Credit Analyst Jobs in Wisconsin
Credit Analyst jobs in Wisconsin are steadily active, with demand concentrated in commercial banking, agricultural lending, and corporate finance across a state whose economy mixes large financial institutions with a strong manufacturing and dairy-industry base. Milwaukee, Madison, and Green Bay account for most of the hiring, anchored by employers like Associated Bank, Johnson Financial Group, and BMO Bank. The most in-demand specialties are commercial credit underwriting, agricultural portfolio analysis, and consumer credit risk, with openings ranging from junior analyst roles to senior credit officer positions. Find a role that fits below and apply directly.
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Showing 5 of 28+ Credit Analyst jobs
We know what you're thinking. "What kind of name is IncredibleBank?"
Well, we're glad you asked.
With a name like IncredibleBank, we have a lot to live up to. Our name is a promise we make every day to our customers and to our team members (and hey, that could be you!). A promise that we strive to be incredible in everything we do. A promise that will help our customers, fellow team members, and our communities to do the incredible.
At IncredibleBank, we're all about ICE. What's ICE? ICE stands for Incredible Customer ExperienceTM (that's right - an experience so good and so important we trademarked it). ICE illustrates the core values that drive everything we do - how we conduct business, how we treat each other, and how we continuously strive to build on our model of customer-focused banking. Our core values have been in place for more than 50 years and continue to influence every aspect of our operation today.
So - how can you help us live up to our name?
About the Role:
We are eager to discuss the prospect of you joining our team as our next incredible team member!
This position is responsible for developing commercial credit analysis and underwriting skills while supporting the evaluation of consumer and commercial lending relationships. Under policy guidelines, the position analyzes borrower financial information, cash flow, collateral, industry trends, market conditions, and other risk factors to assess creditworthiness and support sound lending decisions. The role performs credit analysis and underwriting for basic commercial and consumer credit requests, loan renewals, and annual reviews, while developing a foundational understanding of commercial underwriting principles, practices, and procedures. Through the application of financial analysis, accounting principles, and credit risk concepts, the incumbent evaluates the degree of risk associated with lending opportunities and assists in developing underwriting recommendations, including risk ratings, covenant structures, and monitoring requirements. Duties and responsibilities may include:
- Underwrite basic commercial credit requests and smaller new money lending opportunities within established authority and department guidelines.
- Perform financial spreading and analysis of borrower financial statements and tax returns to support underwriting and credit decisions.
- Analyze commercial and consumer loan requests, renewals, modifications, and annual reviews to assess creditworthiness and provide information that supports sound lending decisions.
- Analyze financial statements, tax returns, cash flow, collateral, guarantor support, and repayment sources to evaluate borrower capacity, identify potential risks, and determine the strength of repayment prospects.
- Prepare loan presentation packages and supporting credit documentation for review and approval by senior analysts, management, and loan committees.
- Evaluate collateral support, guarantor strength, loan structure, and borrower performance to assist in developing risk rating, covenant, and monitoring recommendations that support effective risk management.
- Develop and present underwriting recommendations for review by senior credit personnel and designated approvers.
- Conduct industry, market, and economic research to understand external conditions that may impact borrower performance, cash flow, and long-term viability.
- Monitor assigned credit relationships for changes in financial condition, covenant compliance, collateral values, and other risk indicators to identify emerging concerns and support proactive portfolio management.
- Collaborate with lenders and relationship managers to gather information, evaluate financing alternatives, and support credit structures that appropriately balance customer needs and risk.
This is a regular full-time, salaried exempt position, averaging approximately 40 hours/week. Schedule may vary between the hours of 8:00 am to 5:30 pm CDT Monday through Friday.
This position will work on-site at our IncredibleBank branch location in Middleton, WI. Intermittent travel may be required based on business and/or customer needs.
About You:
You do what is right over what is easy. You don’t settle for good enough. You’re driven to learn and grow. You recognize your impact on the customer experience, regardless of your role.
