Credit Analyst Jobs in Ohio
Credit Analyst jobs in Ohio are consistently active, with demand concentrated in commercial banking, corporate finance, and credit risk management across institutions ranging from community banks to large regional holding companies, with openings at every level from entry-level credit associates through senior and portfolio manager roles. Columbus, Cleveland, and Cincinnati lead hiring, anchored by employers such as Huntington Bancshares, KeyCorp, and Fifth Third Bank, all of which maintain substantial credit operations in the state. The most sought-after specialties in Ohio are commercial credit underwriting, consumer lending analysis, and healthcare sector credit assessment. Find a role that fits below and apply directly.
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The Credit Review Portfolio Risk Analyst I primarily administers the Abrigo DiCOM platform to support portfolio risk evaluation, risk-based loan sampling, borrower line sheet reviews, reporting, trend analysis, and the identification of emerging risks. The role also leverages approved AI tools to enhance efficiency, consistency, and quality of lending segment examinations. The position performs credit reviews across lending segments and contributes to the achievement of departmental objectives. This role develops credit analysis expertise through exposure to a broad range of borrower financial and business profiles. The Credit Review Portfolio Risk Analyst I demonstrates developing proficiency in assessing a borrower’s repayment capacity, evaluating the accuracy of assigned risk ratings, and reviewing the effectiveness of the Bank’s ongoing monitoring activities. The position collaborates with Credit Review Officers to perform detailed analysis and examination of basic to moderate credit relationships, with guidance from the Senior Credit Review Manager as needed and communicates results to management. Proficiency in Microsoft Word and Excel, along with strong analytical, organizational, and problem-solving skills, is required.
Essential Job Responsibilities____________________________________
1. Serves as the Abrigo DiCOM application administrator, including portfolio risk assessments, data tracking and analysis, reporting, and data integrity. Balance supporting Credit Review loan review activities in conducting independent credit reviews across all lending segments with credit review systems data analysis, tracking, and risk assessment, while also helping achieve the review-specific and annual objectives of the department.
2. Develop credit analysis skills through exposure to a variety of borrower financial conditions, business profiles, industries, and credit structures, and collateral evaluations.
3. Evaluates borrower repayment capacity, validates the accuracy of assigned risk ratings, and assesses the effectiveness of the Bank’s ongoing credit monitoring activities.
4. Performs detailed, independent analysis of basic to moderate credit relationships, with guidance from Senior Credit Review Officers as needed, and communicates results to management.
5. Assists with basic reviews by identifying exceptions, analyzing trends, compiling findings, and preparing results in standard report formats.
6. Reviews loan portfolios for adherence to applicable laws, regulations, policies, procedures, and prudent credit risk management practices.
7. Develops and maintains current knowledge of laws, regulations, policies, and emerging credit risk practices that affect the Credit Review function.
8. Assists other Audit departments as needed and develops cross-functional review skills.
9. Coordinates and communicates with internal departments and external auditors to obtain information, clarify review matters, and support timely completion of review activities.
10. Gather necessary information and documentation to support credit review team members.
Desired Skills ______________________________________________
1. Understanding of basic financial statements and credit principles and ability to analyze information and identify potential risk indicators.
2. Loan documentation and collateral review — familiarity with loan agreements, collateral documentation, lien perfection, appraisals, covenant requirements, borrowing bases, and exceptions.
3. Regulatory and policy awareness — working knowledge of banking regulations, credit policy, lending standards, internal controls, and safety-and-soundness expectations.
4. Audit/review discipline — ability to plan and execute review procedures, document work clearly, support conclusions, identify root causes, and communicate exceptions constructively.
5. Analytical curiosity and professional skepticism — willingness to ask probing questions, identify emerging risk trends, and connect borrower-level findings to broader portfolio risk.
6. Written communication and report writing — ability to prepare concise credit review narratives, findings, recommendations, and management-ready summaries.
7. Data and portfolio analysis skills — comfort using Excel and reporting tools to analyze loan populations, trends, concentrations, exceptions, and risk indicators.
8. Collaboration and relationship management — ability to interact professionally with lenders, portfolio strategists/managers, credit administration, risk management, internal audit, and external examiners while maintaining independence.
9. Attention to detail and accuracy — thoroughness in reviewing documents, financial data, risk ratings, exceptions, and compliance with policy requirements.
10. Continuous learning mindset — interest in developing expertise in credit risk, regulatory expectations, accounting, industry analysis, and audit/review methodology.
