Deposit Operations Specialist Jobs
Deposit Operations Specialist jobs are open across community banks, credit unions, regional banks, and fintech firms, from entry-level to senior and supervisory roles, with specializations in account maintenance, wire transfers, and regulatory compliance. Find a role that fits below and apply directly.
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Showing 5 of 133+ Deposit Operations Specialist jobs
Let’s talk about how you can find your place here at Stifel, where success meets success.
- Process daily requests for documentation, account verifications, item exception handling, and deposit inquiries.
- Review and mail EIM notices.
- Process foreign items and review signatures for in-clearing items.
- Process, research, and resolve mobile deposit issues and ICS shadow account requests.
- Complete daily reconcilements, including ATM balancing and report reviews.
- Provide internal client support via email and phone for system or transaction inquiries.
- Support all debit card functions, including card orders and issue resolution.
- Process transactions for Stifel Cash Management Accounts, settlements, and exception resolution.
- Participate in cross-training and assist with departmental projects as needed.
- Understanding of banking regulations and compliance requirements (CRA, BSA, FCRA).
- Strong attention to detail with ability to research and resolve account issues accurately.
- Effective verbal and written communication skills for internal client support.
- Ability to learn banking systems quickly.
- Strong organizational and problem-solving skills with ability to prioritize tasks.
- Ability to work collaboratively and adapt to changing priorities.
- Minimum Required: High School degree or equivalent experience.
- Minimum Preferred: 1+ years of experience in a financial institution.
- Minimum Required: None.
- Proficient in Microsoft Word, Excel, PowerPoint, Outlook. #LI-JK1
While our headquarters is in St. Louis, we have offices in New York, San Francisco, Baltimore, London, Frankfurt, Toronto, and more than 400 other locations. Stifel is home to approximately 9,000 individuals who are currently building their careers as financial advisors, research analysts, project managers, marketing specialists, developers, bankers, operations associates, among hundreds more. Let’s talk about how you can find your place here at Stifel, where success meets success.
At Stifel we offer an entrepreneurial environment, comprehensive benefits package to include health, dental and vision care, 401k, wellness initiatives, life insurance, and paid time off.
Stifel’s bank and trust companies are equal opportunity employers. All candidates will be considered without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, veteran status, genetic information or any other protected characteristic under applicable law. If you would like more information regarding Equal Employment Opportunity rights and protections, please review the following information: Know Your Rights.
Stifel is an Equal Opportunity Employer.
Let’s talk about how you can find your place here at Stifel, where success meets success.
- Process daily requests for documentation, account verifications, item exception handling, and deposit inquiries.
- Review and mail EIM notices.
- Process foreign items and review signatures for in-clearing items.
- Process, research, and resolve mobile deposit issues and ICS shadow account requests.
- Complete daily reconcilements, including ATM balancing and report reviews.
- Provide internal client support via email and phone for system or transaction inquiries.
- Support all debit card functions, including card orders and issue resolution.
- Process transactions for Stifel Cash Management Accounts, settlements, and exception resolution.
- Participate in cross-training and assist with departmental projects as needed.
- Understanding of banking regulations and compliance requirements (CRA, BSA, FCRA).
- Strong attention to detail with ability to research and resolve account issues accurately.
- Effective verbal and written communication skills for internal client support.
- Ability to learn banking systems quickly.
- Strong organizational and problem-solving skills with ability to prioritize tasks.
- Ability to work collaboratively and adapt to changing priorities.
- Minimum Required: High School degree or equivalent experience.
- Minimum Preferred: 1+ years of experience in a financial institution.
- Minimum Required: None.
- Proficient in Microsoft Word, Excel, PowerPoint, Outlook. #LI-JK1
While our headquarters is in St. Louis, we have offices in New York, San Francisco, Baltimore, London, Frankfurt, Toronto, and more than 400 other locations. Stifel is home to approximately 9,000 individuals who are currently building their careers as financial advisors, research analysts, project managers, marketing specialists, developers, bankers, operations associates, among hundreds more. Let’s talk about how you can find your place here at Stifel, where success meets success.
At Stifel we offer an entrepreneurial environment, comprehensive benefits package to include health, dental and vision care, 401k, wellness initiatives, life insurance, and paid time off.
