H-1B Visa Risk Management Director Jobs
Risk Management Director roles qualify as H-1B visa specialty occupations under USCIS guidelines, requiring at least a bachelor's degree in finance, business, or a related field. Large financial institutions, insurance carriers, and multinational corporations are the most active H-1B visa sponsors for this title, with petition filing typically tied to the April 1 cap season.
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Get Access To All JobsINTRODUCTION
The Director, Insurance & Risk Management leads the design, implementation, and governance of Danone North America's insurance and risk management programs. Reporting directly to Senior Director of Tax and Risk Management for NORAM, with a dotted line to Corporate Director, Global Risk & Insurance in Paris, this role is responsible for safeguarding the organization through effective risk identification, assessment, mitigation, financing, and transfer strategies.
The position oversees commercial insurance programs, claims management, broker and insurer relationships, and insurance-related support for strategic initiatives, including acquisitions, divestitures, major capital projects, contractual risk assessments, and other significant business events. The Director partners closely with Legal, Finance, Operations, Supply Chain, Manufacturing, IT Security, HR, Procurement, Employee Health & Safety, Marketing/Sales, Global Risk teams, and other stakeholders to ensure comprehensive risk oversight and alignment with Danone's global standards.
As a key member of our team, you will play an important role in driving our mission forward. The responsibilities below outline the core expectations and contributions for this position.
INSURANCE STRATEGY & PROGRAM MANAGEMENT
- Develop and execute Danone North America’s insurance strategy, ensuring appropriate protection of company people, assets, operations, and financial strength.
- Lead the design, placement, administration, and ongoing management of insurance and risk transfer programs across multiple business units.
- Manage insurance programs including Property; Commercial General Liability / Excess Umbrella; Product Liability; Auto Liability; Workers’ Compensation; Directors & Officers (D&O); Employment Practices Liability (EPL); Fiduciary Liability; Cyber Insurance; Crime/Fidelity; Environmental Impairment Liability; Marine/Cargo; Product Contamination/Recall; and other specialty coverages.
- Lead local and annual insurance renewals, underwriting submissions, market negotiations, and policy wording reviews; negotiate coverage, pricing, and policy terms with insurers and brokers.
- Work closely with global insurance teams of the parent company to optimize coverage structure, limits, deductibles, and total cost of risk.
- Develop and manage the insurance budget, including premium projections, retained claims / self-insured fund contributions, and total cost of risk analysis.
- Analyze market trends and develop renewal strategies that balance risk protection, cost, and business priorities.
OPERATIONAL RISK MANAGEMENT
- Identify, assess, and prioritize operational and strategic risks with potential insurance, financial, reputational, or business continuity impacts.
- Support enterprise risk management activities as needed, including risk assessments, risk mitigation planning, and leadership reporting.
- Promote a risk-management culture and ensure the business involves Insurance & Risk Management in significant events, crises, transactions, projects, and organizational changes.
- Develop risk policies, insurance-related processes, and claims procedures to support consistent governance across the organization.
CLAIMS & LOSS MANAGEMENT
- Oversee major insurance claims, including property, casualty, workers’ compensation, and litigation-related insurance matters.
- Coordinate with brokers, carriers, legal counsel, business leaders, operational stakeholders, and other relevant partners to support timely claim resolution.
- Drive loss-prevention initiatives for insurable risks, including property engineering inspections, risk recommendations, and related follow-up actions.
- Coordinate property risk engineering recommendations and support business continuity and operational risk initiatives.
- Monitor claims performance and identify opportunities to reduce frequency, severity, and total cost of risk.
CONTRACTUAL RISK MANAGEMENT
- Review customer, supplier, co-manufacturer, transportation, real estate, commercial, and other third-party agreements for insurance, indemnification, and risk transfer provisions.
- Advise business partners on risk allocation, contractual protections, indemnification, and insurance requirements.
- Provide advice to Procurement, Legal, Sales/Marketing, Logistics, and other internal stakeholders during contract negotiations.
CYBER & EMERGING RISK OVERSIGHT
- Partner with Cyber Security and Digital teams to evaluate cyber risk exposures for insurance renewals and broader risk oversight.
- Assess evolving regulatory, operational, technological, and emerging risks that may affect Danone North America.
- Develop insurance and risk solutions for emerging threats in coordination with internal stakeholders and external advisors.
MERGERS, ACQUISITIONS & STRATEGIC PROJECTS
- Support acquisitions, divestitures, joint ventures, integrations, major capital projects, and other strategic initiatives.
