Credit Analyst Jobs in Arizona
Credit Analyst jobs in Arizona are in steady demand, with openings concentrated in commercial banking, credit unions, mortgage lending, and corporate finance across a range of levels from entry-level credit associates through senior analysts and team leads. Phoenix and Scottsdale anchor the bulk of hiring, with Tempe's financial services corridor adding significant volume, and employers like JPMorgan Chase, Wells Fargo, and Desert Financial Credit Union maintaining consistent credit analyst workforces in the state. The most in-demand specialties are commercial credit underwriting, consumer lending analysis, and risk assessment. Find a role that fits below and apply directly.
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Showing 5 of 18+ Credit Analyst jobs
Job Title:
2027 Commercial Banking Development Program - Credit Analyst - Phoenix, AZ - Legal BankingLocation:
CityScapeWhat you'll do:
As a Credit Analyst you'll be primarily responsible to spread, manage and maintain financial background information on present and prospective customers, and develop credit studies for the Loan Officers, Chief Credit Officer and other Executive Management. You'll manage spread assignments, conduct financial analyses, and maintain related records and files. One of your key responsibilities is the preparation of a variety of credit department reports.- Responsible for supporting the Credit Administration team in analyzing credit and collateral information to determine risk involved in lending money to customers. Collecting, organizing, analyzing company financials to ensure Bank compliance, and updates the Bank’s systems accordingly. Work directly with clients to resolve compliance issues and operational inquiries.
- Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures. Prepare in-depth reports providing plans of action based on qualitative and quantitative research.
- Collaborate cross-functionally with Bank groups to execute treasury management products, foreign exchange instruments, derivatives as well as legal documents. Produce loan packages for new and restructured loans.
- Facilitate reporting and requests on behalf of the Bank with third parties, e.g. field auditors, appraisers, etc. Monitor loan disbursements to ensure compliance with Bank regulations.
What you'll need:
- Completion of an Accounting course.
- Bachelor's degree or equivalent experience required.
- GPA of 3.0 or higher is required.
- Strong analytical, conceptual, communication, leadership, and organizational skills.
- An interest in working in Commercial Banking.
- Ability to self-motivate and work productively without supervision.
- Entry level speaking and writing communications skills.
Benefits you’ll love:
We offer all the important things you'd want — like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you’ll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!
About the company:
Western Alliance Bank, Member FDIC, is a wholly owned subsidiary of Western Alliance Bancorporation. Serving clients nationwide, Western Alliance Bank includes six legacy bank brands — Alliance Association Bank, Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank and Torrey Pines Bank — that remain part of the company’s heritage, as well as AmeriHome Mortgage, a Western Alliance Bank Company.
Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
© Western Alliance Bancorporation
Job Title:
2027 Commercial Banking Development Program - Credit Analyst - Phoenix, AZ - Legal BankingLocation:
CityScapeWhat you'll do:
As a Credit Analyst you'll be primarily responsible to spread, manage and maintain financial background information on present and prospective customers, and develop credit studies for the Loan Officers, Chief Credit Officer and other Executive Management. You'll manage spread assignments, conduct financial analyses, and maintain related records and files. One of your key responsibilities is the preparation of a variety of credit department reports.- Responsible for supporting the Credit Administration team in analyzing credit and collateral information to determine risk involved in lending money to customers. Collecting, organizing, analyzing company financials to ensure Bank compliance, and updates the Bank’s systems accordingly. Work directly with clients to resolve compliance issues and operational inquiries.
- Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures. Prepare in-depth reports providing plans of action based on qualitative and quantitative research.
- Collaborate cross-functionally with Bank groups to execute treasury management products, foreign exchange instruments, derivatives as well as legal documents. Produce loan packages for new and restructured loans.
- Facilitate reporting and requests on behalf of the Bank with third parties, e.g. field auditors, appraisers, etc. Monitor loan disbursements to ensure compliance with Bank regulations.
What you'll need:
- Completion of an Accounting course.
- Bachelor's degree or equivalent experience required.
- GPA of 3.0 or higher is required.
- Strong analytical, conceptual, communication, leadership, and organizational skills.
- An interest in working in Commercial Banking.
- Ability to self-motivate and work productively without supervision.
- Entry level speaking and writing communications skills.
