Credit Analyst Jobs in Georgia
Credit Analyst jobs in Georgia are consistently active, with strong demand from entry-level through senior positions concentrated in commercial banking, financial services, and corporate finance. Atlanta anchors most of the hiring, followed by Savannah and Augusta, where institutions like SunTrust-legacy Truist, Synovus Financial, and Delta Air Lines' corporate treasury division maintain established credit teams. The most in-demand specialties are commercial credit underwriting, consumer lending analysis, and portfolio risk management. Find a role that fits below and apply directly.
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Showing 5 of 18+ Credit Analyst jobs
The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status.
Need Help?
If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response).
Regular or Temporary:
RegularLanguage Fluency: English (Required)
Work Shift:
1st shift (United States of America)Please review the following job description:
The Middle Market Credit Delivery Analysts apply basic understanding of finance and accounting, commercial banking products/services, and credit-oriented analysis in a fast-paced and dynamic environment. With oversight from more senior teammates, Analysts facilitate financial analysis, risk assessment, compliance tracking, and portfolio management. Supports projects in coordination with assigned leader and teammates. Begins to develop skills necessary for prudent underwriting and effective credit and risk administration with particular emphasis on adherence to credit policy and requirements. Learns how to navigate internal systems, policies, and procedures necessary to support LOB goals for new business execution and existing client management/retention. Supplements analysis with external research and validation from a wide variety of sources to develop an assessment of client, competitor, market and industry risks and trends. Credit Delivery Analysts typically support Associates, VP, and SVP-level teammates and gradually complete tasks with oversight while building foundational skills in most facets of underwriting and portfolio management.
ESSENTIAL DUTIES AND RESPONSIBILITIES
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
1. Perform detailed financial analysis of borrower financial statements, projections, cash flow, leverage, liquidity, and repayment capacity.
2. Assess industry trends, business models, competitive dynamics, and key risks impacting borrower performance.
3. Prepare credit memoranda presenting transaction structure, risk assessment, mitigants, and clear credit recommendations.
4. Conduct periodic financial reviews, covenant testing, risk rating updates, and borrower performance assessments.
5. Respond to internal and external information requests related to portfolio accounts and credit transactions.
6. Produce portfolio monitoring reports, stress tests, risk dashboards, and credit exposure analyses.
7. Assist with ad hoc analyses relating to portfolio trends, industry concentrations, and credit quality metrics.
8. Maintain data accuracy across credit systems and reporting tools.
Required Qualifications:
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
1. Bachelor’s degree, or an equivalent combination of education and work experience.
2. 0-1+ years of related financial services work experience
3. Solid analytical skills and attention to detail
4. Solid written and verbal communication skills
5. Competitive drive and high work ethic, self-starter, team-oriented
6. Solid interpersonal skills
7. High level of adaptability and flexibility with strong organizational and time management skills
8. Solid understanding of business, finance, and accounting
9. Proficiency in Microsoft Excel and PowerPoint
Preferred Qualifications:
1. Minimum GPA: 3.5
2. Demonstrated work experience in finance or related field
General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.
Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.
EEO is the Law E-Verify IER Right to Work
The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status.
Need Help?
If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response).
Regular or Temporary:
RegularLanguage Fluency: English (Required)
Work Shift:
1st shift (United States of America)Please review the following job description:
The Middle Market Credit Delivery Analysts apply basic understanding of finance and accounting, commercial banking products/services, and credit-oriented analysis in a fast-paced and dynamic environment. With oversight from more senior teammates, Analysts facilitate financial analysis, risk assessment, compliance tracking, and portfolio management. Supports projects in coordination with assigned leader and teammates. Begins to develop skills necessary for prudent underwriting and effective credit and risk administration with particular emphasis on adherence to credit policy and requirements. Learns how to navigate internal systems, policies, and procedures necessary to support LOB goals for new business execution and existing client management/retention. Supplements analysis with external research and validation from a wide variety of sources to develop an assessment of client, competitor, market and industry risks and trends. Credit Delivery Analysts typically support Associates, VP, and SVP-level teammates and gradually complete tasks with oversight while building foundational skills in most facets of underwriting and portfolio management.
ESSENTIAL DUTIES AND RESPONSIBILITIES
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
1. Perform detailed financial analysis of borrower financial statements, projections, cash flow, leverage, liquidity, and repayment capacity.
2. Assess industry trends, business models, competitive dynamics, and key risks impacting borrower performance.
3. Prepare credit memoranda presenting transaction structure, risk assessment, mitigants, and clear credit recommendations.
