Underwriting Analyst Green Card Jobs
Underwriting Analyst roles qualify for EB-2 and EB-3 green card sponsorship through the PERM labor certification process, which requires employers to document that no qualified U.S. worker is available before filing an I-140 petition. Insurance carriers, reinsurance firms, and financial institutions regularly sponsor foreign professionals in this role for permanent residency.
See All Underwriting Analyst JobsOverview
Showing 5 of 30+ Underwriting Analyst jobs
Have you applied for this role?
Have you applied for this role?
Have you applied for this role?
Have you applied for this role?
Have you applied for this role?
See all 30+ Underwriting Analyst jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Underwriting Analyst roles.
Get Access To All JobsJob Req Id:
26955128
Location(s):
New York, New York, United States
Job Type:
Hybrid
Posted:
Apr. 29, 2026
Discover your future at Citi
Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.
Job Overview
The Credit Underwriting Analyst within Citi’s Institutional Credit Management (“ICM”) Credit Underwriting ABS team works with senior Underwriters and the ABS business team in the underwriting of a multi-billion-dollar portfolio of asset securitization transactions financed primarily through the asset-backed commercial paper market. The Analyst supports senior Underwriters in reviewing terms, structures, collateral, models, and documentation of such transactions secured by various asset types (including auto, credit card, unsecured consumer loans). Responsibilities will include:
Responsibilities:
- Work proactively with the Origination team on pre-screening of new deal opportunities, initial collateral analysis, preliminary financial analysis, and preparation of “greenlight” memoranda.
- Participate in due diligence sessions and document client/industry performance, financial trends, and collateral characteristics.
- Propose internal risk ratings, update applicable scorecards, monitor limits, oversee data accuracy to ensure compliance with business and institutional guidelines.
- Prepare drafts of credit approval memos for review by senior Underwriters and submit for approval by Risk constituents via internal processes and system workflows.
- Review servicer reports for collateral eligibility, covenant compliance, data integrity and Borrowing Base coverage. Note deteriorating asset performance. Keep abreast of asset industry and market trends and borrower-specific events.
- Provide the Origination team with requested historical asset performance data and other ad hoc credit related requests.
- Validate Borrowing Base model for each new deal and subsequent changes.
- Act as maker/checker for various internal databases; oversee the accuracy/completeness of pertinent data and ensure changes to the facilities are reflected uniformly across internal systems.
- Play an integral role in the credit approval process for deal post-closing amendment, consent and waiver requests.
- Coordinate with the Audit manager and senior Underwriters on audit related matters (e.g., scope revisions, timely review); support senior Underwriters to follow up, negotiate and implement remedial actions with servicers for any major exceptions noted in the audits.
- Maintain organized credit files for credit, regulatory, and compliance purposes.
- Prepare and present Quarterly Portfolio Reviews to business management and Risk.
Qualifications
- Credit experience (preferably in structured finance/securitization) within a financial institution, rating agency, financial guarantor, or asset management firm.
- Proficiency in Excel & Power Point.
- Oral and written communications skills enabling one to effectively interact with internal and external constituents of all levels. Strong attention to detail. Keen sense of ownership; diligence; ability to multi-task; eagerness to learn and advance.
- The ability to work independently within a team environment to meet deadlines and the initiative to inquire/escalate with other members of the Underwriting or Origination team to mitigate credit and operational risks.
Additional Qualifications:
- 1-3 years relevant Securitization / Consumer ABS experience
- Degree in Quantitative Fields such as Economics, Engineering, Operations Research, Business Finance, or Mathematics.
- Previous experience in credit risk management or equivalent training and experience preferably in the financial services industry.
- Ability to apply credit and risk principles toward business goals.
- Demonstrated ability to synthesize, prioritize and drive results with a high sense of urgency.
- Must be highly organized and able to work in a fast-paced environment managing multiple projects and possess effective interpersonal, organizational and analytic skills.
