Credit Analyst Jobs in Georgia
Credit Analyst jobs in Georgia are consistently active, with strong demand from entry-level through senior positions concentrated in commercial banking, financial services, and corporate finance. Atlanta anchors most of the hiring, followed by Savannah and Augusta, where institutions like SunTrust-legacy Truist, Synovus Financial, and Delta Air Lines' corporate treasury division maintain established credit teams. The most in-demand specialties are commercial credit underwriting, consumer lending analysis, and portfolio risk management. Find a role that fits below and apply directly.
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CarMax, the way your career should be!
Position Overview
As an Analyst II, Credit Risk, you will play a critical role in shaping CarMax Auto Finance’s credit strategies and driving operational excellence. In this dynamic position, you’ll leverage advanced data analytics, statistical modeling, and database tools to analyze, test, and implement credit product strategies that enhance both business performance and customer experience. Your insights will help optimize credit processes, improve originations, and deliver actionable recommendations to senior leadership. You’ll also design and maintain reporting dashboards for key metrics such as originations, bookings, and sales trends, ensuring timely and accurate updates for decision-making. This role demands a strong commitment to compliance and operational risk controls, aligning with CarMax’s reputation for integrity and transparency.
Why CarMax?
At CarMax, we are the nation’s largest retailer of used cars with stores from coast to coast, and we are still growing. We’re rethinking the way people buy cars – and it’s our associates that help us do just that. We believe work should feel meaningful and rewarding, with opportunities to make an impact every day. This is where innovation meets passion – be inspired and supported to take us to the future.
Team Overview
Our success is powered by a customer-focused, data-driven approach and a culture that values collaboration and innovation. As part of the Credit Risk team, you’ll work in a fast-paced, team-oriented environment where your analytical expertise will help develop strategies that keep CarMax Auto Finance ahead of industry trends. We value independent thinkers who are passionate about problem-solving and committed to doing what’s right for both the business and our customers.
Role Responsibilities
- Analyze, test, and implement credit product strategies using statistical and database tools to improve performance.
- Identify opportunities to optimize credit and originations processes, enhancing value for both the business and customers.
- Design and maintain reporting dashboards for metrics such as originations, bookings, and sales trends.
- Deliver insights and updates to senior leadership, supporting strategic decision-making.
- Ensure compliance with regulatory standards and operational risk controls, maintaining CarMax’s commitment to integrity.
Required Qualifications
- Bachelor’s degree required.
- 0–3 years of experience in an analytical role.
- Strong ability to access, manipulate, and interpret data using analytical tools.
- Proficiency in Excel, PowerPoint, and general software applications.
- Strong communication skills
Preferred Qualifications
- Degree in an analytical or mathematical discipline.
- Experience with database systems and programming tools (e.g., SQL, Python).
Work Authorization:
Applicants must be currently authorized to work in the United States on a full-time basis. Sponsorship will not be considered for this specific role.
Work Location:
Associates will have the opportunity to work from our CarMax Auto Finance Office in Kennesaw, GA and associates will work onsite 4 days per week.
About CarMax
At CarMax, we revolutionized the used car buying experience over 30 years ago by introducing transparency and integrity into the process. Our commitment to customer experience, innovation, and community has made us the nation’s largest used car retailer. With over 250 store locations and over 30,000 associates, we are proud to have been recognized as one of the Fortune 100 Best Companies to Work For® and are committed to helping our communities thrive.
As an associate, you are part of an innovative movement to empower the modern customer and drive progress. Your work fuels change—sparking ideas, overcoming challenges, and shaping what’s next. Join us in creating a better future– for our company, our customers, and the communities we call home.
CarMax is an equal opportunity employer, and all qualified candidates will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, genetic information, national origin, protected veteran status, disability status, or any other characteristic protected by law.
The annual salary for this position is:
$70,200.00 - $105,300.00May be eligible for bonus and equity.
Benefits:
Except as otherwise required by state law, CarMax Associates are entitled to the following paid sick, vacation, and holiday time.
Associates that are considered full-time hourly or commission/incentive eligible:
- To earn up to 48 hours of sick time per year accrued on a per pay period basis and between 80 hours and 200 hours per year of vacation time after a 90 day waiting period depending on years of continuous service with the Company.