- Conduct insurance and risk due diligence and evaluate transaction-specific liabilities and insurance requirements.
- Coordinate warranty and indemnity insurance or other transaction-specific insurance solutions when appropriate.
COMPLIANCE & GOVERNANCE
- Ensure compliance with insurance regulations and internal governance standards.
- Maintain accurate insurance records, certificates, filings, and reporting.
- Prepare management presentations and reports for leadership and global stakeholders.
- Support internal and external audits related to insurance and risk management activities.
STAKEHOLDER, BROKER & INSURER MANAGEMENT
- Lead relationships with brokers, carriers, insurers, consultants, and third-party vendors.
- Establish performance expectations and service-level objectives for external partners.
- Collaborate with global Danone teams to leverage best practices, market intelligence, and global standards.
The salary range for this position is $150,000 – $180,000 USD. The exact salary offered will depend on several factors, including the candidate’s relevant experience, geographic location, internal equity, and market conditions. Danone North America additionally offers a performance-based bonus and has a strong benefits package including Medical, Dental, Vision, Prescription Drug Coverage, 401k Plan, Wellness Program, Life Insurance, Tuition Reimbursement, Flexible Time Off, and Paid Parental Bonding Leave, among other benefit plan options. To give our employees flexibility, Danone is a hybrid work environment.
This role is considered a “hybrid” position that allows for flexible work, meaning it is a role where collaboration with key stakeholders in Danone Hubs occurs. While you may have the option to work from home on a schedule as agreed to with your supervisor, you are also expected to regularly report to your assigned office location at least 3 days per week.
EDUCATION & EXPERIENCE
- Bachelor’s degree in Risk Management, Finance, Business, Accounting, Law, Insurance, or a related field required; Master’s degree preferred.
- Professional insurance designations preferred, such as ARM (Associate in Risk Management) or CPCU; CRM, RIMS-CRMP, or equivalent designation a plus.
- 10–15 years of progressive insurance and risk management experience in the U.S. and Canada, ideally including experience with global coverages placed outside of the U.S.
- Experience with a multinational company and multi-cultural environment, preferably in a consumer products company.
- Demonstrated experience managing multimillion-dollar insurance programs.
- Strong experience with insurance renewals, policy wording and coverage reviews, claims management, and broker / insurer negotiations.
- Experience supporting M&A transactions and contractual risk management.
KNOWLEDGE, SKILLS & ABILITIES
LEADERSHIP
- Strategic thinker capable of balancing risk mitigation with business objectives.
- Effective communicator with proven ability to build and maintain stakeholder relationships.
- Strong executive presence and influencing skills.
- Ability to lead cross-functional initiatives across multiple functions and geographies.
DEEP INSURANCE & RISK MANAGEMENT EXPERTISE
- Property & Casualty insurance, Cyber insurance, D&O, Fiduciary and EPL liability, and other financial lines.
- Environmental Impairment Liability, claims management, risk financing structures, business continuity and crisis management, contractual risk transfer, insurance budget / forecast planning, and property loss control.
BUSINESS PARTNERSHIP
- Strong collaboration skills with internal stakeholders across multiple business units, including Finance, Legal, Operations, HR, IT, Procurement, Supply Chain, Manufacturing, Employee Health & Safety, Sales/Marketing, and Logistics leaders.
- Ability to translate complex risk issues into actionable business recommendations.
ANALYTICAL SKILLS
- Strong quantitative and financial analysis capabilities.
- Experience evaluating total cost of risk and developing risk mitigation strategies.
LIFE AT DANONE
With approximately 5,000 employees and 13 production locations across the U.S., our vibrant culture and endless growth opportunities are just a couple of the reasons our employees call themselves “Proud Danoners.”
OUR BRANDS
When you join us, you’ll work with some of the best-known food and beverage brands in the world, including Activia®, DanActive®, Danimals®, Dannon®, evian®, Follow Your Heart®, Happy Family® Organics, International Delight®, Light + Fit®, Nutricia®, Oikos®, Silk®, So Delicious® Dairy Free, STōK® Cold Brew Coffee®, Too Good & Co™, and YoCrunch®.
OUR PURPOSE
We’re committed to making a positive impact on our world. Rooted in our mission to bring health through food to as many people as possible, we’re proud to be the world’s largest B Corp.
OUR BENEFITS
Our commitment to making the world healthier starts with our employees.
- Physical Wellbeing: We pay for the majority of your medical benefits – which include medical, dental and vision – with our competitive 80%/20% cost-sharing model.