Stifel’s bank and trust companies are equal opportunity employers. All candidates will be considered without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, veteran status, genetic information or any other protected characteristic under applicable law. If you would like more information regarding Equal Employment Opportunity rights and protections, please review the following information: Know Your Rights.
Stifel is an Equal Opportunity Employer.
Deposit Operations Specialist Jobs by Experience Level
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Find JobsDeposit Operations Specialist Job Market
Who's Hiring
- Servbank, sb10S
- Banterra3
- Stifel2
- Bank First2
- Movement Bank2
What Employers Look For
The qualifications that appear most often in deposit operations specialist jobs.
- Experience with core banking systems such as Jack Henry, FiServ, or Symitar
- Working knowledge of Reg CC, Reg D, BSA, and other deposit compliance regulations
- Proficiency in ACH processing, wire transfers, and exception item handling
- Associate or bachelor's degree in finance, accounting, business, or a related field
- Strong attention to detail with experience in end-of-day balancing and reconciliation
- AAP, APRP, or other NACHA or banking operations certifications preferred
Tips for Your Deposit Operations Specialist Job Search
Tailor your resume to core systems
Deposit operations roles often screen for proficiency in specific core banking platforms. Name the systems you've worked in, like Jack Henry, FiServ, or Fiserv DNA, directly in your skills section so automated screening doesn't pass you over.
Highlight your regulatory compliance exposure
Employers expect deposit operations candidates to understand Reg CC, Reg D, and BSA requirements. Cite specific audits, reviews, or compliance projects you supported so hiring managers can gauge your hands-on familiarity, not just your awareness.
Apply early to roles that fit
Migrate Mate lists deposit operations specialist openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Target postings by institution size
Community banks and credit unions expect generalist deposit operations skills, while larger regional or national banks often hire for narrower specializations like ACH processing or wire transfer oversight. Align your application materials to what that institution actually needs.
Prepare concrete examples for scenario questions
Interviewers for deposit operations roles commonly ask how you've resolved posting errors, handled exception items, or responded to audit findings. Prepare two or three specific examples with measurable outcomes before your interview, not general process descriptions.
Negotiate with back-office benchmarks in mind
When discussing compensation, reference your experience with high-volume transaction environments, end-of-day balancing, or certifications like AAP or APRP, since these credentials carry measurable weight in deposit operations salary conversations at financial institutions.
Deposit Operations Specialist Jobs: Frequently Asked Questions
Which companies are hiring the most deposit operations specialists?
The companies hiring the most deposit operations specialists right now include Servbank, sb, Banterra, and Stifel, with the largest share of openings in Illinois, Texas, and Indiana, based on current listings on Migrate Mate as of November 2026. Community banks and credit unions consistently represent a significant portion of open roles.
How many deposit operations specialist jobs are remote?
About 23% of deposit operations specialist openings are fully remote or hybrid as of November 2026, though the share varies by function and employer type. Roles focused on ACH processing, back-office reconciliation, and account maintenance are more likely to offer remote options than those requiring direct teller or branch system support.
How do you become a deposit operations specialist?
Start by building a foundation in banking or financial services, either through a degree in finance, accounting, or business, or through entry-level roles like teller, new accounts representative, or bank operations associate. Develop hands-on experience with core banking systems and ACH processing, then pursue compliance knowledge in areas like BSA and Reg CC. Certifications such as AAP from NACHA strengthen your candidacy for mid-level and senior roles.
Can I get hired as a deposit operations specialist with little experience?
Yes, some community banks and credit unions hire candidates with limited direct experience if they demonstrate strong attention to detail, comfort with financial systems, and a working understanding of basic deposit regulations. Starting as a teller, operations clerk, or new accounts associate at a smaller institution is a practical entry point. Highlighting any coursework in banking, accounting, or compliance also helps offset limited direct experience.
What does the deposit operations specialist interview process look like?
Most deposit operations interviews involve an initial phone or video screen with HR focused on your background and system familiarity, followed by one or two rounds with a department manager or team lead. Expect scenario-based questions about exception items, posting errors, or audit situations. Some employers include a short skills assessment covering reconciliation or compliance knowledge before extending an offer.
Where can I find and apply to deposit operations specialist jobs?
You can find and apply to deposit operations specialist jobs on Migrate Mate, which lists current openings from across the United States. Find roles that fit your experience and location, then apply directly to each listing from the job page.
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