Education:
Bachelor’s/University degree or equivalent experience
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
Job Family Group:
Risk Management
Job Family:
Credit Risk
Time Type:
Full time
Primary Location:
New York New York United States
Primary Location Full Time Salary Range:
$86,330.00 - $120,470.00
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
Most Relevant Skills
Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
Anticipated Posting Close Date:
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.
Job Req Id:
26955128
Location(s):
New York, New York, United States
Job Type:
Hybrid
Posted:
Apr. 29, 2026
Discover your future at Citi
Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.
Job Overview
The Credit Underwriting Analyst within Citi’s Institutional Credit Management (“ICM”) Credit Underwriting ABS team works with senior Underwriters and the ABS business team in the underwriting of a multi-billion-dollar portfolio of asset securitization transactions financed primarily through the asset-backed commercial paper market. The Analyst supports senior Underwriters in reviewing terms, structures, collateral, models, and documentation of such transactions secured by various asset types (including auto, credit card, unsecured consumer loans). Responsibilities will include:
Responsibilities:
- Work proactively with the Origination team on pre-screening of new deal opportunities, initial collateral analysis, preliminary financial analysis, and preparation of “greenlight” memoranda.
- Participate in due diligence sessions and document client/industry performance, financial trends, and collateral characteristics.
- Propose internal risk ratings, update applicable scorecards, monitor limits, oversee data accuracy to ensure compliance with business and institutional guidelines.
- Prepare drafts of credit approval memos for review by senior Underwriters and submit for approval by Risk constituents via internal processes and system workflows.
- Review servicer reports for collateral eligibility, covenant compliance, data integrity and Borrowing Base coverage. Note deteriorating asset performance. Keep abreast of asset industry and market trends and borrower-specific events.
- Provide the Origination team with requested historical asset performance data and other ad hoc credit related requests.
- Validate Borrowing Base model for each new deal and subsequent changes.
- Act as maker/checker for various internal databases; oversee the accuracy/completeness of pertinent data and ensure changes to the facilities are reflected uniformly across internal systems.
- Play an integral role in the credit approval process for deal post-closing amendment, consent and waiver requests.
- Coordinate with the Audit manager and senior Underwriters on audit related matters (e.g., scope revisions, timely review); support senior Underwriters to follow up, negotiate and implement remedial actions with servicers for any major exceptions noted in the audits.
- Maintain organized credit files for credit, regulatory, and compliance purposes.
- Prepare and present Quarterly Portfolio Reviews to business management and Risk.
Qualifications
- Credit experience (preferably in structured finance/securitization) within a financial institution, rating agency, financial guarantor, or asset management firm.
- Proficiency in Excel & Power Point.
- Oral and written communications skills enabling one to effectively interact with internal and external constituents of all levels. Strong attention to detail. Keen sense of ownership; diligence; ability to multi-task; eagerness to learn and advance.
- The ability to work independently within a team environment to meet deadlines and the initiative to inquire/escalate with other members of the Underwriting or Origination team to mitigate credit and operational risks.
Additional Qualifications:
- 1-3 years relevant Securitization / Consumer ABS experience
- Degree in Quantitative Fields such as Economics, Engineering, Operations Research, Business Finance, or Mathematics.
- Previous experience in credit risk management or equivalent training and experience preferably in the financial services industry.
- Ability to apply credit and risk principles toward business goals.
- Demonstrated ability to synthesize, prioritize and drive results with a high sense of urgency.
- Must be highly organized and able to work in a fast-paced environment managing multiple projects and possess effective interpersonal, organizational and analytic skills.
Education:
Bachelor’s/University degree or equivalent experience
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
Job Family Group:
Risk Management
Job Family:
Credit Risk
Time Type:
Full time
Primary Location:
New York New York United States
Primary Location Full Time Salary Range:
$86,330.00 - $120,470.00
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
Most Relevant Skills
Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
Anticipated Posting Close Date:
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.
