Credit Analyst Jobs in Pennsylvania
Credit Analyst jobs in Pennsylvania are consistently in demand, with active hiring concentrated in commercial banking, insurance, and corporate finance and openings at every level from entry-level analyst through senior credit officer. Philadelphia and Pittsburgh anchor most of the hiring, with Harrisburg serving as a secondary hub tied to community banking and state-chartered institutions. Well-established employers including Citizens Bank, PNC Financial Services, and Lincoln Financial Group maintain large credit operations throughout the state, and the most sought-after specialties are commercial real estate credit, middle-market lending, and consumer credit risk. Find a role that fits below and apply directly.
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Primary Office Location:
626 Washington Place. Pittsburgh, Pennsylvania. 15219.Join our team. Make a difference - for us and for your future.
Position Title: Credit Risk Analyst
Business Unit: Credit
Reports to: Supervisor or Manager of Credit Risk
Position Overview:
This position is primarily responsible for assisting the Manager of Credit Risk and Reporting in the execution of one or more of the following: asset quality reporting, concentration analysis, the allowance for credit loss, credit monitoring, stress testing and ongoing monitoring of Bank wide data quality. The incumbent ensures accuracy and superior internal customer service.
Primary Responsibilities:
Prepares monthly and quarterly management and Board of Directors reports. Analyzes the credit risk trends within the various Bank portfolios and regions to identify potential regulatory, policy, or operational risk issues. Prepares written analysis to report to management.
Executes, analyzes, and maintains a modeling database including key data elements derived from the core system to support the timely and accurate completion of the Allowance for Credit Loss (ACL) reporting. This will also include preparing the ACL portion of the Dodd Frank Act Stress Test (DFAST) reporting.
Executes and analyzes monthly asset quality reporting for manager review. Ensures reports are timely, accurate and comply with regulatory guidance for quarterly reporting. Practices continuous process improvement in data aggregation and reporting.
Executes and analyzes monthly loan concentration reports. Performs specific concentration analysis that includes asset quality, trends, various segregations of the specific portfolio, macroeconomic commentary and market research layers.
Execute, analyze, and distribute daily, weekly, and monthly collateral monitoring reports and Commercial Credit compliance reports.
Analyzes on-going Credit Risk reporting features on a timely basis and implements process improvements as directed by management to correspond with changes in regulatory, policy, or operational risk issues.
Executes and analyzes data exception reporting, works with various departments to ensure accuracy of data used in Bank wide reporting. Sends corrective data maintenance on an as needed basis.
Performs other related duties and projects as assigned.
All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation’s risk management program.
F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.
Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:
BA or BS
Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:
0
Skills Required to Perform the Primary Responsibilities of this Position:
Excellent project management skills
Excellent communication skills, both written and verbal
Excellent organizational, analytical and interpersonal skills
Excellent customer service skills
Ability to use a personal computer and job-related software
MS Word - Basic Level
MS Excel - Intermediate Level
MS PowerPoint - Basic Level
Experience with business intelligence tools such as SAS, Python or MS Power BI
Licensures/Certifications Required to Perform the Primary Responsibilities of this Position:
N/A
Physical Requirements or Work Conditions Beyond Traditional Office Work:
N/A
Equal Employment Opportunity (EEO):
It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace.
FNB will not provide sponsorship for employment-based visas for this position; only candidates who are legally authorized to work in the U.S. will be considered.
See All 25 Credit Analyst Jobs in Pennsylvania
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Find Credit Analyst JobsCredit Analyst Jobs by City in Pennsylvania
Where Pennsylvania roles are concentrated, by current openings.
Credit Analyst Job Market in Pennsylvania
A snapshot from current Pennsylvania openings, updated as new roles post.
Who's Hiring



Top Industries Hiring
- Banking & Financial Services
What Pennsylvania Employers Look For
The qualifications that appear most often in credit analyst jobs across Pennsylvania.
- Bachelor's degree in finance, accounting, economics, or a related business field
- Proficiency in financial statement analysis and credit risk modeling
- Experience with commercial or consumer loan underwriting processes
- Working knowledge of credit bureau platforms and risk scoring systems
- Strong Excel skills and familiarity with banking or portfolio management software
- CFA, CPA, or Credit Risk Certification (CRC) credential preferred for senior roles
Credit Analyst Jobs in Pennsylvania: Frequently Asked Questions
How do you become a credit analyst in Pennsylvania?
Pennsylvania does not require a state-issued license to work as a credit analyst, so the path runs through education and employer credentialing. Most positions require a bachelor's degree in finance, accounting, or economics. From there, candidates enter through bank training programs or junior analyst roles at regional lenders and insurance carriers. Earning a nationally recognized credential such as the CFA or Credit Risk Certification strengthens competitiveness, particularly with larger Philadelphia and Pittsburgh institutions.
How much do credit analysts make in Pennsylvania?
Credit analysts in Pennsylvania earn a median of about $80,280 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $50,750 for the lowest 10% to over $155,360 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire credit analysts in Pennsylvania?
Employers hiring credit analysts in Pennsylvania right now include Horizon Farm Credit, Victaulic, and First Commonwealth Bank, based on current listings on Migrate Mate as of September 2026. Pennsylvania's dense concentration of regional banks, insurance firms, and corporate treasury departments means hiring is spread across both major metros and mid-size cities like Allentown and Harrisburg.
Which Pennsylvania cities have the most credit analyst jobs?
Indiana, Easton, and Pittsburgh account for the most credit analyst openings in Pennsylvania. Philadelphia leads because of its large concentration of regional bank headquarters, insurance companies, and corporate finance departments, while Pittsburgh's strength in commercial banking and asset management drives steady hiring there, and Harrisburg's cluster of community banks and state-chartered institutions supports a reliable secondary market.
Are there remote credit analyst jobs in Pennsylvania?
Yes, and more than many financial roles. Credit analysis is desk-based and document-driven, which makes it well suited to remote work. About 83% of credit analyst openings tied to Pennsylvania are remote or hybrid as of September 2026, with the remote share highest for consumer credit and portfolio review roles rather than commercial underwriting positions that require direct client or branch interaction.
How can I get hired as a credit analyst in Pennsylvania with little or no experience?
The most realistic entry path is through a bank's credit training or rotational analyst program. PNC Financial Services and Citizens Bank both run structured new-graduate programs in Pittsburgh and Philadelphia that include credit fundamentals and loan underwriting. Candidates moving laterally from accounting, financial operations, or loan processing roles are also commonly hired at Pennsylvania community banks. Completing coursework toward the CFA or obtaining a Credit Risk Certification credential before applying gives entry-level candidates a measurable edge.
Where can I find and apply to credit analyst jobs in Pennsylvania?
You can find and apply to credit analyst jobs in Pennsylvania on Migrate Mate, which lists current openings across the state. Search the listings to find roles that match your experience level and location, then apply directly to the employers posting them.
See All 25 Credit Analyst Jobs in Pennsylvania
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