- Mental Wellbeing: Danoners receive fitness discounts, unlimited flexible time off and hybrid work schedules. We also have a range of programs that support mental health and substance abuse.
- Financial Support: We offer a performance-based bonus, a 401(k) plan, tuition reimbursement, employee discount programs and voluntary perks.
- Family Care: We offer caretaker benefits, 18 weeks of parental bonding, fertility, surrogacy, adoption benefits and pet insurance.
EQUAL OPPORTUNITY EMPLOYER
Danone North America is proud to be an Equal Opportunity employer. It is our policy to give equal employment opportunities to all qualified persons without regard to legally protected characteristics, or any other consideration made unlawful by applicable federal, state/provincial and/or local law. For our EEO policy statement and your EEO rights under law click here.
INTRODUCTION
The Director, Insurance & Risk Management leads the design, implementation, and governance of Danone North America's insurance and risk management programs. Reporting directly to Senior Director of Tax and Risk Management for NORAM, with a dotted line to Corporate Director, Global Risk & Insurance in Paris, this role is responsible for safeguarding the organization through effective risk identification, assessment, mitigation, financing, and transfer strategies.
The position oversees commercial insurance programs, claims management, broker and insurer relationships, and insurance-related support for strategic initiatives, including acquisitions, divestitures, major capital projects, contractual risk assessments, and other significant business events. The Director partners closely with Legal, Finance, Operations, Supply Chain, Manufacturing, IT Security, HR, Procurement, Employee Health & Safety, Marketing/Sales, Global Risk teams, and other stakeholders to ensure comprehensive risk oversight and alignment with Danone's global standards.
As a key member of our team, you will play an important role in driving our mission forward. The responsibilities below outline the core expectations and contributions for this position.
INSURANCE STRATEGY & PROGRAM MANAGEMENT
- Develop and execute Danone North America’s insurance strategy, ensuring appropriate protection of company people, assets, operations, and financial strength.
- Lead the design, placement, administration, and ongoing management of insurance and risk transfer programs across multiple business units.
- Manage insurance programs including Property; Commercial General Liability / Excess Umbrella; Product Liability; Auto Liability; Workers’ Compensation; Directors & Officers (D&O); Employment Practices Liability (EPL); Fiduciary Liability; Cyber Insurance; Crime/Fidelity; Environmental Impairment Liability; Marine/Cargo; Product Contamination/Recall; and other specialty coverages.
- Lead local and annual insurance renewals, underwriting submissions, market negotiations, and policy wording reviews; negotiate coverage, pricing, and policy terms with insurers and brokers.
- Work closely with global insurance teams of the parent company to optimize coverage structure, limits, deductibles, and total cost of risk.
- Develop and manage the insurance budget, including premium projections, retained claims / self-insured fund contributions, and total cost of risk analysis.
- Analyze market trends and develop renewal strategies that balance risk protection, cost, and business priorities.
OPERATIONAL RISK MANAGEMENT
- Identify, assess, and prioritize operational and strategic risks with potential insurance, financial, reputational, or business continuity impacts.
- Support enterprise risk management activities as needed, including risk assessments, risk mitigation planning, and leadership reporting.
- Promote a risk-management culture and ensure the business involves Insurance & Risk Management in significant events, crises, transactions, projects, and organizational changes.
- Develop risk policies, insurance-related processes, and claims procedures to support consistent governance across the organization.
CLAIMS & LOSS MANAGEMENT
- Oversee major insurance claims, including property, casualty, workers’ compensation, and litigation-related insurance matters.
- Coordinate with brokers, carriers, legal counsel, business leaders, operational stakeholders, and other relevant partners to support timely claim resolution.
- Drive loss-prevention initiatives for insurable risks, including property engineering inspections, risk recommendations, and related follow-up actions.
- Coordinate property risk engineering recommendations and support business continuity and operational risk initiatives.
- Monitor claims performance and identify opportunities to reduce frequency, severity, and total cost of risk.
CONTRACTUAL RISK MANAGEMENT
- Review customer, supplier, co-manufacturer, transportation, real estate, commercial, and other third-party agreements for insurance, indemnification, and risk transfer provisions.
- Advise business partners on risk allocation, contractual protections, indemnification, and insurance requirements.
- Provide advice to Procurement, Legal, Sales/Marketing, Logistics, and other internal stakeholders during contract negotiations.
CYBER & EMERGING RISK OVERSIGHT
- Partner with Cyber Security and Digital teams to evaluate cyber risk exposures for insurance renewals and broader risk oversight.
