Credit Analyst Jobs in New Jersey
Credit Analyst jobs in New Jersey are consistently active across commercial banking, insurance, and corporate finance, with openings at every level from entry-level associates through senior analysts and team leads. The heaviest hiring concentrates in Newark, Jersey City, and Princeton, where institutions like JPMorgan Chase, Prudential Financial, and Johnson & Johnson maintain significant operations. The most in-demand specialties include commercial credit underwriting, consumer lending analysis, and corporate risk assessment. Find a role that fits below and apply directly.
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Showing 5 of 18+ Credit Analyst jobs
This position is based on-site in Parsippany, NJ. Relocation assistance is not available for this role.
What You’ll Do
- Customer Account Management: Support customer onboarding, maintain accurate account records and approved payment terms, and serve as a Finance contact for assigned accounts.
- Credit & Risk Analysis: Evaluate customer financial information, recommend credit limits and payment terms for management approval, and monitor credit exposure and credit holds.
- Credit Protection & Financing: Support trade credit insurance and customer financing or payment-security arrangements, including letters of credit, factoring, floorplan financing, leasing, prepayments, bank credit arrangements, and escrow.
- Accounts Receivable & Collections: Monitor aging and past-due balances, reconcile accounts, and resolve billing discrepancies, deductions, short payments, and disputes.
- Cross-Functional Partnership: Work with customers and internal teams to resolve financial issues, escalate significant risks, and support timely collection.
- Reporting & Process Improvement: Maintain accurate ERP data, prepare account and risk reporting, support cash forecasting and working-capital management, and improve processes while following internal controls.
What You’ll Bring
- 3–5 years of experience in credit, accounts receivable, collections, or customer financial operations.
- Experience managing customer accounts, evaluating financial information, and resolving billing or payment issues.
- Advanced Microsoft Excel proficiency and strong analytical and problem-solving skills.
- Excellent communication, organization, and follow-through, with the ability to balance customer relationships and financial risk.
Preferred Qualifications
- Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
- Knowledge of trade credit insurance and/or experience with commercial or standby letters of credit.
- Familiarity with customer financing and payment-security arrangements.
- ERP experience: Epicor is a plus.
- Experience in technology, manufacturing, distribution, or wholesale, with exposure to cash forecasting, working-capital management, or process improvement.
Compensation:
The base salary range for this position is 80,000.00 to $90,000.00; the exact salary depends on several factors such as experience, skills, education, and budget.
Benefits Overview:
We offer a competitive benefits package that includes medical, dental, vision, basic life and AD&D coverage, short- and long-term disability, a 401(k) retirement plan, annual discretionary salary increases and bonuses. Employees receive paid company holidays, paid time off, and access to company-paid training. Optional benefits include tuition reimbursement, a 529 college savings plan, pet insurance, legal and ID theft coverage, and other voluntary insurance plans.
This position is based on-site in Parsippany, NJ. Relocation assistance is not available for this role.
What You’ll Do
- Customer Account Management: Support customer onboarding, maintain accurate account records and approved payment terms, and serve as a Finance contact for assigned accounts.
- Credit & Risk Analysis: Evaluate customer financial information, recommend credit limits and payment terms for management approval, and monitor credit exposure and credit holds.
- Credit Protection & Financing: Support trade credit insurance and customer financing or payment-security arrangements, including letters of credit, factoring, floorplan financing, leasing, prepayments, bank credit arrangements, and escrow.
- Accounts Receivable & Collections: Monitor aging and past-due balances, reconcile accounts, and resolve billing discrepancies, deductions, short payments, and disputes.
- Cross-Functional Partnership: Work with customers and internal teams to resolve financial issues, escalate significant risks, and support timely collection.
- Reporting & Process Improvement: Maintain accurate ERP data, prepare account and risk reporting, support cash forecasting and working-capital management, and improve processes while following internal controls.
What You’ll Bring
- 3–5 years of experience in credit, accounts receivable, collections, or customer financial operations.
- Experience managing customer accounts, evaluating financial information, and resolving billing or payment issues.
- Advanced Microsoft Excel proficiency and strong analytical and problem-solving skills.
- Excellent communication, organization, and follow-through, with the ability to balance customer relationships and financial risk.
Preferred Qualifications
- Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
- Knowledge of trade credit insurance and/or experience with commercial or standby letters of credit.
- Familiarity with customer financing and payment-security arrangements.