11. Relevant credentials or training preferred — coursework or certifications in commercial credit, accounting, banking, internal audit, risk management, or financial analysis can be helpful.
Bona Fide Occupational Qualifications_____________________________
1. A bachelor’s degree in Finance, Accounting, or related field.
2. 0-3 years of banking, credit, lending, audit, or related financial services experience.
3. Prior internship or entry-level experience in banking, credit administration, or finance is preferred.
4. Strong ability to apply financial institution policies and procedures to work performed, and proficiency in Microsoft Word and Excel is essential.
5. Excellent communication, organizational, problem-solving, and analytical skills, including the ability to define problems, collect data, establish facts, and draw conclusions. Proficient reading, writing, and grammatical skills.
6. Must possess a valid driver’s license and be available for regional travel as needed.
7. May be eligible for Telecommuting
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.
The Credit Review Portfolio Risk Analyst I primarily administers the Abrigo DiCOM platform to support portfolio risk evaluation, risk-based loan sampling, borrower line sheet reviews, reporting, trend analysis, and the identification of emerging risks. The role also leverages approved AI tools to enhance efficiency, consistency, and quality of lending segment examinations. The position performs credit reviews across lending segments and contributes to the achievement of departmental objectives. This role develops credit analysis expertise through exposure to a broad range of borrower financial and business profiles. The Credit Review Portfolio Risk Analyst I demonstrates developing proficiency in assessing a borrower’s repayment capacity, evaluating the accuracy of assigned risk ratings, and reviewing the effectiveness of the Bank’s ongoing monitoring activities. The position collaborates with Credit Review Officers to perform detailed analysis and examination of basic to moderate credit relationships, with guidance from the Senior Credit Review Manager as needed and communicates results to management. Proficiency in Microsoft Word and Excel, along with strong analytical, organizational, and problem-solving skills, is required.
Essential Job Responsibilities____________________________________
1. Serves as the Abrigo DiCOM application administrator, including portfolio risk assessments, data tracking and analysis, reporting, and data integrity. Balance supporting Credit Review loan review activities in conducting independent credit reviews across all lending segments with credit review systems data analysis, tracking, and risk assessment, while also helping achieve the review-specific and annual objectives of the department.
2. Develop credit analysis skills through exposure to a variety of borrower financial conditions, business profiles, industries, and credit structures, and collateral evaluations.
3. Evaluates borrower repayment capacity, validates the accuracy of assigned risk ratings, and assesses the effectiveness of the Bank’s ongoing credit monitoring activities.
4. Performs detailed, independent analysis of basic to moderate credit relationships, with guidance from Senior Credit Review Officers as needed, and communicates results to management.
5. Assists with basic reviews by identifying exceptions, analyzing trends, compiling findings, and preparing results in standard report formats.
6. Reviews loan portfolios for adherence to applicable laws, regulations, policies, procedures, and prudent credit risk management practices.
7. Develops and maintains current knowledge of laws, regulations, policies, and emerging credit risk practices that affect the Credit Review function.
8. Assists other Audit departments as needed and develops cross-functional review skills.
9. Coordinates and communicates with internal departments and external auditors to obtain information, clarify review matters, and support timely completion of review activities.
10. Gather necessary information and documentation to support credit review team members.
Desired Skills ______________________________________________
1. Understanding of basic financial statements and credit principles and ability to analyze information and identify potential risk indicators.
2. Loan documentation and collateral review — familiarity with loan agreements, collateral documentation, lien perfection, appraisals, covenant requirements, borrowing bases, and exceptions.
3. Regulatory and policy awareness — working knowledge of banking regulations, credit policy, lending standards, internal controls, and safety-and-soundness expectations.
4. Audit/review discipline — ability to plan and execute review procedures, document work clearly, support conclusions, identify root causes, and communicate exceptions constructively.
5. Analytical curiosity and professional skepticism — willingness to ask probing questions, identify emerging risk trends, and connect borrower-level findings to broader portfolio risk.
6. Written communication and report writing — ability to prepare concise credit review narratives, findings, recommendations, and management-ready summaries.
7. Data and portfolio analysis skills — comfort using Excel and reporting tools to analyze loan populations, trends, concentrations, exceptions, and risk indicators.
8. Collaboration and relationship management — ability to interact professionally with lenders, portfolio strategists/managers, credit administration, risk management, internal audit, and external examiners while maintaining independence.
9. Attention to detail and accuracy — thoroughness in reviewing documents, financial data, risk ratings, exceptions, and compliance with policy requirements.