- Assess evolving regulatory, operational, technological, and emerging risks that may affect Danone North America.
- Develop insurance and risk solutions for emerging threats in coordination with internal stakeholders and external advisors.
MERGERS, ACQUISITIONS & STRATEGIC PROJECTS
- Support acquisitions, divestitures, joint ventures, integrations, major capital projects, and other strategic initiatives.
- Conduct insurance and risk due diligence and evaluate transaction-specific liabilities and insurance requirements.
- Coordinate warranty and indemnity insurance or other transaction-specific insurance solutions when appropriate.
COMPLIANCE & GOVERNANCE
- Ensure compliance with insurance regulations and internal governance standards.
- Maintain accurate insurance records, certificates, filings, and reporting.
- Prepare management presentations and reports for leadership and global stakeholders.
- Support internal and external audits related to insurance and risk management activities.
STAKEHOLDER, BROKER & INSURER MANAGEMENT
- Lead relationships with brokers, carriers, insurers, consultants, and third-party vendors.
- Establish performance expectations and service-level objectives for external partners.
- Collaborate with global Danone teams to leverage best practices, market intelligence, and global standards.
The salary range for this position is $150,000 – $180,000 USD. The exact salary offered will depend on several factors, including the candidate’s relevant experience, geographic location, internal equity, and market conditions. Danone North America additionally offers a performance-based bonus and has a strong benefits package including Medical, Dental, Vision, Prescription Drug Coverage, 401k Plan, Wellness Program, Life Insurance, Tuition Reimbursement, Flexible Time Off, and Paid Parental Bonding Leave, among other benefit plan options. To give our employees flexibility, Danone is a hybrid work environment.
This role is considered a “hybrid” position that allows for flexible work, meaning it is a role where collaboration with key stakeholders in Danone Hubs occurs. While you may have the option to work from home on a schedule as agreed to with your supervisor, you are also expected to regularly report to your assigned office location at least 3 days per week.
EDUCATION & EXPERIENCE
- Bachelor’s degree in Risk Management, Finance, Business, Accounting, Law, Insurance, or a related field required; Master’s degree preferred.
- Professional insurance designations preferred, such as ARM (Associate in Risk Management) or CPCU; CRM, RIMS-CRMP, or equivalent designation a plus.
- 10–15 years of progressive insurance and risk management experience in the U.S. and Canada, ideally including experience with global coverages placed outside of the U.S.
- Experience with a multinational company and multi-cultural environment, preferably in a consumer products company.
- Demonstrated experience managing multimillion-dollar insurance programs.
- Strong experience with insurance renewals, policy wording and coverage reviews, claims management, and broker / insurer negotiations.
- Experience supporting M&A transactions and contractual risk management.
KNOWLEDGE, SKILLS & ABILITIES
LEADERSHIP
- Strategic thinker capable of balancing risk mitigation with business objectives.
- Effective communicator with proven ability to build and maintain stakeholder relationships.
- Strong executive presence and influencing skills.
- Ability to lead cross-functional initiatives across multiple functions and geographies.
DEEP INSURANCE & RISK MANAGEMENT EXPERTISE
- Property & Casualty insurance, Cyber insurance, D&O, Fiduciary and EPL liability, and other financial lines.
- Environmental Impairment Liability, claims management, risk financing structures, business continuity and crisis management, contractual risk transfer, insurance budget / forecast planning, and property loss control.
BUSINESS PARTNERSHIP
- Strong collaboration skills with internal stakeholders across multiple business units, including Finance, Legal, Operations, HR, IT, Procurement, Supply Chain, Manufacturing, Employee Health & Safety, Sales/Marketing, and Logistics leaders.
- Ability to translate complex risk issues into actionable business recommendations.
ANALYTICAL SKILLS
- Strong quantitative and financial analysis capabilities.
- Experience evaluating total cost of risk and developing risk mitigation strategies.
LIFE AT DANONE
With approximately 5,000 employees and 13 production locations across the U.S., our vibrant culture and endless growth opportunities are just a couple of the reasons our employees call themselves “Proud Danoners.”
OUR BRANDS
When you join us, you’ll work with some of the best-known food and beverage brands in the world, including Activia®, DanActive®, Danimals®, Dannon®, evian®, Follow Your Heart®, Happy Family® Organics, International Delight®, Light + Fit®, Nutricia®, Oikos®, Silk®, So Delicious® Dairy Free, STōK® Cold Brew Coffee®, Too Good & Co™, and YoCrunch®.
