Field Property Claims Jobs
Field property claims jobs are open across insurance carriers, third-party administrators, and specialty insurers, at levels from entry-level adjuster to senior and catastrophe specialist, with specializations in residential, commercial, and large-loss claims. Find a role that fits from the openings below and apply directly.
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Showing 5 of 132+ Field Property Claims jobs
The above represents the full salary range for this job requisition. Ultimately, in determining your pay and job title, we'll consider your location, education, experience, and other job-related factors, and will fall within the stated range. Your recruiter can share more information about the specific salary range during the hiring process.
Encova Insurance has an immediate opening for a Senior Property Resolution Specialist (Field Adjuster). This role will be home-based but you must reside in Northeast Ohio for travel throughout the territory.
This role will report to a Manager, Property Claims.
Are you a Referral?
If you know a current Encova Insurance associate and would like to apply as a referral, please encourage them to submit your referral information before you submit your application. You will receive an email with a direct URL link to the Job Posting of interest. Applying through this URL link will create your referral relationship for our Talent Acquisition Team.
Unique residence requirements are listed in each job posting, please review closely for details.
Encova is only able to employ associates who reside and work within specific U.S. states. Our current policies are based on the laws in states in which we are registered for payroll. Our current footprint includes:
Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, New Hampshire, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, Wisconsin.
JOB OBJECTIVE:
Investigate, evaluate, estimate and process property claims primarily requiring in-person contact and on-site inspections.
ESSENTIAL FUNCTIONS:
-
Primarily responsible for handling:
- Personal and commercial property losses including structure, contents, ALE, scheduled property and business income losses requiring an on-site investigation
- Property coverage questions; and
- Property limited handled lawsuits including attending pre-trials, mediations, arbitrations or trial when required.
- Inspect and write moderate to large property estimates using estimating guides and estimating software.
- Assist in risk evaluation on homeowners and commercial businesses including verifying insurance to value, coinsurance penalties and documenting any change or increased hazard to the risk.
- Assist inside property specialists with tasks assigned, such as, diagrams and photographs, statements in person or inspections of property.
- Comply with claims organization’s policies and procedures for contact and communication, verification of coverages, determination of liability, investigation of losses, determination of claims values, completion of forms, and reports and negotiation and settlement of claims.
- Must be capable of investigating and closing a minimum average of 30 elements per month.
- Assist in catastrophe claims handling throughout the company operating territory, requiring overnight travel or extended stays upon request.
- Serve as a member of claims and other company integrated teams as assigned.
OTHER FUNCTIONS:
- Climb roofs and perform other field based inspections.
- Obtain and maintain all applicable adjusters licensing.
- Maintain open lines of communication with agents, sales representatives, marketing and underwriting personnel.
- Perform other duties as assigned.
KNOWLEDGE. SKILLS AND EXPERIENCE:
- This position requires experience as an Encova Insurance Property Resolution Specialist or its equivalent in the industry.
- The internal candidate must have achieved an overall performance rating of at least “Meets Expectations” in the last two annual performance reviews.
- The candidate must actively demonstrate the skills and abilities listed in the Property Resolution Specialist job description and must demonstrate good judgment in making decisions, good communication skills, and excellent people skills including positive, professional working relationships with associates, peers, agents, sales representatives, underwriters, marketing personnel and the public, good negotiation skills, and satisfactory setup and monitoring of all claims.
- The candidate must have a thorough knowledge of claims settlement techniques, Encova’s personal and commercial policy products, current legal decisions affecting claims handling, regional office and company procedures, policies and practices.
- A college degree or equivalent in insurance or business is required.
- Continuing insurance education is desired and may be obtained through IIA and/or CPCU or other accredited insurance education provider.
This position has been evaluated in accordance with the Americans with Disabilities Act. Encova Insurance makes every effort to reasonably accommodate disabilities to permit performance of the essential functions and candidates who need such accommodation are encouraged to seek it. This description reflects the nature and level of work performed by associates in this position. It is not an all-inclusive inventory of duties, responsibilities and qualifications required. It provides an accurate overview of the work and skills needed to perform this position. Because job content may change from time to time, Encova Insurance reserves the right to add and/or delete functions from this job as it deems necessary for business reasons.
Ready to join our team?
At Encova Insurance, we firmly believe that our associates drive our company's success by delivering unrivaled service to our customers. With success in mind, we make an ongoing effort to provide an environment that offers challenging, stimulating, and financially rewarding opportunities. Join us to discover a work experience where you can learn and grow to your fullest potential.
