Fraud Analyst Jobs in California
Fraud Analyst jobs in California are among the most active in the country, concentrated in financial services, banking, insurance, and technology sectors, with openings at every level from entry-level investigators through senior and lead analysts. The heaviest hiring is in Los Angeles, San Francisco, and San Jose, where institutions like Wells Fargo, Bank of America, and PayPal maintain large California operations. The most in-demand specialties are payments fraud, identity verification, and financial crimes compliance. Find a role that fits below and apply directly.
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Showing 5 of 16+ Fraud Analyst jobs
SpaceXAI's mission is to create AI systems that can accurately understand the universe and aid humanity in its pursuit of knowledge. Our team is small, highly motivated, and focused on engineering excellence. This organization is for individuals who appreciate challenging themselves and thrive on curiosity. We operate with a flat organizational structure. All employees are expected to be hands-on and to contribute directly to the company's mission. Leadership is given to those who show initiative and consistently deliver excellence. Work ethic and strong prioritization skills are important. All employees are expected to have strong communication skills. They should be able to concisely and accurately share knowledge with their teammates.
ABOUT THE ROLE:
We are seeking a Fraud Analyst to join our BSA/AML team. In this role, you will support the detection, investigation, and mitigation of financial crime risks, with a strong emphasis on fraud-related activity. You will play a key part in ensuring XMoney remains compliant with Bank Secrecy Act (BSA), Anti-Money Laundering (AML), and related regulations while protecting the company and its customers from fraud and illicit activity.
RESPONSIBILITIES:
- Monitor, investigate, and escalate potential fraud, money laundering, and suspicious activity alerts using transaction monitoring systems and case management tools.
- Conduct thorough reviews of customer activity, account behavior, and transaction patterns to identify red flags related to fraud and financial crime.
- Perform customer due diligence (CDD), enhanced due diligence (EDD), and ongoing monitoring reviews.
- Collaborate with Engineering and senior management to investigate complex cases and recommend risk mitigation actions.
- Maintain accurate documentation of investigations, findings, and decisions to support audit and regulatory examinations.
- Assist in the development, testing, and tuning of transaction monitoring rules and fraud detection scenarios.
- Stay current on emerging fraud typologies, AML regulations, and industry best practices; contribute to policy and procedure updates.
- Support internal and external audits, regulatory exams, and independent reviews of the BSA/AML program.
- Provide guidance and training to front-line staff on fraud and AML red flags as needed.
BASIC QUALIFICATIONS:
- Minimum of 2 years of direct experience in fraud investigation, fraud operations, or fraud risk management within the financial services or fintech sector.
- Working knowledge of BSA/AML regulations, OFAC sanctions, and related compliance frameworks.
- Experience using transaction monitoring systems, case management platforms, and fraud detection tools.
- Strong analytical skills with the ability to interpret complex data and identify patterns of suspicious or fraudulent activity.
- Excellent written and verbal communication skills, including the ability to draft clear investigative narratives and regulatory filings.
PREFERRED SKILLS AND EXPERIENCE:
- Experience in a fintech, payments, or digital banking environment.
- CAMS, CFE, or other relevant compliance/fraud certifications.
- Familiarity with SAR filing processes and FinCEN requirements.
- Experience collaborating across Fraud, Compliance, and Risk functions.
- Knowledge of emerging fraud trends (e.g., account takeover, synthetic identity, payment fraud, mule activity)
COMPENSATION AND BENEFITS:
$115,000 - $140,000 USD
Base salary is just one part of our total rewards package at xAI, which also includes equity, comprehensive medical, vision, and dental coverage, access to a 401(k) retirement plan, short & long-term disability insurance, life insurance, and various other discounts and perks.
ITAR REQUIREMENTS:
- To conform to U.S. Government export regulations, applicant must be a (i) U.S. citizen or national, (ii) U.S. lawful, permanent resident (aka green card holder), (iii) Refugee under 8 U.S.C. § 1157, or (iv) Asylee under 8 U.S.C. § 1158, or be eligible to obtain the required authorizations from the U.S. Department of State. Learn more about the ITAR here.
SpaceXAI is an equal opportunity employer. For details on data processing, view our Recruitment Privacy Notice.
SpaceXAI's mission is to create AI systems that can accurately understand the universe and aid humanity in its pursuit of knowledge. Our team is small, highly motivated, and focused on engineering excellence. This organization is for individuals who appreciate challenging themselves and thrive on curiosity. We operate with a flat organizational structure. All employees are expected to be hands-on and to contribute directly to the company's mission. Leadership is given to those who show initiative and consistently deliver excellence. Work ethic and strong prioritization skills are important. All employees are expected to have strong communication skills. They should be able to concisely and accurately share knowledge with their teammates.
ABOUT THE ROLE:
We are seeking a Fraud Analyst to join our BSA/AML team. In this role, you will support the detection, investigation, and mitigation of financial crime risks, with a strong emphasis on fraud-related activity. You will play a key part in ensuring XMoney remains compliant with Bank Secrecy Act (BSA), Anti-Money Laundering (AML), and related regulations while protecting the company and its customers from fraud and illicit activity.
RESPONSIBILITIES:
- Monitor, investigate, and escalate potential fraud, money laundering, and suspicious activity alerts using transaction monitoring systems and case management tools.
- Conduct thorough reviews of customer activity, account behavior, and transaction patterns to identify red flags related to fraud and financial crime.
- Perform customer due diligence (CDD), enhanced due diligence (EDD), and ongoing monitoring reviews.
- Collaborate with Engineering and senior management to investigate complex cases and recommend risk mitigation actions.
- Maintain accurate documentation of investigations, findings, and decisions to support audit and regulatory examinations.