10. Continuous learning mindset — interest in developing expertise in credit risk, regulatory expectations, accounting, industry analysis, and audit/review methodology.
11. Relevant credentials or training preferred — coursework or certifications in commercial credit, accounting, banking, internal audit, risk management, or financial analysis can be helpful.
Bona Fide Occupational Qualifications_____________________________
1. A bachelor’s degree in Finance, Accounting, or related field.
2. 0-3 years of banking, credit, lending, audit, or related financial services experience.
3. Prior internship or entry-level experience in banking, credit administration, or finance is preferred.
4. Strong ability to apply financial institution policies and procedures to work performed, and proficiency in Microsoft Word and Excel is essential.
5. Excellent communication, organizational, problem-solving, and analytical skills, including the ability to define problems, collect data, establish facts, and draw conclusions. Proficient reading, writing, and grammatical skills.
6. Must possess a valid driver’s license and be available for regional travel as needed.
7. May be eligible for Telecommuting
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.
See All 21 Credit Analyst Jobs in Ohio
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Find Credit Analyst JobsCredit Analyst Jobs by City in Ohio
Where Ohio roles are concentrated, by current openings.
Credit Analyst Job Market in Ohio
A snapshot from current Ohio openings, updated as new roles post.
Who's Hiring
Top Industries Hiring
- Banking & Financial Services
- Fintech
- Manufacturing
- Investment & Asset Management
What Ohio Employers Look For
The qualifications that appear most often in credit analyst jobs across Ohio.
- Bachelor's degree in finance, accounting, economics, or a related business field
- Proficiency in financial statement analysis and credit risk modeling
- Experience with commercial or consumer loan underwriting processes
- Knowledge of Ohio banking regulations and compliance standards
- Strong Excel skills and familiarity with credit analysis software platforms
- CFA, CPA, or Credit Risk Certification (CRC) credential preferred for senior roles
Credit Analyst Jobs in Ohio: Frequently Asked Questions
How do you become a credit analyst in Ohio?
Most Ohio credit analyst roles require a bachelor's degree in finance, accounting, or economics, followed by direct application to entry-level credit associate or junior analyst positions at banks, credit unions, or corporate finance departments. Ohio does not require a state-issued license to work as a credit analyst, but employers in commercial banking increasingly expect candidates to pursue the Credit Risk Certification offered by the Risk Management Association or progress toward a CFA designation as they advance.
How much do credit analysts make in Ohio?
Credit analysts in Ohio earn a median of about $79,720 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $50,460 for the lowest 10% to over $133,700 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire credit analysts in Ohio?
Employers hiring credit analysts in Ohio right now include Park National Bank, Northwest Bank, and Stifel, based on current listings on Migrate Mate as of November 2026. Ohio's deep concentration of regional bank headquarters and large corporate treasury operations means credit analyst openings appear year-round across a wide range of institution sizes and industries.
Which Ohio cities have the most credit analyst jobs?
Columbus, Mason, and Dublin have the most credit analyst openings in Ohio. Columbus drives the largest share of postings as the state capital and home to Huntington Bancshares and several large insurance and retail finance headquarters, while Cleveland and Cincinnati reflect the regional bank presence of KeyCorp and Fifth Third Bank respectively, generating consistent demand for commercial and consumer credit roles.
Are there remote credit analyst jobs in Ohio?
Yes, and more than many finance roles, since credit analysis is largely desk-based and document-driven work. About 67% of credit analyst openings tied to Ohio are remote or hybrid as of November 2026, reflecting the analytical and review-focused nature of the role. Portfolio monitoring, spreading financials, and writing credit memos are the functions most commonly performed remotely, while client-facing commercial underwriting roles tend to remain hybrid or in-office.
How can I get hired as a credit analyst in Ohio with little or no experience?
The most realistic entry path is applying to credit associate or credit training programs at Ohio's regional banks, where institutions such as Huntington Bancshares, KeyCorp, and Fifth Third Bank run structured new-graduate rotational programs that cover underwriting fundamentals. Candidates coming from adjacent roles in accounting, financial planning, or bank teller supervisory work often transition successfully, and completing a Credit Risk Certification or building a portfolio of analyzed financial statements through coursework gives early-career applicants a measurable edge over peers.
Where can I find and apply to credit analyst jobs in Ohio?
You can find and apply to credit analyst jobs in Ohio on Migrate Mate, which lists current Ohio openings from employers across the state. Find a role that fits and apply directly to the employer through the listing.
See All 21 Credit Analyst Jobs in Ohio
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