causes, and potential opportunities for resolution.
Collaborate with team members to identify payer-related issues and escalate findings to leadership for further review and action.
Participate in process improvement initiatives by providing feedback, documenting observations, and recommending workflow enhancements to improve operational efficiency.
Minimum Qualifications:
- Currently a Junior or Senior pursuing a bachelor's degree in Accounting, Finance, Economics or Business.
- Experience using Microsoft Office Suite (Outlook, Excel, Word, etc.)
- Strong written and verbal communication skills
- Detail-oriented with strong time management and organizational abilities
- Ability to work independently and collaboratively within cross-functional teams
- Must be able to work onsite from January 11th, 2027 to April 30th, 2027
- Requiring a minimum of 24 hours to be worked and up to 40 hours per week onsite
The Encompass Health Way
We proudly set the standard in care by leading with empathy, doing what's right, focusing on the positive, and standing stronger together. Encompass Health is a trusted leader in post-acute care with over 150 nationwide locations and a team of 36,000 exceptional individuals and growing!
At Encompass Health, we celebrate and welcome diversity in our inclusive culture. We provide equal employment opportunities regardless of race, ethnicity, gender, sexual orientation, gender identity or expression, religion, national origin, color, creed, age, mental or physical disability, or any other protected classification.
We're eagerly looking forward to meeting you, and we genuinely mean that. Join us on this remarkable journey!
All employees must reside within 100-mile radius of our location at 16680 Balance Cove, Land O' Lakes, FL 34638.
Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.
See All 22 Credit Analyst Jobs in Florida
Find roles in Florida that match your experience and apply in just a few clicks.
Find Credit Analyst JobsCredit Analyst Jobs by City in Florida
Where Florida roles are concentrated, by current openings.
Credit Analyst Job Market in Florida
A snapshot from current Florida openings, updated as new roles post.
Who's Hiring
What Florida Employers Look For
The qualifications that appear most often in credit analyst jobs across Florida.
- Bachelor's degree in finance, accounting, economics, or a closely related field
- Proficiency in financial statement analysis and credit risk assessment principles
- Experience with commercial or consumer loan underwriting processes and documentation
- Working knowledge of credit analysis software such as Moody's or Sageworks
- Familiarity with Florida banking regulations and compliance requirements at state and federal levels
- Strong written communication skills for preparing credit memos and risk narratives
Credit Analyst Jobs in Florida: Frequently Asked Questions
How do you become a credit analyst in Florida?
Most credit analyst positions in Florida require a bachelor's degree in finance, accounting, or economics as the foundation. Florida does not mandate a state-issued license specifically for credit analysts, but candidates who earn the Chartered Financial Analyst (CFA) designation or the Credit Risk Certification (CRC) from the Risk Management Association stand out with Florida employers, particularly at regional banks and credit unions headquartered in Miami, Tampa, and Orlando.
How much do credit analysts make in Florida?
Credit analysts in Florida earn a median of about $78,360 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $55,170 for the lowest 10% to over $134,350 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire credit analysts in Florida?
Employers hiring credit analysts in Florida right now include FirstBank, Ryam, and Truist, based on current listings on Migrate Mate as of November 2026. Florida's large concentration of regional banks, credit unions, and commercial real estate firms means hiring tends to be consistent throughout the year across the state's major metro markets.
Which Florida cities have the most credit analyst jobs?
Miami, Tampa, and Jacksonville are the Florida cities with the most credit analyst openings, driven by the concentration of regional bank headquarters, commercial lending operations, and corporate treasury functions in those markets. Miami's international finance sector and Tampa's growing financial services hub account for a large share of postings, while Orlando's expanding corporate base adds steady demand.
Are there remote credit analyst jobs in Florida?
Yes, and they're more common than in many other fields. About 83% of credit analyst openings tied to Florida are remote or hybrid as of November 2026, reflecting the largely desk-based and document-driven nature of the work. Portfolio review, financial spreading, and credit memo writing are the functions most frequently performed remotely by Florida-based credit analysts.
How can I get hired as a credit analyst in Florida with little or no experience?
The most realistic entry path is a bank credit analyst trainee or lending associate program, which Florida institutions such as Truist, Regions Bank, and many Florida-chartered community banks run specifically for recent graduates. Lateral moves from bookkeeping, accounts receivable, or loan processing roles are common stepping stones. Completing the Credit Business Associate (CBA) credential through the National Association of Credit Management strengthens an entry-level application at Florida banks and commercial lenders.
Where can I find and apply to credit analyst jobs in Florida?
You can find and apply to credit analyst jobs in Florida on Migrate Mate, which lists current Florida openings across banking, commercial lending, and corporate finance. Find the roles that fit your background and apply directly from the listing.
See All 22 Credit Analyst Jobs in Florida
Find roles in Florida that match your experience and apply in just a few clicks.
Find Credit Analyst Jobs