Those attributes are just a few things our incredible employees have in common.
And, we’d be so excited to learn a little more about you and discuss your interest in joining our team! Our recommended and preferred qualifications are:
- Bachelors degree in Finance, Accounting, Business or related field and 0-2 years relevant commercial credit/lending experience, or equivalent combination of education and experience.
- Ability to create, review, and maintain spreadsheets, financial analyses, credit memoranda, and reports.
- Basic understanding of financial statements/accounting principles
- Ability to learn and effectively utilize financial spreading, credit underwriting, loan origination, and other banking systems.
- Strong data management, organization, and reporting skills with attention to accuracy and detail.
- Ability to communicate with internal and external customers in a professional manner.
- A high degree of resourcefulness and adaptability.
- Strong analytical and problem-solving skills
- Ability to manage multiple priorities and deadlines
About Our Benefits and Compensation:
Our promise of ICE extends to our employees as well. Our employees are our greatest asset, and we strive to show our appreciation by offering top-tier benefits and, dare we say, more than competitive compensation that we’re willing to discuss up front.
And we are constantly evaluating and improving our benefits. In fact, eligible employees receive over 30 days off per calendar year! That includes 18 days of PTO to begin, PLUS an Anniversary Holiday, Birthday Holiday, Wellness Holiday, and 12 observed Bank Holidays.
Check out our total rewards package at: https://www.cbmicrosite.com/incrediblebank
About the Company:
IncredibleBank first started in 1967 as River Valley Bank with a single location in Rothschild, WI. And we may have strong roots in community banking, but IncredibleBank wasn’t awarded as one of America’s Most Innovative Banks by the Independent Community Bankers of America for our popcorn Fridays. Though we do love free popcorn...
We strive to stay on the leading edge of banking technology with the goal providing the best, simplest way for our customers across the country to do their banking. But if our customers need us, they can pick up the phone and talk to a real person. And that’s what makes us America’s first national online community bank. And who doesn’t love the idea of a national community?
Today, IncredibleBank is a $2.0 billion-asset institution that has grown to 17 brick-and-mortar locations with customers in all 50 states. But we know that as an employer, it’s less about size than it is about culture. That’s why we’re especially proud to have been certified as a Great Place to Work.
Learn more about our Great Place to Work engagement results here: https://www.greatplacetowork.com/certified-company/7022621
We know what you're thinking. "What kind of name is IncredibleBank?"
Well, we're glad you asked.
With a name like IncredibleBank, we have a lot to live up to. Our name is a promise we make every day to our customers and to our team members (and hey, that could be you!). A promise that we strive to be incredible in everything we do. A promise that will help our customers, fellow team members, and our communities to do the incredible.
At IncredibleBank, we're all about ICE. What's ICE? ICE stands for Incredible Customer ExperienceTM (that's right - an experience so good and so important we trademarked it). ICE illustrates the core values that drive everything we do - how we conduct business, how we treat each other, and how we continuously strive to build on our model of customer-focused banking. Our core values have been in place for more than 50 years and continue to influence every aspect of our operation today.
So - how can you help us live up to our name?
About the Role:
We are eager to discuss the prospect of you joining our team as our next incredible team member!
This position is responsible for developing commercial credit analysis and underwriting skills while supporting the evaluation of consumer and commercial lending relationships. Under policy guidelines, the position analyzes borrower financial information, cash flow, collateral, industry trends, market conditions, and other risk factors to assess creditworthiness and support sound lending decisions. The role performs credit analysis and underwriting for basic commercial and consumer credit requests, loan renewals, and annual reviews, while developing a foundational understanding of commercial underwriting principles, practices, and procedures. Through the application of financial analysis, accounting principles, and credit risk concepts, the incumbent evaluates the degree of risk associated with lending opportunities and assists in developing underwriting recommendations, including risk ratings, covenant structures, and monitoring requirements. Duties and responsibilities may include:
- Underwrite basic commercial credit requests and smaller new money lending opportunities within established authority and department guidelines.