- ERP experience: Epicor is a plus.
- Experience in technology, manufacturing, distribution, or wholesale, with exposure to cash forecasting, working-capital management, or process improvement.
Compensation:
The base salary range for this position is 80,000.00 to $90,000.00; the exact salary depends on several factors such as experience, skills, education, and budget.
Benefits Overview:
We offer a competitive benefits package that includes medical, dental, vision, basic life and AD&D coverage, short- and long-term disability, a 401(k) retirement plan, annual discretionary salary increases and bonuses. Employees receive paid company holidays, paid time off, and access to company-paid training. Optional benefits include tuition reimbursement, a 529 college savings plan, pet insurance, legal and ID theft coverage, and other voluntary insurance plans.
See All 18 Credit Analyst Jobs in New Jersey
Find roles in New Jersey that match your experience and apply in just a few clicks.
Find Credit Analyst JobsCredit Analyst Jobs by City in New Jersey
Where New Jersey roles are concentrated, by current openings.
Credit Analyst Job Market in New Jersey
A snapshot from current New Jersey openings, updated as new roles post.
Who's Hiring
Top Industries Hiring
- Banking & Financial Services
What New Jersey Employers Look For
The qualifications that appear most often in credit analyst jobs across New Jersey.
- Bachelor's degree in finance, accounting, economics, or a closely related field
- Experience analyzing financial statements and assessing borrower creditworthiness
- Proficiency with credit analysis software and financial modeling tools such as Excel
- Familiarity with commercial lending regulations and credit risk frameworks used in New Jersey banking
- Strong written communication skills for preparing credit memos and presenting recommendations
- CFA, CPA, or Credit Risk Certification (CRC) preferred by many New Jersey financial institutions
Credit Analyst Jobs in New Jersey: Frequently Asked Questions
How do you become a credit analyst in New Jersey?
Most credit analyst positions in New Jersey require a bachelor's degree in finance, accounting, economics, or business. There is no state-issued license specific to credit analysts in New Jersey, so entry typically depends on education and demonstrated analytical skills. Many candidates strengthen their candidacy by earning the Credit Risk Certification from the Risk Management Association or pursuing CFA Level I, both well recognized by New Jersey commercial banks and financial institutions.
How much do credit analysts make in New Jersey?
Credit analysts in New Jersey earn a median of about $100,940 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $71,590 for the lowest 10% to over $169,490 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire credit analysts in New Jersey?
Employers hiring credit analysts in New Jersey right now include Columbia Bank (NJ), Cesna Recruitment, and PGIM, based on current listings on Migrate Mate as of November 2026. New Jersey's dense concentration of major banks, insurance carriers, and corporate treasury departments makes it one of the more active states for consistent credit analyst hiring year-round.
Which New Jersey cities have the most credit analyst jobs?
Newark, Teaneck, and Fair Lawn account for the largest share of credit analyst openings in New Jersey. Jersey City and Newark anchor hiring due to their concentration of major bank operations and financial services firms, while Princeton draws openings tied to corporate treasury and risk functions at large pharmaceutical and insurance headquarters located in central New Jersey.
Are there remote credit analyst jobs in New Jersey?
Yes, and more than many finance roles. Credit analysis is largely desk-based and document-driven, which makes it well suited to remote and hybrid arrangements. About 100% of credit analyst openings tied to New Jersey are remote or hybrid as of November 2026, reflecting an ongoing shift among banks and corporate finance teams. Portfolio review, financial modeling, and credit memo preparation are the functions most commonly performed fully remote.
How can I get hired as a credit analyst in New Jersey with little or no experience?
The most realistic entry path is a junior credit analyst or credit associate role at a community bank or regional lender, where New Jersey institutions such as Columbia Bank and Investors Bank have historically hired recent graduates. Candidates coming from roles like bank teller, loan processor, or financial analyst intern can leverage that adjacent experience. Completing the Credit Business Associate designation from the National Association of Credit Management gives early-career applicants a concrete credential that resonates with New Jersey commercial lenders.
Where can I find and apply to credit analyst jobs in New Jersey?
You can find and apply to credit analyst jobs in New Jersey on Migrate Mate, which lists current openings across the state. Search the listings, find roles that match your experience and location, and apply directly to the ones that fit.
See All 18 Credit Analyst Jobs in New Jersey
Find roles in New Jersey that match your experience and apply in just a few clicks.
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