Credit Analyst Jobs in North Carolina
Credit Analyst jobs in North Carolina are actively sought across banking, credit unions, commercial lending, and financial services, with openings ranging from entry-level credit associates through senior analysts and underwriters. Charlotte anchors the market as one of the largest banking centers in the country, with Raleigh and Greensboro adding meaningful volume in regional banking and corporate finance. Well-established employers such as Bank of America, Truist Financial, and Wells Fargo maintain significant analyst hiring across the state. The most in-demand specializations are commercial credit underwriting, consumer lending analysis, and risk-focused portfolio review. Find a role that fits below and apply directly.
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Showing 5 of 14+ Credit Analyst jobs
Develops and analyzes all types of credit information pertaining to diverse types of commercial loans; assists in preparing periodic reports for use by management. Assists in the preparation and maintenance of commercial credit files for external loan review.
Required Education/Knowledge:
- Bachelor’s Degree from an accredited four-year university
- Knowledge of bank credit policy and procedures
- Superior knowledge of commercial loan documentation requirements, regulations and Bank policy
- Understanding of credit underwriting issues associated with a wide variety of business
Preferred Education/Knowledge:
- Knowledge of other areas of bank operations
Required Experience:
- 0 to 2 years’ experience in a lending environment of a financial institution
- Previous loan documentation and underwriting experience
Preferred Experience:
- Previous loan documentation and underwriting experience
Required Skills:
- Proficiency with PC including Word and Excel
- Calculator skills
- Well-developed communication skills
- Ability to deal with customers, co-workers and attorneys
- Ability to spread and analyze financial statements and tax returns (beneficial)
Develops and analyzes all types of credit information pertaining to diverse types of commercial loans; assists in preparing periodic reports for use by management. Assists in the preparation and maintenance of commercial credit files for external loan review.
Required Education/Knowledge:
- Bachelor’s Degree from an accredited four-year university
- Knowledge of bank credit policy and procedures
- Superior knowledge of commercial loan documentation requirements, regulations and Bank policy
- Understanding of credit underwriting issues associated with a wide variety of business
Preferred Education/Knowledge:
- Knowledge of other areas of bank operations
Required Experience:
- 0 to 2 years’ experience in a lending environment of a financial institution
- Previous loan documentation and underwriting experience
Preferred Experience:
- Previous loan documentation and underwriting experience
Required Skills:
- Proficiency with PC including Word and Excel
- Calculator skills
- Well-developed communication skills
- Ability to deal with customers, co-workers and attorneys
- Ability to spread and analyze financial statements and tax returns (beneficial)
See All 14 Credit Analyst Jobs in North Carolina
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Find Credit Analyst JobsCredit Analyst Jobs by City in North Carolina
Where North Carolina roles are concentrated, by current openings.
Credit Analyst Job Market in North Carolina
A snapshot from current North Carolina openings, updated as new roles post.
Who's Hiring
Top Industries Hiring
- Technology & Software
- Banking & Financial Services
- Investment & Asset Management
What North Carolina Employers Look For
The qualifications that appear most often in credit analyst jobs across North Carolina.
- Bachelor's degree in finance, accounting, economics, or a related business field
- Proficiency in financial statement analysis and credit risk assessment
- Experience with commercial or consumer loan underwriting and credit decisioning
- Working knowledge of banking regulations and lending compliance standards
- Strong Excel and financial modeling skills used for credit analysis
- Completion of a formal credit training program or equivalent analyst internship
Credit Analyst Jobs in North Carolina: Frequently Asked Questions
How do you become a credit analyst in North Carolina?
Most credit analyst roles in North Carolina require a bachelor's degree in finance, accounting, economics, or business. The role carries no state-issued license unique to North Carolina, but candidates who complete a formal credit training program, earn a Chartered Financial Analyst designation, or hold a Credit Risk Certification stand out in the Charlotte and Raleigh markets. Large regional banks and credit unions typically hire directly from university programs and conduct internal credit training before placing analysts on loan portfolios.
How much do credit analysts make in North Carolina?
Credit analysts in North Carolina earn a median of about $94,570 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $62,620 for the lowest 10% to over $164,140 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire credit analysts in North Carolina?
Employers hiring credit analysts in North Carolina right now include Bank of America, Fifth Third Bank, and UBS, based on current listings on Migrate Mate as of September 2026. North Carolina's concentration of major bank headquarters and regional credit institutions in Charlotte makes it one of the most consistently active markets for credit analyst hiring in the Southeast.
Which North Carolina cities have the most credit analyst jobs?
Charlotte, Raleigh, and Newton lead North Carolina for credit analyst openings. Charlotte dominates because it is home to major bank headquarters including Bank of America and Truist Financial, while Raleigh draws volume from regional banks and corporate treasury functions tied to the Research Triangle's technology and life sciences sector, and Greensboro adds openings from regional credit unions and community lending institutions.
Are there remote credit analyst jobs in North Carolina?
Yes, and more than many financial roles. About 75% of credit analyst openings tied to North Carolina are remote or hybrid as of September 2026, reflecting how well the analytical and documentation-heavy nature of the work translates to distributed teams. Portfolio review, spreading financial statements, and credit memo writing are the tasks most commonly performed remotely, while client-facing underwriting and relationship management roles tend to require in-person presence.
How can I get hired as a credit analyst in North Carolina with little or no experience?
The most realistic entry path is applying to a formal credit analyst development program at one of North Carolina's large banks. Bank of America and Truist Financial both run structured analyst training programs that accept recent graduates without prior credit experience. Candidates moving from adjacent roles such as bank teller, loan processor, or financial services associate at a North Carolina credit union or community bank also transition into analyst seats regularly. Earning the Credit Business Associate credential early signals commitment and gives applications a concrete edge.
Where can I find and apply to credit analyst jobs in North Carolina?
You can find and apply to credit analyst jobs in North Carolina on Migrate Mate, which lists current openings from employers hiring in the state right now. Search the listings, find roles that match your experience and target location, and apply directly to the ones that fit.
See All 14 Credit Analyst Jobs in North Carolina
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