- For 8 hours of pay for each of a total of 6 paid scheduled holidays per year plus 1 floating holiday. If such an Associate does work on a scheduled holiday due to business need, they are eligible for Holiday Premium Pay.
Associates considered full-time salaried are entitled to paid time away with no specified limit as needed for sick, vacation, bereavement, jury duty, holidays, floating holiday, etc. subject to manager approval.
For more details about benefits, please visit our CarMax Benefits website.
Upon an applicant's request, CarMax will consider reasonable accommodation to complete the CarMax Job Application.
CarMax, the way your career should be!
Position Overview
As an Analyst II, Credit Risk, you will play a critical role in shaping CarMax Auto Finance’s credit strategies and driving operational excellence. In this dynamic position, you’ll leverage advanced data analytics, statistical modeling, and database tools to analyze, test, and implement credit product strategies that enhance both business performance and customer experience. Your insights will help optimize credit processes, improve originations, and deliver actionable recommendations to senior leadership. You’ll also design and maintain reporting dashboards for key metrics such as originations, bookings, and sales trends, ensuring timely and accurate updates for decision-making. This role demands a strong commitment to compliance and operational risk controls, aligning with CarMax’s reputation for integrity and transparency.
Why CarMax?
At CarMax, we are the nation’s largest retailer of used cars with stores from coast to coast, and we are still growing. We’re rethinking the way people buy cars – and it’s our associates that help us do just that. We believe work should feel meaningful and rewarding, with opportunities to make an impact every day. This is where innovation meets passion – be inspired and supported to take us to the future.
Team Overview
Our success is powered by a customer-focused, data-driven approach and a culture that values collaboration and innovation. As part of the Credit Risk team, you’ll work in a fast-paced, team-oriented environment where your analytical expertise will help develop strategies that keep CarMax Auto Finance ahead of industry trends. We value independent thinkers who are passionate about problem-solving and committed to doing what’s right for both the business and our customers.
Role Responsibilities
- Analyze, test, and implement credit product strategies using statistical and database tools to improve performance.
- Identify opportunities to optimize credit and originations processes, enhancing value for both the business and customers.
- Design and maintain reporting dashboards for metrics such as originations, bookings, and sales trends.
- Deliver insights and updates to senior leadership, supporting strategic decision-making.
- Ensure compliance with regulatory standards and operational risk controls, maintaining CarMax’s commitment to integrity.
Required Qualifications
- Bachelor’s degree required.
- 0–3 years of experience in an analytical role.
- Strong ability to access, manipulate, and interpret data using analytical tools.
- Proficiency in Excel, PowerPoint, and general software applications.
- Strong communication skills
Preferred Qualifications
- Degree in an analytical or mathematical discipline.
- Experience with database systems and programming tools (e.g., SQL, Python).
Work Authorization:
Applicants must be currently authorized to work in the United States on a full-time basis. Sponsorship will not be considered for this specific role.
Work Location:
Associates will have the opportunity to work from our CarMax Auto Finance Office in Kennesaw, GA and associates will work onsite 4 days per week.
About CarMax
At CarMax, we revolutionized the used car buying experience over 30 years ago by introducing transparency and integrity into the process. Our commitment to customer experience, innovation, and community has made us the nation’s largest used car retailer. With over 250 store locations and over 30,000 associates, we are proud to have been recognized as one of the Fortune 100 Best Companies to Work For® and are committed to helping our communities thrive.
As an associate, you are part of an innovative movement to empower the modern customer and drive progress. Your work fuels change—sparking ideas, overcoming challenges, and shaping what’s next. Join us in creating a better future– for our company, our customers, and the communities we call home.
CarMax is an equal opportunity employer, and all qualified candidates will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, genetic information, national origin, protected veteran status, disability status, or any other characteristic protected by law.
The annual salary for this position is:
$70,200.00 - $105,300.00May be eligible for bonus and equity.
Benefits:
Except as otherwise required by state law, CarMax Associates are entitled to the following paid sick, vacation, and holiday time.