See all 30+ Underwriting Analyst jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Underwriting Analyst roles.
Get Access To All JobsTips for Finding Green Card Sponsorship as an Underwriting Analyst
Target insurers with active PERM filing history
Search OFLC Wage Search to filter labor certification filings by SOC code 13-2053 for insurance underwriters. Carriers that filed PERM applications recently signal established internal sponsorship processes, reducing the risk of a slow or abandoned case.
Clarify sponsorship intent before accepting an offer
Ask the hiring manager whether the role is budgeted for PERM sponsorship and whether legal counsel is already retained. Underwriting teams at smaller specialty carriers often decide case-by-case, so confirming this before signing protects your timeline.
Search Migrate Mate for green-card-sponsoring employers
Filter by underwriting analyst roles and green card sponsorship on Migrate Mate to find employers with verified EB-2 and EB-3 PERM filing history, so you spend time on applications where a permanent residency pathway is already in place.
Understand where PERM wage levels affect your offer
DOL requires employers to pay the prevailing wage for your geographic area during the PERM process. Verify the posted wage against the OFLC Wage Search for your metro before finalizing compensation, because underpayment can invalidate the certification.
Time your application to the PERM audit risk window
DOL audits roughly one in four PERM applications, which can add six to twelve months to your case. If your employer has documented a clean recruitment process, EB-3 concurrent filing with I-485 may be available for countries without significant backlog.
Underwriting Analyst jobs are hiring across the US. Find yours.
Find Underwriting Analyst JobsUnderwriting Analyst Green Card Sponsorship: Frequently Asked Questions
Do Underwriting Analyst roles qualify for EB-2 or EB-3 green card sponsorship?
Both categories apply depending on your credentials. EB-2 suits candidates whose employer requires an advanced degree or who have strong specialized credentials in risk modeling or actuarial analysis. EB-3 covers professionals with a bachelor's degree in finance, mathematics, or a related field. Most underwriting analyst positions meet the specialty occupation threshold under either category because the role consistently requires at least a four-year degree in a specific discipline.
How does green card sponsorship differ from H-1B sponsorship for this role?
H-1B sponsorship is temporary and subject to an annual lottery, while PERM-based green card sponsorship leads to permanent residency with no cap concerns at the EB-3 level for most countries. The PERM process requires your employer to conduct a formal recruitment campaign and obtain DOL labor certification before filing an I-140 petition, making it more document-intensive than H-1B filing but offering a permanent outcome rather than a renewable temporary status.
Which employers sponsor green cards for Underwriting Analyst positions?
Large insurance carriers, reinsurers, and financial holding companies with dedicated immigration legal teams sponsor the most PERM cases for underwriting roles. Regional carriers and specialty lines insurers sponsor as well but typically manage cases on a position-by-position basis. Use Migrate Mate to search employers with verified EB-2 and EB-3 PERM filing history in underwriting, so you can focus on companies where sponsorship is an established process rather than an exception.
How long does the PERM green card process take for an Underwriting Analyst?
Standard PERM processing at DOL currently runs six to twelve months, with audited cases extending to eighteen months or longer. After DOL certifies the labor application, your employer files Form I-140 with USCIS. If your priority date is current, you can concurrently file Form I-485 to adjust status. For applicants from countries with significant visa backlogs, the full process from PERM filing to green card can take several years beyond the initial certification.
Can my employer start the PERM process while I'm on H-1B status?
Yes, and starting PERM while on H-1B is standard practice. Filing PERM does not affect your H-1B status, and an approved I-140 can protect your priority date even if you change employers later. Underwriting analysts on H-1B who have an approved I-140 with a priority date more than 365 days old can port to a new employer in a similar role under AC21 provisions, so starting PERM early adds significant long-term flexibility.
See which Underwriting Analyst employers are hiring and sponsoring visas right now.
Search Underwriting Analyst Jobs