4. Conduct periodic financial reviews, covenant testing, risk rating updates, and borrower performance assessments.
5. Respond to internal and external information requests related to portfolio accounts and credit transactions.
6. Produce portfolio monitoring reports, stress tests, risk dashboards, and credit exposure analyses.
7. Assist with ad hoc analyses relating to portfolio trends, industry concentrations, and credit quality metrics.
8. Maintain data accuracy across credit systems and reporting tools.
Required Qualifications:
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
1. Bachelor’s degree, or an equivalent combination of education and work experience.
2. 0-1+ years of related financial services work experience
3. Solid analytical skills and attention to detail
4. Solid written and verbal communication skills
5. Competitive drive and high work ethic, self-starter, team-oriented
6. Solid interpersonal skills
7. High level of adaptability and flexibility with strong organizational and time management skills
8. Solid understanding of business, finance, and accounting
9. Proficiency in Microsoft Excel and PowerPoint
Preferred Qualifications:
1. Minimum GPA: 3.5
2. Demonstrated work experience in finance or related field
General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.
Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.
EEO is the Law E-Verify IER Right to Work
See All 18 Credit Analyst Jobs in Georgia
Find roles in Georgia that match your experience and apply in just a few clicks.
Find Credit Analyst JobsCredit Analyst Jobs by City in Georgia
Where Georgia roles are concentrated, by current openings.
Credit Analyst Job Market in Georgia
A snapshot from current Georgia openings, updated as new roles post.
Who's Hiring
Top Industries Hiring
- Banking & Financial Services
- Fintech
What Georgia Employers Look For
The qualifications that appear most often in credit analyst jobs across Georgia.
- Bachelor's degree in finance, accounting, economics, or a closely related field
- Experience with commercial or consumer credit underwriting and risk assessment
- Proficiency in financial statement analysis and credit spreading software
- Knowledge of regulatory compliance standards relevant to Georgia-chartered banks and lenders
- Certified Credit Professional or CFA designation preferred by senior-level Georgia employers
- Strong written communication skills for presenting credit recommendations to loan committees
Credit Analyst Jobs in Georgia: Frequently Asked Questions
How do you become a credit analyst in Georgia?
Most credit analyst positions in Georgia require a bachelor's degree in finance, accounting, or economics, and no state-issued license is required for the role itself. Georgia employers, particularly Atlanta-area banks and credit unions, typically hire candidates who pair their degree with internship experience or certifications such as the Certified Credit Professional designation. Building familiarity with Georgia-chartered bank regulations and community development lending programs strengthens a candidate's profile considerably.
How much do credit analysts make in Georgia?
Credit analysts in Georgia earn a median of about $77,990 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $51,500 for the lowest 10% to over $155,910 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire credit analysts in Georgia?
Employers hiring credit analysts in Georgia right now include Stellantis, The Home Depot, and Atlanticus Services Corporation, based on current listings on Migrate Mate as of September 2026. Georgia's concentration of regional bank headquarters, insurance carriers, and large corporate treasury departments in the Atlanta metro makes it one of the more consistent states for ongoing credit analyst demand.
Which Georgia cities have the most credit analyst jobs?
Atlanta and Watkinsville have the most credit analyst openings in Georgia. Atlanta drives the majority of listings due to its density of bank regional headquarters, Fortune 500 corporate finance teams, and fintech firms, while Savannah and Augusta contribute steady openings tied to their regional banking institutions and manufacturing-sector commercial lending activity.
Are there remote credit analyst jobs in Georgia?
Yes, and more than many financial roles, since credit analysis centers on data review and written assessments that translate well to remote work. About 88% of credit analyst openings tied to Georgia are remote or hybrid as of September 2026, reflecting the desk-based nature of the work. Portfolio monitoring, spreading financials, and writing credit memos are the tasks most commonly performed fully remotely.
How can I get hired as a credit analyst in Georgia with little or no experience?
The most realistic entry path is a credit analyst trainee or junior credit analyst role at one of Georgia's regional banks or credit unions, where structured rotational programs exist for recent graduates. Truist and Synovus both run analyst development programs out of their Georgia operations. Moving laterally from a bank teller, loan processor, or financial analyst assistant role is also common. Earning the Certified Credit Professional designation early gives candidates a measurable edge in Georgia's competitive entry-level market.
Where can I find and apply to credit analyst jobs in Georgia?
You can find and apply to credit analyst jobs in Georgia on Migrate Mate, which lists current openings from Georgia employers. Find the roles that fit your experience and specialization and apply directly to the ones that match.
See All 18 Credit Analyst Jobs in Georgia
Find roles in Georgia that match your experience and apply in just a few clicks.
Find Credit Analyst Jobs