Associates that are considered full-time hourly or commission/incentive eligible:
- To earn up to 48 hours of sick time per year accrued on a per pay period basis and between 80 hours and 200 hours per year of vacation time after a 90 day waiting period depending on years of continuous service with the Company.
- For 8 hours of pay for each of a total of 6 paid scheduled holidays per year plus 1 floating holiday. If such an Associate does work on a scheduled holiday due to business need, they are eligible for Holiday Premium Pay.
Associates considered full-time salaried are entitled to paid time away with no specified limit as needed for sick, vacation, bereavement, jury duty, holidays, floating holiday, etc. subject to manager approval.
For more details about benefits, please visit our CarMax Benefits website.
Upon an applicant's request, CarMax will consider reasonable accommodation to complete the CarMax Job Application.
See All 11 Credit Analyst Jobs in Georgia
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Find Credit Analyst JobsCredit Analyst Jobs by City in Georgia
Where Georgia roles are concentrated, by current openings.
Credit Analyst Job Market in Georgia
A snapshot from current Georgia openings, updated as new roles post.
Who's Hiring
Top Industries Hiring
- Fintech
- Banking & Financial Services
What Georgia Employers Look For
The qualifications that appear most often in credit analyst jobs across Georgia.
- Bachelor's degree in finance, accounting, economics, or a closely related field
- Experience with commercial or consumer credit underwriting and risk assessment
- Proficiency in financial statement analysis and credit spreading software
- Knowledge of regulatory compliance standards relevant to Georgia-chartered banks and lenders
- Certified Credit Professional or CFA designation preferred by senior-level Georgia employers
- Strong written communication skills for presenting credit recommendations to loan committees
Credit Analyst Jobs in Georgia: Frequently Asked Questions
How do you become a credit analyst in Georgia?
Most credit analyst positions in Georgia require a bachelor's degree in finance, accounting, or economics, and no state-issued license is required for the role itself. Georgia employers, particularly Atlanta-area banks and credit unions, typically hire candidates who pair their degree with internship experience or certifications such as the Certified Credit Professional designation. Building familiarity with Georgia-chartered bank regulations and community development lending programs strengthens a candidate's profile considerably.
How much do credit analysts make in Georgia?
Credit analysts in Georgia earn a median of about $77,990 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $51,500 for the lowest 10% to over $155,910 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire credit analysts in Georgia?
Employers hiring credit analysts in Georgia right now include Corpay, The Home Depot, and CarMax, based on current listings on Migrate Mate as of November 2026. Georgia's concentration of regional bank headquarters, insurance carriers, and large corporate treasury departments in the Atlanta metro makes it one of the more consistent states for ongoing credit analyst demand.
Which Georgia cities have the most credit analyst jobs?
Atlanta, Calhoun, and Kennesaw have the most credit analyst openings in Georgia. Atlanta drives the majority of listings due to its density of bank regional headquarters, Fortune 500 corporate finance teams, and fintech firms, while Savannah and Augusta contribute steady openings tied to their regional banking institutions and manufacturing-sector commercial lending activity.
Are there remote credit analyst jobs in Georgia?
Yes, and more than many financial roles, since credit analysis centers on data review and written assessments that translate well to remote work. About 100% of credit analyst openings tied to Georgia are remote or hybrid as of November 2026, reflecting the desk-based nature of the work. Portfolio monitoring, spreading financials, and writing credit memos are the tasks most commonly performed fully remotely.
How can I get hired as a credit analyst in Georgia with little or no experience?
The most realistic entry path is a credit analyst trainee or junior credit analyst role at one of Georgia's regional banks or credit unions, where structured rotational programs exist for recent graduates. Truist and Synovus both run analyst development programs out of their Georgia operations. Moving laterally from a bank teller, loan processor, or financial analyst assistant role is also common. Earning the Certified Credit Professional designation early gives candidates a measurable edge in Georgia's competitive entry-level market.
Where can I find and apply to credit analyst jobs in Georgia?
You can find and apply to credit analyst jobs in Georgia on Migrate Mate, which lists current openings from Georgia employers. Find the roles that fit your experience and specialization and apply directly to the ones that match.
See All 11 Credit Analyst Jobs in Georgia
Find roles in Georgia that match your experience and apply in just a few clicks.
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