OUR PURPOSE
We’re committed to making a positive impact on our world. Rooted in our mission to bring health through food to as many people as possible, we’re proud to be the world’s largest B Corp.
OUR BENEFITS
Our commitment to making the world healthier starts with our employees.
- Physical Wellbeing: We pay for the majority of your medical benefits – which include medical, dental and vision – with our competitive 80%/20% cost-sharing model.
- Mental Wellbeing: Danoners receive fitness discounts, unlimited flexible time off and hybrid work schedules. We also have a range of programs that support mental health and substance abuse.
- Financial Support: We offer a performance-based bonus, a 401(k) plan, tuition reimbursement, employee discount programs and voluntary perks.
- Family Care: We offer caretaker benefits, 18 weeks of parental bonding, fertility, surrogacy, adoption benefits and pet insurance.
EQUAL OPPORTUNITY EMPLOYER
Danone North America is proud to be an Equal Opportunity employer. It is our policy to give equal employment opportunities to all qualified persons without regard to legally protected characteristics, or any other consideration made unlawful by applicable federal, state/provincial and/or local law. For our EEO policy statement and your EEO rights under law click here.
See all 281+ H-1B Visa Risk Management Director Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new H-1B Visa Risk Management Director Jobs.
Get Access To All JobsTips for Finding H-1B Visa Sponsorship in Risk Management Director
Verify your SOC code before applying
Risk Management Directors are typically classified under SOC 11-3031. Pull your O*NET profile to confirm the degree requirements listed match your credentials. A mismatch between your background and the SOC classification is a common RFE trigger.
Target employers with LCA filing history
Use Migrate Mate to filter Risk Management Director roles by employers who have certified Labor Condition Applications for this title. Employers with a documented LCA history are operationally ready to sponsor, which shortens your path from offer to petition.
Request premium processing in your offer negotiation
Standard H-1B adjudication can run several months. Asking your prospective employer to elect premium processing at filing shortens the USCIS decision window to 15 business days, which matters if your OPT or grace period is running short.
Confirm the prevailing wage tier before accepting an offer
Run the OFLC Wage Search using your job location and SOC code before signing. The LCA wage must meet at least Level II for a director-level role. An offer below that threshold forces the employer to refile, delaying your start date.
Document your risk framework experience in plain language
USCIS RFEs for management roles often challenge the specialty occupation requirement. Prepare a resume and job description that ties your duties to a specific degree field, such as quantitative finance or actuarial science, not just general business administration.
Understand cap-exempt employer pathways if you miss the lottery
Universities, nonprofit research organizations, and government-related entities are exempt from the H-1B annual cap. Some large financial firms have affiliated foundations or research arms that qualify. Ask your employer's immigration counsel whether any entity in their structure is cap-exempt.
H-1B Visa Risk Management Director: Frequently Asked Questions
Does a Risk Management Director role qualify as a specialty occupation for H-1B purposes?
Yes, provided the role requires at least a bachelor's degree in a directly related field such as finance, risk management, actuarial science, or quantitative analysis. Generic management duties without a field-specific degree requirement can draw an RFE. The job description must tie each core duty to that specific degree discipline, not just to business administration broadly.
Which industries sponsor H-1B visas most frequently for Risk Management Directors?
Financial services, insurance, and multinational manufacturing are the heaviest sponsors for this title. Banks, asset managers, and insurance carriers routinely file H-1B petitions for enterprise risk and credit risk directors. You can browse verified sponsor employers for this role on Migrate Mate, which surfaces companies with confirmed LCA filing history for Risk Management Director positions.
How does the H-1B cap lottery affect my timeline for starting a Risk Management Director role?
Cap-subject H-1B petitions can only have an October 1 start date at the earliest, meaning you must be selected in the April lottery and have your petition approved before then. If your current work authorization expires before October 1, your employer may need to structure a cap-exempt bridge arrangement or you may need to maintain status through another category in the interim.
Can I transfer my H-1B to a new employer mid-year as a Risk Management Director?
Yes. H-1B portability under AC21 allows you to change employers once your new employer files a transfer petition, without waiting for USCIS approval. The new employer must file an I-129 with a certified LCA before your last day at the current employer. Your salary and title must still meet prevailing wage requirements at the new company's location.
What credentials strengthen an H-1B petition for a Risk Management Director position?
A degree in finance, economics, mathematics, or actuarial science is the strongest foundation. Professional certifications such as FRM or CFA support the specialty occupation argument by demonstrating field-specific expertise beyond a general management background. USCIS gives additional weight to credentials that directly map to the specialized analytical duties described in the LCA and support letter.