Credit Analyst Jobs in Arizona
Credit Analyst jobs in Arizona are in steady demand, with openings concentrated in commercial banking, credit unions, mortgage lending, and corporate finance across a range of levels from entry-level credit associates through senior analysts and team leads. Phoenix and Scottsdale anchor the bulk of hiring, with Tempe's financial services corridor adding significant volume, and employers like JPMorgan Chase, Wells Fargo, and Desert Financial Credit Union maintaining consistent credit analyst workforces in the state. The most in-demand specialties are commercial credit underwriting, consumer lending analysis, and risk assessment. Find a role that fits below and apply directly.
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Showing 5 of 16+ Credit Analyst jobs
Starting Pay is $26.00 per hour
This position is responsible for conducting activities resulting in the timely collection or resolution of delinquent balances within an assigned portfolio of customers’ accounts receivable is the core of the role performed by the Credit Analyst Level I.
Essential Duties:
- Reviewing weekly accounts receivable aging reports to prioritize collection calls
- Calling customers with past due balances, averaging 20-30 calls per day
- Maintaining weekly COD warning and delinquent customer notification spreadsheet
- Keeping sales representative informed regarding any delinquent customers within their territory
- Understanding and adhering to the credit policies and procedures in the collection and reporting of delinquent accounts
- Regular and reliable attendance.
- Performing other duties as assigned to meet business needs
Qualifications:
- A High school diploma/GED
- A minimum of two years of accounting experience, preferably within a distribution business.
- Some college courses in business or accounting preferred
Corporate Summary:
At Shamrock Foods Company, people come first – our associates, our customers, and the families we serve across the nation. A privately-held, family-owned and -operated Forbes 500 company, Shamrock is an innovator in the food industry and has been since being founded in Arizona in 1922.
Our Mission:
At Shamrock Foods Company, we live by our founding family’s motto to “treat associates like family and customers like friends.”
Why work for us?
Benefits are a major part of your overall compensation, and we believe offering them at an affordable cost is not only the right thing to do, but it helps keep you and your family healthy. That’s why Shamrock Foods pays for the majority of your health insurance, allowing you to take home more of your paycheck. And it doesn’t stop there - our associates also enjoy additional benefits such as 401(k) Savings Plan, Profit Sharing, Paid Time Off, as well as our incredible growth opportunities, continued education and wellness programs.
Equal Opportunity Employer
At Shamrock Foods Co all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, veteran status, sexual orientation, gender identity or any other basis protected by applicable law.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.
Starting Pay is $26.00 per hour
This position is responsible for conducting activities resulting in the timely collection or resolution of delinquent balances within an assigned portfolio of customers’ accounts receivable is the core of the role performed by the Credit Analyst Level I.
Essential Duties:
- Reviewing weekly accounts receivable aging reports to prioritize collection calls
- Calling customers with past due balances, averaging 20-30 calls per day
- Maintaining weekly COD warning and delinquent customer notification spreadsheet
- Keeping sales representative informed regarding any delinquent customers within their territory
- Understanding and adhering to the credit policies and procedures in the collection and reporting of delinquent accounts
- Regular and reliable attendance.
- Performing other duties as assigned to meet business needs
Qualifications:
- A High school diploma/GED
- A minimum of two years of accounting experience, preferably within a distribution business.
- Some college courses in business or accounting preferred
Corporate Summary:
At Shamrock Foods Company, people come first – our associates, our customers, and the families we serve across the nation. A privately-held, family-owned and -operated Forbes 500 company, Shamrock is an innovator in the food industry and has been since being founded in Arizona in 1922.
Our Mission:
At Shamrock Foods Company, we live by our founding family’s motto to “treat associates like family and customers like friends.”
Why work for us?
Benefits are a major part of your overall compensation, and we believe offering them at an affordable cost is not only the right thing to do, but it helps keep you and your family healthy. That’s why Shamrock Foods pays for the majority of your health insurance, allowing you to take home more of your paycheck. And it doesn’t stop there - our associates also enjoy additional benefits such as 401(k) Savings Plan, Profit Sharing, Paid Time Off, as well as our incredible growth opportunities, continued education and wellness programs.