- Assist in the development, testing, and tuning of transaction monitoring rules and fraud detection scenarios.
- Stay current on emerging fraud typologies, AML regulations, and industry best practices; contribute to policy and procedure updates.
- Support internal and external audits, regulatory exams, and independent reviews of the BSA/AML program.
- Provide guidance and training to front-line staff on fraud and AML red flags as needed.
BASIC QUALIFICATIONS:
- Minimum of 2 years of direct experience in fraud investigation, fraud operations, or fraud risk management within the financial services or fintech sector.
- Working knowledge of BSA/AML regulations, OFAC sanctions, and related compliance frameworks.
- Experience using transaction monitoring systems, case management platforms, and fraud detection tools.
- Strong analytical skills with the ability to interpret complex data and identify patterns of suspicious or fraudulent activity.
- Excellent written and verbal communication skills, including the ability to draft clear investigative narratives and regulatory filings.
PREFERRED SKILLS AND EXPERIENCE:
- Experience in a fintech, payments, or digital banking environment.
- CAMS, CFE, or other relevant compliance/fraud certifications.
- Familiarity with SAR filing processes and FinCEN requirements.
- Experience collaborating across Fraud, Compliance, and Risk functions.
- Knowledge of emerging fraud trends (e.g., account takeover, synthetic identity, payment fraud, mule activity)
COMPENSATION AND BENEFITS:
$115,000 - $140,000 USD
Base salary is just one part of our total rewards package at xAI, which also includes equity, comprehensive medical, vision, and dental coverage, access to a 401(k) retirement plan, short & long-term disability insurance, life insurance, and various other discounts and perks.
ITAR REQUIREMENTS:
- To conform to U.S. Government export regulations, applicant must be a (i) U.S. citizen or national, (ii) U.S. lawful, permanent resident (aka green card holder), (iii) Refugee under 8 U.S.C. § 1157, or (iv) Asylee under 8 U.S.C. § 1158, or be eligible to obtain the required authorizations from the U.S. Department of State. Learn more about the ITAR here.
SpaceXAI is an equal opportunity employer. For details on data processing, view our Recruitment Privacy Notice.
See All 16 Fraud Analyst Jobs in California
Find roles in California that match your experience and apply in just a few clicks.
Find Fraud Analyst JobsFraud Analyst Jobs by City in California
Where California roles are concentrated, by current openings.
Fraud Analyst Job Market in California
A snapshot from current California openings, updated as new roles post.
Who's Hiring
Top Industries Hiring
- Technology & Software
- Staffing & Recruiting
- Banking & Financial Services
- Fintech
- Sports & Recreation
What California Employers Look For
The qualifications that appear most often in fraud analyst jobs across California.
- Bachelor's degree in finance, criminal justice, accounting, or a related field
- Experience with fraud detection tools, case management systems, or transaction monitoring platforms
- Knowledge of financial crimes regulations including Bank Secrecy Act and anti-money laundering rules
- Proficiency in data analysis using SQL, Excel, or business intelligence software
- CFE (Certified Fraud Examiner) credential or active pursuit of certification preferred
- Strong written and verbal communication skills for documenting investigations and presenting findings
Fraud Analyst Jobs in California: Frequently Asked Questions
How do you become a fraud analyst in California?
Most fraud analyst roles in California require a bachelor's degree in finance, accounting, criminal justice, or a closely related field. California does not issue a state-specific license for fraud analysts, but the Certified Fraud Examiner credential awarded by the Association of Certified Fraud Examiners is widely recognized by California employers. Many candidates enter through banking operations, compliance, or customer service roles at California financial institutions before moving into dedicated fraud investigation positions.
How much do fraud analysts make in California?
Fraud analysts in California earn a median of about $80,810 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $49,160 for the lowest 10% to over $163,120 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire fraud analysts in California?
Employers hiring fraud analysts in California right now include Intuit, Jobot, and TikTok USDS Joint Venture, based on current listings on Migrate Mate as of August 2026. California's concentration of major banks, fintech companies, and insurance carriers makes it one of the most consistent states for sustained fraud analyst hiring year-round.
Which California cities have the most fraud analyst jobs?
San Francisco, Oakland, and Mountain View have the most fraud analyst openings in California. Los Angeles and San Francisco anchor the distribution because of their dense concentrations of banks, insurance headquarters, and fintech firms, while San Jose draws heavily from Silicon Valley payment processors and technology companies that run large in-house fraud operations.
Are there remote fraud analyst jobs in California?
Yes, and more than many financial roles, because fraud analysis is largely desk-based and data-driven work that translates well to remote environments. About 25% of fraud analyst openings tied to California are remote or hybrid as of August 2026, reflecting how readily California employers have embraced flexible arrangements for this function. Transaction monitoring, case review, and data analysis work are the duties most commonly performed remotely.
How can I get hired as a fraud analyst in California with little or no experience?
The most realistic entry path is applying to fraud operations associate or fraud investigator I roles at large California financial institutions such as Wells Fargo, Bank of America, or Citibank, which run structured onboarding programs for candidates without prior fraud experience. Customer service, collections, and dispute resolution roles at those same institutions are common lateral moves that lead directly into fraud teams. Earning the Certified Fraud Examiner credential or completing an anti-money laundering certificate through ACAMS gives candidates a concrete edge in California's competitive applicant pool.
Where can I find and apply to fraud analyst jobs in California?
You can find and apply to fraud analyst jobs in California on Migrate Mate, which lists current California openings updated regularly. Find roles that fit your experience and location, then apply directly to the employer through the listing.
See All 16 Fraud Analyst Jobs in California
Find roles in California that match your experience and apply in just a few clicks.
Find Fraud Analyst Jobs