Benefits you’ll love:
We offer all the important things you'd want — like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you’ll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!
About the company:
Western Alliance Bank, Member FDIC, is a wholly owned subsidiary of Western Alliance Bancorporation. Serving clients nationwide, Western Alliance Bank includes six legacy bank brands — Alliance Association Bank, Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank and Torrey Pines Bank — that remain part of the company’s heritage, as well as AmeriHome Mortgage, a Western Alliance Bank Company.
Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
© Western Alliance Bancorporation
See All 18 Credit Analyst Jobs in Arizona
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Find Credit Analyst JobsCredit Analyst Jobs by City in Arizona
Where Arizona roles are concentrated, by current openings.
Credit Analyst Job Market in Arizona
A snapshot from current Arizona openings, updated as new roles post.
Who's Hiring
- Western Alliance Bank11
- JPMorganChase1
- MidFirst Bank1
- Berlin Packaging1
- Sunstate Equipment1
Top Industries Hiring
- Banking & Financial Services
- Distribution & Wholesale
What Arizona Employers Look For
The qualifications that appear most often in credit analyst jobs across Arizona.
- Bachelor's degree in finance, accounting, economics, or a related business field
- Proficiency in financial statement analysis and credit risk assessment methodologies
- Experience with commercial or consumer loan underwriting and credit decisioning
- Strong Excel modeling skills and familiarity with loan origination software platforms
- Knowledge of regulatory compliance requirements including BSA and fair lending standards
- Certifications such as Chartered Financial Analyst or Credit Risk Certification preferred by many Arizona employers
Credit Analyst Jobs in Arizona: Frequently Asked Questions
How do you become a credit analyst in Arizona?
Start with a bachelor's degree in finance, accounting, economics, or business, which is the baseline requirement for most Arizona credit analyst roles. Arizona does not require a state-issued license to work as a credit analyst. From there, candidates typically enter through junior analyst or credit associate positions at banks, credit unions, or corporate finance departments, and many employers in the Phoenix metro provide structured on-the-job training. Earning a designation like the Credit Risk Certification strengthens your candidacy significantly.
How much do credit analysts make in Arizona?
Credit analysts in Arizona earn a median of about $77,020 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $55,890 for the lowest 10% to over $125,980 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire credit analysts in Arizona?
Employers hiring credit analysts in Arizona right now include Western Alliance Bank, JPMorganChase, and MidFirst Bank, based on current listings on Migrate Mate as of November 2026. Arizona's dense concentration of regional bank branches, national lenders, and credit unions in the Phoenix metro means hiring is relatively consistent throughout the year across both large institutions and mid-size firms.
Which Arizona cities have the most credit analyst jobs?
Phoenix, Chandler, and Tempe have the most credit analyst openings in Arizona. Phoenix dominates because it serves as the regional headquarters for major banks, credit unions, and corporate finance operations, while Scottsdale and Tempe draw significant volume from financial services firms and fintech companies that have established offices in those corridors over the past decade.
Are there remote credit analyst jobs in Arizona?
Yes, and more than many financial roles. About 40% of credit analyst openings tied to Arizona are remote or hybrid as of November 2026, reflecting the desk-based and analytical nature of the work. Consumer and commercial credit review, financial spreading, and risk reporting are among the functions most commonly offered on a fully remote or hybrid schedule by Arizona employers.
How can I get hired as a credit analyst in Arizona with little or no experience?
The most realistic entry path is applying to credit associate or credit analyst trainee roles at Arizona's larger credit unions and community banks, such as Desert Financial Credit Union or Arizona Federal Credit Union, which regularly bring on candidates from business degree programs without extensive prior experience. Internships at Phoenix-area banks or corporate treasury departments help bridge the gap, and adjacent roles in loan processing or financial services customer support are common lateral moves. Completing coursework toward a Credit Risk Certification or earning your CFA Level I provides a concrete credential that signals commitment to Arizona hiring managers.
Where can I find and apply to credit analyst jobs in Arizona?
You can find and apply to credit analyst jobs in Arizona on Migrate Mate, which lists current openings across the state. Find roles that fit your experience and target location, then apply directly to each one.
See All 18 Credit Analyst Jobs in Arizona
Find roles in Arizona that match your experience and apply in just a few clicks.
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