- Perform financial spreading and analysis of borrower financial statements and tax returns to support underwriting and credit decisions.
- Analyze commercial and consumer loan requests, renewals, modifications, and annual reviews to assess creditworthiness and provide information that supports sound lending decisions.
- Analyze financial statements, tax returns, cash flow, collateral, guarantor support, and repayment sources to evaluate borrower capacity, identify potential risks, and determine the strength of repayment prospects.
- Prepare loan presentation packages and supporting credit documentation for review and approval by senior analysts, management, and loan committees.
- Evaluate collateral support, guarantor strength, loan structure, and borrower performance to assist in developing risk rating, covenant, and monitoring recommendations that support effective risk management.
- Develop and present underwriting recommendations for review by senior credit personnel and designated approvers.
- Conduct industry, market, and economic research to understand external conditions that may impact borrower performance, cash flow, and long-term viability.
- Monitor assigned credit relationships for changes in financial condition, covenant compliance, collateral values, and other risk indicators to identify emerging concerns and support proactive portfolio management.
- Collaborate with lenders and relationship managers to gather information, evaluate financing alternatives, and support credit structures that appropriately balance customer needs and risk.
This is a regular full-time, salaried exempt position, averaging approximately 40 hours/week. Schedule may vary between the hours of 8:00 am to 5:30 pm CDT Monday through Friday.
This position will work on-site at our IncredibleBank branch location in Middleton, WI. Intermittent travel may be required based on business and/or customer needs.
About You:
You do what is right over what is easy. You don’t settle for good enough. You’re driven to learn and grow. You recognize your impact on the customer experience, regardless of your role.
Those attributes are just a few things our incredible employees have in common.
And, we’d be so excited to learn a little more about you and discuss your interest in joining our team! Our recommended and preferred qualifications are:
- Bachelors degree in Finance, Accounting, Business or related field and 0-2 years relevant commercial credit/lending experience, or equivalent combination of education and experience.
- Ability to create, review, and maintain spreadsheets, financial analyses, credit memoranda, and reports.
- Basic understanding of financial statements/accounting principles
- Ability to learn and effectively utilize financial spreading, credit underwriting, loan origination, and other banking systems.
- Strong data management, organization, and reporting skills with attention to accuracy and detail.
- Ability to communicate with internal and external customers in a professional manner.
- A high degree of resourcefulness and adaptability.
- Strong analytical and problem-solving skills
- Ability to manage multiple priorities and deadlines
About Our Benefits and Compensation:
Our promise of ICE extends to our employees as well. Our employees are our greatest asset, and we strive to show our appreciation by offering top-tier benefits and, dare we say, more than competitive compensation that we’re willing to discuss up front.
And we are constantly evaluating and improving our benefits. In fact, eligible employees receive over 30 days off per calendar year! That includes 18 days of PTO to begin, PLUS an Anniversary Holiday, Birthday Holiday, Wellness Holiday, and 12 observed Bank Holidays.
Check out our total rewards package at: https://www.cbmicrosite.com/incrediblebank
About the Company:
IncredibleBank first started in 1967 as River Valley Bank with a single location in Rothschild, WI. And we may have strong roots in community banking, but IncredibleBank wasn’t awarded as one of America’s Most Innovative Banks by the Independent Community Bankers of America for our popcorn Fridays. Though we do love free popcorn...
We strive to stay on the leading edge of banking technology with the goal providing the best, simplest way for our customers across the country to do their banking. But if our customers need us, they can pick up the phone and talk to a real person. And that’s what makes us America’s first national online community bank. And who doesn’t love the idea of a national community?
Today, IncredibleBank is a $2.0 billion-asset institution that has grown to 17 brick-and-mortar locations with customers in all 50 states. But we know that as an employer, it’s less about size than it is about culture. That’s why we’re especially proud to have been certified as a Great Place to Work.