What you can expect from us
In addition to a competitive compensation package, we offer a comprehensive benefits package designed to support the well-being and growth of our associates. Available benefits (subject to any policy or plan changes) include, but are not limited to:
Health, Dental & Vision Insurance
Company-provided life and income protection plans
Eligibility to participate in a company incentive bonus program
401(k) Retirement Plan - 100% company match up to 7% on annual salary
Paid Time Off, Paid Holidays, and Floating Holidays
Flexible Work Arrangements - Hybrid and remote depending on the role
We believe that happy, healthy associates are the foundation of great work. Join us and thrive both professionally and personally.
Encova Insurance is an EOE/E-Verify employer.
#LI-Remote#LI-LP1The above represents the full salary range for this job requisition. Ultimately, in determining your pay and job title, we'll consider your location, education, experience, and other job-related factors, and will fall within the stated range. Your recruiter can share more information about the specific salary range during the hiring process.
Encova Insurance has an immediate opening for a Senior Property Resolution Specialist (Field Adjuster). This role will be home-based but you must reside in Northeast Ohio for travel throughout the territory.
This role will report to a Manager, Property Claims.
Are you a Referral?
If you know a current Encova Insurance associate and would like to apply as a referral, please encourage them to submit your referral information before you submit your application. You will receive an email with a direct URL link to the Job Posting of interest. Applying through this URL link will create your referral relationship for our Talent Acquisition Team.
Unique residence requirements are listed in each job posting, please review closely for details.
Encova is only able to employ associates who reside and work within specific U.S. states. Our current policies are based on the laws in states in which we are registered for payroll. Our current footprint includes:
Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, New Hampshire, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, Wisconsin.
JOB OBJECTIVE:
Investigate, evaluate, estimate and process property claims primarily requiring in-person contact and on-site inspections.
ESSENTIAL FUNCTIONS:
-
Primarily responsible for handling:
- Personal and commercial property losses including structure, contents, ALE, scheduled property and business income losses requiring an on-site investigation
- Property coverage questions; and
- Property limited handled lawsuits including attending pre-trials, mediations, arbitrations or trial when required.
- Inspect and write moderate to large property estimates using estimating guides and estimating software.
- Assist in risk evaluation on homeowners and commercial businesses including verifying insurance to value, coinsurance penalties and documenting any change or increased hazard to the risk.
- Assist inside property specialists with tasks assigned, such as, diagrams and photographs, statements in person or inspections of property.
- Comply with claims organization’s policies and procedures for contact and communication, verification of coverages, determination of liability, investigation of losses, determination of claims values, completion of forms, and reports and negotiation and settlement of claims.
- Must be capable of investigating and closing a minimum average of 30 elements per month.
- Assist in catastrophe claims handling throughout the company operating territory, requiring overnight travel or extended stays upon request.
- Serve as a member of claims and other company integrated teams as assigned.
OTHER FUNCTIONS:
- Climb roofs and perform other field based inspections.
- Obtain and maintain all applicable adjusters licensing.
- Maintain open lines of communication with agents, sales representatives, marketing and underwriting personnel.
- Perform other duties as assigned.
KNOWLEDGE. SKILLS AND EXPERIENCE:
- This position requires experience as an Encova Insurance Property Resolution Specialist or its equivalent in the industry.
- The internal candidate must have achieved an overall performance rating of at least “Meets Expectations” in the last two annual performance reviews.
- The candidate must actively demonstrate the skills and abilities listed in the Property Resolution Specialist job description and must demonstrate good judgment in making decisions, good communication skills, and excellent people skills including positive, professional working relationships with associates, peers, agents, sales representatives, underwriters, marketing personnel and the public, good negotiation skills, and satisfactory setup and monitoring of all claims.
- The candidate must have a thorough knowledge of claims settlement techniques, Encova’s personal and commercial policy products, current legal decisions affecting claims handling, regional office and company procedures, policies and practices.
- A college degree or equivalent in insurance or business is required.
- Continuing insurance education is desired and may be obtained through IIA and/or CPCU or other accredited insurance education provider.
This position has been evaluated in accordance with the Americans with Disabilities Act. Encova Insurance makes every effort to reasonably accommodate disabilities to permit performance of the essential functions and candidates who need such accommodation are encouraged to seek it. This description reflects the nature and level of work performed by associates in this position. It is not an all-inclusive inventory of duties, responsibilities and qualifications required. It provides an accurate overview of the work and skills needed to perform this position. Because job content may change from time to time, Encova Insurance reserves the right to add and/or delete functions from this job as it deems necessary for business reasons.
Ready to join our team?
At Encova Insurance, we firmly believe that our associates drive our company's success by delivering unrivaled service to our customers. With success in mind, we make an ongoing effort to provide an environment that offers challenging, stimulating, and financially rewarding opportunities. Join us to discover a work experience where you can learn and grow to your fullest potential.
