H-1B Visa Product Specialist Jobs
Product Specialist roles sit squarely within H-1B visa specialty occupation territory, typically requiring a bachelor's degree in business, engineering, or a related technical field. Employers file the LCA and I-129 on your behalf, and many established product organizations have active H-1B filing histories you can verify before applying.
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Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career—a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice. Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions’ Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.
Job Description
At Regions, the Credit Products Leveraged Finance Product Specialist is a client-facing role that partners directly with coverage on the extension of credit products transactions to meet clients’ needs. This role serves as part of the first line of defense, with the coverage team, and identifies and mitigates risk in existing and proposed credit products transactions. The role works directly with teammates in Credit Products, Credit Risk, Client Coverage, Capital Markets, and other areas of the bank to lead the analysis of credit opportunities, underwriting of credit exposure and management of a portfolio of loans and other credit relationships while providing effective challenge to these various constituents. This role provides subject matter expertise and manages the overall delivery of credit products to assigned clients.
Primary Responsibilities
- Works in support of coverage banker to develop a target set of companies within markets to enhance proper client selectivity
- Adds value directly to client and coverage in articulating Regions’ underwriting methods, processes and risk appetite for specific credit products
- Maintains market knowledge of loan pricing and structural trends to match client needs with Regions’ credit product solutions
- Calls clients jointly with coverage bankers to understand clients’ needs and specific risks to client business
- Works with coverage bankers to develop client strategy focusing on existing and potential credit exposure
- Assists coverage bankers in optimizing relationships through cross sell activities of credit products
- Leads the credit process on identified credit product opportunities (ultimately accountable for structuring, underwriting, closing and management of new and existing credit products for clients)
- Serves as the primary contact with Credit Risk
- Oversees ongoing monitoring of existing portfolios by being accountable for periodic assessments and other servicing requirements
- Serves as a mentor/coach to team members, specifically Credit Products Associates assigned to managed clients
This position is exempt from timekeeping requirements under the Fair Labor Standards act and is not eligible for overtime pay. This position is incentive eligible.
Requirements
- Bachelor’s degree in a related field
- Seven (7) years of underwriting and portfolio management experience
- Experience in relationship management either as a coverage banker or as a client facing member of the relationship team
- Legal document experience
- Understanding of loan structuring needs, loan documentation requirements and market knowledge
- Financial analysis experience
Required Certifications/Licensures
- Completion of a major corporate credit training program (or the equivalent corporate banking/corporate finance experience)
Skills and Competencies
- Ability to coach others
- Ability to negotiate with both internal and external parties
- Analytical and problem solving skills
- Demonstrated strong verbal and written communication skills
- Proven leader with the ability to make sound judgments
- Well organized, strong attention to detail, and ability to manage multiple projects under pressure
Position Type
Full time
Compensation Details
Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job. The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.
Minimum Job Range Target: $145,956.77 USD
Median $170,940.00 USD
Incentive Pay Plans
This role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals.
Benefits Information
Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.
- Paid Vacation/Sick Time
- 401K with Company Match
- Medical, Dental and Vision Benefits
- Disability Benefits
- Health Savings Account
- Flexible Spending Account
- Life Insurance
- Parental Leave
- Employee Assistance Program
- Associate Volunteer Program
Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time.
Location Details
Charlotte Uptown
Location: Charlotte, North Carolina
Equal Opportunity Employer/including Disabled/Veterans
Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.
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Get Access To All JobsTips for Finding H-1B Visa Sponsorship as a Product Specialist
Map your degree to the role
USCIS requires a direct relationship between your degree field and the Product Specialist position. A degree in business, computer science, or engineering supports the petition most cleanly. A mismatched degree, even a strong one, often triggers an RFE.
Search LCA filings before applying
Use Migrate Mate to filter Product Specialist roles by employers with verified DOL LCA filing history. This cuts through listings where sponsorship is listed as possible but rarely happens in practice.
Verify the prevailing wage before negotiating
The DOL's OFLC Wage Search lets you look up the prevailing wage for Product Specialist roles by location and experience level. Your offered salary must meet or exceed it, so knowing the floor before negotiations protects both you and your petition.
Confirm the employer's E-Verify enrollment
H-1B employers are required to use E-Verify to confirm your work authorization after hiring. Ask HR directly or check E-Verify's public employer search before investing heavily in a company's interview process.
Flag product teams with dedicated HR sponsorship support
At mid-size and larger companies, Product Specialist petitions are typically handled by an in-house immigration team or outside counsel. Roles at very small startups often stall at the LCA stage because the employer has no established filing process.
Use O*NET to build your specialty occupation case
The O*NET profile for Product Specialist roles documents degree requirements and specialized knowledge benchmarks. Your resume and employer's support letter should reflect those same technical and analytical competencies USCIS evaluates during adjudication.
H-1B Visa Product Specialist: Frequently Asked Questions
Do Product Specialist roles qualify as H-1B specialty occupations?
Most do, but the classification depends on how the employer defines the role. USCIS looks for a direct connection between the job duties and a specific bachelor's degree field. Product Specialist positions tied to technical domains like software, engineering, or data analysis qualify more cleanly than generalist roles where the employer accepts any degree field.
Who files the H-1B petition for a Product Specialist role?
The employer files the petition, not you. The process starts with an LCA that the employer submits to the DOL, certifying the role's prevailing wage. Once certified, the employer files Form I-129 with USCIS. Your job is to supply supporting documents: transcripts, degree certificates, and a resume that maps your qualifications to the specialty occupation definition.
How do I find Product Specialist employers who actually sponsor H-1B visas?
Migrate Mate shows verified LCA filing history by employer and occupation, so you can identify which companies have sponsored Product Specialist roles before and how recently. This is more reliable than filtering by 'visa sponsorship available' in job postings, which is often inaccurate or outdated.
Can I stay employed during the gap between my current H-1B and a new Product Specialist offer?
If you're changing H-1B employers, the portability rules under AC21 let you start the new Product Specialist role as soon as the new I-129 is filed, provided your original petition has been approved and was filed at least 180 days before you switch. You don't have to wait for the new petition to be approved.
Does a Product Specialist role at a startup qualify for H-1B sponsorship?
It can, but smaller employers face more scrutiny. USCIS may question whether the role genuinely requires a specific degree rather than general business experience. The employer also needs to demonstrate financial ability to pay the prevailing wage. Startups with no prior H-1B filing history should expect a more involved RFE process than established companies.