Learn more about our Great Place to Work engagement results here: https://www.greatplacetowork.com/certified-company/7022621
See All 28 Credit Analyst Jobs in Wisconsin
Find roles in Wisconsin that match your experience and apply in just a few clicks.
Find Credit Analyst JobsCredit Analyst Jobs by City in Wisconsin
Where Wisconsin roles are concentrated, by current openings.
Credit Analyst Job Market in Wisconsin
A snapshot from current Wisconsin openings, updated as new roles post.
Who's Hiring
Top Industries Hiring
- Distribution & Wholesale
- Banking & Financial Services
What Wisconsin Employers Look For
The qualifications that appear most often in credit analyst jobs across Wisconsin.
- Bachelor's degree in finance, accounting, economics, or a closely related field
- Proficiency in credit analysis software and financial modeling tools such as Excel
- Experience reviewing financial statements, tax returns, and borrower credit histories
- Knowledge of commercial lending regulations and Wisconsin banking compliance standards
- Strong written communication skills for preparing credit memos and risk summaries
- CFA, CRC, or NACM Credit Business Associate designation preferred for senior roles
Credit Analyst Jobs in Wisconsin: Frequently Asked Questions
How do you become a credit analyst in Wisconsin?
Most credit analyst roles in Wisconsin require a bachelor's degree in finance, accounting, or economics as the baseline qualification. Wisconsin does not issue a state-specific license for credit analysts, so hiring decisions typically turn on education, relevant coursework, and industry credentials. Pursuing a designation such as the Credit Business Associate from the National Association of Credit Management or the Chartered Financial Analyst credential strengthens a candidacy considerably with Wisconsin's commercial banks and credit unions.
How much do credit analysts make in Wisconsin?
Credit analysts in Wisconsin earn a median of about $68,690 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $50,780 for the lowest 10% to over $126,640 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire credit analysts in Wisconsin?
Companies currently hiring credit analysts in Wisconsin include Uline, BMO Financial, and BANK OF LUXEMBURG, per current listings on Migrate Mate as of September 2026. Wisconsin's concentration of regional banks, agricultural lenders, and manufacturing-sector finance teams means openings appear across a broad range of institution types beyond the largest national names.
Which Wisconsin cities have the most credit analyst jobs?
Green Bay, Madison, and Fond du Lac lead Wisconsin for credit analyst openings. Milwaukee drives the largest share given its density of regional bank headquarters and corporate finance departments, while Madison's government, insurance, and university-affiliated institutions sustain steady demand, and Green Bay's agricultural lending and manufacturing base generates consistent openings in commercial and agricultural credit.
Are there remote credit analyst jobs in Wisconsin?
Yes, and more than many financial roles, because credit analysis is largely document-driven and desk-based. About 30% of credit analyst openings tied to Wisconsin are remote or hybrid as of September 2026, reflecting the role's analytical nature. Portfolio review, underwriting write-ups, and financial modeling are the functions most commonly performed remotely, while client-facing or loan-closing responsibilities tend to remain on-site.
How can I get hired as a credit analyst in Wisconsin with little or no experience?
The most realistic entry path is a credit analyst trainee or junior underwriter program at one of Wisconsin's regional banks or credit unions, such as those run by Associated Bank or local cooperative lenders affiliated with the Wisconsin Bankers Association network. Lateral moves from bank teller, loan processor, or accounting assistant roles are common starting points. Completing the Credit Business Associate coursework through the National Association of Credit Management gives candidates without direct experience a concrete credential that Wisconsin employers recognize.
Where can I find and apply to credit analyst jobs in Wisconsin?
You can find and apply to credit analyst jobs in Wisconsin on Migrate Mate, which lists current Wisconsin openings across commercial banks, credit unions, agricultural lenders, and corporate finance teams. Find the roles that fit your background and apply directly to the ones that match.
See All 28 Credit Analyst Jobs in Wisconsin
Find roles in Wisconsin that match your experience and apply in just a few clicks.
Find Credit Analyst Jobs