Green Card Loan Officer Jobs
Loan Officer roles at U.S. banks, credit unions, and mortgage companies qualify for EB-2 and EB-3 green card sponsorship through PERM labor certification. Employers file on your behalf, certifying the role requires a bachelor's degree in finance, economics, or a related field. Sponsorship typically follows an H-1B visa or other nonimmigrant status and leads to permanent residency.
Find Green Card Loan Officer JobsOverview
Showing 5 of 139+ Loan Officer jobs
See all 139+ Loan Officer Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Loan Officer roles.
Get Access To All JobsJob Title: Mortgage Loan Officer
Location: New York/New Jersey (Remote)
Employment Type: Full-Time/Direct Hire
Position Overview:
The Mortgage Loan Officer is responsible for generating and converting leads including inbound premium leads into funded loans by promoting mortgage products, services, and programs. This position proactively develops new business opportunities, consults with customers about their current and future financing needs, collects and reviews all required loan documentation, and maintains minimum standards for production and quality.
Job Responsibilities:
- Establish a presence, including but not limited to, converting incoming leads.
- Analyze current rates and programs to provide accurate and timely information to borrowers.
- Negotiate terms and conditions with borrowers.
- Participate in all steps related to the origination of a mortgage loan.
- Manage personal pipelines to ensure service standards and financial goals are met.
- Actively develop and nurture referral relationships to drive sustained business growth and enhance lead generation efforts.
- Learn various borrowing programs and processes and stay current with changes and new products.
- Learn and utilize various in-house technical systems and programs.
- Evaluate credit requests and determine trends in a given marketplace.
- Comply with all applicable federal and state compliance guidelines related to the position.
Qualifications And Skills:
- Experience collecting and analyzing borrower income and negotiating skills.
- Experience proactively soliciting new business.
- Knowledge of retail product philosophy, policy, underwriting, procedures, documentation and systems.
- Experience converting leads and in-bound calls, preferred.
- NMLS License under the terms of the S.A.F.E. Act of 2008 (“SAFE Act”).
- Excellent analytical skills.
- Excellent communication and collaboration skills.
- Proficiency in standardized software applications, including Microsoft Office Suite (i.e. Word, Excel, PowerPoint and Outlook).
This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
Job Title: Mortgage Loan Officer
Location: New York/New Jersey (Remote)
Employment Type: Full-Time/Direct Hire
Position Overview:
The Mortgage Loan Officer is responsible for generating and converting leads including inbound premium leads into funded loans by promoting mortgage products, services, and programs. This position proactively develops new business opportunities, consults with customers about their current and future financing needs, collects and reviews all required loan documentation, and maintains minimum standards for production and quality.
Job Responsibilities:
- Establish a presence, including but not limited to, converting incoming leads.
- Analyze current rates and programs to provide accurate and timely information to borrowers.
- Negotiate terms and conditions with borrowers.
- Participate in all steps related to the origination of a mortgage loan.
- Manage personal pipelines to ensure service standards and financial goals are met.
- Actively develop and nurture referral relationships to drive sustained business growth and enhance lead generation efforts.
- Learn various borrowing programs and processes and stay current with changes and new products.
- Learn and utilize various in-house technical systems and programs.
- Evaluate credit requests and determine trends in a given marketplace.
- Comply with all applicable federal and state compliance guidelines related to the position.
Qualifications And Skills:
- Experience collecting and analyzing borrower income and negotiating skills.
- Experience proactively soliciting new business.
- Knowledge of retail product philosophy, policy, underwriting, procedures, documentation and systems.
- Experience converting leads and in-bound calls, preferred.
- NMLS License under the terms of the S.A.F.E. Act of 2008 (“SAFE Act”).
- Excellent analytical skills.
- Excellent communication and collaboration skills.
- Proficiency in standardized software applications, including Microsoft Office Suite (i.e. Word, Excel, PowerPoint and Outlook).
This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
See all 139+ Green Card Loan Officer Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Green Card Loan Officer Jobs.
Get Access To All JobsTips for Finding Green Card Sponsorship in Loan Officer
Verify your degree meets PERM requirements
PERM labor certification for Loan Officer roles typically requires a bachelor's degree in finance, economics, business, or accounting. A degree in an unrelated field weakens the application, so confirm your credentials align with the job description before approaching employers.
Target banks with active EB-3 filing history
Regional banks, credit unions, and mortgage lenders regularly sponsor foreign Loan Officers through PERM. Search OFLC disclosure data to identify employers who have filed EB-3 labor certifications for this specific occupation, not just H-1B petitions.
Use Migrate Mate to find sponsoring employers
Filtering Loan Officer openings by green card sponsorship history saves weeks of manual research. Migrate Mate surfaces employers with verified EB-2 and EB-3 filing records, so you apply where sponsorship is already an established practice.
Understand the prevailing wage before negotiating
DOL sets the prevailing wage for your Loan Officer role based on location and experience level. Use the OFLC Wage Search to check the required wage tier for your target city before salary discussions, since your offer must meet or exceed that figure for PERM certification.
Clarify EB-2 versus EB-3 eligibility early
EB-2 requires an advanced degree or a showing of advanced-degree-equivalent credentials; EB-3 covers professionals with a standard bachelor's degree. Confirm with your employer which category they intend to file under before the PERM process begins, as this affects your priority date and wait time.
Negotiate PERM filing timing into your offer
PERM recruitment and DOL review can take 12 to 18 months before USCIS even receives the I-140 petition. Ask prospective employers to begin the process as early as possible after your start date, since earlier filing means an earlier priority date and a shorter path to adjustment of status.
Green Card Loan Officer: Frequently Asked Questions
Do Loan Officer jobs commonly come with green card sponsorship?
Yes, particularly at larger banks, mortgage companies, and credit unions that regularly hire internationally. These employers are familiar with PERM labor certification and have HR or legal teams experienced in EB-2 and EB-3 filings. Smaller community lenders sponsor less frequently, so targeting institutions with a documented filing history improves your odds significantly.
How does EB-3 green card sponsorship differ from H-1B for Loan Officers?
H-1B is a temporary work visa capped at 85,000 annually and subject to a lottery, while EB-3 green card sponsorship leads to permanent residency with no annual cap on petitions filed. The EB-3 process takes longer overall due to PERM labor certification, but it eliminates lottery risk and ultimately gives you lawful permanent resident status rather than renewable temporary status.
What qualifications does a Loan Officer need for EB-2 sponsorship?
EB-2 sponsorship requires either an advanced degree in a relevant field such as finance, economics, or business administration, or a bachelor's degree plus at least five years of progressive post-degree experience that demonstrates advanced-degree-equivalent expertise. Employers must document the role genuinely requires this level of qualification in the PERM job description, not just prefer it.
Where can I find Loan Officer jobs that sponsor green cards?
Migrate Mate lets you search Loan Officer openings filtered by employers with active EB-2 and EB-3 sponsorship history, so you spend time on applications where PERM filing is already an established practice rather than negotiating from scratch. You can also cross-reference OFLC disclosure data to confirm an employer's filing history before applying.
Can my employer start PERM while I'm on H-1B status?
Yes, and doing so is common practice. Starting PERM labor certification while you're on H-1B gives you an earlier priority date, which matters for nationals from countries with EB-2 or EB-3 backlogs. USCIS allows concurrent H-1B extensions beyond the six-year cap once your I-140 is approved or your PERM has been pending for at least 365 days.