Equal Opportunity Employer
At Shamrock Foods Co all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, veteran status, sexual orientation, gender identity or any other basis protected by applicable law.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.
See All 16 Credit Analyst Jobs in Arizona
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Find Credit Analyst JobsCredit Analyst Jobs by City in Arizona
Where Arizona roles are concentrated, by current openings.
Credit Analyst Job Market in Arizona
A snapshot from current Arizona openings, updated as new roles post.
Who's Hiring
Top Industries Hiring
- Transportation & Logistics
- Banking & Financial Services
- Distribution & Wholesale
What Arizona Employers Look For
The qualifications that appear most often in credit analyst jobs across Arizona.
- Bachelor's degree in finance, accounting, economics, or a related business field
- Proficiency in financial statement analysis and credit risk assessment methodologies
- Experience with commercial or consumer loan underwriting and credit decisioning
- Strong Excel modeling skills and familiarity with loan origination software platforms
- Knowledge of regulatory compliance requirements including BSA and fair lending standards
- Certifications such as Chartered Financial Analyst or Credit Risk Certification preferred by many Arizona employers
Credit Analyst Jobs in Arizona: Frequently Asked Questions
How do you become a credit analyst in Arizona?
Start with a bachelor's degree in finance, accounting, economics, or business, which is the baseline requirement for most Arizona credit analyst roles. Arizona does not require a state-issued license to work as a credit analyst. From there, candidates typically enter through junior analyst or credit associate positions at banks, credit unions, or corporate finance departments, and many employers in the Phoenix metro provide structured on-the-job training. Earning a designation like the Credit Risk Certification strengthens your candidacy significantly.
How much do credit analysts make in Arizona?
Credit analysts in Arizona earn a median of about $77,020 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $55,890 for the lowest 10% to over $125,980 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire credit analysts in Arizona?
Employers hiring credit analysts in Arizona right now include Western Alliance Bank, Stellantis, and U.S. Bank, based on current listings on Migrate Mate as of September 2026. Arizona's dense concentration of regional bank branches, national lenders, and credit unions in the Phoenix metro means hiring is relatively consistent throughout the year across both large institutions and mid-size firms.
Which Arizona cities have the most credit analyst jobs?
Phoenix, Tempe, and Chandler have the most credit analyst openings in Arizona. Phoenix dominates because it serves as the regional headquarters for major banks, credit unions, and corporate finance operations, while Scottsdale and Tempe draw significant volume from financial services firms and fintech companies that have established offices in those corridors over the past decade.
Are there remote credit analyst jobs in Arizona?
Yes, and more than many financial roles. About 33% of credit analyst openings tied to Arizona are remote or hybrid as of September 2026, reflecting the desk-based and analytical nature of the work. Consumer and commercial credit review, financial spreading, and risk reporting are among the functions most commonly offered on a fully remote or hybrid schedule by Arizona employers.
How can I get hired as a credit analyst in Arizona with little or no experience?
The most realistic entry path is applying to credit associate or credit analyst trainee roles at Arizona's larger credit unions and community banks, such as Desert Financial Credit Union or Arizona Federal Credit Union, which regularly bring on candidates from business degree programs without extensive prior experience. Internships at Phoenix-area banks or corporate treasury departments help bridge the gap, and adjacent roles in loan processing or financial services customer support are common lateral moves. Completing coursework toward a Credit Risk Certification or earning your CFA Level I provides a concrete credential that signals commitment to Arizona hiring managers.
Where can I find and apply to credit analyst jobs in Arizona?
You can find and apply to credit analyst jobs in Arizona on Migrate Mate, which lists current openings across the state. Find roles that fit your experience and target location, then apply directly to each one.
See All 16 Credit Analyst Jobs in Arizona
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