What you can expect from us
In addition to a competitive compensation package, we offer a comprehensive benefits package designed to support the well-being and growth of our associates. Available benefits (subject to any policy or plan changes) include, but are not limited to:
Health, Dental & Vision Insurance
Company-provided life and income protection plans
Eligibility to participate in a company incentive bonus program
401(k) Retirement Plan - 100% company match up to 7% on annual salary
Paid Time Off, Paid Holidays, and Floating Holidays
Flexible Work Arrangements - Hybrid and remote depending on the role
We believe that happy, healthy associates are the foundation of great work. Join us and thrive both professionally and personally.
Encova Insurance is an EOE/E-Verify employer.
#LI-Remote#LI-LP1Field Property Claims Jobs by Experience Level
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Find Field Property Claims JobsField Property Claims Job Market
Who's Hiring
- Farmers Insurance27
- USAA18
- Liberty Mutual Insurance11
- Elevate Claims Solutions8E
- Nationwide Mutual Insurance Company5
Top Industries Hiring
- Insurance24
- Science & Research1
- Construction & Real Estate1
- Consulting & Professional Services1
What Employers Look For
The qualifications that appear most often in field property claims jobs.
- Active property adjuster license in at least one state
- Proficiency in Xactimate or Symbility estimating software
- Two or more years of field property claims experience
- Valid driver's license and ability to travel a local territory
- Experience scoping and writing residential or commercial estimates
- Strong knowledge of construction methods, materials, and repair costs
Tips for Your Field Property Claims Job Search
Tailor your resume to claim types
Hiring managers scan for the specific claim types you've handled, whether residential, commercial, or large-loss. List each category explicitly alongside your estimated file volume and average reserve authority so reviewers can gauge your scope without guessing.
Earn your adjuster license early
Most states require a property adjuster license before you can work a file independently. Pull up your target state's Department of Insurance requirements now, complete the pre-licensing course, and pass the exam before you start applying so you're ready to start on day one.
Apply early to roles that fit
Migrate Mate lists field property claims openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Document your software proficiency clearly
Carriers use platforms like Xactimate, Symbility, and proprietary claims management systems differently. Name the exact tools you've used on your resume and specify whether you wrote estimates from scratch or reviewed and approved estimates written by contractors.
Prepare a real estimate for your interview
Many field property claims interviews include a practical Xactimate exercise or a scope-of-loss walkthrough on an actual photo set. Practice writing a complete residential estimate from photos before your interview so you can work through it without hesitation under time pressure.
Negotiate your territory and CAT rotation terms
Field roles vary widely in how much travel is required and whether you're on a permanent territory or deployed for catastrophe events. Clarify during the offer stage whether the role is local, regional, or includes CAT rotations, and negotiate terms around guaranteed territory before you accept.
Field Property Claims Jobs: Frequently Asked Questions
Which companies are hiring the most field property claimss?
The companies hiring the most field property claimss right now include Farmers Insurance, USAA, and Liberty Mutual Insurance, with the largest share of openings in Texas, Ohio, and Indiana, based on current listings on Migrate Mate as of September 2026. Catastrophe-heavy states and regions with active weather cycles tend to see the highest posting volumes.
How many field property claims jobs are remote?
About 89% of field property claims openings are fully remote or hybrid as of September 2026, though the nature of field work means most roles require in-person inspections. Desk review, large-loss consulting, and quality assurance positions within claims departments are the sub-areas most likely to offer remote or hybrid arrangements.
How do you become a field property claims adjuster?
Start by earning a property adjuster license in your target state, which requires completing a pre-licensing course and passing a state exam. Build estimating skills through Xactimate training, then apply for entry-level or independent adjuster positions. Handling a catastrophe deployment early in your career accelerates your file experience and makes you competitive for staff roles at carriers.
Can you get hired as a field property claims adjuster with little experience?
Yes, carriers and independent adjusting firms regularly hire candidates with no prior claims experience if you already hold a state adjuster license and have completed Xactimate training. A background in construction, roofing, or home inspection is a strong substitute for direct claims experience because you can read a damage site and write an accurate scope from day one.
What does the field property claims interview process look like?
Most field property claims interviews begin with a phone screen focused on your license status and territory availability, followed by a technical interview covering how you scope losses, handle coverage disputes, and manage a daily inspection schedule. Many employers include a practical component where you write or review a sample estimate in Xactimate, and final rounds often involve a conversation with a field supervisor about your approach to complex or contentious claims.
Where can I find and apply to field property claims jobs?
You can find and apply to field property claims jobs on Migrate Mate, which lists current openings from across the United States in one place. Search the listings to find roles that match your license state, experience level, and preferred claim type, then apply directly to each listing that fits.
See All 132+ Field Property Claims Jobs
Find roles that match your experience and apply in just a few clicks.
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